Dear Readers, Daily Current Affairs Questions Quiz for SBI, IBPS, RBI, RRB, SSC Exam 2023 of 22nd April 2023. Daily GK quiz online for bank & competitive exam. Here we have given the Daily Current Affairs Quiz based on the previous days Daily Current Affairs updates. Candidates preparing for IBPS, SBI, RBI, RRB, SSC Exam 2023 & other competitive exams can make use of these Current Affairs Quiz.

 

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1) Which bank has partnered with KiVi to scaling and expanding its agri lending portfolio in Tamil Nadu?

(a) ICICI Bank

(b) Axis Bank

(c) HDFC Bank

(d) Yes Bank

(e) Federal Bank

2) Which Small Finance Bank has received license from RBI to act as Authorised Dealer Category-I (AD-I) under section 10 of FEMA, 1999 to deal in foreign exchange?

(a) ESAF Small Finance Bank

(b) Suryoday Small Finance Bank

(c) Unity Small Finance Bank Limited

(d) AU Small Finance Bank

(e) Utkarsh Small Finance Bank

3) According to a report tabled by Worldline India, Which city has topped the list of cities rampantly using digital transactions with a volume of 29 million and a value of Rs 6,500 crore of transactions?

(a) Mumbai

(b) Bengaluru

(c) Chennai

(d) Hyderabad

(e) Indore

4) The RBI has accepted bids worth _________ at an auction for conversion and switching of 5 government of India (GoI) bonds against the notified amount of Rs 11,000 crore.

(a) Rs 3,500 crore

(b) Rs 5,500 crore

(c) Rs 5,000 crore

(d) Rs 7,500 crore

(e) Rs 8,800 crore

5) How many projects have been approved under the Namami Gange Programme worth ₹638 crore by the Jal Shakti Ministry’s National Mission for Clean Ganga (NMCG)?

(a) 4

(b) 8

(c) 7

(d) 5

(e) 6

6) Where was the 5^th edition of the International Exhibition & Conference on Steel Industry – ‘INDIA STEEL EXPO 2023’ organized?

(a) Bengaluru, Karnataka

(b) Mumbai, Maharashtra

(c) Jamui, Bihar

(d) Chandimandir, Haryana

(e) Surat, Gujarat

7) Recently in April 2023, India and _______ agreed to make defence an important pillar of the bilateral relationship.

(a) Canada

(b) Australia

(c) Hungary

(d) France

(e) Japan

8) Which state has been declared the happiest state in India, according to a research conducted by Rajesh K Pillania, a professor of strategy at the Management Development Institute in Gurugram?

(a) Sikkim

(b) West Bengal

(c) Assam

(d) Mizoram

(e) Nagaland

9) Which of the following state has received approval from NMC for setting up its first medical college in the state?

(a) Assam

(b) Manipur

(c) Sikkim

(d) Mizoram

(e) Nagaland

10) Which of the following became the first state in India to have 100% electric vehicles in the Government Departments?

(a) Gujarat

(b) Punjab

(c) Uttar Pradesh

(d) Maharashtra

(e) Kerala

11) The first-ever census of Mangrove Pitta Bird was conducted in the Bhitarkanika wildlife sanctuary. Where is the Bhitarkanika wildlife sanctuary located?

(a) Gujarat

(b) Assam

(c) Bihar

(d) Karnataka

(e) Odisha

12) As per the recent report, Which city has got a special mention as one of the fastest-growing cities in the Asia Pacific?

(a) Bengaluru

(b) Chennai

(c) Mumbai

(d) Lucknow

(e) New Delhi

13) As per the recent report in April 2023, What is the rank of India in having the highest number of unicorns worldwide?

(a) 3rd

(b) 6th

(c) 5th

(d) 4th

(e) 2nd

14) Which of the following city is set to host the Men’s Hockey Asian Champions Trophy 2023?

