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CURRENT AFFAIRS: BANKING & FINANCE

Finance ministry plans 'One State, One RRB' policy to boost efficiency

• The "One State, One RRB" policy, aimed at consolidating Regional Rural Banks (RRBs) for operational efficiency, is in the drafting phase.
• As per the Department of Financial Services (DFS), draft rules for the policy will be completed by the end of September 2024.
• Venkateshwar Reddy, Secretary General of the AIRRBEA, stated that the policy may eventually lead to the creation of the National Rural Bank of India, reducing the number of sponsor banks.

Addressing High Attrition Rates

• RRBs face significant employee attrition despite offering pay scales similar to Scheduled Commercial Banks (SCBs).
• The Finance Ministry recommended implementing more employee-friendly policies, including local postings, to improve retention.
• According to NABARD, the number of RRB employees declined from 95,833 in FY22 to 91,664 in FY23.

Falling Deposit Growth and Cross-Selling Issues

• Aggressive cross-selling of third-party products like insurance has contributed to a decline in deposit growth in RRBs.
• The Finance Ministry urged a review of these practices, highlighting that deposit growth could have been 5.5% higher in FY23 if funds had been directed into fixed deposits.

Technology Upgradation in RRBs

• The Finance Ministry emphasized the importance of upgrading RRBs' IT infrastructure, especially in cybersecurity and digital banking services, to remain competitive and enhance rural banking access.
• With RRBs recording their highest-ever net profit of ₹7,571 crore in FY24, there is a growing expectation for investment in modern technology.
• The focus on operational efficiency, employee retention, deposit growth, and technology aims to strengthen the role of RRBs in rural financial inclusion across India.

Jana Small Finance Bank launches “Liquid Plus” FD at 6.75% interest rate

• Jana Small Finance Bank has launched a new "Liquid Plus" fixed deposit offering, providing an interest rate of 6.75% per annum for tenures ranging from 7 to 180 days.
• This rate applies to a minimum deposit of ₹10 lakhs for retail deposits up to ₹3 crores, and for bulk deposits between ₹3 crores and ₹200 crores per customer.

Key Features:

• Same-day Redemption: Offers quick liquidity.
• Partial Withdrawals: Available for added flexibility.
• Instant Overdraft Facility: Accessible against the deposit.
• No Pre-Maturity Charges: Enhances the appeal for those seeking flexibility in investment.

Target Audience:

• Individuals
• High-Net-Worth Individuals (HNIs)
• Corporates

About Jana Small Finance Bank

• Founded: 2008, Bengaluru
• CEO: Ajay Kanwal (since August 1, 2017)
• President: Buvanesh Tharashankar
• Headquarters: India

CURRENT AFFAIRS: NATIONAL NEWS

Government Approves ₹24,474.53 Crore Subsidy for Phosphatic and Potassic (P&K) Fertilizers for Rabi 2024-25

• The Union Cabinet, chaired by Prime Minister Narendra Modi, approved a subsidy of ₹24,474.53 crore on Phosphatic and Potassic (P&K) fertilisers for the Rabi season 2024-25 (October 2024 to March 2025).
• This decision ensures the availability of fertilisers at affordable and subsidized prices to farmers.

1. Nutrient Based Subsidy (NBS) Scheme:
   • The subsidy falls under the Nutrient Based Subsidy (NBS) scheme, operational since April 1, 2010.
   • The scheme governs the subsidy rates for 28 grades of P&K fertilisers provided through manufacturers and importers.
2. Objective:
   • The aim is to make fertilizers accessible to farmers at subsidised prices, ensuring affordable crop nutrients for the Rabi season.
   • Subsidies will be based on international prices of key inputs like urea, DAP, MOP, and sulfur.
3. Impact:
   • Fertilizer companies will receive subsidies as per approved rates for Nitrogen (N), Phosphorus (P), and Potash (K).
   • This move is expected to maintain the affordability of fertilisers for farmers, ensuring sustainable crop production during the Rabi season.

Ministry of Labour & Employment Directs Registration of Gig Workers on e-Shram Portal

• In a significant step toward ensuring social security for gig and platform workers, the Ministry of Labour & Employment (MoLE) has directed platform aggregators to register their workers on the e-Shram portal.
• This initiative aims to provide essential social security protections tailored to the unique needs of this workforce.

