Dear Readers, Daily Current Affairs Questions Quiz for SBI, IBPS, RBI, RRB, SSC Exam 2026 of  31st July  2026. Daily GK quiz online for bank & competitive exam. Here we have given the Daily Current Affairs Quiz based on the previous days Daily Current Affairs updates. Candidates preparing for IBPS, SBI, RBI, RRB, SSC Exam 2026 & other competitive exams can make use of these Current Affairs Quiz.

 

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1) As per the news, the Asian Development Bank (ADB) approved an USD 850 million loan to support rooftop solar adoption under which Government of India scheme?

(a) PM-KUSUM

(b) National Solar Mission

(c) PM Surya Ghar: Muft Bijli Yojana (PMSG-MBY)

(d) UJALA Scheme

(e) Green Energy Corridor Scheme

2) As per the news, which company was fined ₹5.80 lakh by the Reserve Bank of India (RBI) for non-compliance with RBI regulations?

(a) Muthoot Finance

(b) Satya MicroCapital

(c) Avail Financial Services

(d) PAN Emami Cosmed

(e) Dhani Loans and Services

3) As per the news, Piramal Finance entered into a co-lending partnership with which company to expand affordable housing finance and Loan Against Property (LAP) solutions?

(a) Manappuram Finance

(b) Muthoot Fincorp

(c) Bajaj Finance

(d) Shriram Finance

(e) L&T Finance

 

4) As per the news, Revolut received a full Authorised Deposit-taking Institution (ADI) licence from which regulatory authority?

(a) Reserve Bank of Australia (RBA)

(b) Australian Securities and Investments Commission (ASIC)

(c) Australian Prudential Regulation Authority (APRA)

(d) Australian Competition and Consumer Commission (ACCC)

(e) Australian Treasury

 

5) As per the news, where will India's first Telecom Manufacturing Zone (TMZ) be established?

(a) Gwalior, Madhya Pradesh

(b) Bhopal, Madhya Pradesh

(c) Indore, Madhya Pradesh

(d) Nagpur, Maharashtra

(e) Hyderabad, Telangana

 

6) As per the news, what is the name of the fare-free electric bus service launched by President Droupadi Murmu at the President's Estate?

(a) SARATHI

(b) RAAHI

(c) E-MARG

(d) PRERNA

(e) SAFAR

 

7) As per the news, what is the name of India's first women-led distributed renewable energy policy launched by Chhattisgarh?

(a) UJALA Shakti Yojana

(b) Surya Sakhi Yojana

(c) Green Shakti Abhiyan

(d) Urja Nari Mission

(e) DWEEPTI Yojana

 

8) As per the news, the Public Examinations (Prevention of Unfair Means) Amendment Bill, 2026 strengthens the Public Examinations (Prevention of Unfair Means) Act of which year?

(a) 2022

(b) 2023

(c) 2024

(d) 2025

(e) 2026

 

9) As per the news, what is the theme of the 10th India Mobile Congress (IMC) 2026?

(a) Digital India for All

(b) Scale without Boundaries

(c) Connecting the Future

(d) Empowering Digital Ecosystems

(e) Technology for Inclusive Growth

 

10) As per the news, who has been appointed as the Director of the Financial Intelligence Unit–India (FIU-IND)?

(a) Pankaj Kumar Mishra

(b) Satya Pal Kumar

(c) T. Rabi Sankar

(d) Rajeshwar Rao

(e) Vivek Joshi

 

11) As per the news, the Competition Commission of India (CCI) approved the merger of Go Digit Infoworks Services Private Limited with which company?

(a) ICICI Lombard General Insurance

(b) HDFC ERGO General Insurance

(c) Go Digit General Insurance Limited

(d) Bajaj Allianz General Insurance

(e) Reliance General Insurance

 

12) As per the news, Kotak Mahindra Mutual Fund (KMMF) increased its stake to more than 5% in which bank through an open market purchase?

(a) Federal Bank

(b) Karnataka Bank

(c) Dhanlaxmi Bank

(d) City Union Bank

(e) South Indian Bank

 

13) As per the news, what is the name of the newly discovered polypore (bracket) fungus species found in Kolhapur, Maharashtra?

(a) Microporellus kolhapurensis

(b) Microporellus maharashtraensis

(c) Microporellus indicus

(d) Polyporus kolhapurensis

(e) Trametes kolhapurensis

 

14) As per the news, what is the name of the alliance launched by NVIDIA, Microsoft, IBM, and other technology companies to strengthen the security of Artificial Intelligence (AI) systems?

(a) Global AI Security Network (GAISN)

(b) Open Secure AI Alliance (OSAA)

(c) AI Trust and Safety Consortium (AITSC)

(d) Secure AI Collaboration Forum (SACF)

(e) International AI Security Alliance (IASA)

15) As per the news, what is the name of the advanced platform launched by the India Meteorological Department (IMD) for thunderstorm nowcast monitoring and real-time severe weather forecasting?

