JAIIB Examination 2026 November: Complete Guide

The Upcoming JAIIB November 2026 examination cycle has specific dates, fees, and test patterns for banking employees. To plan your preparation effectively, it is crucial to stay updated with the official JAIIB Examination schedule. If you are appearing for the JAIIB Examination 2026, staying updated with the timelines is crucial for your preparation. As per the latest JAIIB Notification 2026, the exact JAIIB Examination date 2026 for the four papers are set for November 1, 22, 28, and 29. Candidates can also download the JAIIB Notification 2026 PDF directly from the official portal to verify every single JAIIB Examination date and its respective shift timing. Go through the important details before the exam starts.

Current Status: The Registration window for the Nov cycle extended last date was 6 September 2026. Currently, the registration is closed.

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IIBF JAIIB Exam 2026: Overview (November Cycle)

Parameters / Particulars

Details

Conducting Body / Organization

Indian Institute of Banking & Finance (IIBF)

Exam Name

JAIIB (Junior Associate of Indian Institute of Bankers)

Exam Level

National Level Certificate Exam

Target Audience

Exclusively for ordinary members of IIBF (Banking Professionals)

Exam Frequency

Twice a year (May & November cycles)

Current Session

November 2026

Number of Papers

4 Compulsory Papers

Mode of Application

Online

Mode of Examination

Online (Computer Based Test - CBT)

Medium of Exam

English and Hindi

Duration of Exam

2 Hours (120 Minutes) for each paper

Total Marks

100 Marks per paper

Negative Marking

No Negative Marking

Passing Marks

Minimum 50 marks out of 100 (or 45 marks with 50% aggregate)

Official Website

www.iibf.org.in

JAIIB Examination 2026: Important Details

Current status: The JAIIB registration extended deadline is 6 September. Now the registration is closed.

Date

JAIIB 2026 Latest Update

6 September

Extended last date for November 2026 registration

1 September

IIBF extended JAIIB/DB&F November 2026 registration up to 6 September

25 August

Applicable late fee for 26 Aug - 1 Sep waived

18 August

Applicable late fee for 19 - 25 August waived

12 August

November 2026 JAIIB/DB&F registration initiated

 

When is the JAIIB Examination 2026?

The JAIIB Examination 2026 is conducted in two examination cycles, usually in May and November. The November 2026 examination schedule includes 4 compulsory papers, each held on a separate date.

 

Complete JAIIB Examination schedule for November 2026

The Official latest JAIIB Examination Date 2026 schedule for the November session is given below. IIBF will conduct all 4 papers on a separate dates.

JAIIB Paper

Exam Date

Mode

Indian Economy & Indian Financial System

1 November 2026

Online

Principles & Practices of Banking

22 November 2026

Online

Accounting & Financial Management for Bankers

28 November 2026

Online

Retail Banking & Wealth Management

29 November 2026

Online

Check JAIIB Exam Date 2026

JAIIB Notification 2026 details

Candidates can access the JAIIB Notification 2026 PDF to check the official examination schedule, registration instructions, eligibility, fees, and other instructions issued by IIBF.

Download JAIIB Notification 2026 PDF

JAIIB Notification 2026 Registration

The JAIIB November Registration process started on 12 August 2026, and the extended last date was 6 September 2026. The registration window is now closed.

Check JAIIB Registration 2026

JAIIB Eligibility 2026

Here we understand the JAIIB eligibility criteria.

  • Candidates must be IIBF members and working in a banking or financial institution to apply for the JAIIB exam.

  • Should have passed the 12th standard (Higher Secondary) or an equivalent examination.

  • Bank employees in clerical or supervisory roles who have not passed 12th can appear if their Manager or Officer-in-Charge recommends them, subject to IIBF approval.

  • Subordinate staff of recognised Banking/Financial Institutions who are IIBF members can appear if they have passed 12th standard or equivalent.