Key Highlights:

1. Onboarding Target:
   • Union Labour Minister Mansukh Mandaviya has set a target for onboarding workers on the e-Shram portal within the next three months. This registration is vital for accessing various government benefits.
2. Framework Development:
   • The meeting emphasized the need for a comprehensive framework to address the specific requirements of gig workers. A dedicated committee will be formed to gather insights from all stakeholders to establish a robust social security structure.
3. Stakeholder Engagement:
   • Eight major platform aggregators, including Urban Company, Swiggy, Zomato, and Blinkit, participated in the discussions, along with industry bodies such as the Federation of Indian Chambers of Commerce & Industry (FICCI) and the Confederation of Indian Industry (CII).
4. Mapping Workers:
   • The initiative will involve mapping and identifying gig workers already registered on the e-Shram portal with their respective platforms. This will help understand worker migration across platforms and estimate the total workforce.
5. National Career Service (NCS) Portal:
   • The meeting also focused on encouraging platform aggregators to list job vacancies on the National Career Service (NCS) portal, facilitating better employment opportunities for job seekers.

Goals of the Initiative:

• Establish an inclusive social security framework for gig and platform workers.
• Enhance job matching by listing vacancies on the NCS portal.
• Ensure comprehensive support for the dynamic nature of gig work.

CURRENT AFFAIRS: INTERNATIONAL

Ukraine, Gaza, key pacts on agenda during Indian Prime Minister’s US visit

Quad Initiatives

• Discussions on peace and stability in the Indo-Pacific.
• Reform of global governance structures.
• Addressing pressing conflicts in Ukraine and Gaza.

Schedule Overview

• September 21: Participation in the Quad Summit in Wilmington, Delaware, with President Biden, Australian PM Anthony Albanese, and Japan's PM Fumio Kishida.
• September 22: Interaction with the Indian diaspora at Long Island.
• September 23: Participation in the Summit of the Future at the UN General Assembly, along with bilateral meetings and a roundtable with CEOs of American firms.

Agenda Highlights

• Addressing global challenges like the Russia-Ukraine conflict and tensions in West Asia.
• Launching the Cancer Moonshot initiative to enhance cancer prevention and treatment in the Indo-Pacific.
• Unveiling agreements related to the Indo-Pacific Economic Framework for Prosperity (IPEF), including India joining new pillars on clean economy and fair economy.

India's Position

• Acknowledging the conflicts in Ukraine and Gaza during the Quad Summit and bilateral meetings.
• Emphasizing India's support for a ceasefire in Gaza and a humanitarian corridor for aid delivery.

Summit of the Future

• Outlining India's priorities such as inclusive and sustainable development, with a focus on the Global South and multilateral cooperation.
• This visit highlights India's proactive role in addressing global issues and fostering international cooperation.

Cambodia’s Angkor Wat, the most photogenic UNESCO World Heritage site in Asia

• Cambodian Prime Minister Hun Manet announced that Angkor Wat has been recognized as the most photogenic UNESCO World Heritage site in Asia by Times Travel.

Top Photogenic UNESCO Sites in Asia

1. Angkor Wat (Cambodia)
2. Taj Mahal (India)
3. Great Wall (China)
4. Bagan (Myanmar)
5. Borobudur (Indonesia)
6. Halong Bay (Vietnam)
7. Kyoto’s Historical Monuments (Japan)
8. Petra (Jordan)
9. Rice Terraces of the Philippines Cordilleras
10. Hampi (India)

Significance of Angkor Wat

• Angkor Wat is part of the Angkor Archaeological Park, located in northwest Siem Reap province.
• The park spans 401 square kilometers and houses 91 ancient temples built between the ninth and thirteenth centuries.
• It is the most popular tourist destination in Cambodia.

Jordan becomes first country to eliminate leprosy, receives WHO verification

• The World Health Organization (WHO) has congratulated Jordan for becoming the first country in the world to be officially verified as having eliminated leprosy.
• This achievement represents a major milestone in global public health efforts.

