Dear Readers, Daily Current Affairs Questions Quiz for SBI, IBPS, RBI, RRB, SSC Exam 2025 of 31st October 2025. Daily GK quiz online for bank & competitive exam. Here we have given the Daily Current Affairs Quiz based on the previous days Daily Current Affairs updates. Candidates preparing for IBPS, SBI, RBI, RRB, SSC Exam 2025 & other competitive exams can make use of these Current Affairs Quiz.

 

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1) From November 1, 2025, SBI Card will levy a 1% fee on which type of transactions made through third-party apps like CRED, Cheq, and MobiKwik?

(a) Utility bill payments

(b) Education-related payments

(c) Insurance premium payments

(d) Fuel transactions

(e) Travel bookings

2) Which Small Finance Bank's application to transition into a universal bank was returned by RBI for not meeting eligibility norms under the voluntary transition framework?

(a) Ujjivan Small Finance Bank

(b) Equitas Small Finance Bank

(c) AU Small Finance Bank

(d) Jana Small Finance Bank

(e) Suryoday Small Finance Bank

3) As per RBI data, how many Prepaid Payment Instrument (PPI) cards were recorded as of June 30, 2025?

(a) 436 million

(b) 338 million

(c) 483 million

(d) 510 million

(e) 189 million

4) Which digital wallet became the first to integrate with ChatGPT for direct purchases under the Agentic Commerce Protocol (ACP)?

(a) Google Pay

(b) PhonePe

(c) Amazon Pay

(d) Apple Pay

(e) PayPal

5) The National FPO (Farmer Producer Organisation) Conclave 2025 saw participation from farmer groups and institutions representing how many states across India?

(a) 18 states

(b) 20 states

(c) 24 states

(d) 28 states

(e) 30 states

6) In news, India and Nepal recently signed agreements to develop 400 kV cross-border transmission lines. Which entities signed the agreements?

(a) NTPC and Nepal Electricity Authority

(b) POWERGRID Corporation of India and Nepal Electricity Authority

(c) REC Limited and Nepal Energy Board

(d) PFC and Nepal Power Transmission Company

(e) SJVN and Nepal Hydropower Corporation

7) Where was the UN Convention against Cybercrime opened for signature in October 2025?

(a) Geneva, Switzerland

(b) New York, USA

(c) Hanoi, Vietnam

(d) Vienna, Austria

(e) Paris, France

8) Which AI company launched the open-source online encyclopedia “Grokipedia (v 0.1)” offering over 8 lakh articles at launch?

(a) OpenAI

(b) Google DeepMind

(c) Meta AI

(d) xAI

(e) Anthropic

9) At which event was the IUCN “Motion 007 on Security Law” officially adopted, recognizing soil security as central to global sustainability?

(a) UN Climate Change Conference (COP29)

(b) IUCN World Conservation Congress in Abu Dhabi, UAE

(c) UN Biodiversity Summit in Montreal, Canada

(d) World Soil Health Forum in Sydney, Australia

(e) Global Environment Facility Assembly in Nairobi, Kenya

10) Which Indian chef and Padma Shri awardee was named one of the 2025 Top Agri-Food Pioneers (TAP) by the World Food Prize Foundation?

(a) Vikas Khanna

(b) Ranveer Brar

(c) Kunal Kapur

(d) Garima Arora

(e) Sanjeev Kapoor

11) Which prestigious honour was awarded to former U.S. President Donald Trump during his official visit to Seoul?

(a) Order of the Rising Sun

(b) Presidential Medal of Freedom

(c) Bharat Ratna

(d) Grand Order of Mugunghwa

(e) Legion of Honour

12) Which institution signed an MoU with the National Communications Academy (NCA), Department of Telecommunications (DoT), in New Delhi?

(a) Indian Institute of Management Calcutta

(b) Indian Institute of Technology Delhi

(c) Indian Institute of Management Ahmedabad

(d) National Institute of Electronics and IT

(e) Centre for Development of Advanced Computing (C-DAC)

13) Which organisation signed an MoU with the Department of Social Justice & Empowerment (DoSJE) to enhance employment opportunities for SC and BC communities?

