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CURRENT AFFAIRS : BANKING, FINANCE & BUSINESS

Government Launches Credit Guarantee Scheme for Microfinance Institutions 2.0 (CGSMFI-2.0)

• The Government of India has introduced Credit Guarantee Scheme for Microfinance Institutions-2.0 (CGSMFI-2.0) to support lending to small borrowers.
• The scheme provides guarantee cover to Banks/FIs through National Credit Guarantee Trustee Company Limited (NCGTC) against expected losses on loans extended to Non-Banking Financial Company-Microfinance Institutions (NBFC-MFIs) and MFIs.
• Eligible borrowers include existing or new small borrowers as per the RBI’s microfinance regulatory definition.
• Guarantee coverage under the scheme is 80% for small, 75% for medium, and 70% for large NBFC-MFIs/MFIs.
• The guarantee fee is 50% per annum, calculated on the sanctioned amount (1st year) and outstanding amount thereafter.
• The interest rate is capped at EBLR or MCLR + 2% per annum for loans by MLIs to NBFC-MFIs/MFIs, and on-lending to small borrowers must be 1% below the average rate of past 6 months.
• The scheme is valid till 06.2026 or until loans of ₹20,000 crores are guaranteed, whichever comes first.
• The scheme is expected to facilitate on-lending to approximately 36 lakh small borrowers, enhancing credit flow to the MFI sector.
• Microfinance plays a crucial role in financial inclusion, delivering credit to the bottom of the economic pyramid.
• The scheme addresses financial stress in the microfinance sector by encouraging banks and lending institutions to fund NBFC-MFIs/MFIs for small borrowers.

Union Minister for Finance and Corporate Affairs Smt. Nirmala Sitharaman Launches ‘PRARAMBH 2026’ — Nationwide Awareness Drive on Income Tax Act, 2025

• Union Finance Minister Smt. Nirmala Sitharaman launched PRARAMBH 2026, the Income Tax Department’s nationwide awareness campaign on the Income Tax Act, 2025, in New Delhi.
• The campaign is a multimedia initiative spanning print, radio, television, outdoor, digital, and social media, designed to build awareness about key features of the Income Tax Act, 2025, effective from 04.2026.

Key Highlights :

• The initiative includes creative communication, guidance notes, tutorial videos, brochures, and digital & on-ground engagement, including the MyGov Quiz
• Sitharaman also inaugurated the Income Tax Website 2.0, aimed at improved usability, simpler navigation, and efficient service delivery for taxpayers.
• The Union Finance Minister highlighted the simplification of income tax, emphasizing citizen-centric, outreach-oriented administration, and simultaneous overhaul of direct and indirect tax
• The Income Tax Act, 2025, was developed through broad consultation and aims to reduce disputes, improve compliance, and shift taxpayer behaviour from confusion and avoidance to acceptance and trust.
• Tax officers must adopt an empathetic, trust-based approach, leveraging technology to reduce human interface while maintaining a humane touch.
• The campaign emphasizes multi-lingual outreach and engagement with youth and professionals, including collaboration for AI-driven solutions.
• The campaign aligns with PM Shri Narendra Modi’s M.A.N.A.V. vision: Moral and Ethical Systems, Accountable Governance, National Sovereignty, Accessible and Inclusive AI, and Valid and Legitimate Systems.
• The Union Finance Minister stressed that the Income Tax Act, 2025, must be stable, simple, comprehensible, and supported by human-centric technology, making compliance a natural choice.
• Revenue Secretary Shri Arvind Shrivastava noted that the Income Tax Act, 2025 represents a shift toward a simpler, clearer, and user-friendly tax system, with aligned Rules and Forms.
• The Department is focusing on capacity-building to ensure officers are well-prepared to support taxpayers and on ground-level implementation.
• The Department has enhanced accessibility of information through FAQs, brochures, guidance notes, regional language resources, and uses digital platforms for relatable communication, including short videos.
• The campaign promotes early awareness among students and conducts over 300 workshops, creating an ongoing dialogue with stakeholders.
• PRARAMBH 2026 marks the beginning of a more open, responsive, and simplified tax ecosystem.
• CBDT Chairman Shri Ravi Agrawal stated that PRARAMBH stands for Policy Reform and Responsible Action for Mission Viksit Bharat and is guided by Nagrik Devo Bhava.
• PRARAMBH ensures clear, accessible, and reassuring communication through multilingual campaigns, educational content, digital tools, FAQs, guidance material, and phased system enablement.
• The initiative launched the AI-enabled chatbot Kar Saathi to assist taxpayers with the new Act, Rules, Forms, and related queries.
• Support is also provided through Aaykar Seva Kendras, reflecting a citizen-centric, technology-enabled, and empathetic tax administration.
• Shri Sanjay Bahadur, Member (IT), CBDT, gave an overview of brochures, FAQs, and MyGov Quiz initiative rollout during PRARAMBH.
• PRARAMBH 2026 reflects the Income Tax Department’s commitment to modernization, stakeholder engagement, and citizen-centric governance, preparing for effective implementation of the Income Tax Act, 2025.

