Dear Readers, Daily Current Affairs Questions Quiz for SBI, IBPS, RBI, RRB, SSC Exam 2025 of 28th October 2025. Daily GK quiz online for bank & competitive exam. Here we have given the Daily Current Affairs Quiz based on the previous days Daily Current Affairs updates. Candidates preparing for IBPS, SBI, RBI, RRB, SSC Exam 2025 & other competitive exams can make use of these Current Affairs Quiz.

 

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1) As per the Reserve Bank of India (RBI) granted an exemption to which government-backed fund from the tightened Alternate Investment Fund (AIF) rules, citing its socio-economic purpose?

(a) National Investment and Infrastructure Fund (NIIF)

(b) Special Window for Affordable and Mid-Income Housing (SWAMIH) Fund

(c) Bharat Housing Finance and Income Rising Fund

(d) Pradhan Mantri Awas Fund

(e) Affordable Housing Credit Fund

2) The World Bank approved a USD 280 million programme to improve life expectancy and quality of life for elderly and vulnerable people in which Indian state?

(a) Tamil Nadu

(b) Maharashtra

(c) Karnataka

(d) Andhra Pradesh

(e) Kerala

3) As of March 4, 2024, what percentage of unclaimed deposits (in value terms) were covered under the banks onboarded to the RBI’s UDGAM (Unclaimed Deposits – Gateway to Access inforMation) portal?

(a) 70%

(b) 75%

(c) 80%

(d) 85%

(e) 90%

4) As per RBI guidelines, what must an individual do if they already hold a regular savings account but wish to open a Basic Savings Bank Deposit Account (BSBDA) in the same bank?

(a) Convert the savings account into a BSBDA automatically

(b) Maintain both accounts simultaneously

(c) Close the existing savings account within 30 days of opening the BSBDA

(d) Transfer funds to a different bank before opening the BSBDA

(e) Obtain special approval from RBI

5) What is the new name and station code of the Aurangabad Railway Station in Maharashtra, as per the October 2025 notification?

(a) Chhatrapati Sambhajinagar – CPSN

(b) Sambhaji Nagar Junction – SBNJ

(c) Chhatrapati Shivajinagar – CSJN

(d) Marathwada Nagar – MWN

(e) Deccan Express Terminus – DET

6) Who inaugurated the Asia Pacific Accident Investigation Group (APAC-AIG) meeting and workshop 2025, hosted by India for the first time?

(a) Jyotiraditya Scindia

(b) Sanjay Malhotra

(c) Rammohan Naidu

(d) Ashwini Vaishnaw

(e) Hardeep Singh Puri

7) Which of the following statements is correct regarding the recent extension of investment options under the National Pension System (NPS) and Unified Pension Scheme (UPS) for central government employees?

(a) LC25 allows up to 25% equity allocation, tapering from age 35 to 55.

(b) BLC (Balanced Life Cycle) is the most conservative option with 0% equity exposure.

(c) LC50 allows up to 25% equity allocation, tapering from age 35 to 55.

(d) LC75 begins equity tapering from age 45.

(e) Scheme G allows up to 75% equity exposure.

8) Which of the following statements is “correct” regarding the Green Tax initiative announced by the Uttarakhand government?

(a) The Green Tax will be implemented from January 2026 to promote eco-tourism.

(b) The tax will be collected manually at all state borders.

(c) The initiative uses Automatic Number Plate Recognition (ANPR) cameras at 35 entry points for automated collection.

(d) Only commercial vehicles will be subject to the Green Tax.

(e) The rate for small private vehicles is ₹80.

9) Recently, East Timor (Timor-Leste) officially became the 11th member of the Association of Southeast Asian Nations (ASEAN) during which event?

(a) ASEAN Summit in Jakarta

(b) ASEAN Summit in Hanoi

(c) ASEAN Summit in Manila

(d) ASEAN Summit in Kuala Lumpur

(e) ASEAN Summit in Bangkok

10) According to the UNCTAD report released during the Sevilla Forum on Debt 2025, what was the total global public debt in 2024?

(a) USD 52 trillion

(b) USD 76 trillion

(c) USD 89 trillion

(d) USD 102 trillion

(e) USD 120 trillion

11) Which of the following is not one of the four major categories under the Rashtriya Vigyan Puraskar 2025?

(a) Vigyan Ratna

(b) Vigyan Shri

(c) Vigyan Yuva – Shanti Swarup Bhatnagar

(d) Vigyan Team Award

(e) Vigyan Bhushan

12) According to the 2025 Air Quality Index (AQI) rankings, which city topped as the cleanest city?

(a) Mumbai

(b) Pune

(c) Ahmedabad

(d) Bhopal

(e) Nashik

13) Which country became the first non-NATO nation to participate in Exercise Ocean Sky 2025, a multinational air combat drill hosted by the Spanish Air Force?

