As of 2025, there are 12 government banks in India, namely, State Bank of India, Punjab National Bank, Bank of Baroda, Bank of India, Bank of Maharashtra, Union Bank of India, Canara Bank, Central Bank of India, Indian Bank, Indian Overseas Bank, Punjab and Sind Bank, and UCO Bank. Government or public-sector banks are banks where the majority, i.e., more than 50% of the stakes, are held by the government. These banks are a major contributor to the country's economic growth. Indian Government banks are also referred to as public sector banks in India. This PDF is useful for bank exams, which result in boosting the candidate's scores in the examination. The Indian government holds above 50% shares in each PSB. This article provides complete information about the list of government banks in India 2025, their taglines, government shareholdings, and other relevant information. Candidates can start the Banking Awareness Preparation by downloading this in both English and Hindi.

Download the Government Banks in India List 2025 PDF in English

Download the Government Banks in India List 2025 PDF in Hindi

How many Government Banks Are There in India?

There are 12 government banks in India as of 2025, namely, State Bank of India, Punjab National Bank, Bank of Baroda, Bank of India, Bank of Maharashtra, Union Bank of India, Canara Bank, Central Bank of India, Indian Bank, Indian Overseas Bank, Punjab and Sind Bank, and UCO Bank. They are operated by the Indian government and provide essential services like loans, savings accounts, and financial inclusion programs.

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Government Banks in India List - Expected Questions PDF

Candidates can check and download the expected questions from the list of public sector banks in India PDF from the link below. With that help, candidates can practice MCQs based on the Government Banks of India.

Check the Expected Questions from Indian Government Banks 2025

List of Public Sector Banks with Headquarters 2025

As of 2025, there are 12 Government banks in India. The 12 public sector banks, along with their taglines, Headquarters, year of establishment, and Government shareholding details, are tabulated below.

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Note: At the end of the fiscal year 2024 - 25, the total business of Public Sector Banks (PSBs) reached ₹251 lakh crore. Together, these banks operate over 107,000 branches and 120,000 ATMs, along with a substantial network of Business Correspondent outlets.

12 Public Sector Banks in India Pictures

Candidates can refer to the 12 Nationalised banks in India, with a pictorial representation provided below for easy reference.

Check the Role and Functions of Banks in India

Indian Government Banks List Before Merger (Public Sector Banks)

With the declaration released on August 30, 2019, 12 public sector banks (government banks in India) are now. Before that, there were 27 public sector banks in India. Check out the list given below.

The Government Banks before the Merger are,

1. Allahabad Bank

2. Andhra Bank

3. Bank of India

4. Bank of Maharashtra

5. Canara Bank

6. Central Bank of India

7. Corporation Bank

8. Dena Bank

9. Indian Bank

10. Indian Overseas Bank

11. Oriental Bank of Commerce

12. Punjab & Sind Bank

13. Punjab National Bank

14. Syndicate Bank

15. UCO Bank

16. Union Bank of India

17. United Bank of India

18. Vijaya Bank

19. IDBI Bank (77.79% government stake)

20. SBI+ and its five associate banks

21. Bharatiya Mahila Bank

Check the List of Indian Banks Headquarters and Taglines

Bank Mergers - Largest Government Banks in India for Bank Exams After Merger

Here is the list of the largest nationalised banks in India in 2025 after the merger. In this merger, the 6 banks merged with 6 independent public sector banks.

• Six merged banks - SBI, Bank of Baroda, Punjab National Bank, Canara Bank, Union Bank of India, and Indian Bank.

• Six independent banks - Indian Overseas Bank, Uco Bank, Bank of Maharashtra, Punjab and Sind Bank, Bank of India, and Central Bank of India.

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Banks Merged - List of Indian Government Banks After Merger

The bank's mega-merger was announced by Union Finance Minister Nirmala Sitharaman in 2019. Bank mergers are conducted to reduce the operational costs of banks, enhance risk management, and improve professional standards. The bank mergers and acquisitions are provided here.

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Classification of Government Banks

Here are some of the important informations regarding the Classification of Government Banks (PSBs).