(a) IMD VARSHA

(b) IMD SURAKSHA

(c) IMD VAYU

(d) IMD PRITHVI

(e) IMD NOVA

16) As per the news, what is the name of India's first unified digital platform for end-to-end management of Panchayat Own Source Revenue (OSR)?

(a) e-Gram Swaraj Portal

(b) Panchayat Darpan Portal

(c) SAMARTH Panchayat Portal

(d) Gram Shakti Portal

(e) Panchayat Mitra Portal

17) As per the news, Sonam Uttam Maskar and Himanshu Dhillon won the bronze medal in which event at the ISSF World Cup?

(a) 10m Air Rifle Mixed Team

(b) 25m Pistol Mixed Team

(c) 10m Air Pistol Mixed Team

(d) 50m Rifle 3 Positions Mixed Team

(e) Skeet Mixed Team

 

19) As per the news, how many Test matches did Ajinkya Rahane play for India during his international career?

(a) 75

(b) 80

(c) 85

(d) 90

(e) 95

19) As per the news, who won the Gold Medal in the Men's 100-metre T47 Para Athletics event at the Commonwealth Games 2026?

(a) Mohammed Basil Morssinganakath

(b) Dilip Mahadu Gavit

(c) Murali Sreeshankar

(d) Kevin Santos

(e) Sarvesh Anil Kushare

 

20) As per the news, what is the theme of World Day Against Trafficking in Persons on 30 July 2026?

(a) Human Trafficking: No Place for Exploitation

(b) End Human Trafficking, Protect Human Rights

(c) Stop Exploitation, Save Lives

(d) Together Against Trafficking

(e) Trapped Behind the Scam

21) As per the news, International Friendship Day is observed every year on which date?

(a) 20 July

(b) 25 July

(c) 30 July

(d) 2 August

(e) 5 August

 

22) As per the latest information, who is the Governor of Madhya Pradesh?

(a) Lalji Tandon

(b) Anandiben Patel

(c) Ramesh Bais

(d) Hari Babu Kambhampati

(e) Mangubhai Chhaganbhai Patel

23) As per the news, what title was given to the women from Self-Help Groups (SHGs) who received training in rooftop solar installation under the DWEEPTI Yojana?

(a) Urja Sakhis

(b) Solar Didis

(c) Solar Mitras

(d) Surya Shaktis

(e) Green Sakhis

24) As per the news, which of the following statements about the Public Examinations (Prevention of Unfair Means) Amendment Bill, 2026 is correct?

(a) The maximum fine for organised examination-related crimes has been increased to ₹10 crore.

(b) The maximum imprisonment for organised examination-related crimes has been reduced to 5 years.

(c) The debarment period for service providers has been reduced from 4 years to 2 years.

(d) The maximum fine for individuals using unfair means remains ₹10 lakh.

(e) The Bill does not provide for Special Fast Track Courts

25) As per the news, Financial Intelligence Unit–India (FIU-IND) was established in which year?

(a) 2002

(b) 2003

(c) 2004

(d) 2005

(e) 2006

Answers:

1) Answer: C

Short Explanation:

The Asian Development Bank (ADB) approved an USD 850 million loan to support the Government of India (GoI) in accelerating rooftop solar adoption under the Prime Minister Surya Ghar: Muft Bijli Yojana (PMSG-MBY).

The funding is provided under Subprogram 2 of the Accelerating Affordable and Inclusive Rooftop Solar Systems Development Program, which builds on Subprogram 1 approved in November 2025 that established the policy, institutional, digital, financing, and market framework for large-scale rooftop solar deployment.

Detailed Explanation:

The Asian Development Bank (ADB) approved an USD 850 million loan to support the Government of India (GoI) in accelerating rooftop solar adoption under the Prime Minister Surya Ghar: Muft Bijli Yojana (PMSG-MBY).

The funding is provided under Subprogram 2 of the Accelerating Affordable and Inclusive Rooftop Solar Systems Development Program, which builds on Subprogram 1 approved in November 2025 that established the policy, institutional, digital, financing, and market framework for large-scale rooftop solar deployment.

The Pradhan Mantri Surya Ghar: Muft Bijli Yojana (PMSG-MBY) aims to install rooftop solar systems for 10 million low- and middle-income households and achieve 30 Giga-Watt (GW) of cumulative residential rooftop solar capacity by FY 2026–27 (FY27).

The ADB financing will accelerate rooftop solar adoption by improving financial incentives, affordable financing, grid readiness, distribution company (DISCOM) participation, private sector investment, digital application and monitoring systems, and utility engagement.

 

2) Answer: A

Short Explanation:

The Reserve Bank of India (RBI) imposed monetary penalties on six companies, including Muthoot Finance, for non-compliance with various provisions of the RBI Act and Non-Banking Financial Company (NBFC) regulations.

Muthoot Finance was fined ₹5.80 lakh for failing to periodically review the risk categorisation of customer accounts and for not deploying robust software to effectively identify and report suspicious financial transactions.

