Candidates who clear the OICL AO main examination will be shortlisted for the interview round. The final selection will be based on a combined score, with 80% weightage given to the online test and 20% to the interview. This means 80% weight is given to the marks obtained in the Mains exam, and 20% weight is given to the Interview marks. The Mains score is first converted to 80 marks, and the Interview score is converted to 20 marks, and then both are added to calculate a final score out of 100. The interview is the final stage of the selection process in the OICL AO examination, as it plays a vital role in determining your overall score and allotment. Refer to this article to know more about OICL AO Interview Marks 2026 and its weightage.

OICL AO Interview Marks 2026: Official Details
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It carries a weightage of 20% in the final selection process, while the Online Examination contributes 80%, making the final merit based on an 80:20 ratio.
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To score well in the interview, candidates should concentrate on key areas such as communication skills, body language, and awareness of banking concepts.
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Even if your online exam score is on the borderline, performing well in the interview can significantly improve your position in the final merit list.
OICL AO Final Merit List Calculation 2026
The final merit list for OICL AO is prepared based on the combined performance in the Mains examination and the Interview, following an 80:20 weightage ratio. This means 80% weight is given to the marks obtained in the Mains exam, and 20% weight is given to the Interview marks. The Mains score is first converted to 80 marks, and the Interview score is converted to 20 marks, and then both are added to calculate a final score out of 100
Important Points About Interview Marks
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Although the interview has a relatively lower weightage, it can still influence your final merit position.
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Strong communication skills, confidence, and clarity of thought play a crucial role in achieving a good score.
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A high score in the Mains exam can help offset lower marks in the interview.
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However, a very poor interview performance can negatively impact your chances of final selection, especially if your score is close to the cutoff.
Overall, even with a 20% weightage, the interview remains a significant part of the selection process. A strong performance can make up for a slightly lower online exam score and improve your overall ranking.

Can You Clear OICL AO with Low Interview Marks?
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Yes, you can clear the OICL AO with low interview marks when you score strong marks in the mains.
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The final merit list of the candidates can be obtained by combining the mains mark 80% and the interview marks 20%. The interview carries less weightage, so Mains plays a bigger role.
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However, very low interview marks can be risky if your Mains score is near the cutoff.
OICL AO Common Interview Tips to Follow
Here are the most important and practical tips to help you succeed:
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Gain a clear understanding of the role of general insurance companies, along with key concepts in banking, insurance, the economy, and finance.
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Build strong knowledge of the insurance sector, including important terms like premium, policy, claim settlement, and reinsurance.
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Stay updated with current affairs, especially recent government schemes, banking and insurance news, and budget highlights.
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Structure your answers clearly and respond honestly during the interview.
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Be prepared to answer questions related to your educational background and work experience.
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Communicate your ideas confidently, maintain clarity, and ensure proper eye contact with the interviewer.
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Display positive and professional body language throughout the interaction.
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Dress in formal attire and avoid flashy or distracting accessories.
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Remain polite, composed, and calm until the interview concludes.
FAQs
1. What is the weightage of the OICL AO Interview in the final selection?
The OICL AO Interview carries 20% weightage in the final selection process, while the Mains (online test) holds 80% weightage. The final merit is calculated by combining both scores.
2. How is the final score calculated in the OICL AO selection process?
The marks obtained in the Mains exam are scaled down to 80 marks, and the Interview marks are scaled to 20 marks. These two scores are then added together to get the final score out of 100, which determines the candidate’s selection.
3. Is the OICL AO Interview important for final selection?
Yes, the interview is very important, as it is the final stage of the selection process. Even though it carries 20% weightage, a good performance in the interview can significantly improve your final merit rank and chances of selection.