Dear Readers, Daily Current Affairs Questions Quiz for SBI, IBPS, RBI, RRB, SSC Exam 2025 of 25th February 2025. Daily GK quiz online for bank & competitive exam. Here we have given the Daily Current Affairs Quiz based on the previous days Daily Current Affairs updates. Candidates preparing for IBPS, SBI, RBI, RRB, SSC Exam 2025 & other competitive exams can make use of these Current Affairs Quiz.

 

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1) Which key feature defines Razorpay’s financial solutions introduced at FTX 2025?

(a) Cryptocurrency-based transactions

(b) AI-powered secure experiences

(c) Government-subsidized banking

(d) Decentralized finance (DeFi) integration

(e) Offshore banking solutions

2) Which bank has signed an MoU with the Indo-Tibetan Border Police (ITBP) to offer exclusive financial benefits?

(a) State Bank of India (SBI)

(b) Punjab National Bank (PNB)

(c) HDFC Bank

(d) Bank of Baroda

(e) ICICI Bank

3) Which organization has launched the initiatives Chhoti SIP, Tarun Yojana, and MITRA?

(a) Reserve Bank of India (RBI)

(b) Securities and Exchange Board of India (SEBI)

(c) Association of Mutual Funds in India (AMFI)

(d) Ministry of Finance

(e) National Stock Exchange (NSE)

4) Which regulatory body increased the free-look period from 15 days to 30 days last year?

(a) Reserve Bank of India (RBI)

(b) Securities and Exchange Board of India (SEBI)

(c) Insurance Regulatory and Development Authority of India (IRDAI)

(d) Ministry of Finance

(e) Association of Mutual Funds in India (AMFI)

5) When was the Bima Vahak portal expected to be soft-launched for onboarding ‘Vahaks.’ ?

(a) March 2025

(b) April 2025

(c) June 2025

(d) December 2025

(e) January 2026

6) Which company has introduced the Solar Soundbox as an eco-friendly digital payment solution?

(a) Google Pay

(b) PhonePe

(c) Paytm

(d) Amazon Pay

(e) BharatPe

7) Recently, the Securities and Exchange Board of India (SEBI) Proposed Major Reforms for Angel Funds to Enhance Capital Flow to Startups. What is the current investor limit for private placement under the Companies Act, 2013?

(a) 50 investors

(b) 100 investors

(c) 150 investors

(d) 200 investors

(e) 500 investors

8) Which Indian state will host the official event for the 19th PM-KISAN installment release?

(a) Uttar Pradesh

(b) Maharashtra

(c) Bihar

(d) Madhya Pradesh

(e) Rajasthan

9) Which organization launched the "Imagine a World with More Women in Science" campaign?

(a) World Health Organization (WHO)

(b) United Nations Educational, Scientific and Cultural Organization (UNESCO)

(c) International Labour Organization (ILO)

(d) World Economic Forum (WEF)

(e) United Nations Development Programme (UNDP)

10) What is the primary aim of the Haryana Witness Protection Scheme 2025?

(a) To provide financial aid to crime victims

(b) To protect witnesses from threats, harassment, or intimidation

(c) To offer free legal education to witnesses

(d) To increase the number of police personnel in courts

(e) To improve the efficiency of forensic labs

11) Which rocket will carry the Nova-C lander ‘Athena’ to the Moon?

(a) Space Launch System (SLS)

(b) Blue Origin’s New Shepard

(c) SpaceX Falcon 9

(d) Delta IV Heavy

(e) Soyuz MS

12) In which state was the coastal security exercise 'Sagar Kavach' conducted in 2025?

(a) Maharashtra

(b) Kerala

(c) Tamil Nadu

(d) West Bengal

(e) Gujarat

13) Which Indian airport won the ‘Sarvashrestha Suraksha Puraskar (Golden Trophy)’ at the NSCI Safety Awards 2024?

