The Descriptive Writing section in IBPS PO Mains is one of the most important parts of the examination, as it evaluates a candidate’s writing ability, presentation skills, and command over language. Unlike the objective test, which measures reasoning and analytical aptitude, the descriptive paper focuses on essay writing and letter writing, each carrying 25 marks. This section often becomes a game-changer, as candidates who perform well here gain a competitive edge in the final selection. It may be broadly based on Economic and Social issues, emerging trends in Banking and Technology, Current events, Ethics, etc.. Through essays, aspirants are expected to present logical arguments, structured content, and balanced viewpoints. In letter writing, the emphasis is on professional communication, clarity, and correct format skills that are vital for a career in banking. With increasing competition, preparing for essay writing for IBPS PO mains and letter writing for IBPS PO mains is essential. Practicing a variety of topics, improving vocabulary, and staying updated with recent events can significantly boost scores. In this blog, we present a comprehensive list of the most expected IBPS PO descriptive writing topics 2025 to help aspirants prepare strategically and secure maximum marks.

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Descriptive Writing Topics for IBPS PO Mains

The Descriptive Test in the IBPS PO Mains is designed to check your writing skills, clarity of thought, presentation style, and professional communication ability. This section is worth 25 marks and typically lasts 30 minutes.

It generally includes:

• Essay Writing (one essay),

• Comprehension 

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Essay Writing Topics for IBPS PO 2025

In the IBPS PO Mains Descriptive Writing section, essay topics generally revolve around themes that test a candidate’s awareness and analytical skills. Essays often focus on current affairs, economy, banking and finance, social issues, and technology, as these areas are directly linked to the role of a probationary officer. Candidates may be asked to write on topics such as financial inclusion, digital banking, government policies, youth empowerment, or the impact of technology like AI and UPI. The aim is to evaluate clarity of thought, structured presentation, and knowledge of relevant issues.

Expected Essay Topics for 2025

Here are the major categories and examples:

Banking & Economy:

• Role of Digital Banking in Financial Inclusion,

• Impact of UPI and FinTech Innovations on Banking,

• Challenges and Opportunities in India’s Banking Sector,

• Green Banking and Sustainable Finance,

• Cybersecurity Issues in Online Banking

Current Affairs & Governance:

• India’s Path to Becoming a \$5 Trillion Economy,

• Importance of G20 and India’s Global Role,

• Government Initiatives for Skill Development & Employment,

• Impact of Artificial Intelligence on Jobs and Banking,

• Climate Change and India’s Policy Response.

Social & Ethical Issues:

• Importance of Financial Literacy in Rural India,

• Women's Empowerment through Entrepreneurship,

• Role of Youth in Nation Building,

• Ethical Banking Practices and Customer Trust,

• Impact of Social Media on Society.

Technology & Innovation:

• Future of Digital Currency in India (CBDC – e₹),

• How Artificial Intelligence is Transforming Banking Services,

• Cyber Frauds: Challenges and Preventive Measures,

• Data Privacy and Its Importance in the Banking Industry.

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Comprehension in IBPS PO 2025

The Comprehension part is designed to assess a candidate’s reading skills, understanding of the text, analytical ability, and precise expression. While the IBPS PO Mains descriptive section primarily focuses on essay and letter writing, some recent patterns include short comprehension-based tasks to evaluate how well candidates can interpret and summarize information.

Key Features:

Type of Passages:

• Banking, economy, technology, social issues, or current affairs-related topics.

• Approximately 200–300 words, or possibly even more.

Questions Asked:

• Interpretation: Answer questions based on the passage, highlighting critical points or drawing logical inferences.

• Paraphrasing: Rewriting certain parts of the text in your own words without changing the meaning.

Skills Tested:

• Comprehension Ability: Understanding the core idea of the passage.

• Analytical Skills: Identifying arguments, examples, and conclusions.

• Language Proficiency: Using clear, concise, and grammatically correct language.

Scoring & Time:

• Usually integrated into the 25 marks allotted for the descriptive section.

• Time management is critical; comprehension tasks typically take around 10 minutes, depending on the passage length.

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FAQs

Q. What is the Descriptive Writing section in IBPS PO Mains?

The Descriptive Writing section in IBPS PO Mains evaluates a candidate’s writing ability, presentation skills, and language proficiency. It includes one essay and one letter, each carrying 25 marks, totaling 50 marks.

Q. Why is the Descriptive Writing section important in IBPS PO Mains?

This section is a game-changer because it tests communication and analytical skills, which are essential for a banking career. Strong performance here can give candidates a competitive edge in the final selection.

Q. What types of topics are asked in IBPS PO Descriptive Writing?

Topics are generally based on Economic and Social issues, Banking and Technology trends, Current events, and Ethics. Essays focus on logical arguments and structured viewpoints, while letters emphasize professional communication and correct format.

Q. How can I prepare for the Descriptive Writing section?

Preparation includes practicing essays and letters on diverse topics, improving vocabulary, reading newspapers for current affairs, and revising formal letter formats. Practicing typing on a computer is also crucial due to the online mode.

Q. What are some expected descriptive writing topics for IBPS PO Mains 2025?

Expected essay topics include Digital Banking, Cybersecurity, Financial Literacy, and Women Empowerment, while letter topics may involve writing to Bank Managers, Editors, or Authorities about issues like cyber frauds, financial planning, or customer service.