Check JAIIB Examination Eligibility

JAIIB Examination Fees 2026

The JAIIB examination fee details are listed below:

Attempts

JAIIB Registration Fees 2026 (Normal Exam fee)

JAIIB First Attempt Fee

INR 4000

JAIIB Second Attempt Fee

INR 1300

JAIIB Third Attempt Fee

INR 1300

JAIIB Fourth Attempt Fee

INR 1300

JAIIB Fifth Attempt Fee

INR 1300

Check JAIIB Exam Fees

JAIIB Syllabus 2026?

To prepare for the JAIIB examination 2026, candidates must follow the updated syllabus topics of the following papers.

Paper 1: Indian Economy and Indian Financial System

  • Module A: Indian Economic Architecture

  • Module B: Economic Concepts Related to Banking

  • Module C: Indian Financial Architecture

  • Module D: Financial Products and Services

Paper 2: Principles and Practices of Banking

  • Module A: General Banking Operations

  • Module B: Functions of Banks

  • Module C: Banking Technology

  • Module D: Ethics in Banks and Financial Institutions

Paper 3: Accounting and Finance Management of Bankers

  • Module A: Accounting Principles and Processes

  • Module B: Financial Statements and Core Banking Systems

  • Module C: Financial Management

  • Module D: Taxation and Fundamentals of Costing

Paper 4: Retail Banking and Wealth Management

  • Module A: Retail Banking

  • Module B: Retail Products and Recovery

  • Module C: Support Services - Marketing of Banking Services/Products

  • Module D: Wealth Management

JAIIB Exam Pattern 2026?

Here is the pattern of the JAIIB examination 2026:

  • Each paper has 100 objective type questions for 100 marks. IIBF may vary the number of questions.

  • The exam duration is 2 hours, with no negative marking.
  • Each paper is conducted on a separate exam date in online mode.

  • Candidates can choose English or Hindi while applying. Once the language is selected, it can't be changed later.

Check JAIIB Syllabus and Exam Pattern

JAIIB Passing Marks 2026?

Candidates need 50 marks out of 100 in each subject to pass. Make sure to secure at least 45 marks in each subject with 50% aggregate marks; you can also complete the examination in a single attempt.

Check JAIIB Passing Marks

JAIIB Admit Card 2026

The IIBF will release the call letters on its official portal before the JAIIB Examination 2026. Without a printed admit card, candidates will not be allowed inside the center.

Details Mentioned on the JAIIB Hall Ticket:

  • Candidate's Name and Roll Number

  • Exam Dates and Shift Timings

  • Exam Centre Address

  • Subject Name & Code

  • Important Exam Day Instructions

Check JAIIB Admit Card 2026

JAIIB Certificate 2026

After successfully clearing all four papers of the JAIIB Examination, candidates will be awarded the official passing certificate by the IIBF. Here are the quick facts you need to know based on the latest JAIIB Notification.

  • Digital Issuance: The IIBF issues a digitally signed certificate to the successful candidates.

  • How to Download: You can download your JAIIB Examination 2026 certificate directly by logging into your profile on the official IIBF portal (www.iibf.org.in).

  • Career Benefit: Earning this certificate makes banking professionals eligible for one advance increment in their respective banks (Clerk or Officer level).

  • Validity: The certificate obtained after passing the JAIIB Examination comes with lifetime validity.

Check JAIIB Certificate

How to Apply for the JAIIB Examination 2026?

Candidates can follow these quick steps to apply as soon as the JAIIB Notification link is active.

  • Visit the official IIBF website.

  • Go to the Exam Courses section and select JAIIB.

  • Click on Apply Now.

  • The page redirects to the IIBF Digital Candidate Portal.

  • Log in using your IIBF membership credentials.

  • Make sure your KYC details are completed and updated.

  • Select the JAIIB examination and choose the required papers.

  • Enter or verify the required details in the application form.

  • Select the examination language and other applicable details.

  • Pay the applicable JAIIB examination fee through the available online payment mode.