Key Highlights:

• WHO Director-General Tedros Adhanom Ghebreyesus praised Jordan, saying the country has successfully stopped the transmission of leprosy, freeing individuals and communities from the disease's suffering and stigma.
• Leprosy, also known as Hansen's disease, is a chronic infectious disease caused by Mycobacterium leprae. It affects the skin, nerves, and mucosal surfaces and can lead to permanent damage if untreated.
• Early diagnosis and treatment are essential in preventing disability from the disease.
• Jordan’s success is attributed to strong political commitment and effective public health strategies.
• WHO sent an independent verification team to assess Jordan's status, and after a thorough review, they confirmed the elimination of leprosy in the country.
• This achievement sets a new benchmark for other countries in the fight against neglected tropical diseases (NTDs) like leprosy, which still affect many parts of the world.

About World Health Organization (WHO):

• Headquarters: Geneva, Switzerland
• Founded: 7 April 1948
• Director-General: Tedros Adhanom Ghebreyesus
• Deputy Director-General: Michael Ryan

CURRENT AFFAIRS: STATE

Assam rolls Orunodoi 3.0 scheme with annual budget of Rs 5,604 crore

• The Assam government has launched Orunodoi 3.0, a women-centric financial assistance scheme aimed at providing monthly financial support to economically disadvantaged families in the state.
• This is part of the broader efforts by the Assam government to uplift marginalised communities and ensure financial stability for vulnerable households.

Key Features of Orunodoi 3.0:

• Beneficiaries:
  • Initially targets 12 lakh additional beneficiaries, aiming to cover a total of 37 lakh women by early 2025.
  • Each eligible woman will receive a monthly stipend of ₹1,250.
• Eligibility:
  • Widows, unmarried women over 45, divorced, and deserted women.
  • Transgender individuals and persons with disabilities (as per the Rights of Persons with Disabilities Act, 2016).
  • Old and infirm women, including those in government-registered old age homes.
  • Women from households where primary caregivers are disabled or over 60.
  • Families with serious health conditions such as HIV, thalassemia, haemophilia, cerebral palsy, leprosy, or autism spectrum disorder.
  • Homeless women, those dependent on alms, and AAY beneficiaries.
  • Households with an annual composite income of less than ₹2 lakh.
• Exclusions:
  • MPs, MLAs, former MPs, former MLAs, and members of panchayats, urban local bodies, and autonomous councils.
  • Professionals like doctors, engineers, architects, CAs, bank officials, and lawyers.
  • Teachers at any level, government employees, pensioners, contractual workers (including Anganwadi and ASHA workers).
  • Business owners, real estate builders, contractors, and income tax payers.
  • Households owning motorised four-wheeler vehicles or land beyond small and marginal categories.
  • Recipients of similar benefit schemes, such as Grunodol Plus or DBT programs with equal or higher benefits.
  • Households exceeding income limits as per the National Food Security Act, 2013.

About: Assam

• Capital: Dispur
• Chief Minister: Himanta Biswa Sarma
• Governor: Lakshman Acharya
• National Parks: Kaziranga National Park, Manas National Park, Dibru-Saikhowa National Park, Nameri National Park, Rajiv Gandhi Orang National Park

Gujarat wins most awards at renewable energy meet

• At the 4th Global Renewable Energy Investors Meet and Expo, hosted for the first time outside Delhi, Gujarat emerged as the top performer, winning the maximum number of awards.
• This three-day event highlighted the state’s leadership in renewable energy, with Chief Minister Bhupendra Patel emphasizing Gujarat’s commitment to transitioning towards a cleaner energy future.

Key Achievements of Gujarat:

• Ranked 1st in:
  • Overall renewable energy capacity achieved.
  • Overall wind power capacity achieved.
• Ranked 2nd in solar power capacity achieved, with Rajasthan leading in this category.
• Gujarat's renewable energy now accounts for 54% of its total installed energy capacity of more than 50,000 MW.

Awards Distribution:

• Gujarat: Top performer in renewable energy capacity.
• Rajasthan: Ranked 1st in solar power capacity and bagged two awards.
• Tamil Nadu and Karnataka: Won two awards each.
• Himachal Pradesh and Uttarakhand: Awarded for hydro power capacity achievements.