(a) Japan

(b) France

(c) Australia

(d) India

(e) South Korea

14) As per the news, INS Sutlej recently completed a major hydrographic survey with which country’s Hydrographic Service, covering about 35,000 sq nautical miles under a 2005 MoU?

(a) Seychelles

(b) Mauritius

(c) Maldives

(d) Sri Lanka

(e) Indonesia

15) As per the news, Project Arunank of the Border Roads Organisation (BRO) recently celebrated its Raising Day at Naharlagun, Arunachal Pradesh. In which year was the project established?

(a) 2005

(b) 2006

(c) 2008

(d) 2009

(e) 2010

16) India issued a Notice to Airmen (NOTAM) for a major tri-services military exercise named “Ex Trishul” to be held along which country’s border from October 30 to November 10, 2025?

(a) Pakistan

(b) Bangladesh

(c) Myanmar

(d) China

(e) Nepal

17) Who has been recommended by Chief Justice of India B.R. Gavai as his successor and the 53rd Chief Justice of India (CJI)?

(a) Justice D.Y. Chandrachud

(b) Justice Surya Kant

(c) Justice Sanjiv Khanna

(d) Justice M.M. Sundresh

(e) Justice B.V. Nagarathna

18) Who has been appointed as the Chair of the WIPO Advisory Board of Judges for the 2025–27 term — the first from India and the Asian region to hold this position?

(a) Justice Hima Kohli

(b) Justice Indu Malhotra

(c) Justice Prathiba M. Singh

(d) Justice B.V. Nagarathna

(e) Justice Bela M. Trivedi

19) Which country’s CR450 high-speed train set a world record speed of 453 km/h during testing, becoming the fastest passenger train in the world?

(a) China

(b) France

(c) Japan

(d) Germany

(e) South Korea

20) The Mission for Advancement in High-Impact Areas (MAHA)-Medical Technology (महा MedTech) was launched by the Anusandhan National Research Foundation (ANRF) in collaboration with which two organizations?

(a) NITI Aayog and WHO

(b) DRDO and CSIR

(c) DBT and AIIMS

(d) ICMR and the Gates Foundation

(e) WHO and the Ministry of Health

21) The FIFA ASEAN Cup was launched by FIFA President Gianni Infantino during which event?

(a) ASEAN Sports Ministers’ Meet

(b) FIFA World Congress

(c) 47th ASEAN Summit in Kuala Lumpur

(d) ASEAN Football Federation Congress

(e) FIFA Council Meeting in Zurich

22) What is the theme of Vigilance Awareness Week 2025, observed from 27th October 2025 to 2rd November 2025?

(a) Vigilance – Our Shared Responsibility

(b) Say No to Corruption – Commit to the Nation

(c) Integrity – A Way of Life

(d) Promoting Transparency for Good Governance

(e) Corruption-Free India for a Developed Nation

23) Which of the following statements correctly describes the Unclaimed Deposit Reference Number (UDRN)?

(a) It is a code used for inter-bank fund transfers under NEFT.

(b) It is a unique identifier for each unclaimed account or deposit transferred to the DEA Fund.

(c) It is the customer ID assigned by RBI to deposit holders.

(d) It is used to track recurring deposit payments.

(e) It is the IFSC code of the branch handling unclaimed deposits.

24) Which of the following statements is correct regarding BSBDA-Small Accounts under simplified KYC norms?

(a) There is no restriction on total credits or balance in the account.

(b) Foreign remittances are allowed even without completing full KYC.

(c) The maximum debit limit per month is ₹1 lakh.

(d) Such accounts are valid indefinitely without any renewal requirement.

(e) The total credits in the account must not exceed ₹1 lakh in a year.

25) Which Indian state recently approved labour law amendments to raise daily work hours, increase overtime limits, and simplify registration norms to attract investment while safeguarding workers’ rights?

(a) Gujarat

(b) Tamil Nadu

(c) Haryana

(d) Karnataka

(e) Maharashtra

Answers :

1) Answer: B

Short Explanation:

The Reserve Bank of India (RBI) granted an exemption to the Special Window for Affordable and Mid-Income Housing (SWAMIH) Fund from tightened Alternate Investment Fund (AIF) rules.

SWAMIH Fund, launched in 2019, is a government-backed real estate rescue fund that provides debt financing to revive stalled housing projects in affordable and mid-income segments.

Detailed Explanation:

The Reserve Bank of India (RBI) granted an exemption to the Special Window for Affordable and Mid-Income Housing (SWAMIH) Fund from tightened Alternate Investment Fund (AIF) rules.

