LIC ADO Notification 2026 PDF: Check the Expected Date, Apply Online, Exam Dates, Link, Recruitment Details

The LIC ADO notification 2026 PDF is expected to be released in March or April 2026 by the Life Insurance Corporation of India. This notification will be released zone-wise. With that into consideration, candidates will be allowed to apply for this exam by the end of April 2026. The LIC ADO recruitment 2026 selection process is Prelims, Mains, and an Interview. As of now, the prelims exam is expected to be conducted in June 2026, whereas the mains exam is expected to be conducted in August 2026, followed by the interview, which will be conducted in October 2026 (Tentative). Candidates can check the complete information regarding the LIC ADO recruitment 2026 vacancy, selection process, Eligibility Criteria, Salary, Exam Pattern, Syllabus, and Cut-off. This recruitment is a great chance for all insurance exam aspirants to secure a respected position in the insurance category. 

 

LIC ADO Notification 2026 PDF - Download link

Preliminary, Mains, and Interview rounds make up the three stages of the LIC ADO Recruitment 2026. The LIC ADO Notification PDF contains all the pertinent information about this job. Here we have added the direct link for the zone-wise notifications.

 

LIC ADO Notification 2026 PDF Zone wise

Zone

English PDF

Hindi PDF

LIC ADO Notification 2026 North Zone

Update Soon Update Soon

LIC ADO Notification 2026 North Central Zone

Update Soon Update Soon

LIC ADO Notification 2026 Central Zone

Update Soon Update Soon

LIC ADO Notification 2026 Eastern Zone

Update Soon Update Soon

LIC ADO Notification 2026 South Central Zone

Update Soon Update Soon

LIC ADO Notification 2026 Southern Region

Update Soon Update Soon

LIC ADO Notification 2026 West Zone

Update Soon Update Soon

LIC ADO Notification 2026 East Central Zone

Update Soon Update Soon

 

The LIC ADO 2026 notification is expected to be released soon. Till that, candidates can check the LIC ADO 2023 Notification Zone wise (Last Year Notification) from the table below.

Check LIC ADO Salary 2026

LIC ADO Notification 2023 PDF Zone wise (Last Year Notification)

Zone

English PDF

Hindi PDF

LIC ADO Notification 2023 North Zone

Download English PDF

Download Hindi PDF

LIC ADO Notification 2023 North Central Zone

Download English PDF

Download Hindi PDF

LIC ADO Notification 2023 Central Zone

Download English PDF

Download Hindi PDF

LIC ADO Notification 2023 Eastern Zone

Download English PDF

Download Hindi PDF

LIC ADO Notification 2023 South Central Zone

Download English PDF

Download Hindi PDF

LIC ADO Notification 2023 Southern Region

Download English PDF

Download Hindi PDF

LIC ADO Notification 2023 West Zone

Download English PDF

Download Hindi PDF

LIC ADO Notification 2023 East Central Zone

Download English PDF

Download Hindi PDF

 

LIC ADO Notification 2026 Expected Date

In this table, all the important dates regarding the LIC ADO notification 2026 PDF are given. By knowing the exam date, aspirants can plan their preparation.

Check LIC ADO Cut Off 2026

Events

Tentative Dates

LIC ADO Notification 2026 Expected Date

March or April 2026

LIC ADO apply online 2026 Start date

April 2026

LIC ADO apply online 2026 Last Date

April 2026

Admit Card for Preliminary Examination

May or June 2026

Preliminary Exam

June 2026

Prelims Result

July 2026

Mains Exam Admit Card

July or August 2026

Mains Exam

August 2026

Mains Result

September 2026

Interview 

October 2026

Final Result

November 2026

Attempt LIC ADO Free Mock Test

 

 

Vacancy

Here you can check the vacancies for zone wise. Check the LIC ADO notification PDF to know the detailed category-wise vacancy list.