Major Announcements and Projects:

• Launch of Mission 100 GW of Renewable Energy in Gujarat by CM Bhupendra Patel.
• Release of Gujarat Energy Vision 2047 to guide the state’s renewable energy initiatives.
• Signing of MoUs worth ₹179,000 crore with various energy companies, including:
  • Power Grid Corporation of India (PGCIL) – ₹5,000 crore.
  • Gujarat State Electricity Corporation Limited (GSEC) and Gujarat Urja Vikas Nigam Limited (GUVNL) – ₹59,000 crore.
  • Avada Energy and Gujarat Power Corporation Limited (GPCL) – ₹85,000 crore.
  • Juniper Green Energy and Gujarat Energy Development Agency (GEDA) – ₹30,000 crore.

CM's Vision:

• Three Goals: Energy security, clean energy, and net zero through renewable energy.
• Appeal to Stakeholders: Explore opportunities in Gujarat’s renewable energy policies, including the 37 GW Kutch hybrid energy park, semiconductor plants, and green hydrogen policy.

About: Gujarat

• Capital: Gandhinagar
• Chief Minister: Bhupendrabhai Patel
• Governor: Acharya Devvrat
• National Parks: Gir National Park, Blackbuck (Velavadar) National Park, Marine National Park (Gulf of Kachchh), Vansda (Bansda) National Park
  • Wildlife Sanctuaries: Barda Wildlife Sanctuary, Girnar Wildlife Sanctuary, Kutch Desert Wildlife Sanctuary, Purna Wildlife Sanctuary, Thol Lake Wildlife Sanctuary, Wild Ass Wildlife Sanctuary

CURRENT AFFAIRS: BUSINESS NEWS

Government relief on PDS wheat quota, to launch Rs 1K crore credit guarantee fund

• The Centre has announced a partial restoration of wheat allocation for beneficiaries of the Pradhan Mantri Gareeb Kalyan Ann Yojana (PMGKAY), a major social welfare scheme providing free food grains to over 800 million poor individuals.
• This decision comes after a reduction in wheat quota due to lower crop yields.

Key Points:

1. Restoration Details:
   • Starting next month, an additional 3.5 million tonnes of wheat will be allocated under PMGKAY, continuing until March 2025.
   • This move aims to restore the wheat-rice ratio under the scheme.
2. Background:
   • In May 2022, wheat allocation was cut from 18.2 million tonnes to 7.1 million tonnes, with rice allocation increased due to tight supplies.
3. Wheat Availability:
   • Current wheat stocks are ample, with last year's production reaching 112.9 million tonnes, significantly higher than previous years.
   • Government procurement stands at 26.6 million tonnes.
4. Price Stability:
   • The Food Secretary, Sanjeev Chopra, assured that no unusual spikes in essential commodity prices are expected during the upcoming festival season.
5. Credit Guarantee Scheme:
   • A new Rs 1,000 crore credit guarantee scheme for banks will facilitate loans against electronic Negotiable Warehouse Receipts (eNwR), aiming to raise pledged loans to over Rs 100,000 crore in the next decade.
6. Ethanol Blending:
   • Ethanol blending capacity is projected to increase to 17 billion litres from the current 16.23 billion litres.

Navi Becomes India's Sixth-Largest UPI Player

• Navi, a fintech company founded by Flipkart co-founder Sachin Bansal, has emerged as India's sixth-largest player on the Unified Payments Interface (UPI), surpassing Amazon Pay just one year after launching its UPI services.

Key Points:

1. UPI Transaction Growth:
   • In August, Navi processed 88.71 million UPI transactions worth Rs 4,651.32 crore.
   • This marks a 29.56% increase in transaction volume from July, when it handled 68.47 million transactions valued at Rs 3,574.61 crore.
2. Remarkable Growth:
   • Since January, Navi's UPI transaction volumes have surged over 90 times, starting from just 0.96 million transactions.
3. Competitive Landscape:
   • Amazon Pay has slipped to seventh place, recording 70.72 million transactions in August, down from 72.41 million in July.
   • Walmart-backed PhonePe remains the leader in the UPI space with a 48% market share, processing 7.2 billion transactions.
   • Google Pay follows as the second-largest player, with a 37.37% market share and 5.5 billion transactions.
   • Paytm is the third processed around 1 billion transactions in August, holding a 7.2% market share.
   • Fourth is Cred and Fifth is Axis Bank Apps

CURRENT AFFAIRS: APPOINTMENTS & RESIGNATIONS

RBI approves re-appointment ofz V Vaidyanathan as IDFC First Bank's MD & CEO

• The Reserve Bank of India (RBI) has approved the re-appointment of V Vaidyanathan as the Managing Director (MD) and Chief Executive Officer (CEO) of IDFC First Bank.
• His new term will begin on December 19, 2024, as confirmed in an exchange filing by the lender.