(a) Indira Gandhi International Airport

(b) Kempegowda International Airport

(c) Manohar International Airport (GOX)

(d) Chhatrapati Shivaji Maharaj International Airport

(e) Rajiv Gandhi International Airport

14) Which two organizations have collaborated to advance aerospace technology in India?

(a) DRDO and ISRO

(b) HAL and DIAT

(c) BEL and Tata Advanced Systems

(d) BEML and L&T Defense

(e) NAL and Airbus

15) Which Indian cricketer became the fastest batsman to reach 14,000 runs in international cricket?

(a) Rohit Sharma

(b) MS Dhoni

(c) Virat Kohli

(d) Rahul Dravid

(e) Shubman Gill

16) The 6th edition of Exercise Dharma Guardian is scheduled to take place in which country?

(a) India

(b) Japan

(c) United States

(d) Australia

(e) France

17) Which Indian squash player won the Octane Sydney Classic title in 2025?

(a) Ramit Tandon

(b) Mahesh Mangaonkar

(c) Saurav Ghosal

(d) Joshna Chinappa

(e) Dipika Pallikal

18) Who is the current Chief Minister of Haryana (as of 2025)?

(a) Manohar Lal Khattar

(b) Nayab Singh Saini

(c) Bhupinder Singh Hooda

(d) Dushyant Chautala

(e) Anil Vij

19) How many member states does UNESCO have?

(a) 190

(b) 192

(c) 194

(d) 195

(e) 200

20) What is the name of the new payment mechanism launched by IRDAI in February 2025?

(a) Bima-Suraksha

(b) Bima-Pay

(c) Bima-ASBA

(d) Bima-Digital

(e) Bima-Secure

Answers :

1) Answer: B

Short Explanation:

Razorpay, India’s leading omnichannel payments and business banking platform, has introduced 4 major innovations at its annual flagship event, FTX 2025, framing a new era of AI-driven financial solutions designed to empower startups, e-commerce brands, and enterprises with frictionless financial solutions and secure, AI-powered experiences.

Detailed Explanation:

Razorpay, India’s leading omnichannel payments and business banking platform, has introduced 4 major innovations at its annual flagship event, FTX 2025, framing a new era of AI-driven financial solutions designed to empower startups, e-commerce brands, and enterprises with frictionless financial solutions and secure, AI-powered experiences.

RazorpayX Corporate Cards (in partnership with YES Bank)

Positioned as India’s first founder-focused corporate card, it simplifies spending and reconciliation for early-stage startups.

Designed to solve the longstanding credit and cash flow challenges faced by startup founders.

Buyer Protection Program

Touted as India’s first buyer protection feature, this program instils trust for online shoppers by providing a money-back guarantee on non-delivery or fraudulent transactions.

RAY Agentic-AI Toolkit

India’s first AI-powered suite for onboarding, integration, real-time payment intelligence, and more.

This next-gen AI approach is set to enable one-click autonomous transactions and seamless commerce experiences.

Razorpay Engage Gift Cards

A new digital gifting platform that helps businesses customise and distribute gift cards effortlessly.

2) Answer: B

Short Explanation:

Punjab National Bank (PNB) has signed a Memorandum of Understanding (MoU) with the Indo-Tibetan Border Police (ITBP), framing a strategic partnership to provide exclusive financial benefits and insurance coverage for ITBP personnel, pensioners, and their families.

Detailed Explanation:

Punjab National Bank (PNB) has signed a Memorandum of Understanding (MoU) with the Indo-Tibetan Border Police (ITBP), framing a strategic partnership to provide exclusive financial benefits and insurance coverage for ITBP personnel, pensioners, and their families.