About Ministry of Finance:

• Cabinet Minister: Smt. Nirmala Sitharaman
• Minister of State (MoS): Shri Pankaj Chaudhary

Reserve Bank of India Imposes ₹31.80 Lakh Penalty on HSBC for Regulatory Non-Compliance

• The Reserve Bank of India (RBI) imposed a monetary penalty of ₹31.80 lakh on The Hongkong and Shanghai Banking Corporation Limited (HSBC) for non-compliance with its directions.
• The penalty was levied due to non-compliance with RBI directions on “Inoperative Accounts / Unclaimed Deposits in Banks – Revised Instructions.”
• HSBC failed to maintain a searchable database of unclaimed deposits on its website and did not assign Unclaimed Deposits Reference Numbers (UDRN) to certain deposits transferred to the Depositor Education and Awareness (DEA) Fund.
• The penalty was imposed under the powers of Section 47 A(1)(c) read with Section 46(4)(i) of the Banking Regulation Act, 1949.
• The supervisory inspection by RBI referenced the bank’s financial position as on March 31, 2025.
• The bank was issued a show-cause notice and provided opportunities to make submissions and personal hearings before the penalty was confirmed.
• The penalty imposition is without prejudice to any further action that RBI may initiate against the bank.
• HSBC, formerly known as HongkongBank, is the Hong Kong–based Asia-Pacific subsidiary of the HSBC banking group.

Agriculture Insurance Company of India Limited Introduces ‘Krishi Sakhi’ Initiative to Strengthen Women Farmers’ Empowerment

• Agriculture Insurance Company of India Limited, a Central Public Sector Enterprise (CPSE) under the Ministry of Finance (MoF), launched the ‘Krishi Sakhi Initiative’.
• The initiative aims to empower women farmers, enhance their participation in agriculture, and promote crop insurance awareness.
• The programme aligns with the Food and Agriculture Organization (FAO) declaration of 2026 as the International Year of the Woman Farmer by the United Nations (UN).
• The initiative follows a structured year-long approach with month-wise activities across head office and regional offices.
• Key activities include awareness campaigns, workshops, walkathons, articles, and interviews to promote agricultural participation and insurance literacy.
• The initiative focuses on grassroots engagement, including crop insurance awareness programmes and community outreach in rural areas.
• It also promotes sanitation and hygiene awareness, particularly targeting women farmers and rural households.
• The objective is to recognise women’s contribution to agriculture and improve their access to financial protection and insurance schemes.
• The initiative supports inclusive growth, sustainable agriculture, and gender-inclusive rural development.
• Overall, the Krishi Sakhi Initiative aims to strengthen rural livelihoods by enhancing knowledge, resilience, and financial security of women farmers.

World Trade Organization Trade Outlook 2026: Global Goods Trade Growth Expected to Ease to 1.9%

• The World Trade Organization (WTO) released its ‘Global Trade Outlook and Statistics – March 2026’
• The report projects global merchandise trade growth to slow sharply to 1.9% in 2026, down from 6% in 2025.
• The slowdown is attributed to geopolitical tensions in West Asia, normalization of Artificial Intelligence (AI)-related demand, and tariff-driven front-loading of shipments.
• Global merchandise trade growth is expected to recover to 2.6% in 2027.
• Overall trade growth (goods + services) is projected at 7% in 2026, compared to 4.7% in 2025.
• Commercial services trade growth is expected to decline to 4.8% in 2026 from 3% in 2025, before rising to 5.1% in 2027.
• Global GDP growth is forecast to moderate slightly from 9% in 2025 to 2.8% in 2026 and 2027.

About World Trade Organization WTO):

• Founded: 1 January 1995
• Headquarters: Geneva, Switzerland
• Director-General: Ngozi Okonjo-Iweala (since 2021)
• Membership: 166 members (162 UN member states, the European Union, Hong Kong, Macao, and Taiwan)

Department for Promotion of Industry and Internal Trade Releases NIRYAT Trade Data for FY 2024–25 under Commerce Ministry

• The Department for Promotion of Industry and Internal Trade, under the Ministry of Commerce and Industry (MoC&I), released the NIRYAT (National Import-Export Record for Yearly Analysis of Trade) data for FY 2024–25.
• As per the report, Tamil Nadu emerged as the top textile-exporting state, with exports worth USD 7,997.17 million, accounting for 84% of India’s total textile exports.
• India’s total textile exports stood at USD 36,610 million in FY25.
• Top exporting states after Tamil Nadu include Gujarat (USD 5,646.01 million) and Maharashtra (USD 3,831.28 million).
• NIRYAT portal, launched in 2022 by Narendra Modi, provides real-time comprehensive foreign trade data.
• Tamil Nadu’s exports include cotton, silk, handloom products, ready-made garments, technical textiles, and industrial fabrics.
• Key textile hubs such as Coimbatore, Tiruppur, Erode, and Karur support an integrated textile supply chain including spinning, weaving, dyeing, knitting, and garment manufacturing.
• Major export markets for Tamil Nadu textiles include the United States, European Union, and the Middle East, with ~12% growth in export orders in FY25.
• The textile sector in Tamil Nadu provides employment to over 45 lakh people, contributing significantly to rural and semi-urban livelihoods.
• Tamil Nadu’s textile exports increased from USD 6,193.39 million (FY21) to USD 7,997.17 million (FY25), reflecting a ~29% growth.
• India’s textile export composition (FY25) includes ready-made garments (USD 15.99 billion), cotton yarn/fabrics/handloom (USD 12.06 billion), and man-made textiles (USD 4.87 billion).
• Tamil Nadu’s leadership reflects its diversified production base, strong industrial clusters, and consistent global demand.