Key Highlights:

• Vaidyanathan's Journey:
  • Became MD & CEO of IDFC First Bank in December 2018, following the merger of Capital First and IDFC Bank.
  • Previously worked at Citibank (1990-2000) and ICICI Bank (2000 onwards), where he established its Retail Banking division.
  • Also served as MD & CEO of ICICI Prudential Life Insurance in 2009.
• Srikanth Velamakanni's Appointment:
  • Appointed vice-chairperson of Nasscom, the IT industry body.
  • He is the co-founder and group CEO of Fractal.
• Nasscom Leadership:
  • Sindhu Gangadharan, MD of SAP Labs India, was recently appointed as the chairperson of Nasscom.

Manu Bhaker appointed brand ambassador for the Ministry of Ports, Shipping and Waterways

• India's Ministry of Ports, Shipping, and Waterways (MoPSW) has appointed Manu Bhaker, the double Olympic medal-winning shooter, as its brand ambassador.
• This decision reflects the ministry's commitment to promoting the marine sector by associating it with a celebrated sports figure like

Key Highlights:

• Manu Bhaker: A renowned shooter who recently won medals at the Paris Summer Olympics. She is also the daughter of a marine engineer, making her an ideal candidate to promote India's maritime sector.

• The event, organized by the Chennai Port Authority in collaboration with the Kamarajar Port Authority, emphasized the achievements of these remarkable women and their contributions to nation-building.

• Event to Celebrate Women: The event also honored other trailblazing women, including:
  • Lt Commander Vartika Joshi: First women skipper of the INSV Tarini.
  • Sonali Banerjee: First lady marine engineer in Indian Mercantile Marine history.
  • Captain Teena Joey: General Manager of JM Baxi Group, Chennai.
  • Thulasimathi Murugesan: Silver medalist in singles badminton at the Paris Paralympics.
  • Manisha Ramadass: Bronze medalist in singles badminton at the Paris Paralympics.
  • Rupali Raj Joshi: Surveyor at Indian Registrar of Shipping.

CURRENT AFFAIRS: MOUS AND AGREEMENT

Government Approves Anushakti Vidhyut Nigam Ltd. (ASHVINI) for Nuclear Power Development

• The Indian government has approved Anushakti Vidhyut Nigam Ltd. (ASHVINI), a joint venture between Nuclear Power Corporation of India Limited (NPCIL) (51%) and NTPC Ltd (49%), to build, own, and operate nuclear power plants across India.
• This move is aimed at accelerating the country’s nuclear power capacity expansion to meet long-term energy goals, including the net zero target by 2070.

Key Highlights:

1. ASHVINI Joint Venture:
   • The joint venture will focus on the rapid expansion of nuclear power in India, pooling resources from both NPCIL and NTPC, including finances, technology, and project management expertise.
   • The government has approved exemptions for both companies, allowing NPCIL to invest more than Rs 500 crore and NTPC to invest over Rs 5,000 crore in a single joint venture or subsidiary company, facilitating greater financial input into nuclear power projects.
2. Transfer of Mahi Banswara Project:
   • The Mahi Banswara Rajasthan Atomic Power Project (4×700 MW), based on indigenous pressurized heavy-water reactor (PHWR) technology, will be transferred from NPCIL to the ASHVINI JV.
   • This project has an estimated investment of Rs 50,000 crore, with work expected to commence soon.
3. Other Nuclear Projects:
   • While the Chutka nuclear project (1.4 GW) in Madhya Pradesh will now be undertaken independently by NPCIL, ASHVINI will pursue other nuclear power projects across India.
   • Planned projects include nuclear power plants in Tamil Nadu, Karnataka, Jharkhand, Chhattisgarh, and Gujarat.
4. NTPC's Nuclear Expansion Strategy:
   • NTPC plans to form a separate subsidiary dedicated to nuclear power development, with a focus on expanding nuclear energy production across multiple states in India, pending requisite approvals.

