LIC AAO vs Bank PO: Comparison And Difference - Know Which Is Better
Aug 20 2025
LIC AAO vs Bank PO 2025: In this article, we are going to compare LIC AAO vs Bank PO 2025 in detail. The banking and insurance fields are not the same, but they have some similarities in their selection process, but many dissimilarities in their scope of work. Banks encourage people to save and borrow money, while LIC encourages insurance, which offers social security to people both during and after their lives. The banking exam is conducted by ibps for PSB (public sector banks) and RRB (Regional Rural Banks). The LIC AAO vs Bank PO 2025 comparison is very important because both of them have job security, are well-paid with allowances, and have timely promotions. While comparing the LIC AAO vs Bank PO, it is mandatory to compare LIC AAO vs Bank PO salary, Exam Pattern, Career Growth, Work pressure, and transfer in order to arrive at a decision, and you can get LIC AAO vs Bank PO which is better?.
In this article, we will also see about LIC AAO vs SBI PO, LIC AAO vs SBI PO salary comparison, and also we will see LIC AAO vs SBI PO, which is tougher, etc. Students will get clarification, but somehow, you have to prepare well to clear all these exams. LIC AAO has already released the notification for the exams. This article will boost your confidence and help you clarify how to select your suitable sector.
LIC AAO Previous Year Question Papers
LIC AAO Exam 2025
LIC AAO stands for LIC Assistant Administrative Officer. They are selected by conducting LIC AAO exams. These Officers carry out administrative work, fill claims and settlements, monitor the existence of insurance policies, and formulate new policies
Bank PO 2025
There are three types of Bank PO exams. IBPS PO, IBPS RRB PO Exams and SBI PO Exams. Bank PO Officers carry out administrative work. They also provide services to customers, enhance the business of the bank, handle cash activities, and manage customer accounts. IBPS exams for probationary officer recruitment will be conducted by ibps for PSBs and RRBs. They will also conduct exams in stages, like Prelims and Mains. The candidates who are selected will appear for a direct interview. SBI recruits its employees by conducting its exams in two stages: prelims and mains
LIC AAO vs Bank PO 2025 Comparison
LIC AAO vs Bank PO 2025 is a highly discussed topic among aspirants because they require which is better in career aspects. So in this article, we have compared its salary, exam pattern, promotions, working hours, etc. With the help of all these comparisons, the candidates can make a career choice.
LIC AAO vs Bank PO Salary 2025
LIC AAO vs Bank PO salary 2025 comparison gives a clear and main differentiation for the candidates to choose a better career. Salary and allowances will be key decision factors to decide whether LIC AAO vs Bank PO is better. We are given a table comparison between LIC AAO vs Bank PO salary and LIC AAO vs Sbi PO salary.
|
LIC AAO vs Bank PO Salary 2025 |
|||
|
|
LIC AAO |
IBPS PO |
SBI PO |
|
Basic Pay |
Rs. 53,600 /- |
36,000/- |
41960/- |
|
Special Allowance |
Rs. 4,500 /- |
5,904 |
4000/- |
|
DA |
Rs. 21,500 /- |
8,593.20 |
19679/- |
|
HRA (Minimum 7%) |
Rs. 3,752 /- |
3,240 |
8000/- (Rural) 29500/- (Urban) |
|
Transport Allowance |
Rs. 1,960 /- |
- |
Reimbursement for AC-2Tier (Exclusively for official travels) |
| Gross Salary |
Rs. 92,870 /- |
52,000+ | 90,000+ |
IBPS PO basic salary will be 36000/-. The IBPS PO salary covers other allowances, which are in addition to the basic pay.
-
Some other allowances of an IBPS PO are House Rent Allowances, Dearness Allowances, Learning Allowances, Travelling Allowances, Newspaper Reimbursement, Medical Aid, Benefits under the New Pension Scheme, etc.
-
If we sum up, then the salary may be Rs. 52,000+
State Bank of India offers lucrative salary packages along with several perks to the employees, which enable a huge number of candidates to apply for the exam every year. As per the SBI PO notification, the starting basic pay is 41,960/- (with 4 advance increments) on a scale of 36000-1490/7-46430-1740/2-49910-1990/7-63840. The candidates will also be eligible for allowances and perks along with an attractive salary package.
LIC AAO basic pay is Rs 53,600/- and covers special allowances, HRA, DA, and Transport Allowance, which overall covers Rs 92,870/-
LIC AAO vs Bank PO 2025 Exam Pattern
The LIC AAO vs Bank PO 2025 exam pattern comparison is done in two stages. Prelims exam comparison and mains exam comparison. We will maintain two separate tables so that it will be easier for the candidates to understand better.
LIC AAO vs Bank PO 2025 Prelims Exam Pattern
The LIC AAO and Bank PO have a similar type of exam pattern. Both authorities are clear that their employees should possess basic fundamental skills that it is very essential in their work. Check the table for a clear understanding.
|
LIC AAO vs Bank PO Prelims Exam Pattern 2025 |
||||
|
Section |
Number of Questions (LIC AAO / Bank PO) |
Maximum Marks (LIC AAO / Bank PO) |
Duration (LIC AAO / Bank PO) |
Medium (LIC AAO / Bank PO) |
|
English Language |
30 |
30 |
20 mins |
English |
|
Quantitative Aptitude |
35 |
35 |
20 mins |
English & Hindi |
|
Reasoning Ability |
35 |
35 |
20 mins |
English & Hindi |
|
Total |
100 |
70** / 100 |
60 mins |
|
** The English Language test will be qualifying, and the marks in the English Language will not be counted for ranking.
LIC AAO vs Bank PO 2025 Mains Exam Pattern
LIC AAO and Bank PO recruitments conduct the mains exam for the candidates who clear the prelims exams. Once testing the fundamental skills, the skills like data interpretation, Computer skills, perspective Insurance, and Banking awareness will be tested in the mains exam.
