How many phases are there for ESIC UDC?

There are two phases for ESIC UDC: a) Preliminary Exam b) Mains Exam

Is there any negative marking in the ESIC UDC Exam?

For every incorrect answer, 0.25 marks will be deducted.

How to download the ESIC UDC Result 2020?

Candidates are advised to download the result from the official website.

What is the age limit for upper-division clerks for the ESIC examination?

Minimum: 18 years Maximum: 27 years

IOB LBO Expected Cut Off 2026: Check State wise, Category wise Cutoff Prediction

Sep 24 2026

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IOB LBO expected cut off 2026 state wise data has been updated by our experts. The Indian Overseas Bank LBO recruitment online exam dates are 24th & 29th September 2026. Candidates can check the Indian Overseas Bank LBO expected cut off 2026 state wise on this page. The cutoff depends upon various key factors. Candidates clearing the online exam cut off will be called for the Language Proficiency Test (LPT) and Personal Interview. Go through this page to know the IOB LBO previous year cut off 2025 details.

Free Download IOB LBO Memory Based Paper (24th Sep, 2026)

Check IOB LBO Exam Analysis 2026

IOB LBO Expected Cut Off 2026 State wise (For Online Exam)

Here you can check the state wise IOB LBO expected cutoff 2026 out of 200 for the online exam stage. Our experts provide this data by carefully analyzing varios key factors such as vacancy, shift-wise exam level, etc.

Check GA Questions Asked in IOB LBO Exam 2026

IOB LBO Expected Cut Off 2026 (Out of 200) - For Online Exam
State	Expected Cutoff (UR category) (+ / - 3 marks)
Tamilnadu	160
Karnataka	163
Maharashtra	163
Gujarat	163

Note - This expected cutoff is just a prediction based on the exam level conducted on 24-9-2026. Still 2 shifts of exam will be conducted on 29-9-2026. Considering all these levels there may be changes in expected cutoff. Stay tuned..

Attend IOB LBO Online Mock Interview 2026 - Personalized Batch

Free Download IOB LBO Syllabus 2026 & Check Exam Pattern

Check IOB LBO Shift Timings

Check IOB LBO Exam Date

Indian Overseas Bank LBO Cut Off 2026

Indian Overseas Bank LBO selection process contains an Online Examination followed by Language Proficiency Test (LPT) and Personal Interview. Candidates qualifying in the Online Examination would be called for Language Proficiency Test (LPT) and candidates qualifying both online exam and LPT will be called for Personal Interview

Sectional cut off is applicable for online exam - 30% for reserved candidates and 35% for unreserved candidates.
Candidates securing minimum qualifying marks in the online examination & LPT (wherever applicable) shall be called for Personal Interview.
For final selection, the weightage ratio of Online Exam and Personal Interview will be in the ratio of 80:20 respectively.

Check Indian Overseas Bank LBO Salary 2026

How to Check IOB Local Bank Officer Cut Off 2026?

Here are the steps to check the cutoff marks:

Go to the official site of the Indian Overseas Bank.
Click the careers tab.
There you can find the Indian Overseas Bank Local Bank Officer cut off 2026 PDF link.
Open the PDF to know the sectional and overall cutoff details.

Free Download IOB LBO Syllabus 2026 & Check Exam Pattern

Factors Affecting Cutoff

Various key factors will decide the IOB LBO cutoff 2026.

Vacancy.
Total Candidates who appeared for the exam in each shift.
Shift-wise exam level.

Check IOB LBO Interview Tips	Check IOB LBO Interview Dress Code
Check IOB LBO Interview Documents	Check IOB LBO Interview Language
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Check IOB LBO Interview Do's & Don'ts	Check IOB LBO Interview Experience

Indian Overseas Bank LBO Previous Year Cut Off

The Indian Overseas Bank Local Bank Officer previous year cut off details can be checked on this space:

IOB LBO Admit Card 2026	IOB LBO Result 2026
IOB LBO Exam Analysis

Last Year IOB LBO Cut Off 2025 State wise (For Online Exam)

Indian Overseas Bank LBO online exam cutoff 2025 is updated here.

IOB LBO Cut Off 2025 for online exam (out of 200)
State	SC	ST	OBC	EWS	UR	PwBD
State	SC	ST	OBC	EWS	UR	VI	HI	OC	ID
Gujarat	141	130	142.75	142.75	149.50	-	100.75-	-
Maharashtra	151.75	139.25	153.25	153	156.25	-	-	138.50	132.25
Odisha	143.50	131.50	149.25	150.50	155.25	-	113.75	-	-
Punjab	144.50	93.50	146.25	151.75	157	111.50	-	-	-
Tamil Nadu	140.25	73.25	150.50	98.75	153	134	114.25	103.50	96.75
West Bengal	148.50	116	145.25	145.50	157.50	87.50	-	-	-

Also, check here the IOB LBO last year sectional cut off 2025 for online exam:

IOB LBO Sectional Cutoff 2025 for online exam
Category	T1 - RC (60)	T2 - GE (40)	T3 - DA (60)	T4 - EK (40)
SC, ST, OBC, PwBD	23.75	2	20	10.50
UR (GEN), EWS	34.25	3.25	30	14.75
Note: Candidates should have obtained the above minimum cut-off in each category. RC - Reasoning and Computer Aptitude ; GE - General / Economy / Banking Awareness ; DA - Data Analysis and Interpretation ; EK - English Knowledge.

IOB LBO Final Cut Off 2025 State wise

Here is the IOB LBO previous yaer final cutoff 2025 state wise out of 100 marks.

IOB LBO Final Cut Off 2025 (out of 100)
State	SC	ST	OBC	EWS	UR (Gen)	PwBD
State	SC	ST	OBC	EWS	UR (Gen)	VI	HI	OC	ID
Gujarat	74.20	67.90	73.90	75.40	76.90	-	60.50	-	-
Maharashtra	77.90	72	78.30	78.30	79.40	-	-	76.20	71.70
Odisha	73.40	70.40	78.10	77.40	79.10	-	61.90	-	-
Punjab	76.20	63.10	77	75.80	79.90	78.90	-	-	-
Tamil Nadu	74.20	56.90	77.70	66.20	78.60	74.10	57.70	74	52.70
West Bengal	75.50	66.10	75.90	75.90	80.60	75.80	-	-	-

FAQs

Q: What are the factors that decide the Indian Overseas Bank local bank officer cut off 2026?

The IOB LBO cutoff is based on various key factors such as state-wise vacancies, total number of candidates appeared shift wise, exam level shift-wise, etc.

Q: Where can I check the Indian Overseas Bank LBO previous year cut off?

On this page, we have given the state wise IOB LBO previous year cut off.