Preparing for the SBI PO Interview Banking Awareness Questions becomes easier when you know the important banking topics. The SBI PO Interview Banking Awareness Questions PDF helps you prepare for commonly asked banking questions with answers. It covers topics such as RBI, banking terms, digital banking, and recent developments in the banking sector. Practising these questions can help you improve your knowledge and answer interview questions with confidence. Download the SBI PO Interview Banking Awareness Questions PDF and start preparing for your interview.

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SBI PO Interview Banking Awareness Questions PDF

Here are the important SBI PO Interview Banking Awareness Questions frequently asked in the SBI PO Interview. Review these SBI PO Interview Banking Awareness questions and Answers to strengthen your preparation and boost your confidence for the interview.

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What are the main functions of the RBI?

The main functions of the RBI include issuing currency, regulating banks, managing foreign exchange reserves, controlling inflation through monetary policy, and acting as a banker to the government and banks.

What is the repo rate?

The repo rate is the interest rate at which the RBI lends short-term funds to commercial banks against eligible securities under the repo mechanism.

What is the Cash Reserve Ratio (CRR)?

CRR is the percentage of a bank's Net Demand and Time Liabilities (NDTL) that it must maintain as a cash balance with the RBI.

What is the Statutory Liquidity Ratio (SLR)?

SLR is the percentage of a bank's NDTL that it must maintain in the form of eligible liquid assets, such as cash, gold, and approved securities, as prescribed by the RBI.

What is a Non-Performing Asset (NPA)?

A loan generally becomes an NPA when the interest or principal remains overdue for more than 90 days, subject to applicable RBI norms and specific exceptions.

What is the difference between NEFT, RTGS, and IMPS?

• NEFT: Electronic fund transfer settled in batches at regular intervals.

• RTGS: Real-time gross settlement, mainly used for high-value transfers, with a minimum transaction amount of ₹2 lakh.

• IMPS: Immediate Payment Service that enables instant fund transfers, generally available 24/7.

What is financial inclusion?

Financial inclusion means ensuring that individuals and businesses have access to affordable and useful financial services, including banking, credit, insurance, pensions, and payments.

What is the Monetary Policy Committee (MPC)?

The MPC is a six-member committee responsible for determining the policy interest rate required to achieve the RBI's inflation target while keeping economic growth in mind.

What is the difference between a savings account and a current account?

A savings account is mainly designed for individuals to save money and earn interest. A current account is generally used by businesses and traders who need frequent transactions.

What is the Bank Rate?

The Bank Rate is the rate at which the RBI is prepared to buy or rediscount eligible bills of exchange or other commercial paper under the applicable framework. It is also linked to certain penal rates.

What is inflation?

Inflation is the sustained increase in the general price level of goods and services over time, which reduces the purchasing power of money.

What is the difference between a debit card and a credit card?

A debit card allows customers to spend money available in their bank account, whereas a credit card allows them to borrow up to a specified limit and repay the amount later.

What is priority sector lending?

Priority sector lending requires banks to direct a prescribed portion of their lending towards important sectors such as agriculture, micro and small enterprises, education, housing, and weaker sections, as per RBI guidelines.

What is KYC in banking?

KYC stands for Know Your Customer. It is the process banks use to verify a customer's identity and address to help prevent fraud, money laundering, and other financial crimes.

What is the difference between NEFT and UPI?

NEFT is an electronic fund transfer system that settles transactions in batches. UPI enables instant bank-to-bank payments through a mobile application using identifiers such as a UPI ID or QR code.

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SBI PO Interview Banking Awareness Questions 2026 PDF FAQs

Q. What are some common questions asked during an SBI PO interview?

Q. What topics are included in the SBI PO Banking Awareness syllabus?

Q. Where can I download the SBI PO Interview Banking Awareness Questions PDF?

Candidates can access the SBI PO Interview Banking Awareness Questions PDF in this article to revise important banking concepts and practise interview questions with answers.

Q. Which banking topics should I prepare for the SBI PO interview?

Candidates should focus on RBI guidelines, banking terminology, monetary policy, digital payments, priority sector lending, financial inclusion, and recent banking developments.

Q. How can I prepare for SBI PO interview banking awareness questions?

Read banking news regularly, revise basic banking concepts, follow RBI updates, and practice answering commonly asked interview questions.

Q. What are the commonly asked RBI questions in the SBI PO interview?

Common questions cover the functions of the RBI, repo rate, CRR, SLR, inflation control, monetary policy, and the role of the Monetary Policy Committee.

Q. What is the difference between NEFT, RTGS, and IMPS?

NEFT transfers funds through batch-based settlement, RTGS processes transactions individually in real time, and IMPS enables immediate electronic fund transfers, generally available 24/7.

Q. How can the SBI PO Interview Banking Awareness Questions PDF help candidates?

The PDF helps candidates revise essential banking concepts, practice important questions with answers, strengthen their banking knowledge, and prepare more confidently for the SBI PO interview.