The LIC Assistant Administrative Officers (AAO) Descriptive Paper 2025 has a three-stage selection process: Preliminary Examination, Mains Examination (Objective + Descriptive), and the Interview. The Descriptive Paper is conducted in English, and the questions asked on the essay writing and formal or informal letters. It assesses candidates' knowledge of English proficiency and writing skills. The main examination will consist of objective tests for 300 marks and a descriptive test for 25 marks. The duration of the descriptive exam is 30 minutes. Strong descriptive writing skills are vital for success in this exam. In this blog, you will get the key topics for the essay and letter, tips and strategy for LIC AAO Descriptive Paper 2025.

Key Topics to Prepare for LIC AAO Descriptive Paper

Topics for Essay Writing

Here are the essay writing topics you should prepare to crack the exam.

• Role of Insurance in Financial Inclusion

• Digitalisation in the Insurance Sector

• Financial Literacy and Economic Empowerment

• Climate Change Impact on Insurance

• Women's Financial Independence

Topics for Letter Writing

This section may include formal and informal letters. Below are the letter writing topics you will prepare for the exam.

Formal Letter Topics

• Write to the Branch Manager (LIC) and request revival of a lapsed life insurance policy, mentioning your policy number, reason for lapse, and willingness to complete all formalities.

• Write to the Editor of a Newspaper expressing concern about increasing cyber fraud in online insurance purchases and suggesting the implementation of awareness campaigns.

• Write to the Regional Manager (LIC) to complain about the delay in claim settlement and seek a prompt solution.

Informal Letter Topics

• To your Friend – Explain why starting an insurance policy early in life is beneficial and encourage financial planning.

• To your Friend – Congratulate them on their first job and advise them to buy health insurance for safety and long-term benefits.

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Check the LIC AAO Descriptive Topics 2025

Preparation Tips for LIC AAO Descriptive Section

• Set aside time each week to write one or two essays or letters to build consistency and improve your skills.

• Prioritise clear, concise, and grammatically correct writing over overly complex vocabulary.

• Become familiar with standard formats for emails, reports, and letters to ensure professional communication.

• Strengthen your precis writing skills by practising objective summaries of various passages.

• Read newspapers, business magazines, and reports each day to expand your vocabulary and remain informed.

Check the LIC AAO Descriptive Questions 2025

Time Management and Strategy for Exam Day

• First, practice writing within the 30-minute time limit with a timer.

• Next, allocate time effectively: plan, write, and revise your work.

• Avoid common mistakes, such as exceeding word limits, using an informal tone, or lacking structure.

• Finally, stay calm and focused during the test.

Check the LIC AAO Descriptive Paper Pattern 2025

FAQs

Q: What does the LIC AAO Descriptive Paper 2025 include?

It includes an essay and a letter to assess English writing skills.

Q: What is the minimum qualifying cutoff for the Descriptive Paper?

Candidates must score at least 10 marks out of 25 to qualify.

Q: Does the descriptive paper score affect the final merit list?

No, it is qualifying in nature and does not affect the final ranking.

Q: How much time is allotted for the descriptive paper?

Candidates have 30 minutes to complete the descriptive paper.

Q: What topics are commonly asked in the LIC AAO Descriptive Paper?

Topics typically cover insurance, finance, current social issues, and national affairs.