Under the MoU, ITBP personnel will receive extensive insurance coverage and financial benefits, including:

Personal Accidental Insurance (PAI) of ₹100 lakh

Air Accidental Insurance (AAI) of ₹150 lakh

Permanent/Partial Disability Coverage of ₹100 lakh

Additional Cover for Death During Operations of ₹10 lakh

Cost of Imported Medicines (including transportation) up to ₹10 lakh

Air Ambulance Cost of up to ₹10 lakh

Special Benefits for ITBP Pensioners and Families: PNB has also extended its Rakshak Account benefits to ITBP pensioners, framing a financial security net that includes:

Lifetime PAI coverage of ₹50 lakh

AAI coverage of ₹100 lakh

Additional financial benefits available to dependents and families of ITBP personnel

3) Answer: C

Short Explanation:

The Association of Mutual Funds in India (AMFI) has launched three strategic initiatives—Chhoti SIP, Tarun Yojana, and MITRA—aimed at enhancing financial inclusion, promoting investor awareness, and facilitating the retrieval of forgotten investments.

Detailed Explanation:

The Association of Mutual Funds in India (AMFI) has launched three strategic initiatives—Chhoti SIP, Tarun Yojana, and MITRA—aimed at enhancing financial inclusion, promoting investor awareness, and facilitating the retrieval of forgotten investments.

These efforts align with the Securities and Exchange Board of India's (SEBI) mission to democratize mutual fund investments and broaden participation across diverse demographics.

Chhoti SIP: This initiative introduces a Systematic Investment Plan (SIP) starting at ₹250, making mutual fund investments more accessible, especially for first-time investors and individuals from underserved communities.

Tarun Yojana: Aimed at integrating financial literacy into school curricula, Tarun Yojana seeks to equip young minds with foundational knowledge of investment principles, fostering early financial education.

MITRA (Mutual Fund Investment Tracing and Retrieval Assistant): This platform assists investors and their legal heirs in identifying and recovering inactive or forgotten mutual fund holdings, ensuring rightful asset ownership.

4) Answer: C

Short Explanation:

The government has asked private insurers to increase the free-look period from one month to a year.

The free-look period allows customers to cancel an insurance policy without surrender charges.

Last year, IRDAI increased the period from 15 days to 30 days.

Insurers must refund the first premium if the policyholder returns the policy within this period.

Detailed Explanation:

The government has asked private insurers to increase the free-look period from one month to a year.

The free-look period allows customers to cancel an insurance policy without surrender charges.

Last year, IRDAI increased the period from 15 days to 30 days.

Insurers must refund the first premium if the policyholder returns the policy within this period.

Public-sector insurers have been mandated to introduce a ‘call back’ system after a policy sale.

Private insurers are also encouraged to implement this feature.

Grievances related to unfair business practices by life insurers have declined:

FY23: 26,107 complaints (21% of total grievances)

FY24: 23,335 complaints (19.3% of total grievances)

Banks and financial institutions have been instructed to ensure that only trained agents sell policies.

5) Answer: B

Short Explanation:

Bima Vahak portal is nearing completion and will be soft-launched in April 2025 for onboarding ‘Vahaks.’

The initiative is women-centric and aims to increase insurance penetration in underserved areas.

Detailed Explanation:

Bima Vahak portal is nearing completion and will be soft-launched in April 2025 for onboarding ‘Vahaks.’

The initiative is women-centric and aims to increase insurance penetration in underserved areas.

During Bima Manthan (Feb 13-14, 2025) in Hyderabad, Insurance Regulatory and Development Authority of India (IRDAI) met with CEOs of life and non-life insurers to discuss the phased launch of Bima Trinity and finalize a compliant, customer-friendly insurance distribution model.

Bima Trinity aims to drive financial inclusion, improve customer experience, and expand insurance coverage across India.

Bima Trinity consists of:

Bima Vahak – Women-led local insurance distribution network.

Bima Vistaar – Composite insurance product covering life, health, personal accident, and property insurance.

Bima Sugam – Digital insurance marketplace for policy purchases, servicing, and claims.

6) Answer: C

Short Explanation:

Paytm Solar Soundbox is an eco-friendly solution that harnesses a low-cost alternative energy source, enabling merchants in rural, remote, and electricity-deprived areas to seamlessly integrate into the digital ecosystem.

