The LIC AAO has three selection processes: Prelims, Mains(objective+Descriptive), and interview. The candidates must clear the prelims to appear for the mains examination. The descriptive paper is conducted along with the mains exam. The main aim of conducting the descriptive test is to analyse the communication skills and language proficiency of the candidate. The descriptive section contains sets of questions about  Emails, Reports, Situation Analysis, & Precis Writing. Excelling in this section can boost your confidence, and it also showcases your level of communication.

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LIC AAO  Descriptive Exam Pattern 2025 (Generalist Posts)

The purpose of the LIC AAO descriptive exam is to test the candidates' proficiency in English written communication. The candidates must enhance their skills in English with proper grammar algorithms. Here, we described detailed information about the LIC AAO descriptive exam paper pattern.

• During the LIC AAO descriptive exam, the candidates are questioned about writing Emails, Reports, Situation Analysis, & Precis Writing.

• The candidates want to attend 2 questions for 25 marks.

• The medium of the session is English. The candidates must attend the LIC AAO descriptive paper exam  in English

• The minimum qualifying marks for SC, ST, and PWBD are 9, and for others, the qualifying marks are 10.

• The duration for the LIC AAO descriptive paper is 30 minutes; the candidates must complete the descriptive paper exam within this time duration.

• The candidate's focus is on clarity, relevance, and grammar, reflecting the professional standards expected from a banking authority.

Notes: The descriptive exam paper will be of a qualifying nature, and the marks thereof will not be counted for ranking.

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Descriptive Writing Topics for LIC AAO 2025

The Descriptive Writing topics for the LIC AAO descriptive paper  Exam in 2025 are designed to evaluate the candidate's proficiency in professional written communication. Under the title descriptive writing, it comprised four tasks. They are.,

• Email Writing

• Situation Analysis

• Report Writing

• Precis Writing

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Email Writing

The email writing in the LIC AAO descriptive exam is to test the candidate's ability to communicate professionally. The candidates were asked to write an email between  120- 150 words. The email must be well-structured by including a subject line, salutation, body, and closing, and maintaining a polite and formal tone.

The example Email Writing Topics for LIC AAO Descriptive Exam  Paper is listed below;

• Write an email to your manager requesting approval for conducting a financial literacy workshop.

• Write an email to the head office requesting additional manpower for better customer service.

• Write an email to your manager requesting approval for organising a financial awareness camp.

• Write an email to a customer apologising for the failed online transactions and assuring resolution.

• Write an email to the head office requesting additional ATMs in your branch area.

Situation Analysis

Situation Analysis in LIC AAO  descriptive paper that evaluates a candidate’s problem-solving technique and analytical writing skills. The response for this type of question is professional and usually around 100-150 words with a formal tone. The questions of this session are about the realistic scenario of the workplace. The candidates must understand the situation and issues and provide a well-structured and proper solution to the problem.

The example for  Situation Analysis Topics for LIC AAO Descriptive Exam  Paper is listed below;

• A sudden rise in fraudulent loan applications requires analysis and suggests strategies.

• A sudden rise in cyber fraud cases in your branch, analyse and suggest preventive measures.

• A technical failure caused downtime of ATMs across your region. Analyse and resolve.

• Low employee productivity in your branch evaluate and recommend steps.

• Delay in loan disbursement complaints, analyse issues, and suggest corrective action.

Report Writing

The Report Writing in the LIC AAO descriptive paper is to evaluate the candidate's ability to organise current information professionally and clearly.  Candidates are required to write a report by including a title, introduction, body, and conclusion. The word limit is 100-150 words.

The example for  Report Writing Topics for the LIC AAO Descriptive Exam  Paper is listed below;

• Report on the rising trend of digital transactions in India.

• Report on the impact of financial literacy programs in rural areas.

• Report on cyber fraud cases and the need for better security awareness.

• Report on the importance of sustainable banking and green initiatives.

• Report on the increasing adoption of UPI and its impact on the cashless economy.

Precis Writing

Precis Writing in the LIC AAO descriptive paper assesses a candidate’s ability to summarise lengthy passages into one-third of their original length. For instance, the passage is about 300 words the candidates want to turn the passage into 100 words. Depending on the passage length, the word count may vary. It tests candidates' skills such as comprehension, clarity, and language proficiency.

FAQs

Q: What types of questions can I expect in the descriptive paper?

You’ll be asked to write on topics like Emails, Reports, Precis Writing, and Situation Analysis. These test your clarity of thought, grammar, and professional tone.

Q: What is the duration of the LIC AAO descriptive paper?

You’ll have 30 minutes to complete the descriptive section, so time management is key.

Q: What are the qualifying marks for the descriptive paper?

To qualify, SC, ST, and PWBD candidates need to score at least 9 marks, while all other candidates must score 10 marks.

Q: Does the descriptive paper affect the overall selection?

NO, the descriptive exam paper will be of a qualifying nature and the marks thereof will not be counted for ranking.

Q: How can I prepare effectively for the descriptive section?

Practice writing formal emails, concise reports, summarising texts (precis), and analysing situations. Focus on grammar, structure, clarity, and professional tone.