Detailed Explanation:

The Reserve Bank of India (RBI) imposed monetary penalties on six companies, including Muthoot Finance, for non-compliance with various provisions of the RBI Act and Non-Banking Financial Company (NBFC) regulations.

Muthoot Finance was fined ₹5.80 lakh for failing to periodically review the risk categorisation of customer accounts and for not deploying robust software to effectively identify and report suspicious financial transactions.

Avail Financial Services was penalised ₹6.20 lakh because its Managing Director held directorships in two other Middle Layer NBFCs, and the company violated the prescribed single-party exposure limit.

Satya MicroCapital was fined ₹3.10 lakh for failing to classify certain restructured accounts as Non-Performing Assets (NPAs) in accordance with RBI regulations.

PAN Emami Cosmed was also fined ₹3.10 lakh for non-compliance with RBI regulatory provisions.

Dhani Loans and Services and Muthoot Vehicle and Asset Finance were each penalised ₹2.70 lakh for violating RBI's regulatory norms

 

3) Answer: B

Short Explanation:

Piramal Finance entered into a co-lending partnership with Muthoot Fincorp to expand access to affordable housing finance and Loan Against Property (LAP) solutions across India.

The partnership aims to improve the availability of formal credit for aspiring homeowners, self-employed professionals, small business owners, and underserved borrowers, particularly in Tier-2, Tier-3, semi-urban, and rural areas.

Detailed Explanation:

Piramal Finance entered into a co-lending partnership with Muthoot Fincorp to expand access to affordable housing finance and Loan Against Property (LAP) solutions across India.

The partnership aims to improve the availability of formal credit for aspiring homeowners, self-employed professionals, small business owners, and underserved borrowers, particularly in Tier-2, Tier-3, semi-urban, and rural areas.

Under the co-lending model, both Non-Banking Financial Companies (NBFCs) will jointly finance eligible borrowers, enabling wider credit outreach, faster loan disbursal, better risk sharing, and improved access to organised financing.

The collaboration combines the strengths of Piramal Finance and Muthoot Fincorp to strengthen housing finance, expand Loan Against Property (LAP) lending, and promote financial inclusion in underserved markets.

4) Answer: C

Short Explanation:

Global fintech company Revolut received a full Authorised Deposit-taking Institution (ADI) licence from the Australian Prudential Regulation Authority (APRA), officially launching as Revolut Bank Australia.

With this approval, Revolut became the first global fintech to secure a full unrestricted ADI licence in Australia, marking its first banking entity in the Asia-Pacific (APAC) region.

Revolut Bank Australia plans to invest approximately AUD 400 million over the next five years to support product innovation, business growth, technology development, and the expansion of its local workforce.

Detailed Explanation:

Global fintech company Revolut received a full Authorised Deposit-taking Institution (ADI) licence from the Australian Prudential Regulation Authority (APRA), officially launching as Revolut Bank Australia.

With this approval, Revolut became the first global fintech to secure a full unrestricted ADI licence in Australia, marking its first banking entity in the Asia-Pacific (APAC) region.

Revolut Bank Australia plans to invest approximately AUD 400 million over the next five years to support product innovation, business growth, technology development, and the expansion of its local workforce.

As an APRA-authorised bank, Revolut Bank Australia will provide customers with protection under Australia’s Financial Claims Scheme (FCS), which insures eligible deposits up to AUD 250,000 per account holder.

The new banking licence enables Revolut to transition its more than 1 million Australian retail customers and thousands of businesses into a fully regulated banking ecosystem.

5) Answer: A

Short Explanation:

Union Minister for Communications and Development of North Eastern Region, Jyotiraditya M. Scindia, announced that India's first Telecom Manufacturing Zone (TMZ) will be established in Gwalior, Madhya Pradesh.

The Department of Telecommunications (DoT), Ministry of Communications, and the Government of Madhya Pradesh signed a Memorandum of Understanding (MoU) for Phase I of the project at Vigyan Bhawan, New Delhi, in the presence of Chief Minister Mohan Yadav.

Detailed Explanation:

Union Minister for Communications and Development of North Eastern Region, Jyotiraditya M. Scindia, announced that India's first Telecom Manufacturing Zone (TMZ) will be established in Gwalior, Madhya Pradesh.

The Department of Telecommunications (DoT), Ministry of Communications, and the Government of Madhya Pradesh signed a Memorandum of Understanding (MoU) for Phase I of the project at Vigyan Bhawan, New Delhi, in the presence of Chief Minister Mohan Yadav.

The Telecom Manufacturing Zone (TMZ) will be developed over 350 acres on a plug-and-play model, with the Central Government providing ₹493 crore as 100% financial assistance for developing core infrastructure during the first phase.

The zone will serve as a dedicated manufacturing ecosystem for telecommunications equipment, data centres, semiconductor manufacturing, fibre optic products, mobile phones, and fifth-generation (5G) and sixth-generation (6G) technologies, promoting indigenous design and manufacturing

 

6) Answer: B

Short Explanation:

President Droupadi Murmu completed four years in office.

