BOB LBO GA Questions Asked: Memory-Based Questions and Answers

If you are searching for BOB LBO GA Questions Asked, you are probably looking for more than a list of random General Awareness questions. You want to know what topics were actually tested, what kind of questions appeared, and what you should study for the next attempt. The BOB LBO General Awareness section covered a wide range of topics, including government schemes, banking and RBI awareness, defence exercises, international affairs, economy, and static GK. 

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GA Questions Asked in BOB LBO Exams

Here are some of the important memory-based questions and answers, along with the key areas candidates should focus on.

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Government Schemes and National Initiatives

Government schemes are an important part of GA preparation. However, the questions were not limited to simply identifying the scheme. Candidates needed to remember beneficiaries, financial assistance, ministries, and eligibility-related details.

Q. Which segment of society is primarily targeted under the PM SVANidhi Scheme?

Answer: Street vendors

Q. What is the maximum loan amount available under the Tarun category of Pradhan Mantri Mudra Yojana?

Answer: Up to ₹10 lakh

Q. What is the annual premium under Pradhan Mantri Suraksha Bima Yojana (PMSBY)?

Answer: ₹20 per annum

Q. Which ministry is the nodal ministry for the PM Vishwakarma Scheme?

Answer: Ministry of Micro, Small and Medium Enterprises

Q. How much financial assistance is provided annually to eligible farmer families under PM-KISAN?

Answer: ₹6,000 per year

Q. What is the maximum monthly pension available under Atal Pension Yojana?

Answer: ₹5,000 per month

Q. What is the minimum loan amount available under Stand-Up India?

Answer: ₹10 lakh

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Banking and RBI Questions

This is the section candidates should not overlook. BOB LBO is a banking recruitment examination, so questions can move beyond current affairs and test whether you understand basic banking rules, terminology, and RBI regulations.

Q. What is the maximum liability of a bank for loss caused by fire, theft or burglary of a safe-deposit locker?

Answer: 100 times the annual locker rent

Q. What percentage of ANBC is prescribed as the PSL sub-target for Small and Marginal Farmers?

Answer: 10% of ANBC

Q. What is the maximum balance permitted in a Small Account?

Answer: ₹50,000

Q. Which section of the Negotiable Instruments Act, 1881 defines a Promissory Note?

Answer: Section 4

Q. When is an account classified as SMA-2?

Answer: When the overdue period is more than 60 days and up to 90 days.

Q. What does Net Interest Margin or NIM represent?

Answer: Net interest income relative to interest-earning assets.

Q. What is the maximum end-of-day balance permitted per customer in a Payments Bank?

Answer: ₹2 lakh

Q. What is the PSL target for Small Finance Banks?

Answer: 75% of ANBC

Q. What does a higher CASA ratio indicate for a bank?

Answer: Lower cost of funds and potentially better profitability margins.

Q. What does CTS stand for in cheque clearing?

Answer: Cheque Truncation System

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Defence and International Affairs

The GA section can also move far outside traditional banking. Candidates should therefore keep track of major military exercises, international groupings and global meetings.

Q. Which Indian Naval Ships participated in the 12th edition of SLINEX?

Answer: INS Jyoti and INS Rana

Q. Which four countries participate in the Malabar naval exercise?

Answer: India, the United States, Japan, and Australia

Q. Which countries formed the G20 Troika during India's transition from its presidency?

Answer: Indonesia, India and Brazil

Q. Which countries were among the new members added during the BRICS expansion?

Answer: UAE, Egypt, Ethiopia and Iran

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Economy, Infrastructure and Static GA

Some questions tested general economic and national awareness rather than pure current affairs.

Q. Which river is crossed by the world's highest railway bridge?

Answer: Chenab River

Q. Which organisation is responsible for India's official GDP estimates?

Answer: National Statistical Office (NSO)

Q. What is the maximum DICGC insurance cover for deposits per depositor per bank?

Answer: ₹5 lakh

Q. Which index is used by the RBI's Monetary Policy Committee to measure retail inflation?

Answer: Consumer Price Index (CPI)

Q. What was the maximum annual investment limit for an individual in Sovereign Gold Bonds?

Answer: 4 kg per financial year

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What Do These BOB LBO GA Questions Tell Us?

  • Government schemes: Know the ministry, beneficiary, objective, and financial assistance.

  • Banking awareness: Know RBI regulations, banking terminology, limits, ratios, and financial concepts.

  • Current affairs: Follow defence exercises, international meetings, government initiatives, and major national developments.

  • Economy and static GK: Revise inflation, GDP, financial institutions, infrastructure, PSUs and important economic terms.

  • The real challenge is that these categories can overlap.

  • For example, a question about DICGC is both a banking-awareness topic and a current financial-regulation topic. Similarly, a question about CPI connects static economics with current monetary policy.

 

How Should You Prepare After Seeing These Questions?

  • Don't simply memorise the answers above.

  • Instead, use every question as a starting point.

  • If the question is about PM-KISAN, revise its ministry, objective, instalment structure and beneficiary eligibility.

  • If the question is about SMA-2, revise SMA-0, SMA-1, SMA-2 and NPA classification together.

  • If the question is about Malabar, revise the Quad countries and other major defence exercises.

  • If the question is about CPI, revise CPI, WPI, inflation targeting and the role of the RBI's Monetary Policy Committee.

  • This method helps you prepare for the next question, rather than only the question you have already seen.

 

FAQs

Q. What type of GA questions are asked in BOB LBO?

BOB LBO GA can include government schemes, banking awareness, RBI regulations, economy, current affairs, defence exercises, international affairs, and static GK.

Q. Are government schemes important for BOB LBO?

Yes. Candidates should know the objective, beneficiaries, ministry, financial assistance, and important limits associated with major government schemes.

Q. Is banking awareness important for BOB LBO GA?

Definitely. RBI regulations, banking terminology, PSL, NPA classification, payment systems, CASA, NIM, and financial institutions are important preparation areas.

Q. How much current affairs should I study for BOB LBO?

Don't focus only on current affairs. Combine recent current affairs with banking awareness, government schemes, economy, and static GK for more complete preparation.

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