(a) Mumbai, Maharashtra

(b) Bhubaneswar, Odisha

(c) Chennai, Tamil Nadu

(d) Pune, Maharashtra

(e) Hyderabad, Telangana

15) Which of the following Indian cricketer has been appointed as the Brand Influencer of HSBC India?

(a) Rishab Pant

(b) Virat Kohli

(c) KL Rahul

(d) Mahendra Singh Dhoni

(e) Sourav Ganguly

16) Which of the following bank has appointed Kaizad Bharucha as its Deputy Managing Director (MD) and Bhavesh Zaveri as its Executive Director (ED)?

(a) HDFC Bank

(b) Bank of Baroda

(c) State Bank of India

(d) Bank of Maharashtra

(e) Axis Bank

17) The Indian Space Research Organisation (ISRO) is preparing to launch a Singaporean Earth Observation satellite named__________.

(a) Fentos-4

(b) Manos-1

(c) SeLEOS-3

(d) TeLEOS-2

(e) SelRos-1

18) Which of the following company has recently launched the world's first-ever biometric handgun?

(a) Biofire Technologies

(b) Lockheed Martin

(c) Boeing

(d) Dassault Aviation

(e) Blue Origin

19) India is planning to buy 250 more Pralay ballistic missiles for the services to boost the firepower of the defence forces. What is the range of these Pralay ballistic missiles?

(a) 350 to 500 kilometres

(b) 150 to 500 kilometres

(c) 150 to 200 kilometres

(d) 250 to 550 kilometres

(e) 450 to 700 kilometres

20) Every year, Earth Day has been celebrated on which of the following day?

(a) 20 April

(b) 21 April

(c) 23 April

(d) 22 April

(e) 24 April

Answers :

1) Answer: E

Federal Bank has entered into a Banking Correspondent agreement with Chennai-based KiVi, an agri fintech start-up operated by Agrosperity Tech Solutions, with a view to scaling and expanding its agri lending portfolio in Tamil Nadu (TN).

Federal Bank launched the instant KCC platform in September 2022.

It is claimed to be the first of its kind in agriculture lending, it offers farmers convenience and turnaround time.

Aim :

To provide small-value loans to small and marginal farmers, and is designed to facilitate efficient credit flow to underserved rural populations.

In the initial phase of this partnership, KiVi aims to serve 10,000 farmers in Tamil Nadu.

2) Answer: D

Reserve Bank of India (RBI) has granted AU Small Finance Bank  (AU SFB) Licence to act as Authorised Dealer Category-I (AD-I) under section 10 of FEMA, 1999 to deal in foreign exchange.

Recently, RBI approved the re-appointment of Sanjay Agarwal as managing director and Chief Executive Officer (CEO) of AU Small Finance Bank for a period of 3 years.

The re-appointment is valid with effect from April 19, 2023 till April 18, 2026.

Besides, the regulator has also cleared the re-appointment of Uttam Tibrewal as the whole-time director for a period of 3 years.

3) Answer: B

According to a report tabled by Worldline India, a payment solutions provider, Bengaluru (Karnataka) has topped the list of cities rampantly using digital transactions with a volume of 29 million and a value of Rs 6,500 crore of transactions.

Bengaluru was followed by New Delhi, Delhi 19.6 million transactions worth USD 50 billion, Mumbai, Maharashtra (18.7 million transactions worth USD 49.5 billion), Pune, Maharashtra (15 million transactions worth USD 32.8 billion), Chennai, Tamil Nadu (TN) (14.3 million transactions worth USD 35.5 billion) are among the top 5 cities with the highest digital transactions.

According to the report, physical merchants like grocery stores, restaurants, clothing and apparel, pharmacy, etc. accounted for over 43% of digital transactions in terms of volume and about 40%  in terms of value.

4) Answer: B

The Reserve Bank of India (RBI) accepted bids worth Rs 5,500 crore at an auction for the conversion and switching of 5 government of India (GoI) bonds against the notified amount of Rs 11,000 crore.