CURRENT AFFAIRS: NATIONAL AND STATE NEWS

Bharat Petroleum Corporation Limited Launches India’s First Liquefied Petroleum Gas Automated Teller Machine in Gurugram, Haryana

• Bharat Petroleum Corporation Limited, under the Ministry of Petroleum and Natural Gas, launched India’s first Liquefied Petroleum Gas Automated Teller Machine in Gurugram, Haryana.
• The initiative was launched under the BharatGas Insta Liquefied Petroleum Gas pilot project to enable automated round-the-clock Liquefied Petroleum Gas cylinder distribution in urban areas.
• The Liquefied Petroleum Gas Automated Teller Machine ensures continuous availability of Liquefied Petroleum Gas cylinders, especially during supply disruptions and emergency situations.
• Key features of the Liquefied Petroleum Gas Automated Teller Machine system include:
• Mobile One-Time Password based customer verification
• Quick Response code or barcode scanning on Liquefied Petroleum Gas cylinders
• Digital payment through Unified Payments Interface and debit cards
• Round-the-clock service availability
• The BharatGas Insta Liquefied Petroleum Gas initiative aims to modernize Liquefied Petroleum Gas distribution infrastructure, improve consumer convenience, and strengthen last-mile energy access in urban regions.

RECENT NEWS

• India is set to mark a new chapter in its electric mobility journey with the launch of its first-ever Tesla Centre at Orchid Business Park, Gurugram.

About Haryana:

• Chief Minister: Nayab Singh Saini 
• Governor: Ashim Kumar Ghosh
• Capital: Chandigarh
• National Parks: Sultanpur National Park, Kalesar National Park
• Wildlife Sanctuaries: Bhindawas Wildlife Sanctuary, Kalesar Wildlife Sanctuary, Nahar Wildlife Sanctuary

Lok Sabha Extends JPC Tenure on One Nation One Election Proposal till Monsoon Session 2026

• The Lok Sabha extended the tenure of the Joint Parliamentary Committee examining the One Nation One Election proposal until the first day of the last week of the Monsoon Session 2026.
• The motion for extension was moved by P. P. Chaudhary and passed through a voice vote.
• The extension allows the committee additional time to examine constitutional, legal, and logistical challenges involved in implementing simultaneous elections to the Lok Sabha and State Legislative Assemblies.
• It will facilitate detailed consultations with experts and stakeholders before finalizing recommendations.
• The committee is reviewing key legislations related to the proposal:
• Constitution (129th Amendment) Bill, 2024 – proposes amendments to enable simultaneous elections to the Lok Sabha and State Assemblies
• Union Territories Laws (Amendment) Bill, 2024 – aims to align election cycles in Union Territories with national and state elections
• The One Nation One Election proposal seeks to synchronize election cycles across the country, allowing voters to cast votes for Lok Sabha and State Assemblies at the same time.
• Supporters argue the proposal may:
• Reduce election-related expenditure
• Minimize disruptions due to the Model Code of Conduct (MCC)
• Improve governance efficiency and policy continuity
• Critics highlight concerns related to:
• Requirement of constitutional amendments
• Federal structure implications
• Logistical challenges in conducting nationwide simultaneous elections.

Kalinjar Fort Hill in Banda, Uttar Pradesh Declared National Geo-Heritage Site by Geological Survey of India (GSI)

• The Kalinjar Fort Hill in Banda district, Uttar Pradesh has been declared a National Geo-Heritage Site by the Geological Survey of India.
• The designation recognizes the site’s rare geological formations, historical significance, and tourism potential.
• The site preserves billions of years of Earth’s geological history, making it scientifically valuable and globally significant.
• The declaration highlights India’s commitment to protecting rare geological landmarks and promoting natural heritage conservation.
• Officials of the Geological Survey of India emphasized that the region represents a unique geological timeline of Earth’s evolution.
• A key geological feature of the site is the Eparchaean Unconformity, which represents a massive time gap in geological history.
• The formation shows ~2.5-billion-year-old Bundelkhand granite lying beneath ~1.2-billion-year-old Kaimur sandstone, clearly reflecting distinct geological eras and helping scientists study Earth’s long-term evolution.
• Apart from geological importance, Kalinjar Fort has strong historical and strategic significance:
• Built on a hilltop with natural defensive rock formations
• Served as a strategic stronghold for several dynasties over centuries
• Demonstrates how geography influenced military architecture and regional history in India
• The National Geo-Heritage Site status is expected to boost tourism, research activities, and educational visits to the region.
• Authorities plan to promote Kalinjar Fort alongside nearby destinations such as Khajuraho Group of Monuments and Chitrakoot to develop a regional tourism circuit.
• The initiative is expected to generate employment opportunities, improve infrastructure, and support the local economy in Banda district.
• A National Geo-Heritage Site is a location recognized for its unique geological features and scientific importance, identified and protected by the Geological Survey of India to support research, conservation, and public awareness of Earth’s history.

RECENT NEWS

• The World Bank and the Government of India and the state Government of Uttar Pradesh have signed a agreement to improve air quality across the state. This initiative is known as the Uttar Pradesh Clean Air Management Program. 