To mark the occasion, she inaugurated and laid the foundation stones for several citizen-centric and sustainable initiatives at Rashtrapati Bhavan and the President’s Estates on 28 July 2026.

She launched RAAHI (Rashtrapati Bhavan Access And Heritage Interconnector), a fare-free electric bus service operated by women drivers and conductors, promoting green, safe and inclusive mobility for staff and residents of the President’s Estate.

Detailed Explanation:

President Droupadi Murmu completed four years in office.

To mark the occasion, she inaugurated and laid the foundation stones for several citizen-centric and sustainable initiatives at Rashtrapati Bhavan and the President’s Estates on 28 July 2026.

The President launched an e-Audio Guide for visitors to Rashtrapati Bhavan, available in Hindi, English and 14 other Indian languages, along with a sign language module to improve accessibility for visitors.

She launched the third edition of e-Upahaar, featuring 300 curated Presidential gifts for public auction. The auction will be conducted from 5 August to 5 September 2026.

The President inaugurated Bachpan 'Bal Parisar', comprising 'Kilkari' (a children's play zone) and 'Samarth Anganwadi-cum-Palna', to provide a safe and nurturing environment for children in the President's Estate.

She launched RAAHI (Rashtrapati Bhavan Access And Heritage Interconnector), a fare-free electric bus service operated by women drivers and conductors, promoting green, safe and inclusive mobility for staff and residents of the President’s Estate.

7) Answer: E

Short Explanation:

Chhattisgarh has launched the DWEEPTI Yojana (Decentralised Women Empowerment on Energy and Policy for Transformative Inclusion), the country's first women-led distributed renewable energy policy, aimed at empowering rural women Self-Help Groups (SHGs) in the solar energy sector.

The scheme has been developed by the Panchayat and Rural Development Department, Government of Chhattisgarh, in collaboration with Transform Rural India, under the Green Economy Transition Mission.

Detailed Explanation:

Chhattisgarh has launched the DWEEPTI Yojana (Decentralised Women Empowerment on Energy and Policy for Transformative Inclusion), the country's first women-led distributed renewable energy policy, aimed at empowering rural women Self-Help Groups (SHGs) in the solar energy sector.

The scheme has been developed by the Panchayat and Rural Development Department, Government of Chhattisgarh, in collaboration with Transform Rural India, under the Green Economy Transition Mission.

The initiative enables women SHGs to work as authorised solar vendors, technicians, managers and entrepreneurs, promoting sustainable livelihoods and clean energy adoption.

As part of the initial implementation, 13 Cluster Level Federations (CLFs) across 12 districts have been registered as authorised vendors under the Pradhan Mantri Surya Ghar Muft Bijli Yojana, in partnership with the Chhattisgarh State Power Distribution Company Limited (CSPDCL).

8) Answer: C

Short Explanation:

The Lok Sabha passed the Public Examinations (Prevention of Unfair Means) Amendment Bill, 2026 by a voice vote to strengthen the legal framework against the use of unfair means in public examinations and protect the interests of students and job aspirants.

The Amendment Bill strengthens the Public Examinations (Prevention of Unfair Means) Act, 2024, which applies to examinations conducted by major recruitment agencies such as:

Union Public Service Commission (UPSC)

Staff Selection Commission (SSC)

Railway Recruitment Boards (RRBs)

Institute of Banking Personnel Selection (IBPS)

National Testing Agency (NTA)

Detailed Explanation:

The Lok Sabha passed the Public Examinations (Prevention of Unfair Means) Amendment Bill, 2026 by a voice vote to strengthen the legal framework against the use of unfair means in public examinations and protect the interests of students and job aspirants.

Replying to the debate, Union Minister of State (Independent Charge) for Science and Technology and Earth Sciences, and Minister of State in the Prime Minister's Office, Personnel, Public Grievances and Pensions, Atomic Energy and Space, Dr. Jitendra Singh, stated that the amendments aim to enhance the integrity, transparency, and credibility of the public examination system while effectively tackling organised examination-related crimes.

The Amendment Bill strengthens the Public Examinations (Prevention of Unfair Means) Act, 2024, which applies to examinations conducted by major recruitment agencies such as:

Union Public Service Commission (UPSC)

Staff Selection Commission (SSC)

Railway Recruitment Boards (RRBs)

Institute of Banking Personnel Selection (IBPS)

National Testing Agency (NTA)

9) Answer: B

Short Explanation:

Union Minister for Communications and Development of North Eastern Region Jyotiraditya M. Scindia unveiled the theme “Scale without Boundaries” for the 10th edition of the India Mobile Congress (IMC) 2026, which will be held from 7–10 October 2026 at Yashobhoomi (India International Convention and Expo Centre), New Delhi.

