Dear Readers, Daily Current Affairs Questions Quiz for SBI, IBPS, RBI, RRB, SSC Exam 2024 of 30th July 2024. Daily GK quiz online for bank & competitive exam. Here we have given the Daily Current Affairs Quiz based on the previous days Daily Current Affairs updates. Candidates preparing for IBPS, SBI, RBI, RRB, SSC Exam 2024 & other competitive exams can make use of these Current Affairs Quiz.

 

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1) In July 2024, What percentage of public ownership is the minimum required by the Securities and Exchange Board of India (SEBI) for public sector banks (PSBs) to comply with the MPS norms. PSBs are anticipated to be granted an additional two-year delay to meet these requirements.?

(a) 15%

(b) 10%

(c) 20%

(d) 25%

(e) 30%

2) Shriram Group, a conglomerate located in Chennai, plans to enter the asset reconstruction (ARC) market this fiscal year and has acquired RBI clearance. Shriram Finance (SFL), India's largest retail non-banking financial company (NBFC), has set a target of what percentage increase in assets under management (AUM) for the current fiscal year?

(a) 15%

(b) 10%

(c) 20%

(d) 25%

(e) 30%

3) The Securities and Exchange Board of India (SEBI) has restricted Vijay Mallya from participating in the Indian securities market for three years. SEBI earlier restricted Mallya from accessing the securities market for three years, beginning with which year, due to manipulative practices and illegal transactions involving USL shares?

(a) 2014

(b) 2015

(c) 2018

(d) 2019

(e) 2017

4) In which state has The Mahabhairab Cooperative Urban Bank Limited's license been revoked by the Reserve Bank of India (RBI)?

(a) Sikkim

(b) Maharashtra

(c) Gujarat

(d) Odisha

(e) Assam

5) Which Bank has joined forces with ICICI Lombard General Insurance Company Limited to provide its clients with improved insurance options and benefits?

(a) Federal bank

(b) DBS bank

(c) RBL bank

(d) South Indian bank

(e) Karnataka bank

6) Tata Power Solar Systems Limited (TPSSL) has collaborated with the Bank of India (BOI) to provide simple and cost-effective financing for rooftop solar systems and electric vehicle (EV) charging stations. Residential customers can get up to Rs 2 lakh under the PM Surya Ghar Yojana for solar systems up to how many KW, with a 5% margin money requirement?

(a) 2KW

(b) 3KW

(c) 4KW

(d) 5KW

(e) 1KW

7) Since which year, 350 vape-related infractions have been registered by the Union Health and Family Ministry's tobacco unit. Even after the Prohibition of Electronic Cigarettes Act, 2019 outlawed vapes and e-cigarettes, the infractions continue?

(a) 2021

(b) 2020

(c) 2019

(d) 2018

(e) 2022

8) The World Bank's new B-READY initiative will replace the canceled Doing Business survey, which had data anomalies in 2018 and 2020. Three B-READY pilot reports will be released between 2024 and 2026. What number of indicators will the B-READY survey use to assess countries?

(a) 9

(b) 8

(c) 7

(d) 10

(e) 11

9) As per the report, PM Narendra Modi praised the rise of khadi entrepreneurs and the thriving handloom sector in India during his most recent "Mann ki Baat" radio speech. With a turnover of more than ₹1.5 lakh crore, the Khadi Village Industry has reached a significant milestone and seen a rise in sales of what percentage?

(a) 200%

(b) 100%

(c) 300%

(d) 400%

(e) 250%

10) What is the total expenditure for the seven Mega Integrated Textile Region and Apparel (PM MITRA) Parks that the Ministry of Textiles has declared would be established?

(a) Rs.4445crore

(b) Rs.4435crore

(c) Rs.4455crore

(d) Rs.4475crore

(e) Rs.4465crore

11) The Town Official Language Implementation Committee-TOLIC (PSU) meeting was held in Visakhapatnam, under the sponsorship of NTPC. Recently, which Visakha Dhara TOLIC Hindi Magazine edition was launched by well-known people?

(a) 7th

(b) 8th

(c) 6th

(d) 9th

(e) 10th

12) In the July report, Kerala is taking steps to draw foreign students to its higher education establishments by initiating the 'Study in Kerala' initiative. Only 266 foreign students were enrolled in Kerala's institutions for the 2020–21 academic year, compared to 8,137 in Karnataka and 3,685 in which state?