About Uttar Pradesh:

• Chief Minister: Yogi Adityanath
• Governor: Anandiben Patel
• Capital: Lucknow
• National Parks: Dudhwa National Park
• Wildlife Sanctuaries: Katarniaghat Wildlife Sanctuary, Kaimoor Wildlife Sanctuary, Nawabganj Bird Sanctuary (Shahid Chandra Shekhar Azad Bird Sanctuary), Hastinapur Wildlife Sanctuary, Sur Sarovar Bird Sanctuary, Chandraprabha Wildlife Sanctuary, Mahavir Swami Wildlife Sanctuary, Ranipur Wildlife

RELIEF Scheme 2026 Launched under Export Promotion Mission (EPM) to Support Exporters Amid West Asia Crisis

• The Government of India launched the Resilience and Logistic Intervention for Export Promotion (RELIEF) Scheme 2026 on 19 March 2026 under the Export Promotion Mission (EPM) to support exporters affected by disruptions in West Asia, especially near the Strait of Hormuz.
• The scheme aims to protect exporters from rising freight charges, higher insurance premiums, and logistics delays due to geopolitical tensions.
• The scheme was introduced following disruptions in maritime trade routes around the Strait of Hormuz, which led to vessel diversions, port congestion, and increased operational risks.
• An Inter-Ministerial Group (IMG) was activated on 2 March 2026 to monitor the situation and recommend corrective measures.
• Financial support under the RELIEF Scheme 2026:
• 100% risk coverage for shipments already insured under Export Credit Guarantee Corporation of India Limited (ECGC) between 14 February and 15 March 2026
• Up to 95% risk coverage for upcoming exports between 16 March and 15 June 2026
• Up to 50% reimbursement for Micro, Small and Medium Enterprises (MSME) exporters without ECGC insurance
• Maximum reimbursement limit of ₹50 lakh per exporter
• The Export Credit Guarantee Corporation of India Limited (ECGC) acts as the nodal implementing agency responsible for verification, claim processing, and fund disbursement.
• A dashboard-based monitoring system will track claims and fund utilisation in real time.
• The scheme covers exports to key West Asia and Gulf region countries, including:
• United Arab Emirates (UAE)
• Saudi Arabia
• Qatar
• Kuwait
• Oman
• Israel
• Bahrain
• Iraq
• Iran
• Yemen
• The scheme benefits both large exporters and Micro, Small and Medium Enterprises (MSME) exporters and covers both past shipments and future consignments.
• The Export Promotion Mission (EPM) aims to boost India’s exports by improving competitiveness, reducing trade barriers, and strengthening supply chain resilience, with the RELIEF Scheme 2026 serving as a time-bound emergency intervention under this framework.

National Productivity Council (NPC) Designated as Environment Audit Designated Agency (EADA) under Environment Audit Rules, 2025

• The National Productivity Council (NPC) signed an agreement with the Ministry of Environment, Forest and Climate Change (MoEF&CC) to function as the Environment Audit Designated Agency (EADA).
• The agreement was announced on 20 March 2026 under the Environment Audit Rules, 2025.
• The designation assigns NPC responsibility for managing India’s environmental audit system.
• Under the agreement, NPC will:
• Design eligibility criteria for environmental auditors
• Conduct certification examinations
• Maintain a transparent auditor registration system
• Support effective implementation of the Environment Audit Rules, 2025
• The Environment Audit Rules, 2025 aim to:
• Standardize environmental audit procedures
• Improve transparency in environmental reporting
• Strengthen regulatory enforcement mechanisms
• Promote sustainable industrial development
• The environmental audit framework will strengthen compliance with key environmental laws:
• Environment (Protection) Act, 1986
• Water (Prevention and Control of Pollution) Act, 1974
• Air (Prevention and Control of Pollution) Act, 1981
• Wild Life (Protection) Act, 1972
• Forest Conservation laws
• The initiative will enhance monitoring of industrial environmental impact, improve reporting accuracy, and reduce environmental violations.

About NPC:

• The National Productivity Council (NPC) is an autonomous organisation under the Department for Promotion of Industry and Internal Trade (DPIIT), Ministry of Commerce and Industry.
• It works in areas of productivity improvement, sustainability, capacity building, consultancy, and policy support, with presence across 13 offices in India.

Telangana Budget 2026: Indiramma Family Life Insurance Scheme and Cashless Health Scheme Announced

• The Telangana State Budget 2026 was presented by Deputy Chief Minister Mallu Bhatti Vikramarka in the State Assembly.
• The government announced major welfare initiatives including the Indiramma Family Life Insurance Scheme and a cashless health scheme.
• These initiatives aim to provide financial security and healthcare support to families and government employees.
• Indiramma Family Life Insurance Scheme:
• To be launched on 2 June 2026
• Provides ₹5 lakh insurance coverage per family
• Covers around 1.15 crore families across the state
• Ensures financial protection in case of death of the primary earning member
• The scheme follows a universal coverage approach, benefiting all families irrespective of income or social category.
• Aims to ensure that no family faces financial distress due to unforeseen events.
• Cashless Health Scheme:
• Implemented through Rajiv Aarogyasri Trust
• Covers 23.51 lakh beneficiaries, including government employees, pensioners, and dependents
• Provides treatment for 1,998 diseases across hospitals in the state
• Accident Insurance for Government Employees and Pensioners:
• ₹1.20 crore accident insurance coverage
• ₹10 lakh term life insurance (up to 60 years)
• Additional ₹2 crore coverage for air accident deaths
• Overall, the budget focuses on inclusive welfare, social security, and strengthening healthcare infrastructure in Telangana.

RECENT NEWS

• Telangana has taken a major step towards global urban development by engaging international partners at the World Economic Forum 2026. In a key outcome, the UAE and Telangana agreed to explore collaboration for developing Bharat Future City, envisioned as a net-zero, future-ready smart city and a cornerstone of the state’s long-term growth strategy. 