• State Bank of India and its associates: The State Bank of India traces its origin to the Bank of Calcutta, established in 1806, and later renamed the Bank of Bengal. Along with the Banks of Bombay and Madras, it merged in 1921 to form the Imperial Bank of India. In 1955, it was nationalised as SBI. Today, SBI is India’s largest commercial bank with a vast nationwide and global presence. State Bank of India had five associate banks, namely, SBBJ, SBT, SBP, SBM, and SBH, which were merged into SBI in April 2017.

• Nationalised Banks: Other than SBI, there are 11 Nationalised Banks in India. Punjab National Bank, Bank of Baroda, Bank of India, Bank of Maharashtra, Union Bank of India, Canara Bank, Central Bank of India, Indian Bank, Indian Overseas Bank, Punjab and Sind Bank, and UCO Bank.

• Regional Rural Banks: Regional Rural Banks (RRBs) were established under the RRBs Act, 1976, to strengthen institutional credit delivery to agriculture and rural areas. Over the past five decades, RRBs have played a key role in expanding financial inclusion and rural banking services. At present, 28 RRBs operate across 28 States and Union Territories, with over 22,000 branches spread across nearly 700 districts in India. A few banks are: Andhra Pradesh Grameena Bank, Arunachal Pradesh Rural Bank, Assam Gramin Bank, etc.

Largest Public Sector Banks After Merger

The largest government banks in India, as of 2025, after mergers, are tabulated below. The State Bank of India is the largest by assets, followed by PNB, Bank of Baroda, Canara Bank, etc. This article also includes a list that is based on the top 10 public sector banks in India by market cap in 2025.

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Top 10 Government Banks In India - Updated List

The bank that the government of India owns is known as the Nationalised Bank. Nationalised banks are also known as public sector banks. From the top 10 nationalised banks in India, Candidates can learn about the top 5 nationalised banks in India.

Assets Held By Top 10 Government Banks In India

Here, the top 10 government banks of India are listed based on the assets held by them. The State Bank of India topped the list with a total of ₹ 7170899 crore (INR). 

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Types of Banks

These are the types of banks present in our country. Different sorts of banks have different responsibilities to perform. The public sector banks come under commercial banks.

1. Central Bank

2. Cooperative Banks

3. Commercial Banks

4. Regional Rural Banks (RRB)

5. Local Area Banks (LAB)

6. Specialized Banks

7. Small Finance Banks

8. Payments Banks

Government Banks List - Commercial Banks

There are 3 types of commercial banks: the Public / Government bank, the Private sector bank, the Regional Rural Bank, and the Foreign sector Bank.

• Commercial banks come under the Banking Companies Act of 1956.

• They function on a commercial basis, with profit as their primary goal.

• The primary source of funds for commercial banks is public deposits.

Important Facts for Bank Exams

Here are some of the important facts for bank exams.

• The Reserve Bank of India (RBI) was the first nationalised bank in India with effect from 1 January 1949.

• India’s bank nationalisation took place in two key phases: in 1969, the government nationalised 14 major private banks, including PNB and Bank of Baroda, to promote public welfare and rural development; this was followed in 1980 by the nationalisation of six more banks, such as Andhra Bank and Vijaya Bank, further expanding banking access, after the partial nationalisation of the State Bank of India in 1955.

• The State Bank of India is the largest public sector bank in India by assets.

• The Indian Government holds the majority, i.e., more than 50% of the stakes of each PSB.

Difference Between Government Banks and Private Banks in India

Candidates can check the few important differences between Government Banks and Private Banks in India, as mentioned in the table below.

Role of Government Banks in the Indian Economy

The major roles that government banks play in the Indian Economy are listed below.

• Financial inclusion: Jan Dhan–led initiatives and digital reforms have transformed financial inclusion in India. By expanding access to banking services and strengthening social security for vulnerable groups, these measures have empowered millions and promoted a more inclusive society. Financial inclusion schemes ensure the availability of credit, insurance, pension coverage, and economic awareness among the weaker sections. Their impact is wide-ranging, with strong multiplier effects on the economy. The JAM (Jan Dhan–Aadhaar–Mobile) trinity has played a crucial role in integrating the unbanked into the formal financial system.