(a) Andhra Pradesh

(b) Telangana

(c) Tamil Nadu

(d) West Bengal

(e) Rajasthan

13) The "Goem Vinamulya Vij Yevjan" project was introduced in Goa by Chief Minister Pramod Sawant, marking a noteworthy step towards renewable energy. How much money is being spent on the project, which will be in place until FY 2026–2027?

(a) Rs 75,021 crore

(b) Rs 72,021 crore

(c) Rs 74,021 crore

(d) Rs 71,021 crore

(e) Rs 70,021 crore

14) On November 1, 2024, insider trading laws for mutual funds (MFs) will finally take effect, nearly two years after they were first announced. Which company sent out a consultation document in July 2022 to start this process?

(a) SIDBI

(b) SEBI

(c) IRDAI

(d) NSE

(e) RBI

15) Manoj Mittal has been named the Small Industries Development Bank of India's (SIDBI) chairman and managing director (CMD). By whom does he succeed?

(a) K Parthiban

(b) S.Ramann

(c) P.Nandha

(d) V.Magesh

(e) C.Karthik

16) Which ministry designated Hargobinder Singh Dhaliwal, a senior IPS officer, as the Andaman and Nicobar Islands' next Director General of Police (DGP)?

(a) Ministry of Home Affairs

(b) Ministry of Civil Aviation

(c) Ministry of Defence

(d) Ministry of External Affairs

(e) Ministry of MSME

17) India is about to embark on a major space exploration endeavor with the planned launch of an astronaut to the International Space Station (ISS). The crew of the Gaganyaan expedition will safely return to Earth and land in Indian seas. The astronauts will orbit Earth every _________ minutes throughout their journey to observe India from space and take in sunrises and sunsets.

(a) 50min

(b) 90min

(c) 60min

(d) 30min

(e) 45min

18) An international team of astronomers, led by a professor from IIT Kanpur, has discovered a giant exoplanet orbiting a star similar to the sun. Epsilon Indi Ab, often known as Eps Ind Ab, is an exoplanet that is categorized as a "super-Jupiter." The distance between Eps Ind Ab and Earth is ___________ light-years.

(a) 10

(b) 11

(c) 12

(d) 13

(e) 15

19) Sri Lanka defeated India by eight wickets to win their first Women's Asia Cup championship. In which International Stadium did the championship game took place?

(a) Narendra Modi Stadium

(b) Rangiri Dambulla International Stadium

(c) M.Chinnaswamy Stadium

(d) Motera Cricket Stadium

(e) Melbourne Cricket Ground

20) During the Paris Games, Manu Bhaker took home a bronze medal in the 10m air pistol field. Bhaker is the ______ Indian female Olympic medal winner.

(a) 1st

(b) 2nd

(c) 5th

(d) 6th

(e) 8th

21) At the 2024 Formula 1 Rolex Belgian Grand Prix, Lewis Hamilton became victorious following the disqualification of his Mercedes teammate, __________________.

(a) Sainz

(b) George Russell

(c) Piastri

(d) Verstappen

(e) Norris

22) When was the World Day Against Trafficking in Persons marked to raise awareness of the fear that victims of human trafficking face as well as to advance and defend their rights?

(a) July 26

(b) July 27

(c) July 28

(d) July 29

(e) July 30

23) Which state celebrates the "Sao Joao" festival?

(a) Karnataka

(b) Odisha

(c) Manipur

(d) Goa

(e) Bihar

24) The Prime Minister's _______ vision serves as the basis for the PM MITRA plan.

(a) 5S

(b) 5F

(c) 5M

(d) 5A

(e) 5T

25) The slogan "Your family bank across India" belonged to which bank?

(a) Federal bank

(b) DBS bank

(c) RBL bank

(d) South Indian bank

(e) Karnataka bank

Answers :

1) Answer: D

Short Explanation:

Public sector banks (PSBs) are expected to receive another two-year extension to comply with the Securities and Exchange Board of India’s (SEBI's) minimum public shareholding (MPS) norms, requiring a minimum public shareholding of 25%.

Current Compliance Status:Out of 12 public sector banks, 5 have not yet complied with the MPS norms.The government’s holding in these banks exceeds 75%.

Detailed Explanation:

Public sector banks (PSBs) are expected to receive another two-year extension to comply with the Securities and Exchange Board of India’s (SEBI's) minimum public shareholding (MPS) norms, requiring a minimum public shareholding of 25%.

This extension follows a special forbearance that allowed state-owned banks until August 2024 to meet the requirement.

Current Compliance Status:Out of 12 public sector banks, 5 have not yet complied with the MPS norms.

The government’s holding in these banks exceeds 75%.