Detailed Explanation:

Paytm Solar Soundbox is an eco-friendly solution that harnesses a low-cost alternative energy source, enabling merchants in rural, remote, and electricity-deprived areas to seamlessly integrate into the digital ecosystem.

Made in India and designed for eco-friendly operation.

Integrated solar panel for automatic charging.

Solar-powered battery: Provides a full day of power with just 2-3 hours of sunlight.

Electricity-powered battery: Lasts up to 10 days without recharging.

Ensures uninterrupted functionality and promotes green energy adoption.

Seamless digital transactions via Paytm QR code.

Supports UPI and RuPay Credit Card payments.

3-watt speaker for clear audio payment confirmations, even in noisy environments.

Multilingual support: Audio alerts in 11 Indian languages.

7) Answer: D

Short Explanation:

The Securities and Exchange Board of India (SEBI) proposes allowing Angel Funds to onboard a larger pool of experienced investors without breaching the private placement cap.

SEBI suggests recognizing Accredited Investors (AIs) as QIBs under the ICDR Regulations, 2018.

This change would exempt AIs from the 200-investor limit set by the Companies Act, 2013.

Detailed Explanation:

The Securities and Exchange Board of India (SEBI) proposes allowing Angel Funds to onboard a larger pool of experienced investors without breaching the private placement cap.

SEBI suggests recognizing Accredited Investors (AIs) as QIBs under the ICDR Regulations, 2018.

This change would exempt AIs from the 200-investor limit set by the Companies Act, 2013.

SEBI highlights the lack of operational transparency in Angel Funds, particularly in assessing investor financial stability and risk tolerance.

Accredited Investors, who meet specific financial criteria and undergo independent verification, would be preferred for investment in Angel Funds

8) Answer: C

Short Explanation:

The Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) scheme, launched in 2019, provides Rs 6,000 per year to small and marginal farmers in three equal installments.

The 19th installment of PM-KISAN will be released on February 24, 2025, coinciding with the scheme’s sixth anniversary.

Prime Minister Narendra Modi will officially release the funds at an event in Bhagalpur, Bihar.

Detailed Explanation:

The Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) scheme, launched in 2019, provides Rs 6,000 per year to small and marginal farmers in three equal installments.

The 19th installment of PM-KISAN will be released on February 24, 2025, coinciding with the scheme’s sixth anniversary.

Prime Minister Narendra Modi will officially release the funds at an event in Bhagalpur, Bihar.

PM Kisan 19th Installment: Key Details

Installment Release Date: February 24, 2025

Total Disbursement Amount: Rs 22,000 crore

Number of Beneficiaries: 9.8 crore farmers

Amount Per Farmer: Rs 2,000

Transfer Mode: Direct Benefit Transfer (DBT)

Mandatory eKYC for Installment Credit

To receive the PM Kisan 19th installment, farmers must complete the eKYC verification:

Visit the Official Website: pmkisan.gov.in

OTP-Based eKYC: Enter Aadhaar number and verify with an OTP sent to the registered mobile number.

Biometric eKYC (If Needed): Visit the nearest Common Service Centre (CSC) for biometric verification.

9) Answer: B

Short Explanation:

The United Nations Educational, Scientific and Cultural Organization (UNESCO) has launched the "Imagine a World with More Women in Science" campaign to commemorate the 10th anniversary of the International Day of Women and Girls in Science on February 11, 2025.

Detailed Explanation:

The United Nations Educational, Scientific and Cultural Organization (UNESCO) has launched the "Imagine a World with More Women in Science" campaign to commemorate the 10th anniversary of the International Day of Women and Girls in Science on February 11, 2025.

This initiative, supported by Canada’s International Development Centre (IDRC), aims to promote greater representation and participation of women in STEM fields worldwide.

The campaign builds on UNESCO’s 2024 Call to Action: Closing the Gender Gap in Science, highlighting how diverse perspectives drive innovation in science, technology, medicine, artificial intelligence, and beyond.

