IBPS Clerk or RRB PO: Which is Better? Complete Detailed Explanation 2025

IBPS Clerk or RRB PO, which is Better? - This is one of the recent and most searched comparisons by banking aspirants.  Now, the bank exam season is going on. The IBPS RRB PO 2025 and IBPS Clerk 2025 notifications will be released soon. Now, a comparison arises among the aspirants - "IBPS Clerk or RRB PO, which is Better?". Most of the aspirants will try hard to crack both exams. The candidate who chooses the banking sector is on the right path. But they will be eager to know which is better, the IBPS Clerk or the RRB PO. Here we have provided a detailed comparison for you to know whether the IBPS Clerk or RRB PO is Better. Interested and passionate candidates can read further the article to know more about the IBPS Clerk or RRB PO, which exam is easier.

Take IBPS Clerk Mock Test

Take IBPS RRB PO Mock Test

IBPS Clerk or RRB PO Which is Better?

Here we have made several comparisons on various aspects to know whether the IBPS Clerk or RRB PO which is Better. We have made comparisons on various aspects such as salary, allowances, career growth, home posting, etc. Read the comparisons and take away the points to know whether IBPS Clerk or RRB PO which is Better.

IBPS Clerk Previous Year Paper

IBPS RRB PO Previous Year Paper

IBPS Clerk or RRB PO Which is Better? - Basic Comparison of Eligibility & Selection Process

Here we have given the basic comparison of IBPS Clerk or RRB PO which is best.

 

IBPS Clerk IBPS RRB PO
The participating banks are nationalised banks (except SBI) The participating banks are the Regional Rural Banks
Age Limit - Minimum of 20 years and Maximum of 28 years Age Limit - Above 18 years & Below 30 years
Educational Qualification - Bachelor’s degree in any discipline from a recognised University or its equivalent  Educational Qualification - Bachelor’s degree in any discipline from a recognised University or its equivalent 
Selection Process - Prelims, Mains, & LLPT Selection Process - Prelims, Mains, & Interview

IBPS Clerk Vacancy Details

IBPS RRB PO Vacancy Details

IBPS Clerk or RRB PO Which is Better? - Comparison of Salary & Allowances

Compare the salary, allowances, & other related details to know whether IBPS Clerk or RRB PO which is Better.

 

Component IBPS Clerk IBPS RRB PO
Starting Basic Pay  Rs.26730 Rs.48480
Salary Structure Rs. 24050 - 1340/3 - 28070 - 1650/3 - 33020 - 2000/4 - 41020 - 2340/7 - 57400 - 4400/1 - 61800 - 2680/1 - 64480 (20 years) Rs.48480 - 2000/7 - 62480 - 2340/2 - 67160 - 2680/7 - 85920
In-Hand Salary Rs. 43239 (approximately) Rs. 74561 (approximately)
Allowances
  • Dearness Allowance
  • New Special Allowance
  • Special Pay
  • Travel Allowance
  • House Rent Allowance
  • Medical Allowance
  • Dearness Allowance
  • Special Allowance
  • House Rent Allowance
  • Location Allowance
  • Learning Allowance
  • National Pension System
  • Medical Allowance

IBPS Clerk Salary Details

IBPS RRB PO Salary Details

IBPS Clerk or RRB PO Which is Better? - Comparison of Job Profile & Probation period

Compare the job profile, probation period & other related details to know whether IBPS Clerk or RRB PO which is Better.

 

Component IBPS Clerk IBPS RRB PO
Job Profile
  • Managing inquiry corners, receipts, withdrawals, etc.
  • Account opening, Cash collection.
  • Issue bank statements.
  • Handle mail and delivery.
  • Verification of customer documents and proofs
  • Passbook updation
  • Responsible for cash, documents, keys, etc.
  • Issuing DDs, cash receipts, etc.
  • Sanction of withdrawals
  • Maintaining balance sheets, ledger, etc.
  • Resolving issues faced by customers.
  • Guidance to customers regarding schemes.
  • Attend treasury works.
  • Managing daily banking operations
  • Loan disbursement
  • Single window operations
  • To explain agricultural schemes and policies to the customers
  • Focusing on the rural market
  • Preparation of audit reports & NPA recovery
  • Should manage in-house staff
  • Take care of the clerical staff
Probation period 6 months 2 years

IBPS Clerk Cut Off Details

IBPS RRB PO Cut Off Details

IBPS Clerk or RRB PO Which is Better? - Comparison of Career Growth

Compare the career growth & other related details to know whether IBPS Clerk or RRB PO which is Better.

 

IBPS Clerk or RRB PO which is Better? - Comparison of Career Growth
IBPS Clerk IBPS RRB PO
  • Clerk
  • Trainee Officer
  • Assistant Manager
  • Manager
  • Senior Manager
  • Chief Manager
  • Assistant General Manager
  • Deputy General Manager
  • General Manager
  • Assistant Manager
  • Manager
  • Senior Manager
  • Chief Manager
  • Assistant General Manager
  • Deputy General Manager
  • General Manager

IBPS Clerk Syllabus & Exam Pattern

IBPS RRB PO Syllabus & Exam Pattern

IBPS Clerk or RRB PO Which is Better? - Comparison of Promotion Aspects

Compare the promotion aspects to know which is better, IBPS Clerk or RRB PO.

 

IBPS Clerk or RRB PO which is Better? - Comparison of Promotion Aspects
IBPS Clerk IBPS RRB PO

An IBPS Clerk promotion needs 2-3 years of service in some banks. Promotions are provided on two factors.

  • Normal/Seniority process
  • Merit-based/Fast track process
You will have the chance to get promoted to higher Manager posts only after the completion of a 2-year Probation Period. Banks conduct exams a regular intervals of time for the promotion of the employees. Also, the promotion can be on the basis of seniority.

 

IBPS Clerk or RRB PO: Which is Better? - FAQs

Check the FAQs regarding the topic, "IBPS Clerk or RRB PO which is Better".

Q: Which post has higher authority, IBPS Clerk or RRB PO?

RRB PO holds a higher authority than an IBPS Clerk. As a Probationary Officer, you'll lead a team and handle managerial responsibilities, while a clerk handles back-office and customer-facing tasks.

Q: Which post offers a better salary and perks?

RRB PO generally offers a higher salary and better allowances. However, IBPS Clerks enjoy decent pay, and benefits improve with promotions over time.

Q: Which exam is easier to crack, IBPS Clerk or RRB PO?

The IBPS Clerk exam is usually considered easier in comparison, mainly due to a less competitive syllabus and no interview round.

Q: Is there an interview for both roles?

No. IBPS Clerk has no interview stage. On the other hand, RRB PO includes an interview round after the Mains.

Q: Where will I be posted after selection: urban or rural area?

  • IBPS Clerk: Mostly in urban branches of public sector banks.

  • RRB PO: Primarily in rural and semi-urban areas under Regional Rural Banks (RRBs).

Q: Which role provides faster promotion opportunities?

RRB PO offers quicker promotion to managerial roles due to its officer cadre. Clerks can also get promoted, but it typically takes longer.

Q: Which job is better for work-life balance?

IBPS Clerk usually offers a better work-life balance, with fewer managerial pressures compared to an RRB PO, especially in remote postings.

Q: Can I prepare for both exams together?

Yes! The syllabus overlaps significantly, especially in the Prelims stage. With smart preparation, you can target both exams in one go.

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