Banks with High Government Holdings:

Punjab & Sind Bank: Government holding is 98.25%.

Indian Overseas Bank: Government holding is 96.38%.

UCO Bank: Government holding is 95.39%.

Central Bank of India: Government holding is 93.08%.

Bank of Maharashtra: Government holding is 86.46%, which may fall below 75% during the current fiscal year.

2) Answer: A

Short Explanation:

Chennai-based conglomerate Shriram Group is set to enter the asset reconstruction (ARC) business during the current financial year and has received approval from the Reserve Bank of India (RBI).

Shriram Finance's AUM and Growth:Shriram Finance (SFL), India's largest retail non-banking financial company (NBFC), has set a guidance of 15% growth for its assets under management (AUM) for the current financial year.

Detailed Explanation:

Chennai-based conglomerate Shriram Group is set to enter the asset reconstruction (ARC) business during the current financial year and has received approval from the Reserve Bank of India (RBI).

This move is part of their broader plan announced in November 2023 which includes entering both the asset reconstruction and wealth management sectors.

The asset reconstruction business will be managed by Shriram Capital.

Shriram Finance's AUM and Growth:Shriram Finance (SFL), India's largest retail non-banking financial company (NBFC), has set a guidance of 15% growth for its assets under management (AUM) for the current financial year.

As of the end of the first quarter, Shriram Finance's total AUM increased by 21% to Rs 2,33,443.63 crore from Rs 1,93,214.67 crore in the same period of the previous financial year.

3) Answer: C

Short Explanation:

The Securities and Exchange Board of India (SEBI) has barred Vijay Mallya from accessing the Indian securities market for 3 years.

Previous Sanctions:SEBI had previously barred Mallya from accessing the securities market for three years, starting June 1, 2018, due to manipulative activities and improper transactions related to the shares of USL.

Detailed Explanation:

The Securities and Exchange Board of India (SEBI) has barred Vijay Mallya from accessing the Indian securities market for 3 years.

Reason for Ban: Mallya was found guilty of illegally routing funds into the Indian stock market through his UBS bank accounts in London between January 1, 2006, and March 31, 2008.

Previous Sanctions:SEBI had previously barred Mallya from accessing the securities market for three years, starting June 1, 2018, due to manipulative activities and improper transactions related to the shares of USL.

4) Answer: E

Short Explanation:

The Reserve Bank of India (RBI) has cancelled the license of The Mahabhairab Cooperative Urban Bank Limited., Tezpur, Assam.

The bank ceased its banking operations effective from the close of business on July 24, 2024.

Detailed Explanation:

The Reserve Bank of India (RBI) has cancelled the license of The Mahabhairab Cooperative Urban Bank Limited., Tezpur, Assam.

The bank ceased its banking operations effective from the close of business on July 24, 2024.

The Registrar of Cooperative Societies, Assam has been requested to issue an order for winding up the bank and to appoint a liquidator.

Compliance Issues:The bank did not meet the required capital and earning prospects.

It failed to comply with Section 11(1) and Section 22(3)(d) read with Section 56 of the Banking Regulation Act, 1949.

Deposit Insurance:Depositors are entitled to a deposit insurance claim up to ₹5,00,000 from the Deposit Insurance and Credit Guarantee Corporation (DICGC) under the provisions of the DICGC Act, 1961.

5) Answer: E

Short Explanation:

Karnataka Bank has partnered with ICICI Lombard General Insurance Company Limited to offer enhanced insurance solutions and customer benefits to its patrons.

Detailed Explanation:

Karnataka Bank has partnered with ICICI Lombard General Insurance Company Limited to offer enhanced insurance solutions and customer benefits to its patrons.

Through this tie-up, Karnataka Bank customers will have access to a wide range of comprehensive insurance products and services provided by ICICI Lombard.

These offerings include health insurance, motor insurance, travel insurance, home insurance, and more, catering to the diverse insurance needs of individuals and businesses alike.

6) Answer: B

Short Explanation:

Tata Power Solar Systems Limited (TPSSL) has partnered with the Bank of India (BOI) to provide easy and affordable financing for rooftop solar installations and electric vehicle (EV) charging stations.

Loan Details under PM Surya Ghar Yojana:Under the PM Surya Ghar Yojana, Residential customers can avail up to Rs 2 lakh for solar systems up to 3 KW with a 5% margin money requirement.

Loans are offered at an interest rate of 7.10% per annum, collateral-free, with a tenure of up to 10 years.

Detailed Explanation:

Tata Power Solar Systems Limited (TPSSL) has partnered with the Bank of India (BOI) to provide easy and affordable financing for rooftop solar installations and electric vehicle (EV) charging stations.