The movement is promoted using the hashtag #EveryVoiceInScience.

10) Answer: B

Short Explanation:

The Haryana Government has rolled out the ‘Haryana Witness Protection Scheme 2025’ to ensure the safety and security of witnesses who play a crucial role in the justice system.

The primary aim of the scheme is to protect witnesses from threats, harassment, or intimidation that may arise during judicial proceedings.

Detailed Explanation:

The Haryana Government has rolled out the ‘Haryana Witness Protection Scheme 2025’ to ensure the safety and security of witnesses who play a crucial role in the justice system.

The primary aim of the scheme is to protect witnesses from threats, harassment, or intimidation that may arise during judicial proceedings.

By providing legal protection, including the possibility of relocating, changing identities, or offering other safeguards, the government seeks to strengthen the rule of law, encourage witnesses to testify without fear, and improve the overall functioning of the criminal justice system.

The scheme will be applicable to witnesses of offences punishable with death, life imprisonment, or imprisonment of seven years or more.

Additionally, it will cover punishments under Sections 74, 75, 76, 77, 78, and 79 of the BNS, as well as under Sections 8, 10, 12, 14, and 15 of the Protection of Children from Sexual Offences Act, 2012.

11) Answer: C

Short Explanation:

The US space agency, the National Aeronautics and Space Administration (NASA), is preparing to launch its mission Moon on February 26, 2025.

The spacecraft Nova-C lander ‘Athena’ on a SpaceX Falcon 9 rocket is scheduled for a lift-off from Florida's Kennedy Space Center from Launch Complex 39A.

Detailed Explanation:

The US space agency, the National Aeronautics and Space Administration (NASA), is preparing to launch its mission Moon on February 26, 2025.

The spacecraft Nova-C lander ‘Athena’ on a SpaceX Falcon 9 rocket is scheduled for a lift-off from Florida's Kennedy Space Center from Launch Complex 39A.

This mission is a part of NASA's CLPS (Commercial Lunar Payload Services) initiative and Artemis campaign.

The Intuitive Machines IM-2 mission, carrying NASA science investigations and technology demonstrations to the Moon, will be streamed online.

Space enthusiasts can watch the live launch coverage on NASA+.

The prelaunch events will begin on February 25, 2025.

12) Answer: D

Short Explanation:

The two-day coastal security exercise 'Sagar Kavach' in West Bengal concluded on February 22, 2025 coordinated by the Coast Guard Region North East with the State Coastal Security Operation Centre (SCSOC) serving as the nerve center.

Detailed Explanation:

The two-day coastal security exercise 'Sagar Kavach' in West Bengal concluded on February 22, 2025 coordinated by the Coast Guard Region North East with the State Coastal Security Operation Centre (SCSOC) serving as the nerve center.

The exercise validated the coastal security SOPs through various drills along the 158 km coastline, simulating scenarios such as hijacking of fishing boats, smuggling of contraband, IED planting, and attacks on vital coastal assets.

Active patrolling was conducted by Indian Coast Guard, Navy, West Bengal Police, CISF, BSF, Customs, district police, and the Forest Department, while fishermen’s watch groups were activated as the ‘Eyes and Ears’ of security forces.

13) Answer: C

Short Explanation:

Manohar International Airport (GOX), operated by GMR Goa International Airport Ltd. (GGIAL), has become the first Indian airport to win the ‘Sarvashrestha Suraksha Puraskar (Golden Trophy)’ at the NSCI Safety Awards 2024 in the ‘Service Sector’ category.

The award was presented during a ceremony at The Lalit, Mumbai, in January 2025.

Detailed Explanation:

Manohar International Airport (GOX), operated by GMR Goa International Airport Ltd. (GGIAL), has become the first Indian airport to win the ‘Sarvashrestha Suraksha Puraskar (Golden Trophy)’ at the NSCI Safety Awards 2024 in the ‘Service Sector’ category.

The award was presented during a ceremony at The Lalit, Mumbai, in January 2025.