MoU Signed Between the Cotton Association of India and the International Cotton Association

• The Cotton Association of India (CAI) and the Liverpool-based International Cotton Association Ltd (ICA) have signed a Memorandum of Understanding (MoU) to enhance cooperation and promote fair business practices in the cotton industry.

Key Highlights:

1. Purpose of the MoU:
   • The agreement aims to combine efforts for promoting contract sanctity and fair business practices in cotton trading.
   • The ICA is recognized as the world's leading arbitral body in cotton, with most global cotton trading conducted under its bylaws.
2. Delegation Visit:
   • A delegation from ICA, led by President Kimberlie Hanna, recently visited the CAI.
   • The ICA team engaged with CAI officials, including President Atul S Ganatra, to discuss various cotton-related issues.
3. Training and Events:
   • Discussions included organizing ICA training programs in India to enhance industry knowledge.
   • Plans to host an ICA event and expand the membership base of the global body in India were also considered.
4. Engagement with Industry Stakeholders:
   • The ICA delegation met with officials from the Cotton Corporation of India and leading textile mills.
   • Members of the ICA delegation included Managing Director Bill Kingdon and Director Jagan Gopinath.
5. Further Visits:
   • The delegation plans to meet with additional textile mills in Coimbatore and Chandigarh before concluding their visit to India.

CURRENT AFFAIRS: RANKING AND INDEX

India Overtakes China in MSCI Equities Index

• For the first time, India has surpassed China in a key MSCI equities index, signaling India's growing prominence in global markets.

Key Highlights:

1. India's Weight in MSCI Index:
   • India’s weight in the MSCI investible large-, mid-, and small-cap index has risen to 2.35%, surpassing China’s 2.24%, as per a note by Morgan Stanley.
2. Key Factors for India's Rise:
   • Steady economic growth: India’s nominal GDP growth is in the low teens, significantly outpacing China.
   • Strong market outperformance, new issuances, and liquidity improvements.
   • India’s strong economic performance has created a "profound divergence in earnings growth" compared to China.
3. Global Market Performance:
   • India’s stock markets have been among the best performers globally this year, with NSE Nifty 50 and S&P BSE Sensex rising by 17% and 15% respectively.
   • Conversely, China’s Shanghai Composite Index has fallen by 9% due to concerns over its economy and the property sector.

Economic Liberalisation and Its Impact on State GDP Shares (1990-2024)

• A working paper by the Economic Advisory Council to the Prime Minister (EAC-PM) highlights the significant effects of economic liberalisation that began in the 1990s, particularly on certain states in India.

Key Findings:

1. Benefited States:
   • States like Gujarat, Haryana, Karnataka, Tamil Nadu, and Delhi have notably increased their share of the national GDP from 1990-91 to 2023-24.
2. Maharashtra:
   • Maharashtra's GDP share decreased from 14.6% in 1990-91 to 13.3% in 2023-24, although it remains the highest among all states.
3. Tamil Nadu:
   • Tamil Nadu's share declined from 8.7% in 1960-61 to 7.1% in 1990-91 but rebounded to 8.9% in 2023-24.
4. Gujarat:
   • Gujarat's GDP share increased from 6.4% in 1990-91 to 8.1% in 2022-23, indicating a strong economic turnaround.
5. Karnataka:
   • The rise of Bengaluru as a technology hub significantly boosted Karnataka's share from 5.3% in 1990-91 to 8.2% in 2023-24.

CURRENT AFFAIRS: IMPORTANT DAYS

World Alzheimers Day 2024: September 21

• Every year World Alzheimers Day is observed on 21st September.
• The theme for World Alzheimer's Day 2024 is "Time to act on dementia, Time to act on Alzheimer's."
• Alzheimer's disease was first diagnosed in an old German lady in 1901 by Alois Alzheimer, a German Psychiatrist. This illness was named after the German Psychiatrist.
• When Alzheimer’s Disease International celebrated its 10th anniversary in 1994, the Association declared that World Alzheimer’s Day was observed on the 21st September of every year.
• Alzheimer’s disease is the 6th leading cause of death and in all over the world the 7th deadliest disease.
• The early symptom of the disease is an inability to recall the events or discussions or our daily activities. It may affect physical health too.