SWAMIH Fund, launched in 2019, is a government-backed real estate rescue fund that provides debt financing to revive stalled housing projects in affordable and mid-income segments.

The fund is managed by SBICAP Ventures, a subsidiary of the State Bank of India (SBI), which is also a major investor in the scheme.

The RBI’s tightened AIF rules (2024) required banks and NBFCs to raise provisions if they were also lenders to the same projects, aiming to prevent indirect lending and loan ever-greening.

The norms were partially relaxed in March 2025, but the government sought complete exemption for sovereign-backed funds like SWAMIH, citing their “socio-economic purpose.”

2) Answer: E

The World Bank has approved a USD 280 million programme to improve life expectancy and quality of life for 11 million elderly and vulnerable people in Kerala.

The Kerala Health System Improvement Program aims to expand health coverage and build resilient health systems against climate shocks.

3) Answer: E

Short Explanation:

UDGAM (Unclaimed Deposits – Gateway to Access inforMation) is an online portal developed by the Reserve Bank of India (RBI) to allow registered users to search unclaimed deposits or accounts across multiple banks in one place in a centralised manner.

As of March 4, 2024, 30 banks have been on-boarded to the UDGAM portal, covering about 90% of unclaimed deposits (in value terms) in the Depositor Education and Awareness (DEA) Fund of the RBI, while the remaining banks are in the process of being added.

Detailed Explanation:

UDGAM (Unclaimed Deposits – Gateway to Access inforMation) is an online portal developed by the Reserve Bank of India (RBI) to allow registered users to search unclaimed deposits or accounts across multiple banks in one place in a centralised manner.

As of March 4, 2024, 30 banks have been on-boarded to the UDGAM portal, covering about 90% of unclaimed deposits (in value terms) in the Depositor Education and Awareness (DEA) Fund of the RBI, while the remaining banks are in the process of being added.

The UDGAM portal covers all unclaimed deposits/accounts that form part of the DEA Fund Scheme, 2014.

To search for unclaimed deposits, a user must register on the portal using their name and mobile number.

4) Answer: C

Short Explanation:

The Basic Savings Bank Deposit Account (BSBDA) is a type of savings account introduced by the Reserve Bank of India (RBI) to provide basic banking services to all sections of society as part of the Financial Inclusion initiative.

If a person has an existing savings account, it must be closed within 30 days of opening a BSBDA.

Detailed Explanation:

The Basic Savings Bank Deposit Account (BSBDA) is a type of savings account introduced by the Reserve Bank of India (RBI) to provide basic banking services to all sections of society as part of the Financial Inclusion initiative.

It replaced the earlier ‘No-Frills’ accounts in accordance with RBI Circular dated August 22, 2012, and offers minimum common banking facilities to customers.

An individual can hold only one BSBDA in a bank, and cannot have any other savings account in that bank.

However, the holder may maintain Fixed Deposit or Recurring Deposit accounts in the same bank.

If a person has an existing savings account, it must be closed within 30 days of opening a BSBDA.

5) Answer: A

Short Explanation:

• The Aurangabad Railway Station in Maharashtra has been officially renamed as Chhatrapati Sambhajinagar Railway Station, as per a notification issued by the Central Railway.

Detailed Explanation:

• The Aurangabad Railway Station in Maharashtra has been officially renamed as Chhatrapati Sambhajinagar Railway Station, as per a notification issued by the Central Railway.
• The new station code is CPSN, and it comes under the Nanded Division of South Central Railway.
• The renaming follows the 2022 decision of the Eknath Shinde-led Maharashtra government to rename the city of Aurangabad to Chhatrapati Sambhajinagar.
• The official gazette notification for the renaming was issued on October 15, 2025, by the BJP-led Mahayuti government.

6) Answer: C

• India will host the Asia Pacific Accident Investigation Group (APAC-AIG) meeting and workshop for the first time from 28 to 31 October 2025, organized by the Aircraft Accident Investigation Bureau (AAIB) under the Ministry of Civil Aviation.
• The event will bring together around 90 representatives from International Civil Aviation Organization (ICAO) member states in the Asia Pacific region, along with experts from global organizations.
• The event will be inaugurated by Union Minister of Civil Aviation, Shri Rammohan Naidu.

7) Answer: A

Short Explanation:

The Government of India has approved the extension of Life Cycle 75 (LC75) and Balanced Life Cycle (BLC) investment options to central government employees under the National Pension System (NPS) and Unified Pension Scheme (UPS).

LC25: Up to 25% equity allocation, tapering from age 35 to 55.

LC50: Up to 50% equity allocation, tapering from age 35 to 55.

Detailed Explanation:

The Government of India has approved the extension of Life Cycle 75 (LC75) and Balanced Life Cycle (BLC) investment options to central government employees under the National Pension System (NPS) and Unified Pension Scheme (UPS).