(a) NITI Aayog

(b) Tata Consultancy Services

(c) Persolkelly India Pvt. Ltd.

(d) Confederation of Indian Industry (CII)

(e) National Skill Development Corporation (NSDC)

14) Who was sworn in as the 6th President of the Republic of Seychelles after the October 12, 2025 election?

(a) Wavel Ramkalawan

(b) Danny Faure

(c) Dr. Patrick Herminie

(d) James Michel

(e) Alain St Ange

15) Which state will host the 22nd Annual Commonwealth Parliamentary Association (CPA) India Region Zone-III Conference in November 2025?

(a) Nagaland

(b) Assam

(c) Meghalaya

(d) Manipur

(e) Tripura

16) On which date did the Indian Army commemorate Infantry Day (Shaurya Diwas) in 2025?

(a) 15 August 2025

(b) 26 January 2025

(c) 21 November 2025

(d) 16 December 2025

(e) 27 October 2025

17) Which newly discovered “Super-Earth” exoplanet, estimated to be four times the mass of Earth, was identified using the radial-velocity method and supported by data from the Habitable Zone Planet Finder?

(a) Kepler-452b

(b) Proxima b

(c) GJ 251c

(d) TRAPPIST-1e

(e) K2-18b

18) When is World Savings Day observed in India and globally?

(a) India – October 31; Global – October 30

(b) India – October 30; Global – October 31

(c) India – November 1; Global – October 31

(d) India – October 29; Global – October 31

(e) India – October 31; Global – November 1

19) Recently, National Unity Day 2025, celebrated on the birth anniversary of Sardar Vallabhbhai Patel, is observed on which date?

(a) 31 October

(b) 30 October

(c) 15 August

(d) 26 January

(e) 14 November

20) Recently, Halloween Day is observed annually on which date?

(a) 30 October

(b) 31 October

(c) 1 November

(d) 2 November

(e) 25 December

Answers :

1) Answer: B

Short Explanation:

SBI Card Fee Revision:   From November 1, 2025, State Bank of India (SBI) Card will levy a 1% transaction fee on education-related payments made through third-party apps such as CRED, Cheq, and MobiKwik.

Detailed Explanation:

From November 1, 2025, several banking and financial changes will come into effect, directly impacting bank customers, credit cardholders, and pensioners across India.

Multiple Nominations for Bank Accounts and Lockers:   Starting November 1, 2025, bank account holders can now nominate up to four individuals for their deposit accounts, safe custody items, and lockers under Sections 10–13 of the Banking Laws (Amendment) Act, 2025.

Locker Nomination Rule:   For bank lockers, only successive nominations are allowed — if the first nominee is unavailable, the next nominee takes precedence.

SBI Card Fee Revision:   From November 1, 2025, State Bank of India (SBI) Card will levy a 1% transaction fee on education-related payments made through third-party apps such as CRED, Cheq, and MobiKwik.

2) Answer: D

Short Explanation:

The Reserve Bank of India (RBI) has returned the application of Jana Small Finance Bank (Jana SFB) for conversion into a universal bank, citing non-fulfilment of eligibility criteria as per RBI guidelines.

Detailed Explanation:

The Reserve Bank of India (RBI) has returned the application of Jana Small Finance Bank (Jana SFB) for conversion into a universal bank, citing non-fulfilment of eligibility criteria as per RBI guidelines.

The Board of Jana SFB will now review the RBI’s communication and decide whether to re-apply for the universal bank licence.

The RBI’s decision was taken under the framework for “Voluntary Transition of Small Finance Banks (SFBs) to Universal Banks”, which enables eligible SFBs to expand into full-service commercial banking.

3) Answer: C

Short Explanation:

According to Reserve Bank of India (RBI) data, the number of Prepaid Payment Instrument (PPI) cards increased 10.7% to 483 million as of June 30, 2025, up from 436 million six months earlier.