As for floating rate bond (FRB) maturing in 2024, for conversion into paper to be redeemed in 2032, it accepted Rs 2,000-crore bids, as against the notified amount of Rs 4,000 crore.

5) Answer: B

The Jal Shakti Ministry’s National Mission for Clean Ganga (NMCG) cleared eight projects worth ₹638 crores under the Namami Gange Programme.

Out of these, four projects were approved for pollution abatement in the Shamli district.

These projects amounting to around 407 crore rupees were approved with the aim to clean River Hindon, a tributary of River Yamuna.

One project for the development of seven ghats was approved as part of preparations for the Mahakumbh in Prayagraj in Uttar Pradesh in 2025.

In Bihar, a project to construct three Sewage Treatment Plants was approved.

These projects will prevent the flow of polluted water into River Kiul, a tributary of the Ganga.

It is an integrated conservation mission, approved as ‘Flagship Programme’ by the Union Government in 2014 with a budget outlay of Rs.20,000 Crores.

It is administered by the Ministry of Jal Shakti's Department of Water Resources, River Development and Ganga Rejuvenation.

6) Answer: B

The 5th edition of the International Exhibition & Conference on Steel Industry – ‘INDIA STEEL EXPO 2023’ is being organized by the Ministry of Steel, Government of India along with the Federation of Indian Chambers of Commerce and Industry (FICCI) from April 19-21, 2023 at Bombay Exhibition Centre, Mumbai, India. 

The Ministry of Commerce & Industry, Government of India is extending support to the event.

India Steel Expo 2023 will provide a unique opportunity to International Steel Producers, Technology Companies to showcase their equipment, latest technology and their best practices through Live demonstrations in 12,000 sq. meters of exhibition area and will also provide an excellent platform to buyers, sellers, technology providers, manufacturers, traders, importers, investors and and other allied organizations/ institutions from Steel industry to interact and develop healthy business relationship with Indian steel industry.

India Steel 2023 is a conference and exhibition on the steel industry.

It started in Mumbai on 19 April 2023.

7) Answer: A

India and Canada have agreed to make defence an important pillar of the bilateral relationship.

Both countries have agreed to work on taking the defence relationship to the next level.

Key Highlights :

Defence Minister Shri Rajnath Singh and his Canadian counterpart discussed ways to develop bilateral defence relations.

Both Ministers also talked about potential areas of defence cooperation from UN peacekeeping training to Defence Industrial Cooperation.

Rajnath Singh invited Canadian defence companies to invest in India.

India established diplomatic relations with Canada in 1947.

8) Answer: D

According to research conducted by Rajesh K Pillania, a professor of strategy at the Management Development Institute in Gurugram, Mizoram has been declared the happiest state in India.

Key Highlights :

The state has attained a 100% literacy rate and provides its students with opportunities to develop their skills and abilities even under challenging conditions.

The report further noted that Mizoram is the second one in India to have achieved 100% literacy.

"Mizoram's happiness index is based on 6 parameters including family relationships, work-related issues, social issues and philanthropy, religion, COVID-19's effect on happiness, and physical and mental health,"

India ranked 126th in the 2023 World Happiness Index and Finland ranked 1st in that index, following Nordic countries, such as Denmark and Iceland.

9) Answer: E

Nagaland Institute of Medical Sciences and Research (NIMSR) at Kohima will be the first medical college of Nagaland.

It has received the ‘Letter of Intent’ (LOI) from the National Medical Council (NMC)’s Medical Assessment and Rating Board (MARB).

The medical college will begin from the academic session 2023-24 with 100 MBBS students.

Out of 100 students, 85 would be from Nagaland while the remaining 15 will be reserved for students from other states.

Nagaland became the 16th state of India in 1963.

Jawaharlal Institute of Postgraduate Medical Education and Research (JIMPER), Pondicherry is the oldest medical college in India.

10) Answer: C

Uttar Pradesh (UP) will become the first state which will have 100% electric vehicles in government departments.