About Telangana:

• Capital: Hyderabad
• Governor: Shiv Pratap Shukla
• Chief Minister: Anumula Revanth Reddy
• National Parks: Kasu Brahmananda Reddy National Park, Mrugavani National Park, Mahavir Harina Vanasthali National Park
• Wildlife Sanctuaries: Kawal Wildlife Sanctuary, Pocharam Wildlife Sanctuary, Manjira Wildlife Sanctuary

New Income-tax Rules 2026 Notified; Effective from 1 April 2026 under Income-tax Act, 2025

• The New Income-tax Rules 2026 will come into effect from 1 April 2026 as part of reforms under the Income-tax Act, 2025.
• The rules aim to improve transparency, strengthen reporting standards, and modernise tax compliance, especially for digital and cross-border businesses.
• The new compliance framework introduces streamlined procedures, uniform reporting systems, and clearer definitions across taxation areas.
• It ensures standardised compliance requirements for businesses and taxpayers.
• Significant Economic Presence (SEP) provisions strengthened to tax digital and remote businesses operating in India:
• Tax applicable if transactions exceed ₹2 crore
• Or if user base exceeds 3 lakh users
• Targets global digital companies with economic activity in India
• Stock exchange compliance requirements strengthened to enhance transparency:
• Audit trails mandatory for 7 years
• Deletion of transaction records not permitted
• Monthly reporting of modified transactions mandatory
• Capital gains taxation framework simplified through clearer rules:
• Guidelines introduced for debenture conversions and cross-border restructuring
• Framework introduced for zero coupon bonds
• Standardised valuation methods for listed and unlisted assets to ensure fair taxation and easier compliance
• Dividend-related compliance tightened with introduction of a simplified expense framework:
• Direct expenses allowed
• Additional 1% of investment value permitted as expense deduction
• Overall, the reforms aim to modernise India’s taxation system and improve compliance efficiency in the digital economy.

CURRENT AFFAIRS : APPOINTMENTS & RESIGNATIONS

Shri T.N. Natarajan assumes charge as Director (Commercial) at Steel Authority of India Limited

• Shri T.N. Natarajan assumed charge as Director (Commercial) at Steel Authority of India Limited (SAIL).
• Shri Natarajan has over 32 years of leadership experience in production, logistics, and sales.
• He joined SAIL as a Management Trainee in 1993 and has held key roles in manufacturing operations, supply chain management, and strategic marketing.
• He has a proven track record of delivering sustained growth and market expansion, including regional sales scaling and strengthening key account relationships.
• He contributed significantly to high-value segments such as infrastructure, fabrication, and oil & gas.
• Shri Natarajan played a key role in transitioning SAIL’s marketing from commodity-based selling to solution-oriented engagement, including customer-centric service models.

About Steel Authority of India Limited :

• Founded : 19 January 1954
• Headquarters : New Delhi, India
• Chairman & managing director : Amarendu Prakash

Shri Krishna Kumar Thakur Assumes Charge as Director (Personnel) at NMDC

• Shri Krishna Kumar Thakur, a 1998 batch officer of the Indian Railway Personnel Service (IRPS), has assumed charge as Director (Personnel) at NMDC Limited, India’s largest iron ore producer.
• Shri Thakur has over 25 years of experience in human resource management and administration across Indian Railways and CPSEs.
• He has managed key HR functions in major railway divisions including Solapur, Bhopal, and Mumbai, and led large-scale recruitment as Chairman, Railway Recruitment Cell, Western Railway, overseeing induction of around 12,000 employees.
• His leadership includes handling industrial relations, progressive HR initiatives, productivity enhancement, and employee welfare programs.
• At RITES, he was associated with an international train operations project in Saudi Arabia.
• He headed HR functions at Konkan Railway Corporation Limited (KRCL), streamlining HR policies and procedures.
• Prior to NMDC, as Director (HR) at BHEL, he led initiatives in HR, Law, and HSE, including function restructuring, policy reforms, uniform incentive schemes, and multi-skilling programs to enhance workforce capability and retention.

UNIQLO Names Indian Cricketer Jasprit Bumrah as Brand Ambassador in India for Sports-Fashion Collaboration

• UNIQLO has appointed Indian cricketer Jasprit Bumrah as its brand ambassador in India, marking a strategic collaboration between sports and lifestyle fashion.
• The partnership aligns with UNIQLO’s LifeWear philosophy, focusing on simple, high-quality, comfortable, and functional clothing designed for everyday life.
• The campaign highlights UNIQLO’s AIRism collection, particularly the AIRism Oversized T-shirt, known for its breathable fabric, comfort, and versatility.
• The collaboration reflects a shared approach of consistency, authenticity, and effortless performance between the brand and Bumrah.
• Jasprit Bumrah, known for his calm demeanor and precision on the field, embodies the understated confidence that UNIQLO represents in its clothing line.
• The 30-second campaign film showcases Bumrah in relaxed, off-field moments, emphasizing comfort and simplicity beyond cricket.
• The campaign has been launched across digital media, social channels, outdoor advertising, and in-store displays, targeting a wide audience and reinforcing UNIQLO’s commitment to everyday comfort and style.
• The initiative strengthens the connection between sportsmanship, lifestyle, and functional fashion, promoting discipline, instinct, and comfort in daily wear.

CURRENT AFFAIRS: AWARDS AND HONOURS

William Dalrymple Wins Mark Lynton History Prize 2026 for The Golden Road

• William Dalrymple won the Mark Lynton History Prize 2026 for his book The Golden Road: How Ancient India Transformed the World.
• The award recognizes outstanding historical writing that combines deep research with engaging storytelling.
• The prize carries a cash award of USD 10,000 and is presented annually for works demonstrating scholarly excellence and literary quality.
• The jury praised the book for reframing global history by placing ancient India at the center, challenging traditional Silk Road-centric narratives.
• The book highlights India’s role in ancient global exchanges, including:
• Trade networks
• Cultural interactions
• Intellectual and knowledge transfer across regions
• In The Golden Road, Dalrymple introduces the concept of the “Golden Road”, emphasizing India’s influence in spreading:
• Religion
• Mathematics
• Language
• Culture across Asia and beyond
• The Mark Lynton History Prize is part of the J. Anthony Lukas Book Prize Project.
• It is administered by the Nieman Foundation and Columbia University.
• The prize is named after Mark Lynton.
• The award aims to promote high-quality historical writing that balances academic rigor with readability and public relevance.

