Complete JAIIB Study Material 2026: Free PDF Notes for All Papers

JAIIB Study Material 2026 is a valuable resource for candidates who are preparing for the JAIIB exam. Here, candidates can freely access the PDF notes and study material. In JAIIB, there are 4 papers: IE & IFS, PPB, AFM, RBWM. aspirants keep updated with the latest syllabus for current preparation. This page helps you with concept building, quick revision, MCQ practice, and exam preparation. The first time candidates, candidates preparing for another attempt, and working banking professionals. This page provides subject-wise PDF notes, exam pattern, and preparation strategy steps.

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JAIIB Exam Schedule 2026 (Official)

Before you download the materials, mark these days in your calendar to prepare confidently without being overwhelmed.

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Paper

May 2026 Session

Nov 2026 Session

 IE & IFS

3rd May 2026

1st Nov 2026

PPB

9th May 2026

22nd Nov 2026

AFM

10th May 2026

28th Nov 2026

RBWM

17th May 2026

29th Nov 2026

 

Download JAIIB 2026 Subject-wise PDF Notes

Access the updated module-wise study material for 2026 using the links below. These PDFs contain the latest RBI master circulars and financial data.

Download JAIIB Syllabus 2026

Paper 1: Indian Economy & Indian Financial System (IE & IFS)

You can download a free PDF of the Indian Economy and Indian Financial System here.

Download Indian Economy & Indian Financial System PDF

Paper 2: Principles & Practices of Banking (PPB)

You can download a free PDF of Principles and Practices of Banking here.

Download Principles & Practices of Banking PDF

Paper 3: Accounting & Financial Management for Bankers (AFM)

You can download a free PDF of Accounting and Financial Management for Bankers here.

Download Accounting & Financial Management for Bankers PDF

Paper 4: Retail Banking & Wealth Management (RBWM)

You can download a free PDF of Retail Banking and Wealth Management here.

 

Revised IIBF JAIIB Exam Pattern 2026

Here are the JAIIB exam pattern 2026 details for your reference. Check the pattern and practice accordingly. Please review the JAIIB exam duration for each chapter.

  • In the exam, approximately 100 objective-type MCQs (Multiple Choice Questions) for 100 marks, separately for each paper. Yet the number of questions to be asked for a subject varies by IIBF.

  • The JAIIB exam duration is 2 hours.

  • There are no negative marks for wrong answers.

  • The exam will be conducted in either Hindi or English, as selected by candidates during registration. Changes to the chosen language will not be permitted later.

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JAIIB Exam Pattern 2026

Paper (Each Paper will be held on different dates)

No. of Questions

Total Marks

Duration

Indian Economy & Indian Financial System (IE & IFS)

100

100

2 hours

Principles & Practices of Banking (PPB)

100

100

2 hours

Accounting and Finance Management of Bankers (AFM)

100

100

2 hours

Retail Banking & Wealth Management (RBWM)

100

100

2 hours

JAIIB Passing Marks 2026

For candidates who are preparing for the JAIIB exam, the first step and most important step is to understand the passing criteria, then start your preparation.

The applicable passing requirement is:

  • A minimum of 50 marks out of 100 in each paper, or

  • A minimum of 45 marks in each paper with an aggregate of 50%, when all papers are cleared in a single attempt, subject to the applicable IIBF rules.

Why Should You Use Updated JAIIB Study Material?

The banking-related exam preparation includes current information. The old notes may contain outdated information, particularly in areas affected by changes in regulations, policies, taxation, banking practices, or financial products.

Verify the following when you download or use any PDF:

  • Check that it relates to the current syllabus

  • Whether the edition is current

  • Whether the important regulatory updates have been incorporated

  • Verify the material covers the complete syllabus

  • Cross verify practice questions reflect the current examination structure.

How to Prepare for JAIIB 2026: Expert Tips

Follow our expert tips to perform and prepare better in JAIIB 2026.

  • Prioritise AFM Numericals: Don't leave Module C of Paper 3 for the last week. Practice YTM (Yield to Maturity) and Depreciation daily.

  • Read the "IIBF Vision": IIBF often picks questions from their monthly "Vision" and "Bank Quest" publications.

  • Mock Tests are Mandatory: Aim to solve at least 5 full-length mock tests for each subject to improve your time management.

  • Download free PDF for preparation and follow our expert guidance to perform well in the JAIIB exam.

 

FAQs

Q: Has the JAIIB syllabus changed for 2026?

As per the latest IIBF notification, the syllabus remains focused on the four-paper structure introduced in 2023. Our 2026 PDFs include all the latest updates in banking regulations and economic policies.

Q: Can I download JAIIB study material for free?

Yes, you can download our module-wise summary PDFs and practice MCQs for free using the links provided in this blog.

Q: What are the passing marks for JAIIB 2026?

You need a minimum of 50 out of 100 in each subject. Alternatively, if you clear all subjects in a single attempt, a minimum of 45 in each and an aggregate of 50% is required.

Q: Which paper is the toughest in JAIIB?

Most candidates find AFM (Accounting & Financial Management) challenging due to the numericals. We have included a special "Formula Sheet PDF" to help you clear it easily.

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