The UP government has fixed a target to convert vehicles used in all government departments into Electric Vehicles in a phased manner by 2030.

Key Highlights :

The UP government notified the Uttar Pradesh Electric Vehicle Manufacturing and Mobility Policy 2022 on 14 October 2022 to encourage electric vehicles in the state.

Under the policy, an exemption has been provided from tax and registration fees for 3 years on the purchase of Electric Vehicles.

The exemption will be valid for 5 years on the purchase of Electric Vehicles manufactured in UP.

The UP government has also relaxed the upper maximum expenditure limit on the purchase of vehicles.

11) Answer: E

The first-ever census of Mangrove Pitta Bird was conducted by the Odisha forest officials in the Bhitarkanika wildlife sanctuary.

In the first census, 179 mangrove pitta birds were sighted.

The objective of the census is to record the growth pattern of these birds.

About Mangrove pitta :

Mangrove pitta are colourful birds which have black head with brown crown, white throat, greenish upper parts, buff under-parts and reddish vent area.

It is found in mangrove forests where it feeds on crustaceans, mollusks and insects.

The habitats of these beautiful birds are confined to mangrove forest areas in Odisha’s Bhitarkanika and Sundarban in West Bengal.

According to the International Union for Conservation of Nature (IUCN), the species has been assessed and classified as “Near Threatened”.

Bhitarkanika National Park is the 2nd largest Mangrove ecosystems of India.

12) Answer: A

New York City topped a new list of the world’s wealthiest cities in 2023, with Japan’s Tokyo and Silicon Valley’s Bay Area claiming the second and third spots.

Mumbai featured at #21 while Delhi, Bengaluru, Kolkata and Hyderabad too found a mention.

The list, compiled by London-based consultancy Henley & Partners, ranked the cities by taking into account the number of resident millionaires (rounded off to the neared 1o0) as of December 31, 2022.

It was dominated by cities in the United States and China — not one European city featuring in the top 10, with the exception of London.

The report included four US cities in the top 10- New York City, The Bay Area, Los Angeles and Chicago.

In terms of billionaires, California’s Bay Area won as 63 call the region surrounding Silicon Valley and San Francisco home.

It was followed by New York, Beijing, Los Angeles and Shanghai.

Bengaluru got a special mention as one of the fastest-growing cities in the Asia Pacific. The report said: “Also known as the “Garden City” and the “Silicon Valley of India”, Bengaluru has a booming tech sector.”

The World’s Wealthiest Cities Report 2023 covered 97 cities across the world, using data from wealth intelligence firm, New World Wealth.

Mumbai 21st, Delhi 36th, Bengaluru 60th, Kolkata 63rd and Hyderabad 65th.

13) Answer: A

India has retained its 3rd spot as the country with the highest number of unicorns worldwide after the US and China.

With 68 new unicorns, India lags behind the US and China, which have 666 and 316 unicorns, respectively.

India added 14 new unicorns since the pandemic began.

Despite the rise, none of the start-ups made it to the top 10.

According to the report, BYJU’s is the top-most unicorn in India, with a valuation of $22 billion, followed by Swiggy and Dream11, valued at $8 billion each.

The report also mentioned that India and China produce more offshore unicorns than any other country.

Founders from India co-founded 70 unicorns outside, while China co-founded 32 outside of China, compared with 316 in China.

14) Answer: C

The Men’s Hockey Asian Champions Trophy will take place in Chennai from August 3 to 12.

India is hosting the event for the first time.

It will be the seventh edition of the tournament.

Chennai last hosted an international hockey event in 2007.

India, South Korea, Malaysia, Pakistan, Japan and China will take part in the tournament.

Tamil Nadu Sports Minister Udhayanidhi Stalin said that hosting the tournament will revive hockey in the region.

15) Answer: B

HSBC India has roped in Indian cricketer Virat Kohli as their Brand Influencer.

Virat Kohli will help to amplify HSBC’s purpose of ‘Opening up a world of opportunity’ as it strives to support the ambitions of an aspirational India going global.