 

Zone

Vacancy

Eastern Zonal Office (Kolkata)

to be updated

Western Zonal Office (Mumbai)

to be updated

Northern Zonal Office (New Delhi)

to be updated

East Central Zonal Office (Patna)

to be updated

North Central Zonal Office (Kanpur)

to be updated

Southern Zonal Office (Chennai)

to be updated

South Central Zonal Office (Hyderabad)

to be updated

Central Zonal Office (Bhopal)

to be updated

Total

to be updated

Check LIC ADO Vacancy 2026

LIC ADO Eligibility Criteria 2026

The LIC ADO Eligibility Criteria depend on three factors shared below.

  • LIC ADO Nationality

  • LIC ADO Age Limit

  • LIC ADO Educational Qualification

 

LIC ADO Nationality

The aspirant should be a citizen of India to apply for the LIC ADO recruitment.

LIC ADO Age Limit

The LIC ADO age limit is mentioned below.

  • The applicant shall have completed 21 years of age (in completed years) and not more than 30 years of age (in completed years).

 

There is an upper age limit relaxation for various categories as per the LIC ADO notification 2026 PDF:

Category

Upper Age Limit

Member of a Scheduled Caste or a
Scheduled Tribe.

35

Member of OBCs (other than those in the creamy layer).

33

A LIC Employee who is not a member of an SC
or an ST or OBCs.

42

A LIC Employee who is a member of the OBCs
(other than those in the creamy layer).

45

A LIC Employee who is a member of an SC or
ST.

47

LIC Agent or Other than Agent (such as
DSE/FSE) who is not a member of SC, ST, or OBC.

40

LIC Agent or Other than Agent (such as
DSE/FSE)who is a member of the OBCs (Other
than those in the creamy layer).

43

LIC Agent or Other than Agent (such as
DSE/FSE) who is a member of an SC or an ST

45

Ex-serviceman.

30, increased by the number years of service in the armed forces subject to maximum age of 45 years where he is a member of OBCs and 47 years were he is a member of the SC or ST and a maximum of 42 years in other than SC, ST, OBC cases.

 

LIC ADO Educational Qualification

For information about the LIC ADO Educational Qualification 2026, kindly refer to the information below for your reference. We have updated the details as per the LIC ADO notification 2026 PDF.

(i) For the Employees category and Agents category in both Urban and Rural areas- Applicant shall possess a Bachelor’s Degree from a University in India established under a statute or approved for the purpose or the Fellowship of Insurance Institute of India, Mumbai.

(ii) An applicant from the Others category for recruitment as an Apprentice Development Officer in both the Urban and Rural areas shall possess a Bachelor’s Degree from a University in India established under a statute or approved for the Fellowship of the Insurance Institute of India, Mumbai.

LIC ADO Experience Required

As per the LIC ADO notification 2026, check the experience details:

Experience Required

Category of Applicant

For Recruitment in Urban Area

For Recruitment in Rural Areas

LIC Employee Category

Not less than 3 years of service after confirmation in the Class III cadre in LIC of India.

LIC Agents Category or other than Agent, such as DSAs/ FSEs

Not less than 5 years as an LIC agent or other than Agent, such as DSAs/ FSEs and has brought a Net First Year Premium Income of not less than ₹5,00,000/- during the immediately preceding 5 financial years and a Net First Year Premium Income of not less than ₹ 1,00,000/- on 50 lives in any 3 (Three) of these financial years.

Not less than 4 years as an LIC agent or other than Agent, such as DSAs / FSEs and has brought a Net First Year Premium Income of not less than ₹ 1,00,000/- on 50 lives per year in any 3 of the immediately preceding 4 financial years

Others Category (Open Market)

Preference would be given to candidates who have at least 2 years of experience in the life insurance industry or in the marketing of financial products

 

NOTE:

“Net First Year Premium” means the amount of Premium brought in by an agent or other than Agent, such as DSAs/ FSEs, either in cash or by cheque, ( in later case which has not been dishonored subsequently) towards New Business including First Year’s Renewal Premium during the relevant number of immediately preceding financial years as reduced by the amount of Premium that has lapsed out of such First Year Premium reckoned with reference to the date of the application for recruitment as an Apprentice Development Officer.