Rituparna Sengupta Receives Women Empowerment Award at House of Commons United Kingdom (UK) in 2026

• Indian actress Rituparna Sengupta was honoured with the Women Empowerment Award at the House of Commons, United Kingdom (UK) in 2026.
• The award was presented in recognition of her contribution to art and culture, on the occasion of International Women’s Day (8 March).
• The honour was presented by Seema Malhotra and Virendra Sharma during a special ceremony organised in London, United Kingdom.
• The event was organised by GloWomen Community Interest Company (CiC) to recognise women achievers across multiple sectors.
• The ceremony held at the House of Commons, United Kingdom highlighted achievements of women in arts, culture, leadership, and social work.
• The presence of international dignitaries and policymakers made the event a global platform for recognising women’s contributions.

CURRENT AFFAIRS: MOUS AND AGREEMENT

India–Indonesia Collaborate on Restoration of Prambanan Temple Complex in Indonesia

• India and Indonesia strengthened cultural cooperation through collaboration on the restoration of the Prambanan Temple Compounds.
• The discussion took place on 16 March 2026 in Jakarta between Fadli Zon and a team from the Archaeological Survey of India.
• The initiative focuses on preserving one of Southeast Asia’s most important cultural heritage sites, reflecting growing international cooperation in heritage conservation.
• The restoration project covers the broader cultural landscape surrounding Prambanan, including nearby temples such as Sewu Temple and Plaosan Temple.
• These temples represent a blend of Hindu and Buddhist architectural traditions, and the integrated restoration approach aims to protect the entire historical ecosystem.
• A key feature of the restoration effort is the use of the anastylosis method, a scientific archaeological conservation technique:
• Involves reconstructing structures using original stones found at the site
• New materials are used only when necessary for structural stability
• Ensures authenticity and historical accuracy in restoration
• The Archaeological Survey of India identified several perwara (subsidiary) temples within the complex that require restoration using this method.
• A major challenge in restoration is the presence of thousands of scattered stones across the site.
• The Archaeological Survey of India will provide technical expertise and restoration experience for the project.
• The ASI team proposed starting with a pilot restoration project on one or two temples before large-scale implementation.
• The Indonesian government is also exploring the use of digital tools and Artificial Intelligence (AI) to assist in identifying and reassembling temple stones.
• The Prambanan Temple Complex, built in the 9th century, is a UNESCO World Heritage Site known for its magnificent Hindu temple architecture dedicated to Hindu deities.

About Indonesia

• Capital: Jakarta
• President: Prabowo Subianto
• Currency: Indonesian Rupiah

CURRENT AFFAIRS: RANKING AND REPORTS

Hurun Report 2026: Number of Self-Made Women Billionaires Reaches Record 150 Globally

• As per the Hurun Report 2026, the number of self-made women billionaires worldwide reached 150, with combined wealth rising to $470 billion.
• The number has doubled from 75 in the last decade, reflecting strong growth in women-led entrepreneurship globally.
• Major findings of the report:
• Total wealth increased by 52% in the last three years
• 60 new entrants added in 2026
• Around 15 billionaires dropped from the list
• More than 80% of the members are new compared to a decade ago
• China ranked first globally with 78 self-made women billionaires, accounting for more than half of the total.
• The United States of America (USA) ranked second with 40 billionaires.
• Cities such as Shenzhen, Shanghai, and Beijing emerged as major hubs for women entrepreneurship.
• Artificial Intelligence (AI), semiconductors, and digital infrastructure are emerging as major drivers of wealth creation.
• Notable technology-sector billionaires include Daniela Amodei, Lucy Guo, Mira Murati, and Lisa Su.
• Sector-wise trends:
• Healthcare sector leads with 16 billionaires
• Followed by retail and software sectors
• Rising importance of semiconductors and data infrastructure linked to the global Artificial Intelligence (AI) boom
• India’s representation in the list includes:
• Radha Vembu (Enterprise Software)
• Falguni Nayar (Retail)
• Kiran Mazumdar-Shaw (Biotechnology)
• Diane Hendricks topped the list with wealth of $24 billion, followed by Zhong Huijuan and Zhou Qunfei.
• The average age of self-made women billionaires is 61 years, with 10 women under 40, including Kylie Jenner, highlighting emerging wealth creation through consumer brands and digital platforms.

CURRENT AFFAIRS : DEFENCE NEWS

Indian Army Holds ‘Amogh Jwala’ Exercise at Babina Field Firing Ranges in Uttar Pradesh

• The Indian Army Southern Command conducted Exercise ‘Amogh Jwala’ at the Babina Field Firing Ranges, Uttar Pradesh from March 6 to 18, 2026.
• The 13-day military exercise aimed to validate the Indian Army’s preparedness for mechanised warfare in a multi-domain operational environment.
• The exercise demonstrated high-tempo mechanised operations using Attack Helicopters, Fighter Aircraft, drones, and counter-drone systems.
• A key highlight was the deployment of Apache attack helicopters, along with network-enabled battlefield platforms.
• The drill showcased real-time drone-enabled surveillance, target acquisition, and precision engagement capabilities.
• The exercise emphasized the integration of Electronic Warfare (EW), Air Defence (AD), and night-fighting capabilities, reflecting a future-ready force.
• It involved advanced surveillance systems, precision firepower, and real-time communication networks to enhance battlefield transparency and decision-making.
• The operations synchronized fire and manoeuvre, highlighting the combat effectiveness of a networked force.
• Lieutenant General Dhiraj, Army Commander, praised the troops for professionalism, operational excellence, and battle readiness.
• He highlighted the importance of Tech-Absorption, Jointness, and integration of land, air, cyber, space, ISR (Intelligence, Surveillance, and Reconnaissance), and EW capabilities.
• The exercise underlined the Indian Army’s focus on building an agile, adaptable, and technologically advanced force capable of multi-domain operations.