The company mentioned that as part of the association, a multi-media campaign featuring Virat Kohli will also be launched.

Hitendra Dave, CEO, HSBC India.

16) Answer: A

Reserve Bank of India (RBI) has approved the appointment of Kaizad Bharucha as Deputy Managing Director (MD) and Bhavesh Zaveri as Executive Director (ED) of the HDFC Bank for 3 years with effect from April 19, 2023.

The RBI approval comes upon the recommendation of the bank’s Board of Directors.

Prior to his elevation as Deputy MD, Bharucha, who was Executive Director, has been with the Bank since 1995.

Prior to his elevation as Executive Director, Zaveri was Group Head – Operations, Cash Management & ATM Products

17) Answer: D

The Indian Space Research Organisation (ISRO) is preparing to launch a Singaporean Earth Observation satellite named TeLEOS-2 on April 22, 2023.

The satellite will be launched aboard ISRO’s Polar Satellite Launch Vehicle (PSLV), from the Satish Dhawan Space Centre in Sriharikota, Andhra Pradesh (AP).

This launch will be the PSLV’s 55th mission.

What is TeLEOS-2?

ISRO launched TeLEOS-1 in 2015.

TeLEOS-1 was the first Singapore commercial Earth Observation Satellite.

It was developed by ST Engineering and it will provide imagery which will be used for hotspot monitoring and haze management, along with assistance in aviation accidents, search and rescue operations

18) Answer: A

Biofire Technologies, a Colorado-based company, has launched the world's first-ever biometric handgun, the Biofire Smart Gun.

The Biofire Smart Gun is the first and only biometric firearm on the market.

About Biofire Smart Gun :

It is a 9mm handgun that uses fingerprint and facial recognition biometrics to ensure only authorised users can fire it.

Designed for home defense, the Biofire Smart Gun enables firearm owners to defend themselves against external threats while preventing unauthorised access and misuse.

Identification systems have been integrated with its firing mechanism.

The smart gun is powered by a battery.

Some recent models of smart guns were simply based on adding sensors to existing weapons.

19) Answer: B

India is planning to buy 250 more Pralay ballistic missiles for the services to strengthen them on the northern borders, further boosting the firepower of the defence forces.

The use of Pralay tactical ballistic missile will be the first time in the history of the service, as ballistic missiles have been cleared by the government for use in tactical operations.

The Pralay missile will now be mass-produced and it is expected to be ready for operational service shortly.

The Pralay missile was successfully tested twice in December 2021.

About Pralay missile:

It is a quasi-ballistic surface-to-surface missile.

It has a range of 150 to 500 kilometres, is propelled by a solid-propellant rocket motor and other novel technologies.

Capacity: The missile can carry 350-700 kg of high-grade explosives.

It is developed by the Defence Research Development Organisation (DRDO)

20) Answer: D

Every year April 22nd is celebrated as Earth Day for the past fifty-four years it has been celebrated by billions of people around the globe.

The Earth Day 2023 theme is "Invest in our planet".

Earth Day is first celebrated in 1969 when a US senator named Gaylord Nelson witnessed the effects of a massive oil spill in Santa Barbara, CA.

He called to action on all Americans to take a stand for the environment in 1970 and thousands of colleges and universities across the United Nations organized protests for a healthy sustainable Earth.

In 1968 the US Public Health Service organized the Human Ecology Symposium the event invited students to come and listen to scientists talking about the impact of the deteriorating environment on human health.

In 1972 the US government formed the Environmental protection Agency and passed the Clean Air Act.

This includes air pollution from factories and freeways as well as the loss of habitats for animals and animal extinction.

These national rallies helped to create the US Environmental protection Agency and passed the Clean Air Act.

In 1990 Earth Day went global with more than 140 countries participating in the event.

In 1995 Nelson the man behind the Earth Day movement was awarded the Presidental Medal of Freedom.