The New India Assurance Company Limited released the NIACL AO Notification 2025 to recruit eligible candidates for the Administrative Officer posts. The selection process for this exam will include 3 stages: Prelims, Mains, and Interview. The descriptive tests are conducted along with the main exam. This part contains 2 sections: letter and essay writing. The letter-writing section is classified into formal and informal letters. The NIACL AO letter writing formats come for 10 marks. You must learn to write both letters. Before starting to write the letter, the candidate must know the type of letter. The NIACL AO authorities can give the topic formal as well as informal. The formal letter must contain a formal opening and closing. The formal letter must end in a polite and professional way. The informal letter can start and end in a friendly manner. The letter must be in proper format, otherwise the examiner will not provide you a good marks. In short, the formal letter is also known as the official letter, and an informal letter is also known as an unofficial letter.

Descriptive Letter Writing  format for NIACL AO  Exams 2025 

Here is the exact format of the NACL AO descriptive letter writing for both formal and informal letters. Check and practice with this format to score more marks.

Instructions to Write a Letter for the NIACL AO descriptive exam.

• The aspirants must understand the letter format of the NAICL AO descriptive section 
• The word limit is usually 150–200 words. Overwriting or writing too little can affect your score, so avoid unnecessary elaboration.
• The formal letter must be polite, respectful, and professional; the candidate must adhere to these guidelines when writing the formal letter.
• It is delivered to the respected person, reputed organization, the higher authority, etc.
• The informal letter can be friendly or personal; even in an informal letter, the candidate can avoid the message slang and casual expressions..
• It is delivered to family members, friends, relatives, etc...
• The candidate must avoid grammar and spelling mistakes when writing the NAICL AO descriptive exam.

Expected topics for the Letter Writing for NIACL AO descriptive exam

Here is an important topic which are asked frequently in the NIACL AO descriptive letter writing section.

• Write a formal letter to the CEO of a company, praising their corporate social responsibility efforts and suggesting areas for improvement.
• Write a letter to your friend asking for suggestions for what actions or initiatives he supports to address current societal challenges.
• Write a letter to the local health department addressing concerns about the cleanliness of a public park and suggesting improvements.
• A stationery godown in the market was completely gutted by fire. Write a letter to the owner of the shop for inspection.
• Write a letter to your friend describing a place that you have visited recently.
• Write a letter to the editor of a local newspaper expressing your views regarding the importance of blood donation.
• Write a letter to your younger friend who recently got a job, telling him the importance of a retirement pension.
• Write a letter to an insurance firm requesting that they change the residential address.
• Write a letter to the editor of a newspaper expressing your concerns about environmental pollution in your city and suggesting solutions.
• Write a letter to a local government official, requesting improvements to public transportation in your area.

NIACL AO descriptive letter writing Format - FAQs

1. What is the letter-writing section in the NIACL AO descriptive paper?

The letter-writing section is part of the descriptive test conducted along with the Mains exam. It includes writing either a formal or informal letter within the word limit of 150–200 words, carrying 10 marks.

2. What’s the difference between formal and informal letters?

• Formal letters are professional or official, written to authorities, managers, or organizations.

• Informal letters are personal, written to friends, family, or relatives in a casual but respectful tone.

3. How should I format a formal letter in the NIACL AO exam?

A formal letter should include Sender’s Address, Date, Receiver’s Address, Subject Lin, Salutation (Dear Sir/Madam), Body (Intro, Body, Conclusion), Closing (Yours faithfully/Sincerely), Name.

4. How do I start and end an informal letter?

Begin with a friendly greeting like “Dear [Name]” and close with expressions like “Yours lovingly” or “Best regards”. Maintain a warm and conversational tone throughout.

5. What is the word limit for the letter-writing section?

You must write your letter in 150–200 words. Writing too much or too little can lead to a deduction in marks, so stay within the limit and avoid unnecessary details.

6. Can I use casual language or slang in an informal letter?

No, even in informal letters, avoid slang or overly casual language. Keep it personal and friendly, but still grammatically correct and appropriate.

7. What are the common topics asked in letter writing for NIACL AO?

Some frequently asked topics include: Complaints to bank managers, Suggestions to editors or officials, Advice letters to friends, Requests for services or updates.

8. How can I score well in the letter-writing section?

To score high: Understand the letter type, use the correct format, maintain proper tone (polite for formal, friendly for informal), write within the word limit, and proofread for grammar and spelling errors before submitting.