|
LIC AAO vs Bank PO Mains Exam Pattern |
|||
|
Section |
Number of Questions |
Maximum Marks (SBI / IBPS) |
Duration |
|
Reasoning and Computer Aptitude |
40 |
50 |
50 mins |
|
English Language |
35 |
40 |
40 mins |
|
Data Analysis and Interpretation |
30 |
50 |
45 mins |
|
General/Economy/Banking Awareness |
50 |
60 |
45 mins |
|
Total |
155 |
200 |
3 hours |
|
Letter Writing and Essay section |
2 |
50 / 25 |
30 minutes |
|
Section |
Number of Questions (LIC AAO) |
Maximum Marks (LIC AAO) |
Duration (LIC AAO) |
|
Data Analysis & Interpretation |
30 |
90 |
40 mins |
|
General Knowledge and Current affairs |
30 |
60 |
20 mins |
|
Reasoning Ability |
30 |
90 |
40 mins |
|
Insurance and Financial Market Awareness |
30 |
60 |
20 mins |
|
Total |
120 |
300 |
2 hours |
|
English Language (Letter Writing & Essay) |
2 |
25** |
30 mins |
** Descriptive tests of the English Language etc., will be qualifying, and the marks in the English Language will not be counted for ranking.
LIC AAO vs Bank PO 2025 Eligibility criteria
Bank PO Eligibility Criteria 2025
The Eligibility Criteria for SBI and LIC exams 2025 mainly depend on three factors mentioned below.
-
Nationality
-
Age Limit
-
Educational Qualification
|
LIC AAO vs Bank PO 2025 Eligibility Criteria |
||
|
Eligibility Criteria |
LIC AAO |
Bank PO |
|
Nationality |
Indian |
Indian |
|
Age limit |
The Minimum age is 21 and the Maximum age is 30 as per the date of notification released. |
The Minimum age is 21 and the Maximum age is 30 as per the date of notification released. |
|
Educational Qualification |
“Bachelor’s Degree in any discipline from a recognised Indian University/Institution” |
“Bachelor’s Degree in any discipline from a recognised Indian University/Institution” |
As per the LIC AAO vs Bank PO 2025 Eligibility Criteria comparison, both exams have the same kind of Eligibility Criteria.
LIC AAO vs Bank PO Working Hours
Since LIC only works five days a week, you get two weekends to yourself. However, the only Saturdays off for bank personnel are the second and fourth.
LIC AAO vs Bank PO Work Pressure
- As AAOs are not expected to connect with potential clients to bring more business to the company (that is the responsibility of a LIC Agent), work demands in LIC may not be extremely strong.
- A PO's workday is busier because they are expected to interact with potential clients in order to gain new clients for the bank.
LIC AAO vs Bank PO Transfer
Both bank PO and LIC AAO positions are comparable to one another in terms of transfers because both include transfers in (three to five years). The majority of LIC branches are found in urban areas, giving an AAO position an edge over a bank PO position, which can be posted at a bank branch in a rural area.
LIC AAO vs Bank PO Promotions and Future Prospects
In a bank PO position, you can anticipate a promotion within two to three years, while the same thing may take much longer in the case of LIC AAO (five to eight years)
Promotions in banks happen every two to three years on the following scale:
Bank PO
⇓
Assistant Manager
⇓
Branch manager
⇓
AGM
⇓
GM
LIC AAO vs Bank PO Perks and Benefits
1. Defined contributory pension
2. Special allowance for passing the actuarial examination
3. Gratuity
4. LTC
5. Cash medical benefit
6. Group mediclaim
7. Group personal accident insurance
8. Group insurance
9. Vehicle loan (2-wheeler/4-wheeler) as per rules.
FAQs
Q: What is the salary of an LIC AAO?
LIC AAO basic pay is Rs 53,600/- and covers special allowances, HRA, DA, and Transport Allowance, which overall covers Rs 92,870/-
Q: What is the salary of a Bank PO?
Basic pay is 41,960/- (with 4 advance increments) on a scale of 36000-1490/7-46430-1740/2-49910-1990/7-63840
Q: How long will it take LIC AAO to get promoted?
LIC AAO takes a minimum of five to eight years to get promoted.
General Awareness Smart Analysis (Smart Quiz 2.0)
- Get Weekly 4 set Test
- Each Set consist of 50 Questions
- Compare your progress with Test 1 & 2 & Test 3 & 4
- Deep Analysis in topic wise questions
Super Plan
- Bundle PDF Course 2025
- Premium Bundle PDF Course 2024
- Bundle PDF Course 2023
- Ultimate Bundle PDF Course 2022
- English Bundle PDF Course
- Insurance & Financial Market Awareness Bundle PDF Course
- Descriptive Papers for Bank & Insurance Exams
- Interview Bundle PDF Course
- General Awareness Smart Analysis
- All Bank Exams Video Course*
- Platinum Package (Test Series)
- All Premium eBooks
- Interview Courses are not included*
Premium PDF Course
- Bundle PDF Course 2025
- Premium PDF Course 2024
- Prime PDF Course 2023