Organised by the Department of Telecommunications (DoT), Ministry of Communications, and the Cellular Operators Association of India (COAI), India Mobile Congress (IMC) is Asia’s largest digital technology forum that brings together global technology companies, telecom operators, policymakers, startups, investors, researchers, and innovators.

Detailed Explanation:

Union Minister for Communications and Development of North Eastern Region Jyotiraditya M. Scindia unveiled the theme “Scale without Boundaries” for the 10th edition of the India Mobile Congress (IMC) 2026, which will be held from 7–10 October 2026 at Yashobhoomi (India International Convention and Expo Centre), New Delhi.

Organised by the Department of Telecommunications (DoT), Ministry of Communications, and the Cellular Operators Association of India (COAI), India Mobile Congress (IMC) is Asia’s largest digital technology forum that brings together global technology companies, telecom operators, policymakers, startups, investors, researchers, and innovators.

The theme “Scale without Boundaries” reflects India's vision of expanding digital transformation by enabling technology, innovation, and connectivity to reach every sector, community, and region through greater collaboration among industry, academia, startups, infrastructure providers, policymakers, and consumers.

The 10th India Mobile Congress (IMC) 2026 is centred around four key pillars:

Srishti – Building the Future: Focus on innovation, emerging technologies, and next-generation digital infrastructure.

Suraksha – Strengthening Trust: Promote secure, resilient, and trusted digital ecosystems.

Sashakt – Expanding Opportunities: Expand digital opportunities for citizens, businesses, startups, and communities.

Samvardhan – Fueling Growth: Drive economic growth, entrepreneurship, investments, job creation, and India's emergence as a global technology leader.

10) Answer: B

Short Explanation:

The Appointments Committee of the Cabinet (ACC) appointed Satya Pal Kumar, a 2005-batch Indian Revenue Service (IRS) officer of the Income Tax cadre, as the Director of the Financial Intelligence Unit–India (FIU-IND) under the Department of Revenue (DoR), Ministry of Finance (MoF).

The appointment was made as part of a Joint Secretary-level reshuffle, and Satya Pal Kumar succeeded Pankaj Kumar Mishra (IRS, 1989 batch), who had served as Director of FIU-IND since May 2016.

Satya Pal Kumar has been appointed for a 5-year tenure at the rank of Joint Secretary to the Government of India (GoI).

Detailed Explanation:

The Appointments Committee of the Cabinet (ACC) appointed Satya Pal Kumar, a 2005-batch Indian Revenue Service (IRS) officer of the Income Tax cadre, as the Director of the Financial Intelligence Unit–India (FIU-IND) under the Department of Revenue (DoR), Ministry of Finance (MoF).

The appointment was made as part of a Joint Secretary-level reshuffle, and Satya Pal Kumar succeeded Pankaj Kumar Mishra (IRS, 1989 batch), who had served as Director of FIU-IND since May 2016.

Satya Pal Kumar has been appointed for a 5-year tenure at the rank of Joint Secretary to the Government of India (GoI).

Before this appointment, Satya Pal Kumar served as the Commissioner of Income Tax (Appeals), Mumbai, Maharashtra.

The appointment is expected to strengthen India’s financial intelligence framework for combating Money Laundering, Terror Financing, and Suspicious Financial Transactions, reinforcing the country's Anti-Money Laundering (AML) and Combating Financing of Terrorism (CFT) framework.

11) Answer: C

Short Explanation:

The Competition Commission of India (CCI), under the Ministry of Corporate Affairs (MoCA), approved the proposed merger of Go Digit Infoworks Services Private Limited (Infoworks) with Go Digit General Insurance Limited (GDGIL).

The merger is the first-ever merger between an insurance company and a non-insurance holding company under the Sabka Bima Sabki Raksha (Amendment of Insurance Laws) Act, 2025, making it an important milestone in India's insurance sector.

Detailed Explanation:

The Competition Commission of India (CCI), under the Ministry of Corporate Affairs (MoCA), approved the proposed merger of Go Digit Infoworks Services Private Limited (Infoworks) with Go Digit General Insurance Limited (GDGIL).

The merger is the first-ever merger between an insurance company and a non-insurance holding company under the Sabka Bima Sabki Raksha (Amendment of Insurance Laws) Act, 2025, making it an important milestone in India's insurance sector.

Go Digit General Insurance Limited (GDGIL) is a public limited company engaged in providing general insurance and health insurance products and services across India.

Under the approved merger scheme, Go Digit Infoworks Services Private Limited will be merged into Go Digit General Insurance Limited, thereby eliminating the holding company structure and enabling shareholders to hold shares directly in the insurance company.

12) Answer: E

Short Explanation:

Kotak Mahindra Asset Management Company (KMAMC) announced that Kotak Mahindra Mutual Fund (KMMF) increased its stake in South Indian Bank to more than 5% through an open market purchase.

Before the acquisition, KMMF held 12.04 crore shares (4.5981%) in South Indian Bank and acquired an additional 1.47 crore shares (0.5614%), increasing its total holding to 13.51 crore shares (5.1595%).