The award highlights the airport’s exemplary Occupational Safety and Health (OSH) performance.

Recognized for reducing workplace injuries, implementing best safety practices, and maintaining a zero-incident record.

First Indian airport to receive the ‘Sarvashrestha Suraksha Puraskar (Golden Trophy)’. Awarded by the National Safety Council of India (NSCI), under the Ministry of Labour, Government of India.

14) Answer: B

Short Explanation:

Hindustan Aeronautics Limited (HAL) and the Defence Institute of Advanced Technology (DIAT) have joined forces to drive cutting-edge advancements in aerospace technology.

This collaboration aims to foster research, innovation, and the development of next-generation aviation solutions for India’s defense and aerospace sector.

Detailed Explanation:

Hindustan Aeronautics Limited (HAL) and the Defence Institute of Advanced Technology (DIAT) have joined forces to drive cutting-edge advancements in aerospace technology.

This collaboration aims to foster research, innovation, and the development of next-generation aviation solutions for India’s defense and aerospace sector.

Higher Education Opportunities: HAL executives can pursue master’s and Ph.D. programs at DIAT.

Specialized Training: HAL personnel will receive training in emerging aerospace technologies through capsule modules.

Faculty & Student Exchange: Knowledge-sharing programs between HAL and DIAT.

15) Answer: C

Short Explanation:

Indian cricket star Virat Kohli has surpassed Sachin Tendulkar’s record to become the fastest batsman to reach 14,000 runs in international cricket.

This milestone further cements Kohli’s legacy as one of the greatest batsmen in the history of the game.

Detailed Explanation:

Indian cricket star Virat Kohli has surpassed Sachin Tendulkar’s record to become the fastest batsman to reach 14,000 runs in international cricket.

This milestone further cements Kohli’s legacy as one of the greatest batsmen in the history of the game.

Virat Kohli has once again rewritten cricketing history by becoming the fastest batter to reach 14,000 ODI runs.

He achieved this milestone in just 287 innings, surpassing:

Sachin Tendulkar (350 innings)

Kumar Sangakkara (378 innings)

Kohli reached the landmark during India’s Champions Trophy 2025 match against Pakistan in Dubai.

He played a match-winning unbeaten century (51st ODI ton).

16) Answer: B

The 6th edition of Exercise Dharma Guardian is scheduled to take place from February 25 to March 9, 2025, at Mount Fuji, Japan.

17) Answer: C

Short Explanation:

Indian squash legend Saurav Ghosal has made a stunning return to competitive squash, clinching the Octane Sydney Classic title.

Detailed Explanation:

Indian squash legend Saurav Ghosal has made a stunning return to competitive squash, clinching the Octane Sydney Classic title.

The former World No. 10, who retired from the Professional Squash Association (PSA) Tour in April 2023, rejoined the tour on January 1, 2025, to keep his dream of representing India alive.

In a dominant display, the 38-year-old second seed outplayed Egypt’s Abdelrahman Nasser in straight sets to claim victory.

18) Answer: B

About Haryana:

Chief Minister: Nayab Singh Saini

Governor: Bandaru Dattatreya

Capital: Chandigarh

National Parks: Sultanpur National Park, Kalesar National Park

Wildlife Sanctuaries: Bhindawas Wildlife Sanctuary, Kalesar Wildlife Sanctuary, Nahar Wildlife Sanctuary

19) Answer: C

About UNESCO:

Headquarters: Paris, France

Founded: 16 November 1945

Director-General: Audrey Azoulay

Member States: 194

Key Initiatives: Education for Sustainable Development, World Heritage Sites, Man and the Biosphere Programme, International Decade of Sciences for Sustainable Development (2024–2033)

20) Answer: C

In February 2025, The Insurance Regulatory and Development Authority of India (IRDAI) launched a new payment mechanism called Bima-ASBA.

Starting from March 1, 2025, policyholders can use the Unified Payments Interface (UPI) to block funds in their bank accounts.