The partnership is a significant milestone with Tata Power Solar becoming the 1st solar company to collaborate with BOI for both solar and EV Charging Station financing and strengthening its leadership as a green energy solutions provider.

Targeted customers include residential users under the PM Surya Ghar Yojana, housing societies, and Micro, Small, and Medium Enterprises (MSMEs).

Loan Details under PM Surya Ghar Yojana:Under the PM Surya Ghar Yojana, Residential customers can avail up to Rs 2 lakh for solar systems up to 3 KW with a 5% margin money requirement.

Loans are offered at an interest rate of 7.10% per annum, collateral-free, with a tenure of up to 10 years.

For installations above 3 KW and up to 10 KW, loans can be availed up to Rs 6 lakh with a 5% margin money requirement.

7) Answer: E

Short Explanation:

The Union Health and Family Ministry's tobacco cell reported 350 vape-related violations since 2022.

The violations persist despite the ban on e-cigarettes and vapes under the Prohibition of Electronic Cigarettes Act, 2019.

E-cigarettes, or Electronic Nicotine Delivery Systems (ENDS), are battery-powered devices that vape a flavoured solution containing nicotine.

Nicotine is an addictive chemical found in tobacco products.

Detailed Explanation:

The Union Health and Family Ministry's tobacco cell reported 350 vape-related violations since 2022.

The violations persist despite the ban on e-cigarettes and vapes under the Prohibition of Electronic Cigarettes Act, 2019.

E-cigarettes, or Electronic Nicotine Delivery Systems (ENDS), are battery-powered devices that vape a flavoured solution containing nicotine.

Nicotine is an addictive chemical found in tobacco products.

Annual Violation Breakdown:

FY24: 263 violations

FY23: 33 violations

FY22: 48 violations

FY21: No reported cases

Government Enforcement:

44 violations reported in the current financial year.

14,795 challans issued under Section 6 of The Cigarettes and Other Tobacco Products Act, 2003, which prohibits the sale of tobacco products to and by persons below 18 years.

According to a WHO report, around 30 countries have banned ENDS.

Prohibition of Electronic Cigarettes Act, 2019: Bans production, manufacture, import, export, transport, sale, distribution, storage, and advertisement of e-cigarettes and vapes.

The Cigarettes and Other Tobacco Products Act, 2003 (COTPA): Prohibits the sale of cigarettes and other tobacco products to and by persons below 18 years.

8) Answer: D

Short Explanation:

The World Bank’s new B-READY project will replace the Doing Business survey, which was discontinued due to data irregularities in 2018 and 2020.

Three B-READY pilot reports are scheduled for release from 2024 to 2026.

The first pilot will cover 54 economies, eventually expanding to include 185 economies.The B-READY survey will assess countries based on 10 indicators.

Detailed Explanation:

The World Bank’s new B-READY project will replace the Doing Business survey, which was discontinued due to data irregularities in 2018 and 2020.

The B-READY project aims to benchmark business environments and investment climates across various economies in a more balanced and transparent manner.

Pilot Reports:

Three B-READY pilot reports are scheduled for release from 2024 to 2026.

The first pilot will cover 54 economies, eventually expanding to include 185 economies.

The B-READY survey will assess countries based on 10 indicators/topics:

Business entry

Business location

Utility services

Labour

Financial services

International trade

Taxation

Dispute resolution

Market competition

Business insolvency

9) Answer: D

Short Explanation:

Prime Minister Narendra Modi, in his latest "Mann ki Baat" radio address, commended the emergence of khadi startups and highlighted the vibrant handloom industry spread across India.

Economic Impact: The Khadi Village Industry has achieved a milestone with a turnover exceeding ₹1.5 lakh crore, marking a 400% increase in sales. This growth is creating numerous employment opportunities, particularly for women.

Detailed Explanation:

Prime Minister Narendra Modi, in his latest "Mann ki Baat" radio address, commended the emergence of khadi startups and highlighted the vibrant handloom industry spread across India.

Economic Impact: The Khadi Village Industry has achieved a milestone with a turnover exceeding ₹1.5 lakh crore, marking a 400% increase in sales. This growth is creating numerous employment opportunities, particularly for women.

UNNATI Self-Help Group: Women involved in the handloom sector are now earning more after joining the UNNATI Self-Help Group, where they receive training in block dyeing and printing. This initiative has significantly boosted their income and skill set.