Detailed Explanation:

According to Reserve Bank of India (RBI) data, the number of Prepaid Payment Instrument (PPI) cards increased 10.7% to 483 million as of June 30, 2025, up from 436 million six months earlier.

The number of active PPI cards surged nearly fourfold to 338 million from 89 million, indicating a strong reactivation trend among users.

The RBI defines an active card as one that has been used at least once within a year.

4) Answer: E

Short Explanation:

PayPal and OpenAI announced a partnership to enable Digital Wallet integration in ChatGPT, allowing users to purchase goods and services directly through the AI chatbot.

Detailed Explanation:

PayPal and OpenAI announced a partnership to enable Digital Wallet integration in ChatGPT, allowing users to purchase goods and services directly through the AI chatbot.

With this collaboration, PayPal became the first digital wallet integrated into ChatGPT.

PayPal will integrate with OpenAI’s Instant Checkout feature, enabling users to make purchases directly using PayPal wallets under the Agentic Commerce Protocol (ACP).

5) Answer: C

Short Explanation:

• Union Minister for Agriculture & Farmers’ Welfare and Rural Development, Shri Shivraj Singh Chouhan, inaugurated the National FPO (Farmer Producer Organisation) Conclave 2025 in New Delhi.
• The event witnessed participation from over 500 progressive farmers, FPOs, Implementing Agencies (IAs), and Cluster-Based Business Organizations (CBBOs) representing 24 states and 140 districts across India.

Detailed Explanation:

• Union Minister for Agriculture & Farmers’ Welfare and Rural Development, Shri Shivraj Singh Chouhan, inaugurated the National FPO (Farmer Producer Organisation) Conclave 2025 in New Delhi.
• The event witnessed participation from over 500 progressive farmers, FPOs, Implementing Agencies (IAs), and Cluster-Based Business Organizations (CBBOs) representing 24 states and 140 districts across India.
• A grand exhibition was organised at the NCDC premises, featuring 267 FPOs displaying cereals, pulses, oilseeds, fruits, vegetables, organic, processed, and traditional products. The Minister visited 57 stalls, interacted with farmers, and appreciated their innovations while encouraging the adoption of technology and modern markets.

6) Answer: B

Short Explanation:

India and Nepal have strengthened their energy cooperation by signing two major power agreements between POWERGRID Corporation of India and the Nepal Electricity Authority (NEA).

Detailed Explanation:

India and Nepal have strengthened their energy cooperation by signing two major power agreements between POWERGRID Corporation of India and the Nepal Electricity Authority (NEA).

The agreements aim to build two 400 kV cross-border transmission lines and create joint ventures (JVs) in both countries for implementation.

The signing took place in New Delhi in the presence of India’s Power Minister Manohar Lal and Nepal’s Energy Minister Kulman Ghising.

The transmission lines will connect Inaruwa (Nepal) – New Purnea (India) and Lamki/Dododhara (Nepal) – Bareilly (India).

7) Answer: C

Short Explanation:

In October 2025, the United Nations (UN) Convention against Cybercrime was held in Hanoi, Vietnam, marking a major step toward creating the world’s first global framework to combat cybercrime.

Detailed Explanation:

In October 2025, the United Nations (UN) Convention against Cybercrime was held in Hanoi, Vietnam, marking a major step toward creating the world’s first global framework to combat cybercrime.

The signing ceremony was hosted by Vietnam in collaboration with the UN Office on Drugs and Crime (UNODC).

The Convention was opened for signature on 25–26 October 2025 in Hanoi and will remain open at the UN Headquarters in New York until 31 December 2026.

The Convention was adopted by the UN General Assembly (UNGA) on 24 December 2024 in New York, USA, through Resolution A/RES/79/243, after five years of negotiations.

8) Answer: D

Short Explanation:

It is connected to xAI’s Grok chatbot, which uses artificial intelligence to create, check, and update information automatically.

Detailed Explanation:

Elon Musk’s AI company xAI launched Grokipedia (v 0.1), an open-source online encyclopedia designed to provide truthful, independent, and AI-driven information to users.

The platform initially offered over 8 lakh articles at its launch.