• Credit to Agriculture and MSMEs: Public Sector Banks (PSBs) provide the majority of loans for agriculture, accounting for approximately 70-75% of all lending in this sector. According to the Reserve Bank of India’s rules, banks must allocate 18% of their net credit to agriculture. They support farmers through programs like Kisan Credit Cards, interest subsidies, and loans for farm infrastructure. PSBs are also essential for the growth of Micro, Small, and Medium Enterprises (MSMEs). They meet required lending goals, offer collateral-free loans through schemes like PMMY and CGTMSE, and provide working capital, digital services, and advice to help encourage entrepreneurship and job creation.

• Government schemes implementation: To address rising stress in the banking system, the RBI initiated the Asset Quality Review (AQR) in 2015, leading to transparent recognition of NPAs, which peaked in 2018 and impacted bank finances. In response, the Government launched reforms such as Indradhanush, bank recapitalisation, IBC, EASE, governance reforms, and bank amalgamation under the 4R strategy. These measures significantly improved asset quality, capital adequacy, profitability, and overall resilience of banks, restoring lending capacity and financial stability.

Recruitment Through Government Banks

Recruitment in government banks follows a structured and transparent process to ensure merit-based selection. IBPS conducts PO and Clerk examinations for most public sector banks, while SBI independently recruits its PO and Clerical staff. Specialist Officer recruitment focuses on hiring domain experts in areas such as IT, HR, Law, and Risk Management to strengthen banks’ technical and professional capabilities.

List of Government Banks In India in Hindi

भारत में सरकारी बैंकों के नाम की सूची 

यहां हमने आपके संदर्भ के लिए भारत में सरकारी बैंकों की सूची के साथ-साथ भारत में सरकारी बैंकों की सूची पीडीएफ प्रदान की है।

भारत में सरकारी बैंकों की सूची के साथ-साथ विलय के बाद भारत में सरकारी बैंकों की सूची यहां दी गई है। बड़े विलय के बाद ये हैं 12 सार्वजनिक क्षेत्र के बैंक। 

भारत में सरकारी बैंकों के नाम 

• भारतीय स्टेट बैंक
• पंजाब नेशनल बैंक
• बैंक ऑफ बड़ौदा
• केनरा बैंक
• यूनियन बैंक ऑफ इंडिया
• बैंक ऑफ इंडिया
• इंडियन बैंक
• सेंट्रल बैंक ऑफ इंडिया
• इंडियन ओवरसीज बैंक

• यूको बैंक
• बैंक ऑफ महाराष्ट्र
• पंजाब एंड सिंध बैंक

भारत में 12 सार्वजनिक क्षेत्र के बैंक 2025 - भारत की सभी बैंकों की सूची 

यहां हमने भारत में सरकारी बैंकों की सूची का महत्वपूर्ण विवरण पीडीएफ में जोड़ा है। 12 सार्वजनिक क्षेत्र के बैंक अपनी टैगलाइन के साथ।

प्रतियोगी परीक्षाओं की तैयारी करने वाले उम्मीदवारों के संदर्भ के लिए मुख्यालय, स्थापना का वर्ष और सरकारी शेयरधारिता विवरण नीचे सारणीबद्ध हैं। 

भारत के सभी बैंकों की सूची: विलय से पहले भारत में सरकारी बैंक (सार्वजनिक क्षेत्र के बैंक) 

30 अगस्त, 2019 को जारी घोषणा के साथ, अब 12 सार्वजनिक क्षेत्र के बैंक (जिन्हें सरकारी बैंक भी कहा जाता है) हैं। इससे पहले, भारत में 27 सार्वजनिक क्षेत्र के बैंक थे। विलय से पहले भारत में सरकारी बैंकों की सूची देखें। 

 विलय से पहले भारत में सरकारी बैंकों की सूची थी 

• इलाहबाद बैंक
• आंध्रा बैंक
• बैंक ऑफ बड़ौदा
• बैंक ऑफ इंडिया
• बैंक ऑफ महाराष्ट्र

• केनरा बैंक
• सेंट्रल बैंक ऑफ इंडिया
• कॉर्पोरेशन बैंक
• देना बैंक
• इंडियन बैंक
• इंडियन ओवरसीज बैंक
• ओरिएंटल बैंक ऑफ कॉमर्स
• पंजाब एंड सिंध बैंक
• पंजाब नेशनल बैंक
• सिंडिकेट बैंक
• यूको बैंक
• यूनियन बैंक ऑफ इंडिया
• यूनाइटेड बैंक ऑफ इंडिया
• विजया बैंक
• आईडीबीआई बैंक (77.79% सरकारी हिस्सेदारी)
• एसबीआई+और उसके पांच सहयोगी बैंक
• भारतीय महिला बैंक