The acquisition involved 14,694,332 equity shares, resulting in KMMF crossing the 5% substantial acquisition threshold prescribed under SEBI (Substantial Acquisition of Shares and Takeovers) Regulations, 2011 (SAST Regulations).

Detailed Explanation:

Kotak Mahindra Asset Management Company (KMAMC) announced that Kotak Mahindra Mutual Fund (KMMF) increased its stake in South Indian Bank to more than 5% through an open market purchase.

Before the acquisition, KMMF held 12.04 crore shares (4.5981%) in South Indian Bank and acquired an additional 1.47 crore shares (0.5614%), increasing its total holding to 13.51 crore shares (5.1595%).

The acquisition involved 14,694,332 equity shares, resulting in KMMF crossing the 5% substantial acquisition threshold prescribed under SEBI (Substantial Acquisition of Shares and Takeovers) Regulations, 2011 (SAST Regulations).

The transaction was executed entirely through open market purchases, with no involvement of warrants, convertible securities, or encumbered shares, and KMMF is not part of the promoter or promoter group of South Indian Bank.

South Indian Bank disclosed the acquisition on 23 July 2026 in compliance with Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 (LODR Regulations) and Regulation 29(1) of the SEBI (SAST) Regulations, 2011.

14) Answer: B

Short Explanation:

NVIDIA, Microsoft Corporation, IBM (International Business Machines Corporation), along with leading technology companies and research institutions, launched the Open Secure AI Alliance (OSAA) to strengthen the security, trustworthiness, and resilience of Artificial Intelligence (AI) systems through open collaboration and shared security standards.

The Open Secure AI Alliance (OSAA) aims to promote secure-by-design AI development, improve the security, transparency, and reliability of AI systems, facilitate information sharing on AI-related threats and vulnerabilities, and encourage the adoption of common AI security standards across the global AI ecosystem.

Detailed Explanation:

NVIDIA, Microsoft Corporation, IBM (International Business Machines Corporation), along with leading technology companies and research institutions, launched the Open Secure AI Alliance (OSAA) to strengthen the security, trustworthiness, and resilience of Artificial Intelligence (AI) systems through open collaboration and shared security standards.

The Open Secure AI Alliance (OSAA) aims to promote secure-by-design AI development, improve the security, transparency, and reliability of AI systems, facilitate information sharing on AI-related threats and vulnerabilities, and encourage the adoption of common AI security standards across the global AI ecosystem.

The alliance was launched shortly after a cybersecurity incident at Hugging Face, where the company's infrastructure was breached during an AI system security evaluation, highlighting the growing need for stronger AI security frameworks.

The OSAA consists of more than 35 inaugural members representing the fields of Artificial Intelligence (AI), cybersecurity, enterprise software, and cloud computing.

 

15) Answer: E

Short Explanation:

The Ministry of Earth Sciences (MoES) celebrated its 20th Foundation Day at Prithvi Bhawan, New Delhi, Delhi, marking 20 years of contributions in weather forecasting, earth system science, oceanography, seismology, and polar research.

The 20th Foundation Day celebrations were presided over by Dr. N. Kalaiselvi, Secretary, Ministry of Earth Sciences (MoES).

The IMD launched IMD NOVA, an advanced platform for thunderstorm nowcast monitoring and real-time severe weather forecasting.

The IMD signed an MoU with the Indian Council of Agricultural Research–National Institute of Veterinary Epidemiology and Disease Informatics (ICAR-NIVEDI) to establish the Weather Driven Animal Disease Risk Forecasting Unit (WAADRU) for district-level livestock disease forecasting based on weather conditions.

Detailed Explanation:

The Ministry of Earth Sciences (MoES) celebrated its 20th Foundation Day at Prithvi Bhawan, New Delhi, Delhi, marking 20 years of contributions in weather forecasting, earth system science, oceanography, seismology, and polar research.

The 20th Foundation Day celebrations were presided over by Dr. N. Kalaiselvi, Secretary, Ministry of Earth Sciences (MoES).

The India Meteorological Department (IMD) established 13 Centres of Excellence (CoEs) to strengthen specialised meteorological research and enhance India's weather forecasting capabilities.

The IMD upgraded the Thiruvananthapuram Cyclone Warning Centre into an Area Cyclone Warning Centre (ACWC) to improve cyclone monitoring, forecasting, and early warning services.

The IMD launched IMD NOVA, an advanced platform for thunderstorm nowcast monitoring and real-time severe weather forecasting.

The IMD signed an MoU with the Indian Council of Agricultural Research–National Institute of Veterinary Epidemiology and Disease Informatics (ICAR-NIVEDI) to establish the Weather Driven Animal Disease Risk Forecasting Unit (WAADRU) for district-level livestock disease forecasting based on weather conditions.

