The JAIIB exam is conducted twice a year. conducted by the Indian Institute of Banking and Finance (IIBF). generally in the May and November examination cycles. Candidates who meet the eligibility requirements can appear in the exam. In 2026, JAIIB is being conducted in two cycles: May 2026 and November 2026. Each cycle includes four papers: Indian Economy & Indian Financial System (IE & IFS), Principles & Practices of Banking (PPB), Accounting & Financial Management for Bankers (AFM), and Retail Banking & Wealth Management (RBWM).

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How Many Times JAIIB Exam is Conducted in a Year?

The JAIIB (Junior Associate of the Indian Institute of Bankers) examination is conducted twice a year by the Indian Institute of Banking & Finance (IIBF). Generally, the two exam cycles are:

Candidates who are eligible can apply for either session based on their preparation and convenience. Since the exam is held twice every year, candidates who are unable to clear all papers in one attempt can prepare better and appear in the next session.

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JAIIB Exam Overview 2026

Here you can get the complete details on the JAIIB exam, along with the question of how many times jaiib exam is conducted in a year. 

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JAIIB Exam Cycles 2026

For 2026, the JAIIB examination is conducted in two cycles, as shown clearly below in the JAIIB Exam Cycles.

JAIIB May 2026 Exam Dates

JAIIB November 2026 Exam Dates

What Happens If I Miss a JAIIB Exam Cycle?

• If the candidate does not appear for one JAIIB examination cycle, they can prepare for another cycle according to the applicable IIBF rules.

• The next JAIIB examination cycle is generally held around the other half of the year.

• Candidates should make sure to check the latest IIBF notification for the applicable registration dates, examination schedule, and instructions.

Why is JAIIB Conducted Twice a Year?

Conducting the JAIIB exam twice every year offers several advantages to banking professionals.

Some of the major benefits include:

• More opportunities to qualify without waiting for a long period.

• Better flexibility to choose a convenient exam session.

• Sufficient time to prepare between exam cycles.

• Faster completion of the JAIIB certification.

• Better career growth and promotion opportunities after qualifying.

The two-session schedule also helps candidates who could not clear one or more papers in a previous attempt.

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Can I Appear for Both JAIIB Cycles in a Year?

• The JAIIB exam is conducted in two cycles, generally in May and November. Based on the applicable IIBF eligibility, registration, and attempt rules, candidates can appear for available cycles.

• Candidates who are preparing for this exam should make sure to check these before applying, such as the registration dates and examination instructions announced by IIBF.

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FAQs

Q. How many times is the JAIIB exam conducted in a year?

The JAIIB exam is conducted twice every year, usually in the May and November examination cycles.

Q. Who conducts the JAIIB exam?

The JAIIB examination is conducted by the Indian Institute of Banking & Finance (IIBF).

Q. Can I apply for both JAIIB sessions?

Yes. Eligible candidates can apply for any session conducted by IIBF, subject to the applicable registration guidelines.

Q. Is the JAIIB exam conducted online?

Yes. The JAIIB examination is conducted in online mode at designated examination centres.

Q. What happens if I fail in one session?

If you are unable to clear the exam in one session, you can appear in the next session according to the applicable IIBF rules.

Q. How many months are there between JAIIB exams?

The May and November cycles are usually around six months apart, although the exact gap depends on the exam dates announced by IIBF.

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