बैंकों का विलय - विलय के बाद भारत में सरकारी बैंकों की सूची  

बैंकों का मेगा-विलय 2019 में केंद्रीय वित्त मंत्री निर्मला सीतारमण द्वारा किया गया था। बैंकों के संचालन की लागत को कम करने, बैंकों के जोखिम प्रबंधन में सुधार और पेशेवर मानक में सुधार के लिए बैंक विलय किया जाता है। बैंक विलय और अधिग्रहण यहां प्रदान किए गए हैं। 

विलय के बाद सबसे बड़े सार्वजनिक क्षेत्र के बैंक 

विलय के बाद भारत के सबसे बड़े सरकारी बैंकों की सूची नीचे दी गई है। इस लेख में भारत के शीर्ष 10 सरकारी बैंकों की पीडीएफ भी शामिल है जो मार्केट कैप के हिसाब से भारत के शीर्ष 10 सरकारी बैंकों पर आधारित है।

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Tips to Focus on Exam For this Topic - PSBs in India

For bank exams, give importance to Static GK because it gives sure marks. Practice frequently asked questions to know exam patterns. To remember bank headquarters, use:

• Simple tricks,

• Short notes, and

• Revise regularly.

Public Sector Banks in India - A Summary

Government banks play a crucial role in India’s economic development by promoting financial inclusion, supporting agriculture and MSMEs, and implementing government welfare schemes. As of 2025, there are 12 public sector banks in India where the Government of India holds a majority stake. For banking exams, key facts such as bank names, headquarters, taglines, mergers, and government shareholding are frequently asked under Static GK. Aspirants must memorise these details because such questions are direct, scoring, and often repeated in prelims, mains, and interviews, helping candidates gain an edge and improve overall exam performance.

FAQs

Q: How many government banks are there in India in 2025?

There are 12 government banks (public sector banks) in India as of 2025. Bank mergers are conducted to reduce the operational costs of banks, enhance risk management, and improve professional standards. Currently, the PSBs are 11 + 1 (SBI).

Q: Which are the 12 Public Sector Banks in India in 2025?

The 12 government banks in India are: State Bank of India, Punjab National Bank, Bank of Baroda, Bank of India, Bank of Maharashtra, Union Bank of India, Canara Bank, Central Bank of India, Indian Bank, Indian Overseas Bank, Punjab and Sind Bank, and UCO Bank.

Q: What is the tagline of the State Bank of India (SBI)?

The tagline of the State Bank of India is “Pure Banking, Nothing Else.”

Q: What was the main purpose of the bank mergers announced in 2019?

The 2019 bank mergers aimed to reduce operational costs, enhance risk management, and improve professional standards in India’s public sector banks.

Q: How many public sector banks existed before the 2019 merger?

Before the merger announced in 2019, India had 27 public sector banks. After the consolidation, the number was reduced to 12.

Q: Which is the largest government bank in India after the merger?

After the mergers, the largest public sector bank is the State Bank of India (SBI). It is followed by Punjab National Bank, Bank of Baroda, Canara Bank, Union Bank of India, and Indian Bank.

Q: Why are government banks also called public sector banks?

Government banks are called public sector banks because they are majority-owned and operated by the Government of India, ensuring public ownership and accountability while promoting financial inclusion and economic development.

Q: Are the government banks of India safe for deposits?

Yes, government banks in India are regulated by the Reserve Bank of India (RBI) and are considered very safe for deposits, providing guaranteed security to customers.

Q: What are the Government Banks?

Government or public-sector banks are banks where the majority, i.e., more than 50% of the stakes, are held by the government. They are also referred to as public sector banks in India.

Q: Is SBI a government bank?

Yes, State Bank of India (SBI) is a public sector bank owned by the Government of India, which holds a majority stake of over 57% in the bank.

Q: Are RRBs government banks?

Yes, Regional Rural Banks (RRBs) are government-owned commercial banks operating in India.