 

16) Answer: C

Short Explanation:

Union Minister Rajiv Ranjan Singh, heading the Ministry of Panchayati Raj (MoPR) and the Ministry of Fisheries, Animal Husbandry and Dairying (MoFAHD), launched the Atmanirbhar Panchayat Programme, SAMARTH Panchayat Portal, and released the Model Own Source of Revenue (OSR) Rules at Krishi Bhawan, New Delhi, Delhi.

The initiatives aim to strengthen the financial autonomy, digital governance, and revenue generation capacity of Panchayati Raj Institutions (PRIs) in line with the vision of Viksit Bharat @2047.

The Atmanirbhar Panchayat Programme, launched by the Ministry of Panchayati Raj (MoPR), enables Gram Panchayats (GPs) and Block Panchayats to identify local assets and convert them into sustainable revenue-generating projects, thereby enhancing their Own Source Revenue (OSR) and promoting financial self-reliance.

Detailed Explanation:

Union Minister Rajiv Ranjan Singh, heading the Ministry of Panchayati Raj (MoPR) and the Ministry of Fisheries, Animal Husbandry and Dairying (MoFAHD), launched the Atmanirbhar Panchayat Programme, SAMARTH Panchayat Portal, and released the Model Own Source of Revenue (OSR) Rules at Krishi Bhawan, New Delhi, Delhi.

The initiatives aim to strengthen the financial autonomy, digital governance, and revenue generation capacity of Panchayati Raj Institutions (PRIs) in line with the vision of Viksit Bharat @2047.

The Atmanirbhar Panchayat Programme, launched by the Ministry of Panchayati Raj (MoPR), enables Gram Panchayats (GPs) and Block Panchayats to identify local assets and convert them into sustainable revenue-generating projects, thereby enhancing their Own Source Revenue (OSR) and promoting financial self-reliance.

The SAMARTH Panchayat Portal is India’s first unified digital platform developed by the MoPR for end-to-end management of Panchayat Own Source Revenue (OSR), improving transparency, efficiency, and digital governance.

The Model Own Source of Revenue (OSR) Rules provide an advisory framework for States and Union Territories (UTs) to strengthen the assessment, collection, and management of Panchayat revenues, including property tax, user charges, fees, and other non-tax revenues.

17) Answer: A

Short Explanation:

India's Sonam Uttam Maskar and Himanshu Dhillon won the bronze medal in the 10m Air Rifle Mixed Team event at the International Shooting Sport Federation (ISSF) World Cup.

With this achievement, India's overall medal tally at the tournament reached 4 medals, comprising 1 Gold, 1 Silver and 2 Bronze.

In the qualification round, Sonam Uttam Maskar (317.2) and Himanshu Dhillon (317.4) registered a combined score of 634.6 to qualify for the medal round.

Another Indian pair, Elavenil Valarivan (316.8) and Parth Rakesh Mane (317.4), also qualified for the final with a combined score of 634.2 and eventually finished fourth.

Detailed Explanation:

India's Sonam Uttam Maskar and Himanshu Dhillon won the bronze medal in the 10m Air Rifle Mixed Team event at the International Shooting Sport Federation (ISSF) World Cup.

With this achievement, India's overall medal tally at the tournament reached 4 medals, comprising 1 Gold, 1 Silver and 2 Bronze.

In the qualification round, Sonam Uttam Maskar (317.2) and Himanshu Dhillon (317.4) registered a combined score of 634.6 to qualify for the medal round.

Another Indian pair, Elavenil Valarivan (316.8) and Parth Rakesh Mane (317.4), also qualified for the final with a combined score of 634.2 and eventually finished fourth.

In the bronze medal match, Sonam Uttam Maskar and Himanshu Dhillon scored 441.2 points (220.6 each) to secure the bronze medal, finishing behind China-1 and China-2.

The medal marked Himanshu Dhillon's first senior ISSF World Cup medal, while Sonam Uttam Maskar added another international medal to her career after winning silver medals at the ISSF World Cup Cairo and the ISSF World Cup Final, New Delhi (2024).

 

18) Answer: C

Short Explanation:

Senior Indian cricketer Ajinkya Rahane has announced his retirement from international cricket with immediate effect, bringing an end to his international career across all formats.

During his international career, Ajinkya Rahane played:

85 Test matches

90 One Day Internationals (ODIs)

20 Twenty20 Internationals (T20Is)

Detailed Explanation:

Senior Indian cricketer Ajinkya Rahane has announced his retirement from international cricket with immediate effect, bringing an end to his international career across all formats.

In a social media post, Ajinkya Rahane stated that the time was right for him to move on from international cricket after representing India for over a decade.

Rahane last represented India in 2023 during the Test series against the West Indies, while his final One Day International (ODI) appearance came in 2018 against England.

During his international career, Ajinkya Rahane played:

85 Test matches

90 One Day Internationals (ODIs)

20 Twenty20 Internationals (T20Is)


19) Answer: B

Short Explanation:

India created history at the Commonwealth Games 2026 in Glasgow by securing a historic one-two finish in the Men’s 100-metre T47 Para Athletics event.