(i) “Rural Area” means an area with an ascertained population of 50,000 or less, and the operational area has an ascertained population of not more than 1.50 lakh.

(ii) “Urban Area” means an area which is not a rural area.

Knowledge of the local/ native language of the place where the candidate is applying is desirable.

LIC ADO  Apply Online 2026 Link

The new registration is the initial phase of this LIC ADO Apply online 2026 process. You should complete the online form and submit the application costs following the new registration. To obtain vital information regarding recruiting, candidates applying for the positions must have an active email address and mobile number. They ought to keep these crucial particulars until the LIC ADO Recruitment 2026 Process is over. The steps in the LIC ADO Apply Online 2026 process are as follows:

LIC ADO Apply Online 2026 Link (Inactive)

 

  • Visit the official website of the LIC.

  • In the career section, click the LIC ADO Apply Online 2026  Link.

  • Select the New Registration Tab.

  • Enter the necessary information, such as your name, a working email address, your birthdate, your cellphone number, etc.

  • To finish the LIC ADO apply online 2026 registration process, click the submit button.

  • The candidates' email addresses and cellphone numbers will now get a message with their Registration ID and password.

  • To access the LIC ADO apply online 2026 Form, log in with your Registration Number and Password.

  • Upload the necessary scanned papers, including a photo, left thumbprint, handwritten statement, and signature, in the next step. Follow the forms mentioned in the LIC ADO notification 2026 pdf download to upload these papers.
  • Now, complete the appropriate fields on the LIC ADO apply online 2026 form with your personal information, employment history, educational background, and other information. 

  • To double-check the information you have provided in the application form, click the preview button now.

  • To finish the LIC ADO apply online 2026 process, pay the application fees in the final step.

 

Before the deadline, applicants must pay the application fee via debit cards (RuPay/Visa/MasterCard/Maestro), credit cards, internet banking, IMPS, cash cards, or mobile wallets. Please refer to the LIC ADO notice 2026 before applying online.

  • SC/ST - Intimation Charges of Rs. 100/- +Transaction Charges + GST

  • For all other candidates - Application Fee-cum-Intimation Charges of Rs. 750/- + Transaction Charges + GST

 

Salary

Here are the LIC ADO salary details:

  • At present, the amount of stipend is about ₹ 51500/- per month, except in the case of candidates selected from the LIC Employees category.

  • On appointment as a Probationary Development Officer, basic pay of ₹ 35650/- per month (except for Employee Category candidates) on a scale of 35650-2200(2)-40050-2595(2)-45240-2645 (17)-90205 and other admissible allowances as per rules shall be payable.

  • Total emoluments at the minimum of the scale, inclusive of House Rent Allowance and City Compensatory Allowance wherever admissible, depending upon the classification of the city, will be approximately ₹ 56000/- in ‘A’ Class City.

Check LIC ADO Salary 2026

LIC ADO Selection Process 2026

The LIC ADO selection process 2026 comprises the following types:

  • Others Category (Open Market)

  • LIC Employee Category

  • LIC Agents Category or other than Agent, such as DSAs/ FSEs

 

Selection will be made based on online tests, followed by an interview of the candidates who qualify in the online test and subsequent pre-recruitment Medical examination.

The marks obtained in the main examination only will be considered for shortlisting for the interview. The marks obtained in the main examination and the marks obtained in the interview will be considered for the final merit listing of the candidates. The maximum mark for the interview is 40.

Exam Pattern for Open Market Category

Candidates should be familiar with the Exam Pattern and Syllabus to achieve the best results in the exam. Candidates should plan the preparation strategy based on the exam pattern and syllabus given in the LIC ADO notification 2026 PDF.

Prelims Exam Pattern for Open Market Category

The LIC ADO Prelims exam comprises objective-type multiple-choice questions and is conducted online. The questions asked in the prelims exam will be available in both English and Hindi. As per the LIC ADO notification PDF, the Prelims exam will contain three sections with separate timings as given in the table.