Drug Rehabilitation Portal - 'Manas': PM Modi discussed the government's new drug rehabilitation portal, 'Manas', aimed at combating drug addiction. The platform provides necessary advice and information related to rehabilitation and maintains confidentiality.

A toll-free number, 1933, has been established for individuals to seek help or report drug-related information to the Narcotics Control Bureau.

UNESCO World Heritage Site: The Prime Minister also celebrated the recent inclusion of Charaideo Maidam of Assam in the UNESCO World Heritage Sites list. This recognition underscores India's rich cultural heritage and its global significance.

10) Answer: A

Short Explanation:

The Ministry of Textiles has announced the establishment of seven Mega Integrated Textile Region and Apparel (PM MITRA) Parks with a total outlay of Rs. 4,445 crore.

This initiative aims to advance India's textile industry and achieve the United Nations Sustainable Development Goal 9, focusing on building resilient infrastructure, promoting sustainable industrialisation, and fostering innovation.

Detailed Explanation:

The Ministry of Textiles has announced the establishment of seven Mega Integrated Textile Region and Apparel (PM MITRA) Parks with a total outlay of Rs. 4,445 crore.

This initiative aims to advance India's textile industry and achieve the United Nations Sustainable Development Goal 9, focusing on building resilient infrastructure, promoting sustainable industrialisation, and fostering innovation.

The PM MITRA scheme is inspired by the Prime Minister's 5F vision: Farm to Fibre to Factory to Fashion to Foreign.

It aims to build an Aatmanirbhar Bharat (self-reliant India) and position India prominently on the global textiles map.

Each PM MITRA Park is expected to generate around 1 lakh direct and 2 lakh indirect jobs, boosting local economies and job markets.

Sites for the parks will be selected through a Challenge Method based on objective criteria.

State governments with available contiguous, encumbrance-free land parcels of over 1,000 acres and existing textile-related facilities are encouraged to submit proposals.

States expressing interest include Tamil Nadu, Punjab, Odisha, Andhra Pradesh, Gujarat, Rajasthan, Assam, Karnataka, Madhya Pradesh, and Telangana.

11) Answer: B

Short Explanation:

The Town Official Language Implementation Committee-TOLIC (PSU) meeting,hosted by NTPC, took place in Visakhapatnam.

Rajbhasha Gaurav Samman for 2023-24 was awarded to PSUs in Visakhapatnam for excellence in Official Language implementation.

Nagar Rajbhasha Samman was awarded to Hindi Officers and Coordinators.

The 8th issue of the ‘Visakha Dhara’ TOLIC Hindi Magazine was released by prominent figures including Atul Bhatt, Sanjay Kumar Sinha, Anirban Kumar Biswas, Dr. Rita Trivedi, G Gandhi, and Dr. Lalan Kumar.

Detailed Explanation:

The Town Official Language Implementation Committee-TOLIC (PSU) meeting,hosted by NTPC, took place in Visakhapatnam.

Rajbhasha Gaurav Samman for 2023-24 was awarded to PSUs in Visakhapatnam for excellence in Official Language implementation.

Nagar Rajbhasha Samman was awarded to Hindi Officers and Coordinators.

Category I:

First Prize: HPCL-Visakha Refinery

Second Prize: NTPC Simhadri

Third Prize: Airport Authority of India

Category II:

First Prize: GAIL

Second Prize: HPCL-Visakha Regional Office

Third Prize: SAIL – Branch Transport & Shipping Office

Consolation Prize: FCI-Regional Office

Category III:

First Prize: MSTC

Second Prize: HPCL LPG

Third Prize: ECGC (Export Credit Guarantee Corporation of India)

The 8th issue of the ‘Visakha Dhara’ TOLIC Hindi Magazine was released by prominent figures including Atul Bhatt, Sanjay Kumar Sinha, Anirban Kumar Biswas, Dr. Rita Trivedi, G Gandhi, and Dr. Lalan Kumar.

12) Answer: C

Short Explanation:

Kerala is launching the 'Study in Kerala' programme to attract international students to its higher education institutions.

In the 2020-21 academic year, only 266 international students enrolled in Kerala’s institutions, compared to Karnataka (8,137) and Tamil Nadu (3,685).

Government Approval: The Kerala government has granted in-principle sanction to the initiative proposed by the Kerala State Higher Education Council.

Detailed Explanation:

Kerala is launching the 'Study in Kerala' programme to attract international students to its higher education institutions.

The initiative aims to enhance cultural diversity, bolster the higher education sector, and equip students to work in a global society.

Current Performance: Kerala's performance in hosting foreign students is underwhelming compared to neighbouring states.