  • Submit the application and save the confirmation details for future reference.

Check How to Apply for JAIIB Exam 2026

Take JAIIB Mock Test

Note: The Institute will consider the FIRST PHYSICAL ATTEMPT of the candidate at the examination as the first attempt for awarding class. It means the candidate should not have attempted any of the subject/s in the examination concerned at any time in the past and has to pass all the subjects as per the passing criteria and secure the prescribed marks for awarding class. Candidates re-enrolling for the examination after exhausting all permissible attempts as per the time limit rule will not be considered for awarding class.

Time Limit for Passing JAIIB Examination

Here is the clear info regarding the Time limit for passing the JAIIB examination:

  • Candidates are allowed up to 5 attempts to clear the JAIIB examination within a maximum period of 3 years from the date of their first registration, whichever comes first. These attempts do not have to be consecutive.

  • If you did not pass the JAIIB examination within the period of 3 years or 5 attempts, whichever is earlier, you will be required to re-enrol afresh. In this case, you will not be granted credit/s for subject/s passed, if any, earlier.

  • Time limit of 3 years or 5 attempts, whichever is earlier, will start from the date of JAIIB registration for the first attempt.

  • Attempts will be counted when he/she applies for the exam, irrespective of whether the candidate appears for any examination or not.

  • The rules mentioned above imply that, normally, a candidate will be eligible to apply for any five examinations out of the six examinations being conducted within the stipulated period of three years.

  • If a candidate avails all five attempts before completion of three years, he/she will be required to re-enrol themselves afresh.

  • Similarly, if a candidate does not avail five attempts but the stipulated period of three years is over, he/she will be required to re-enrol themselves afresh.

  • Candidates who are disqualified for using unfair means in the examination will have their attempts counted during the debarment period.

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JAIIB Examination 2026 Preparation

Candidates can follow these steps for their preparation:

  • Candidates should be Ready to follow the latest IIBF syllabus.
  • Take your time to complete all four papers correctly.

  • Revise the important concepts regularly.

  • Practise MCQs after each topic.

  • Attempt mock tests to improve speed and accuracy.

  • Revise before each examination.

  • Make sure to follow the latest IIBF updates and instructions.

 

FAQs

Q: What is the JAIIB Notification 2026?

It is the official IIBF JAIIB Notification that covers everything from exam dates and fees to eligibility and patterns.

Q: What is the exact JAIIB Examination date for the 2026 November cycle?

The November 2026 exams are set for November 1, 22, 28, and 29 for IE & IFS, PPB, AFM, and RBWM.

Q: When does JAIIB registration 2026 start?

The JAIIB/DB&F November 2026 registration was initiated on 12 August 2026.

Q: Which organization conducts the JAIIB examination?

The JAIIB examination is conducted by the Indian Institute of Banking & Finance (IIBF).

Q: What is the last date for JAIIB November 2026 registration?

The extended last date for JAIIB November 2026 registration was 6th September 2026.

Q: Is there any latest update on the JAIIB November 2026 registration fee or late fee?

Yes. IIBF announced a special case for the upcoming November registration late fee waived. On this page, aspirants can check the latest updates for JAIIB.

Q: Who is eligible for the JAIIB exam?

The eligibility conditions are: Employees must have worked in a recognized banking or financial institution, and they also need IIBF Membership.

Q: What is the registration fee for the 1st attempt of the JAIIB Examination 2026?

For the 1st attempt of the JAIIB examination, the basic registration fee for the 1st week is Rs.4000. In the next weeks, the fees will be slightly higher.

Q: How many times is the JAIIB examination conducted per year?

JAIIB examination is conducted two times in a year.

Q: What is JAIIB cut off?

Candidates must score 50/100 in each subject, or at least 45 marks in each subject with a 50% aggregate in a single attempt.

Q4: Is there any negative marking in the JAIIB examination?

No. There is no negative marking for incorrect answers in the JAIIB examination 2026.

 

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