Prelims Pattern for Open Market Category

Name of Test

No of Questions

Maximum Marks

Medium of exam

Duration

Reasoning Ability

35

35

English & Hindi

20 minutes

Numerical Ability

35

35

English & Hindi

20 minutes

English language

30

30

English

20 minutes

Total

100

70**

 

60 Minutes

Note: **English Language test will be of a qualifying nature, and the marks in the English Language will not be counted for ranking.

Mains Exam Pattern for Open Market Category

The LIC ADO Mains exam contains both objective-type questions and descriptive-type questions and is held online mode. The questions asked in the exam will be available in both English and Hindi. The mains exam will contain three sections with separate timings.  As per the LIC ADO notification 2026 pdf download, check the mains pattern.

 

Mains Pattern for Open Market Category

Name of Test

No of Questions

Maximum Marks

Medium of exam

Duration

Reasoning Ability & Numerical Ability

50

50

English &

Hindi

Composite

120 minutes

General Knowledge, Current Affairs and English Language with Special Emphasis on Grammar and vocabulary

50

50

English &

Hindi

Insurance and Financial Marketing Awareness with special emphasis on knowledge of Life Insurance and the Financial Sector

60

60

English &

Hindi

Total

160

160

   

 

Exam Pattern for LIC Agents and LIC Employee Category

For the LIC Agents & LIC Employee Category single-phase examination, i.e. Main Examination consisting of objective tests, will be conducted online.

 

Exam Pattern For LIC Agents Category

Name of Test

No of Questions

Maximum Marks

Medium of exam

Duration

Reasoning Ability & Numerical Ability

20

20

English & Hindi

Composite 120 Minutes

General Knowledge, Current Affairs and English Language with Special Emphasis on Grammar and vocabulary

20

20

English & Hindi

Elements of Insurance and Marketing of Insurance

60

120

English &

Hindi

Total

100

160

   

 

A; so, check here the Exam Pattern for the LIC Employee Category:

Exam Pattern For LIC Employee Category

Name of test

No of Questions

Maximum Marks

Medium of exam

Duration

Reasoning Ability & Numerical Ability

20

20

English & Hindi

Composite

120

minutes

General Knowledge, Current Affairs and English Language with Special Emphasis on Grammar and vocabulary

20

20

English & Hindi

Practice and Principles of Insurance, Marketing

60

120

English & Hindi

Total

100

160

   

 

Syllabus

The LIC ADO syllabus is an important aspect of exam preparation. It is important for the candidates to be aware of all the topics and marking schemes of the exam to save time from focusing on topics irrelevant to the syllabus. Refer to the Syllabus for Prelims and Mains Exam for your preparation process.

Check LIC ADO Syllabus & Exam Pattern 2026

Cut Off

The LIC ADO Exam Cut off will be released along with the result. The selection of candidates for the recruitment exam depends in large part on the cutoff. To advance to the next phase of the selection process, applicants must achieve the necessary cut-off in each round. The candidates will be qualified for the final selection once they have advanced through all of the LIC ADO rounds.

Check LIC ADO Cut Off 2026

FAQs

Q: What is the LIC ADO Apply Online 2026 last date?

The last date to apply online for the LIC ADO will be updated in the notification.

Q: What is the LIC ADO age limit 2026?

The LIC ADO Age Limit should be between 21 years and 30 years.

Q: What about the LIC ADO Notification 2026 expected date?

The LIC ADO Notification is expected in March or April 2026.

image
General Awareness Smart Analysis (Smart Quiz 2.0)
  • Get Weekly 4 set Test
  • Each Set consist of 50 Questions
  • Compare your progress with Test 1 & 2 & Test 3 & 4
  • Deep Analysis in topic wise questions
₹599 ₹199
View Package
Super Plan
  • All Banking PDF Course 2026, 2025, 2024
  • All Banking Video Course
  • All Banking Mock Test Series 
  • All Banking Bundle PDF Courses
  • All Banking Ebooks
  • All Banking Interview Courses Not Included
₹17990 ₹2999
View Package
Premium PDF Course
  • Bundle PDF Course 2025 
  • Premium PDF Course 2024
  • Prime PDF Course 2023
₹3999 ₹629
View Package
image
image
image
image