In the 2020-21 academic year, only 266 international students enrolled in Kerala’s institutions, compared to Karnataka (8,137) and Tamil Nadu (3,685).

In 2019-20, Kerala hosted 302 international students.

Government Approval: The Kerala government has granted in-principle sanction to the initiative proposed by the Kerala State Higher Education Council.

13) Answer: A

Short Explanation:

In a significant move towards sustainable energy, Chief Minister Pramod Sawant has launched the ‘Goem Vinamulya Vij Yevjan’ initiative in Goa.

This scheme is aligned with the Prime Minister’s Surya Ghar Muft Bijli Yojana and aims to boost solar energy adoption in Goa.

Financial Details: The scheme has an outlay of Rs 75,021 crore and is to be implemented till FY 2026-27.

Detailed Explanation:

In a significant move towards sustainable energy, Chief Minister Pramod Sawant has launched the ‘Goem Vinamulya Vij Yevjan’ initiative in Goa.

This scheme is aligned with the Prime Minister’s Surya Ghar Muft Bijli Yojana and aims to boost solar energy adoption in Goa.

The PM Surya Ghar Muft Bijli Yojana aims to increase the share of solar rooftop capacity and empower residential households to generate their electricity.

Financial Details: The scheme has an outlay of Rs 75,021 crore and is to be implemented till FY 2026-27.

Initial Investment : The government of Goa, under the Goem Vinamulya Vij Yevjan, with an initial investment of 35 crore, in addition to the Central Financial Assistance, will bear the balance cost of the rooftop installation up to 5 kW for consumers consuming 400 or fewer units for the last year.

14) Answer: B

Short Explanation:

Nearly two years after their initial notification, insider trading regulations for mutual funds (MFs) will finally come into force on November 1, 2024.

The Securities and Exchange Board of India (SEBI) initiated this process with a consultation paper in July 2022, followed by a formal notification in November of the same year.

Detailed Explanation:

Nearly two years after their initial notification, insider trading regulations for mutual funds (MFs) will finally come into force on November 1, 2024.

The Securities and Exchange Board of India (SEBI) initiated this process with a consultation paper in July 2022, followed by a formal notification in November of the same year.

Structured Digital Database (SDD): MFs will be required to maintain an SDD detailing the nature of unpublished price-sensitive information (UPSI).

Code of Conduct: A separate and stringent code of conduct for employees will be instituted to ensure compliance.

Additional Disclosures: Increased transparency and disclosure requirements will be mandated, significantly raising the compliance burden on mutual funds.

15) Answer: B

Short Explanation:

Manoj Mittal has been appointed as the Chairman and Managing Director (CMD) of the Small Industries Development Bank of India (SIDBI) by the Government of India.

He succeeds S Ramann, who joined SIDBI in April 2021 for a three-year term.

Detailed Explanation:

Manoj Mittal has been appointed as the Chairman and Managing Director (CMD) of the Small Industries Development Bank of India (SIDBI) by the Government of India.

He succeeds S Ramann, who joined SIDBI in April 2021 for a three-year term.

Manoj Mittal previously served as Managing Director and CEO at Industrial Finance Corporation of India (IFCI).

He was also the Deputy Managing Director at SIDBI.

16) Answer: A

Short Explanation:

The Ministry of Home Affairs (MHA) appointed senior IPS officer Hargobinder Singh Dhaliwal as the new Director General of Police (DGP) of Andaman and Nicobar Islands.

Before his appointment, he served as the Special Commissioner of Police in New Delhi, overseeing traffic zone II.

Detailed Explanation:

The Ministry of Home Affairs (MHA) appointed senior IPS officer Hargobinder Singh Dhaliwal as the new Director General of Police (DGP) of Andaman and Nicobar Islands.

Before his appointment, he served as the Special Commissioner of Police in New Delhi, overseeing traffic zone II.

Dhaliwal is a 1997-batch IPS officer and an alumnus of Panjab University.

He has a notable career with significant achievements:

Solving the Dhaula Kuan gangrape case.

Solving the journalist Saumya Vishwanathan’s murder case.

Solving the Jigisha Ghosh murder case.

Playing a crucial role in investigating the murder case of Punjabi singer Sidhu Moosewala.

Meanwhile, incumbent DGP Devesh Chandra Srivastava has been transferred to New Delhi.

17) Answer: B

Short Explanation:

India is set to send an astronaut to the International Space Station (ISS), marking a significant milestone in its space exploration efforts.

Space Minister Jitendra Singh announced in Lok Sabha that an Indian astronaut, referred to as a "gaganyaatri," will soon travel to the ISS.