International Day of Peace 2024: September 21

• International Day of Peace is celebrated on 21st September of every year.
• The International Day of Peace 2024 Theme is “Cultivating a Culture of Peace”.
• The United Nations General Assembly declared the International Day of Peace in order to strengthen the ideas of peace.
• In the beginning, the date chosen was the opening day of the annual sessions of the General Assembly (the third Tuesday of September) but later it was declared that the 21st September is observed as International Day of Peace.
• In 1983, the office of the Secretary-General of the United Nations, Pathways to Peace(PTP) submitted a “We the Peoples” initiative Annual Report to the UN, summarising the Peace Day activities.
• For its initiative, the International Year of Peace in 1987, PTP was granted” Peace Messenger”. In 2006, the name was changed from “We the Peoples” initiative to “Culture of Peace Initiative.”

Daily CA One-Liner: September 21

• The Union Cabinet, chaired by Prime Minister Narendra Modi, approved a subsidy of ₹24,474.53 crore on Phosphatic and Potassic (P&K) fertilisers for the Rabi season 2024-25 (October 2024 to March 2025).
• In a significant step toward ensuring social security for gig and platform workers, the Ministry of Labour & Employment (MoLE) has directed platform aggregators to register their workers on the e-Shram portal.
• The Centre has announced a partial restoration of wheat allocation for beneficiaries of the Pradhan Mantri Gareeb Kalyan Ann Yojana (PMGKAY), a major social welfare scheme providing free food grains to over 800 million poor individuals
• Navi, a fintech company founded by Flipkart co-founder Sachin Bansal, has emerged as India's sixth-largest player on the Unified Payments Interface (UPI), surpassing Amazon Pay just one year after launching its UPI services
• The Indian government has approved Anushakti Vidhyut Nigam Ltd. (ASHVINI), a joint venture between Nuclear Power Corporation of India Limited (NPCIL) (51%) and NTPC Ltd (49%), to build, own, and operate nuclear power plants across India
• The Cotton Association of India (CAI) and the Liverpool-based International Cotton Association Ltd (ICA) have signed a Memorandum of Understanding (MoU) to enhance cooperation and promote fair business practices in the cotton industry
• For the first time, India has surpassed China in a key MSCI equities index, signalling India's growing prominence in global markets.
• A working paper by the Economic Advisory Council to the Prime Minister (EAC-PM) highlights the significant effects of economic liberalisation that began in the 1990s, particularly on certain states in India
• The "One State, One RRB" policy, aimed at consolidating Regional Rural Banks (RRBs) for operational efficiency, is in the drafting phase. As per the Department of Financial Services (DFS), draft rules for the policy will be completed by the end of September 2024.
• Jana Small Finance Bank has launched a new "Liquid Plus" fixed deposit offering, providing an interest rate of 75% per annum for tenures ranging from 7 to 180 days.
• Quad Initiatives of PM Modi: Discussions on peace and stability in the Indo-Pacific, Reform of global governance structures, Addressing pressing conflicts in Ukraine and Gaza.
• Cambodian Prime Minister Hun Manet announced that Angkor Wat has been recognized as the most photogenic UNESCO World Heritage site in Asia by Times Travel.
• The World Health Organization (WHO) has congratulated Jordan for becoming the first country in the world to be officially verified as having eliminated leprosy.
• The Assam government has launched Orunodoi 3.0, a women-centric financial assistance scheme aimed at providing monthly financial support to economically disadvantaged families in the state.
• At the 4th Global Renewable Energy Investors Meet and Expo, hosted for the first time outside Delhi, Gujarat emerged as the top performer, winning the maximum number of awards.
• The Reserve Bank of India (RBI) has approved the reappointment of V Vaidyanathan as the Managing Director (MD) and Chief Executive Officer (CEO) of IDFC First Bank.
• India's Ministry of Ports, Shipping, and Waterways (MoPSW) has appointed Manu Bhaker, the double Olympic medal-winning shooter, as its brand ambassador.
• Every year World Alzheimers Day is observed on 21st September.
• International Day of Peace is celebrated on 21st September of every year.