 

Dilip Mahadu Gavit won the gold medal, clocking a Games record and season-best time of 10.71 seconds, while Mohammed Basil Morssinganakath claimed the silver medal with a season-best time of 10.83 seconds.

Detailed Explanation:

India created history at the Commonwealth Games 2026 in Glasgow by securing a historic one-two finish in the Men’s 100-metre T47 Para Athletics event.

Dilip Mahadu Gavit won the gold medal, clocking a Games record and season-best time of 10.71 seconds, while Mohammed Basil Morssinganakath claimed the silver medal with a season-best time of 10.83 seconds.

Kevin Santos (England) won the bronze medal with a timing of 10.85 seconds.

The medals were India’s third and fourth medals after Murali Sreeshankar won silver in the Men’s Long Jump event.

Murali Sreeshankar also became the first Indian male long jumper to win two Commonwealth Games medals.

20) Answer: E

World Day Against Trafficking in Persons is observed every year on 30 July to raise awareness about human trafficking, highlight the challenges faced by victims, and promote the protection of their rights.

The theme for World Day Against Trafficking in Persons 2026 is “Trapped Behind the Scam”, focusing on the exploitation of victims through fraudulent schemes and organised trafficking networks.

In 2010, the United Nations General Assembly (UNGA) adopted the United Nations Global Plan of Action to Combat Trafficking in Persons to encourage coordinated international efforts against human trafficking.

21) Answer: C

International Friendship Day is observed every year on 30 July across the world to highlight the importance of friendship, peace, solidarity and mutual understanding among people and communities.

The day is celebrated by the United Nations (UN) to promote the idea that friendship between individuals, cultures and nations can contribute to building peace and strengthening global cooperation.

In India, Friendship Day is generally celebrated on the first Sunday of August. In 2026, it will be observed on 2 August.

22) Answer: E

About Madhya Pradesh:

Chief Minister: Mohan Yadav

Governor: Mangubhai Chhaganbhai Patel

Capital: Bhopal

National Parks: Kanha National Park, Bandhavgarh National Park, Pench National Park, Panna National Park, Satpura National Park, Sanjay National Park, Madhav National Park, Van Vihar National Park, Mandla Plant Fossils National Park

Wildlife Sanctuaries: Gandhi Sagar Wildlife Sanctuary, National Chambal Wildlife Sanctuary, Kuno Wildlife Sanctuary, Pachmarhi Wildlife Sanctuary, Pench Wildlife Sanctuary, Panna Wildlife Sanctuary, Nauradehi Wildlife Sanctuary, Singhori Wildlife Sanctuary, Bori Wildlife Sanctuary

 

23) Answer: B

Short Explanation:

Kabirdham district has become the flagship district for the scheme's implementation, where the Vande Mataram Cluster Level Federation was registered as an authorised solar vendor.

With technical support from Tata, around 35 women from local SHGs received practical training in rooftop solar installation, becoming the state's first "Solar Didis".

Detailed Explanation:

Kabirdham district has become the flagship district for the scheme's implementation, where the Vande Mataram Cluster Level Federation was registered as an authorised solar vendor.

With technical support from Tata, around 35 women from local SHGs received practical training in rooftop solar installation, becoming the state's first "Solar Didis".

The first rooftop solar system under the DWEEPTI Yojana was successfully installed in Samnapur village, Kabirdham district.

Following the successful pilot, the Government of Chhattisgarh plans to expand the DWEEPTI Yojana to all districts of the state, creating a scalable model of women-led renewable energy development.

24) Answer: A

The Lok Sabha passed the Public Examinations (Prevention of Unfair Means) Amendment Bill, 2026 by a voice vote to strengthen the legal framework against the use of unfair means in public examinations and protect the interests of students and job aspirants.

Punishment for individuals using unfair means has been increased from 3–5 years to 5–10 years imprisonment, with the maximum fine raised from ₹10 lakh to ₹50 lakh.

For service providers involved in examination malpractices, the maximum fine has been increased from ₹1 crore to ₹5 crore, and the debarment period from conducting public examinations has been extended from 4 years to 8 years.

Punishment for directors and senior management of service providers has been enhanced to 5–10 years' imprisonment, along with a maximum fine of ₹5 crore.

Punishment for organised examination-related crimes has been increased from 5–10 years to 7–10 years' imprisonment, while the maximum fine has been enhanced from ₹1 crore to ₹10 crore.

The Bill also provides for the establishment of Special Fast Track Courts for offences related to public examinations, with investigations to be completed within 2 months and trials within 3 months from the filing of the charge sheet.

25) Answer: C

The Financial Intelligence Unit–India (FIU-IND) is the national financial intelligence agency responsible for receiving, processing, analysing, and disseminating information relating to suspect financial transactions to various law enforcement and regulatory agencies.

FIU-IND was established in 2004, functions under the Department of Revenue (DoR), Ministry of Finance (MoF), and is headquartered in New Delhi, Delhi.