Grokipedia aims to create an AI-powered knowledge platform that promotes open information sharing and reduces bias found in traditional encyclopedias.

It is connected to xAI’s Grok chatbot, which uses artificial intelligence to create, check, and update information automatically.

9) Answer: B

Short Explanation:

The International Union for Conservation of Nature (IUCN) officially adopted “Motion 007 on Security Law”, marking the first recognition of soil security as central to food systems, water supply, biodiversity protection, and climate resilience.

The motion was adopted during the IUCN World Conservation Congress held in Abu Dhabi, United Arab Emirates (UAE).

Detailed Explanation:

The International Union for Conservation of Nature (IUCN) officially adopted “Motion 007 on Security Law”, marking the first recognition of soil security as central to food systems, water supply, biodiversity protection, and climate resilience.

The motion was adopted during the IUCN World Conservation Congress held in Abu Dhabi, United Arab Emirates (UAE).

Motion 007 on Security Law was co-sponsored by Save Soil (Isha Outreach) and the Global Centre for Environmental Legal Studies, with support from Aurora, an Australian soil security think tank.

The motion defines soil security as the responsible management and preservation of soil to ensure its ability to provide ecosystem and biophysical services.

10) Answer: E

Short Explanation:

• Renowned chef and Padma Shri awardee Sanjeev Kapoor has been recognised by the World Food Prize Foundation (WFPF) as one of its 2025 Top Agri-Food Pioneers (TAP) for his outstanding contributions to nutrition, sustainable agriculture, and food system innovation.
  Detailed Explanation:
• Renowned chef and Padma Shri awardee Sanjeev Kapoor has been recognised by the World Food Prize Foundation (WFPF) as one of its 2025 Top Agri-Food Pioneers (TAP) for his outstanding contributions to nutrition, sustainable agriculture, and food system innovation.
• The honour acknowledges his efforts in combining culinary expertise with nutrition advocacy and agricultural sourcing to promote healthier and more sustainable food systems.

11) Answer: D

Short Explanation:

• Former U.S. President Donald Trump was conferred with South Korea’s highest national honour, the Grand Order of Mugunghwa, during his official visit to Seoul.
  Detailed Explanation:
• Former U.S. President Donald Trump was conferred with South Korea’s highest national honour, the Grand Order of Mugunghwa, during his official visit to Seoul.
• The ceremony took place ahead of the upcoming Asia-Pacific Economic Cooperation (APEC) Summit, marking an important moment in Asia-Pacific diplomacy.
• The Grand Order of Mugunghwa is the highest civilian award of South Korea, usually conferred on heads of state and royalty for their significant contributions to the nation’s development and global relations.

12) Answer: A

The National Communications Academy (NCA), Department of Telecommunications (DoT), signed a Memorandum of Understanding (MoU) with the Indian Institute of Management Calcutta (IIMC) at Sanchar Bhawan, New Delhi, in the presence of Dr. Neeraj Mittal, Chairman DCC & Secretary (Telecom).

13) Answer: C

Short Explanation:

The Department of Social Justice & Empowerment (DoSJE), Government of India, signed a Memorandum of Understanding (MoU) with Persolkelly India Pvt. Ltd., one of India’s leading human resource and staffing solutions companies, to enhance employment opportunities for candidates from Scheduled Castes (SC) and Backward Classes (BC) communities.

Detailed Explanation:

The Department of Social Justice & Empowerment (DoSJE), Government of India, signed a Memorandum of Understanding (MoU) with Persolkelly India Pvt. Ltd., one of India’s leading human resource and staffing solutions companies, to enhance employment opportunities for candidates from Scheduled Castes (SC) and Backward Classes (BC) communities.

This initiative aims to connect SC and BC candidates with suitable job opportunities across multiple sectors through the engagement of professional HR consultants.

14) Answer: C

Short Explanation:

Dr. Patrick Herminie, leader of the United Seychelles (US) Party, was sworn in as the 6th President of the Republic of Seychelles after winning the presidential election held on October 12, 2025.