Crew Module Specifications: The crew module measures 3.7 metres in diameter and 7 metres in height and will house three astronauts, including one woman.

Mission Activities: During their mission, the astronauts will orbit Earth every 90 minutes, witnessing sunrises and sunsets and observing India from space. They will also conduct experiments in microgravity.

Detailed Explanation:

India is set to send an astronaut to the International Space Station (ISS), marking a significant milestone in its space exploration efforts.

Space Minister Jitendra Singh announced in Lok Sabha that an Indian astronaut, referred to as a "gaganyaatri," will soon travel to the ISS.

This mission is a collaborative effort involving the Indian Space Research Organisation (ISRO), National Aeronautics and Space Administration (NASA), and private company Axiom Space.

NASA confirmed that the mission, designated as Axiom-4, is scheduled to launch no earlier than August 2024 from Kennedy Space Center in Florida.

The Gaganyaan project aims to demonstrate human spaceflight capabilities by sending a crew of three into orbit for a three-day mission, scheduled for launch in 2025.

Crew Return:Gaganyaan  mission will see the crew safely return to Earth, landing in Indian waters.

Orbital Module: The Gaganyaan spacecraft consists of a service module and a crew module, known together as the Orbital Module.

Launch Vehicle: The mission will use the Geosynchronous Satellite Launch Vehicle (GSLV) Mk III, capable of carrying the required payload.

Crew Module Specifications: The crew module measures 3.7 metres in diameter and 7 metres in height and will house three astronauts, including one woman.

Mission Activities: During their mission, the astronauts will orbit Earth every 90 minutes, witnessing sunrises and sunsets and observing India from space. They will also conduct experiments in microgravity.

18) Answer: C

Short Explanation:

In a ground-breaking discovery, an international team of astronomers, including Dr. Prashant Pathak, Assistant Professor at the Department of Space, Planetary & Astronomical Sciences & Engineering (SPASE), Indian Institute of Technology (IIT) Kanpur, Uttar Pradesh (UP) has discovered a giant planet orbiting a nearby star similar to the Sun.

Discovery Technique: Eps Ind Ab is the first-ever mature exoplanet (a planet beyond our solar system) to be discovered using direct imaging technique.

Distance and Temperature:Eps Ind Ab is located 12 light-years away from Earth.

Detailed Explanation:

In a ground-breaking discovery, an international team of astronomers, including Dr. Prashant Pathak, Assistant Professor at the Department of Space, Planetary & Astronomical Sciences & Engineering (SPASE), Indian Institute of Technology (IIT) Kanpur, Uttar Pradesh (UP) has discovered a giant planet orbiting a nearby star similar to the Sun.

Exoplanet Details:The exoplanet, named Epsilon Indi Ab (or Eps Ind Ab), is classified as a 'super-Jupiter'.

Its mass exceeds Jupiter's mass by at least six times, making it significantly larger than any planet in our solar system.

Discovery Technique: Eps Ind Ab is the first-ever mature exoplanet (a planet beyond our solar system) to be discovered using direct imaging technique.

Instrumentation:The discovery was made using the James Webb Space Telescope’s (JWST) Mid-InfraRed Instrument (MIRI).

Host Star:The exoplanet orbits the K5V-type star Epsilon Indi A (also known as HD 209100 or HIP 108870).

Distance and Temperature:Eps Ind Ab is located 12 light-years away from Earth.

The planet has a temperature of about -1°C (30°F).

Orbital Characteristics:The planet's orbit is 28 times greater than the distance between Earth and the Sun.

19) Answer: B

Short Explanation:

Sri Lankawon their first Women's Asia Cup title by defeating India by 8 wickets.

The final match was held at the Rangiri Dambulla International Stadium.

Detailed Explanation:

Sri Lankawon their first Women's Asia Cup title by defeating India by 8 wickets.

The final match was held at the Rangiri Dambulla International Stadium.

India batted first, scoring 165/6 in 20 overs after winning the toss.

Sri Lanka successfully chased the target in the 19th over.

20) Answer: E

Short Explanation:

Manu Bhaker won a bronze medal in the 10m air pistol event at the Paris Games.

She is the first Indian markswoman to secure an Olympic shooting medal.

Bhaker is the eighth Indian woman to win an Olympic medal.

Karnam Malleswari: First Indian woman to win an Olympic medal (weightlifting bronze in 2000).

Detailed Explanation:

Manu Bhaker won a bronze medal in the 10m air pistol event at the Paris Games.