Indian Navy to Commission Advanced Stealth Frigate ‘Taragiri’ (F41)

• The Indian Navy is set to commission its latest stealth Frigate, Taragiri (F41) on 03 April 2026 at Visakhapatnam, with the ceremony presided over by Raksha Mantri Shri Rajnath Singh.
• Taragiri (F41) is the fourth platform of the Project 17A class and represents a significant enhancement in stealth and combat capabilities.
• The Frigate weighs 6,670 tonnes, is built by Mazagon Dock Shipbuilders Limited (MDL), Mumbai, and embodies the ‘Make in India’ spirit with indigenous content exceeding 75%.
• Over 200 Micro, Small and Medium Enterprises (MSMEs) contributed to the ship’s construction, supporting India’s Aatmanirbhar initiatives and generating thousands of jobs.
• Taragiri is powered by a Combined Diesel or Gas (CODOG) propulsion plant, providing High-Speed – High-Endurance performance for multi-dimensional maritime operations.
• The ship is equipped with a world-class weapon suite, including supersonic Surface-to-Surface Missiles, Medium Range Surface-to-Air Missiles, and a specialised Anti-Submarine Warfare (ASW) suite.
• All systems are integrated through a state-of-the-art Combat Management System (CMS), allowing precise and rapid threat response.
• Taragiri is designed for flexible mission profiles, including high-intensity combat, Humanitarian Assistance and Disaster Relief (HADR)
• The ship showcases India’s growing combat-ready and self-reliant (Aatmanirbhar) naval capability, enhancing the nation’s maritime security and strategic power projection.
• Taragiri serves as a symbol of indigenous shipbuilding, naval strength, and India’s commitment to safeguarding its blue economy and maritime frontiers.

CURRENT AFFAIRS : APPS & PORTALS

Pondicherry University Introduces ‘Blue Voice’ Mobile App to Aid Coastal Fishing Communities

• Pondicherry University has launched a mobile application named ‘Blue Voice’ to improve safety and disaster preparedness among coastal fishing communities.
• The initiative aims to bridge critical information gaps by delivering real-time, location-specific weather updates in a simplified and accessible format.
• ‘Blue Voice’ supports fishers who face risks due to unpredictable weather conditions and limited access to timely alerts.
• Traditional weather platforms pose difficulties due to complex interfaces and language barriers; ‘Blue Voice’ addresses these with a user-friendly interface suitable for those with limited digital literacy.
• The app provides precise, real-time weather data tailored to specific coastal locations, helping fishers anticipate sudden climatic changes.
• Timely alerts on storms, wind patterns, and sea conditions are expected to enhance preparedness and reduce risk of accidents at sea.
• A participatory approach allows fishers to share experiential knowledge alongside scientific weather data, integrating traditional insights with modern technology.
• The initiative enhances community-based decision-making and contributes to safer maritime practices.
• ‘Blue Voice’ reflects the use of digital tools for disaster risk reduction in vulnerable coastal regions.

CURRENT AFFAIRS: SPORTS NEWS

India to Host World Indoor Athletics Championships 2028 in Bhubaneswar, Odisha

• India secured the hosting rights for the World Indoor Athletics Championships 2028, marking the first time the country will host this prestigious indoor athletics event.
• The championships will be held at the Kalinga Indoor Athletics Stadium, Bhubaneswar, Odisha.
• The announcement was made by Sebastian Coe, President of World Athletics, ahead of the World Indoor Athletics Championships 2026 in Poland.
• The World Indoor Athletics Championships is conducted once every two years, featuring top global athletes competing in indoor track and field events.
• India’s selection reflects growing international confidence in its sports infrastructure and event-hosting capabilities.
• The Kalinga Indoor Athletics Stadium in Bhubaneswar:
• India’s only dedicated indoor athletics facility
• Built in 2024
• Meets international technical standards
• Inspected earlier by a World Athletics delegation before approval
• The hosting bid was submitted by the Athletics Federation of India and approved by the World Athletics Council.
• The decision highlights Odisha’s emergence as a major sports hub due to consistent investment in sports infrastructure and international events.
• With this achievement, India joins Asian countries such as Japan, Qatar, and China that have previously hosted the championships.
• India has not yet won any medal in the World Indoor Athletics Championships, and no Indian athletes are participating in the 2026 edition.
• Hosting the 2028 edition is expected to boost indoor athletics training, participation, and performance standards in India.