Detailed Explanation:

Dr. Patrick Herminie, leader of the United Seychelles (US) Party, was sworn in as the 6th President of the Republic of Seychelles after winning the presidential election held on October 12, 2025.

The swearing-in ceremony took place at Unity Stadium in Victoria, the capital of Seychelles.

He succeeded President Wavel Ramkalawan of the LinyonDemokratik Seselwa (LDS) Party.

In the October 12, 2025 Presidential Election, Dr. Herminie secured 52.7% of the valid votes, defeating Wavel Ramkalawan, who received 47.3% votes.

15) Answer: A

Short Explanation:

Nagaland will host the 22nd Annual Commonwealth Parliamentary Association (CPA) India Region Zone-III Conference from 9th to 13th November 2025 at the Nagaland Legislative Assembly under the theme “Policy, Progress & People: Legislatures as Catalysts of Change.”

Detailed Explanation:

Nagaland will host the 22nd Annual Commonwealth Parliamentary Association (CPA) India Region Zone-III Conference from 9th to 13th November 2025 at the Nagaland Legislative Assembly under the theme “Policy, Progress & People: Legislatures as Catalysts of Change.”

The conference will act as a platform for eight Northeastern States to discuss regional challenges, policy coordination, and inclusive economic and legislative development.

16) Answer: E

Short Explanation:

The Indian Army commemorated Infantry Day (Shaurya Diwas) on Oct 27, 2025 with a Wreath Laying Ceremony at the National War Memorial, New Delhi, honouring the valour, sacrifice, and spirit of Infantry soldiers.

Detailed Explanation:

The Indian Army commemorated Infantry Day (Shaurya Diwas) on Oct 27, 2025 with a Wreath Laying Ceremony at the National War Memorial, New Delhi, honouring the valour, sacrifice, and spirit of Infantry soldiers.

General Upendra Dwivedi, Chief of the Army Staff, laid a wreath at the Amar Chakra, paying tribute to the bravery and supreme sacrifice of Infantry personnel who gave their lives for the Nation.

17) Answer: C

Short Explanation:

Astronomers have discovered a “Super-Earth” exoplanet named GJ 251c, estimated to be about four times the mass of Earth and likely composed of rocky material, qualifying it as a super-Earth.

Detailed Explanation:

Astronomers have discovered a “Super-Earth” exoplanet named GJ 251c, estimated to be about four times the mass of Earth and likely composed of rocky material, qualifying it as a super-Earth.

The planet was detected using the radial-velocity method, with data supported by high-precision spectrographs and the Habitable Zone Planet Finder (HPF) at Pennsylvania State University’s Hobby-Eberly Telescope (HET).

The discovery of GJ 251c is significant as it provides a valuable opportunity to study one of the nearest potentially habitable rocky exoplanets, contributing to research on planetary formation and the search for extraterrestrial life.

18) Answer: B

Short Explanation:

World Savings Day is observed annually on October 30 in India and on October 31 globally to raise awareness about the importance of saving money for achieving financial goals, preparing for future needs, and reducing financial stress.

Detailed Explanation:

World Savings Day is observed annually on October 30 in India and on October 31 globally to raise awareness about the importance of saving money for achieving financial goals, preparing for future needs, and reducing financial stress.

The observance encourages individuals to evaluate their spending and saving habits, promoting financial discipline and long-term security.

19) Answer: A

Short Explanation:

National Unity Day 2025 is observed on the 31st of October.

Detailed Explanation:

National Unity Day 2025 is observed on the 31st of October.

National Unity Day is celebrated on behalf of the birth anniversary of Sardar Vallabhbhai Patel.

On that day various events will be conducted across the country and military shows will be organised for the tribute to Sardar Vallabhai Patel.

20) Answer: B

Short Explanation:

Halloween Day is observed on the 31st of October.

Detailed Explanation:

Halloween Day is observed on the 31st of October.

Halloween had its origin in the festival of Samhain among the Celts of ancient Britain and Ireland.

The Observance of Halloween is mainly non-religious. The Next day, November 1 is believed to be a new calendar year.