She is the first Indian markswoman to secure an Olympic shooting medal.

India had not won an Olympic shooting medal since the 2012 London Games.

The last medals were won by Vijay Kumar (rapid-fire pistol) and Gagan Narang (10m air rifle), both securing bronze.

Bhaker is the eighth Indian woman to win an Olympic medal.

Karnam Malleswari: First Indian woman to win an Olympic medal (weightlifting bronze in 2000).

Mary Kom: Bronze in boxing (2012).

Saina Nehwal: Bronze in badminton (2012).

P.V. Sindhu: Silver and bronze in badminton (2016, 2020).

Sakshi Malik: Bronze in wrestling (2016).

Mirabai Chanu: Silver in weightlifting (2020).

Lovelina Borgohain: Bronze in boxing (2020).

21) Answer: B

Short Explanation:

Lewis Hamilton secured victory at the 2024 Formula 1 Rolex Belgian Grand Prix.

The win came after his Mercedes team-mate George Russell was disqualified.

Detailed Explanation:

Lewis Hamilton secured victory at the 2024 Formula 1 Rolex Belgian Grand Prix.

The win came after his Mercedes team-mate George Russell was disqualified.

George Russell, who initially finished first, was disqualified because his car was found underweight in the post-race inspection.

GRAND PRIX	WINNER	CAR
Bahrain	Verstappen	Red Bull Racing Honda RBPT
Saudi Arabia	Verstappen	Red Bull Racing Honda RBPT
Australia	Sainz	Ferrari
Japan	Verstappen	Red Bull Racing Honda RBPT
China	Verstappen	Red Bull Racing Honda RBPT
Miami	Norris	McLaren Mercedes
Emilia-Romagna	Verstappen	Red Bull Racing Honda RBPT
Monaco	Leclerc	Ferrari
Canada	Verstappen	Red Bull Racing Honda RBPT
Spain	Verstappen	Red Bull Racing Honda RBPT
Austria	Russell	Mercedes
Great Britain	Hamilton	Mercedes
Hungary	Piastri	McLaren Mercedes
Belgium	Hamilton	Mercedes

22) Answer: E

Short Explanation:

Every year, World Day Against Trafficking in Persons 2024 is observed on 30th July to build awareness of the anxiety of human trafficking victims and to promote and protect their rights.

The theme for the 2024 World Day Against Trafficking in Persons is "Leave No Child Behind in the Fight Against Human Trafficking".

Detailed Explanation:

Every year, World Day Against Trafficking in Persons 2024 is observed on 30th July to build awareness of the anxiety of human trafficking victims and to promote and protect their rights.

The theme for the 2024 World Day Against Trafficking in Persons is "Leave No Child Behind in the Fight Against Human Trafficking".

In 2013, the UN General Assembly arranged a high-level meeting to work on the Global Plan of Action.

The member states took on a resolution A/RES/68/192 and designated 30 July as the World Day against Trafficking in Persons.

This resolution emphasized that the day was important to “raise awareness of the situation of victims of human trafficking and for the promotion and protection of their rights.”

23) Answer: D

About Goa :

Governor : P. S. Sreedharan Pillai

Chief Minister : Pramod Sawant

Capital : Panaji

Festivals : Shigmotsav/Gulalotsav Festival, Sao Joao, Goa Carnival

Airport : Manohar International Airport (Goa Airport)

24) Answer: B

Short Explanation:

The Ministry of Textiles has announced the establishment of seven Mega Integrated Textile Region and Apparel (PM MITRA) Parks with a total outlay of Rs. 4,445 crore.

The PM MITRA scheme is inspired by the Prime Minister's 5F vision: Farm to Fibre to Factory to Fashion to Foreign.

Detailed Explanation:

The Ministry of Textiles has announced the establishment of seven Mega Integrated Textile Region and Apparel (PM MITRA) Parks with a total outlay of Rs. 4,445 crore.

This initiative aims to advance India's textile industry and achieve the United Nations Sustainable Development Goal 9, focusing on building resilient infrastructure, promoting sustainable industrialisation, and fostering innovation.

5F Vision Inspiration:

The PM MITRA scheme is inspired by the Prime Minister's 5F vision: Farm to Fibre to Factory to Fashion to Foreign.

It aims to build an Aatmanirbhar Bharat (self-reliant India) and position India prominently on the global textiles map.

25) Answer: E

About Karnataka Bank :

Founded: February 18, 1924.

Headquarters: Mangalore, Karnataka, India.

MD & CEO: Srikrishnan Hari Hara Sarma.

Tagline: "Your family bank across India."