CURRENT AFFAIRS: IMPORTANT DAYS

World Meteorological Day 2026 Observed on 23 March with Theme “Observing Today, Protecting Tomorrow”

• World Meteorological Day 2026 was observed globally on 23 March 2026 to highlight the importance of meteorology and weather-related services in protecting lives and supporting sustainable development.
• The theme for 2026 is “Observing Today, Protecting Tomorrow”, emphasizing the role of weather observations and forecasting systems in safeguarding the future.
• The day commemorates the establishment of the World Meteorological Organization, which focuses on the study of Earth’s atmosphere, climate, and hydrological systems.
• In 1873, the International Meteorological Organization was established to facilitate international cooperation in weather data exchange across national borders.
• On 23 March 1950, the World Meteorological Organization (WMO) was officially established, replacing the International Meteorological Organization.
• The first World Meteorological Day was observed on 23 March 1961, marking the anniversary of the organization’s establishment.

World Water Day 2026 Observed on 22 March with Theme “Water and Gender: Where Water Flows, Equality Grows”

• World Water Day 2026 was observed globally on 22 March 2026 to highlight the importance of freshwater resources and promote their sustainable management.
• The theme for 2026 is “Water and Gender: Where water flows, equality grows,” emphasizing the role of equitable access to water in promoting gender equality.
• The idea for observing World Water Day originated during the United Nations Conference on Environment and Development held in Rio de Janeiro in 1992.
• In the same year, the United Nations General Assembly adopted a resolution declaring 22 March as World Water Day, to be observed annually starting from 1993.
• The day is used to raise awareness about freshwater conservation, encourage sustainable water resource management, and highlight the importance of water access for social and economic development.
• Related global initiatives supporting water sustainability include:
• International Year of Cooperation in the Water Sphere – 2013
• International Decade for Action on Water for Sustainable Development (2018–2028)

Daily CA One- Liner: March 22 & 23

• Bharat Petroleum Corporation Limited, under the Ministry of Petroleum and Natural Gas, launched India’s first Liquefied Petroleum Gas Automated Teller Machine in Gurugram, Haryana
• The Lok Sabha extended the tenure of the Joint Parliamentary Committee examining the One Nation One Election proposal until the first day of the last week of the Monsoon Session 2026
• The Kalinjar Fort Hill in Banda district, Uttar Pradesh has been declared a National Geo-Heritage Site by the Geological Survey of India
• The Government of India launched the Resilience and Logistic Intervention for Export Promotion (RELIEF) Scheme 2026 on 19 March 2026 under the Export Promotion Mission (EPM) to support exporters affected by disruptions in West Asia, especially near the Strait of Hormuz
• The National Productivity Council (NPC) signed an agreement with the Ministry of Environment, Forest and Climate Change (MoEF&CC) to function as the Environment Audit Designated Agency
• The Telangana State Budget 2026 was presented by Deputy Chief Minister Mallu Bhatti Vikramarka in the State Assembly
• The New Income-tax Rules 2026 will come into effect from 1 April 2026 as part of reforms under the Income-tax Act, 2025
• William Dalrymple won the Mark Lynton History Prize 2026 for his book The Golden Road: How Ancient India Transformed the World
• Indian actress Rituparna Sengupta was honoured with the Women Empowerment Award at the House of Commons, United Kingdom (UK) in 2026
• India and Indonesia strengthened cultural cooperation through collaboration on the restoration of the Prambanan Temple Compounds
• The Government of India has introduced Credit Guarantee Scheme for Microfinance Institutions-2.0 (CGSMFI-2.0) to support lending to small borrowers.
• Union Finance Minister Smt. Nirmala Sitharaman launched PRARAMBH 2026, the Income Tax Department’s nationwide awareness campaign on the Income Tax Act, 2025, in New Delhi.
• The Reserve Bank of India (RBI) imposed a monetary penalty of ₹31.80 lakh on The Hongkong and Shanghai Banking Corporation Limited (HSBC) for non-compliance with its directions.
• Agriculture Insurance Company of India Limited, a Central Public Sector Enterprise (CPSE) under the Ministry of Finance (MoF), launched the ‘Krishi Sakhi Initiative’.
• The World Trade Organization (WTO) released its ‘Global Trade Outlook and Statistics – March 2026’
• The Department for Promotion of Industry and Internal Trade, under the Ministry of Commerce and Industry (MoC&I), released the NIRYAT (National Import-Export Record for Yearly Analysis of Trade) data for FY 2024–25.
• Shri T.N. Natarajan assumed charge as Director (Commercial) at Steel Authority of India Limited (SAIL).
• Shri Krishna Kumar Thakur, a 1998 batch officer of the Indian Railway Personnel Service (IRPS), has assumed charge as Director (Personnel) at NMDC Limited, India’s largest iron ore producer.
• UNIQLO has appointed Indian cricketer Jasprit Bumrah as its brand ambassador in India, marking a strategic collaboration between sports and lifestyle fashion.
• The Indian Army Southern Command conducted Exercise ‘Amogh Jwala’ at the Babina Field Firing Ranges, Uttar Pradesh from March 6 to 18, 2026.
• The Indian Navy is set to commission its latest stealth Frigate, Taragiri (F41) on 03 April 2026 at Visakhapatnam, with the ceremony presided over by Raksha Mantri Shri Rajnath Singh.
• Pondicherry University has launched a mobile application named ‘Blue Voice’ to improve safety and disaster preparedness among coastal fishing communities.
• As per the Hurun Report 2026, the number of self-made women billionaires worldwide reached 150, with combined wealth rising to $470 billion
• India secured the hosting rights for the World Indoor Athletics Championships 2028, marking the first time the country will host this prestigious indoor athletics event
• World Meteorological Day 2026 was observed globally on 23 March 2026 to highlight the importance of meteorology and weather-related services in protecting lives and supporting sustainable development
• World Water Day 2026 was observed globally on 22 March 2026 to highlight the importance of freshwater resources and promote their sustainable man/0cxs` sdagement