The decision, approved in October 2025, expands investment flexibility and aligns government-employee pension options with those already available to non-government subscribers.

Under the revised framework, employees can now choose from multiple investment paths:

Default Option: As per the investment pattern defined by Pension Fund Regulatory and Development Authority (PFRDA).

Scheme G: 100% investment in government securities (low-risk, fixed-return).

LC25: Up to 25% equity allocation, tapering from age 35 to 55.

LC50: Up to 50% equity allocation, tapering from age 35 to 55.

BLC (Balanced Life Cycle): Modified LC50, where equity tapering begins from age 45, allowing longer participation in equities.

LC75 (Life Cycle 75): Aggressive option with up to 75% equity exposure, tapering from age 35 to 55.

8) Answer: E

Short Explanation:

The Uttarakhand government will introduce a green tax from December 2025 on all vehicles entering the state from outside to promote environmental conservation and pollution control.

Detailed Explanation:

The Uttarakhand government will introduce a green tax from December 2025 on all vehicles entering the state from outside to promote environmental conservation and pollution control.

The initiative aims to protect the fragile Himalayan ecosystem and reduce emissions in key tourist destinations such as Dehradun, Mussoorie, Nainital, and Rishikesh.

The tax will be collected through a fully automated digital system using Automatic Number Plate Recognition (ANPR) cameras at 37 state entry points, making Uttarakhand one of the first states to adopt this technology-driven model.

Green Tax Rates: ₹80 for small private vehicles, ₹250 for small cargo vehicles, ₹140 for buses, and ₹120–₹700 for trucks depending on weight.

9) Answer: D

Short Explanation:

East Timor (Timor-Leste) officially became the 11th member of Association of Southeast Asian Nations (ASEAN) on October 26, 2025, during the ASEAN Summit in Kuala Lumpur, where its flag was raised alongside other member states.

Detailed Explanation:

East Timor (Timor-Leste) officially became the 11th member of Association of Southeast Asian Nations (ASEAN) on October 26, 2025, during the ASEAN Summit in Kuala Lumpur, where its flag was raised alongside other member states.

The membership marks a historic and strategic milestone for East Timor, fulfilling its long-standing goal of regional integration since independence in 2002.

East Timor’s ASEAN membership followed a 14-year application process, first initiated in the early 2000s.

10) Answer: D

Short Explanation:

The Sevilla Forum on Debt was launched during UNCTAD16 in Geneva (October 20–23, 2025) by UN Secretary-General António Guterres, Spain’s Economy Minister Carlos Cuerpo, UNCTAD Secretary-General Rebeca Grynspan, and UN DESA Under-Secretary-General Li Junhua.

According to a UNCTAD report, global public debt reached USD 102 trillion in 2024, with developing countries accounting for USD 31 trillion and paying USD 921 billion in interest, while 3.4 billion people live in nations spending more on debt than on health or education.

Detailed Explanation:

The Sevilla Forum on Debt was launched during UNCTAD16 in Geneva (October 20–23, 2025) by UN Secretary-General António Guterres, Spain’s Economy Minister Carlos Cuerpo, UNCTAD Secretary-General Rebeca Grynspan, and UN DESA Under-Secretary-General Li Junhua.

The Forum is a Spanish-led initiative supported by UNCTAD and UN DESA, serving as an open platform for dialogue and action on global debt challenges.

It builds on the outcomes of the Fourth International Conference on Financing for Development (FfD4) and the Sevilla Commitment, aiming to strengthen development financing and debt governance.

According to a UNCTAD report, global public debt reached USD 102 trillion in 2024, with developing countries accounting for USD 31 trillion and paying USD 921 billion in interest, while 3.4 billion people live in nations spending more on debt than on health or education.

11) Answer: E

Short Explanation:

The awards are conferred in four major categories:

Vigyan Ratna – For lifetime achievements in science.

Vigyan Shri – For exceptional individual contributions.

Vigyan Yuva–Shanti Swarup Bhatnagar – For young scientists (below 45 years).

Vigyan Team Award – For outstanding collaborative research efforts.

Detailed Explanation:

The Government of India has announced the recipients of the Rashtriya Vigyan Puraskar 2025, the nation’s highest civilian honour for contributions to science, technology, and innovation.

Instituted to celebrate excellence across diverse scientific fields, the awards aim to promote a culture of research and innovation in India.

The awards are conferred in four major categories:

Vigyan Ratna – For lifetime achievements in science.

Vigyan Shri – For exceptional individual contributions.

Vigyan Yuva–Shanti Swarup Bhatnagar – For young scientists (below 45 years).

Vigyan Team Award – For outstanding collaborative research efforts.

12) Answer: B

Short Explanation:

• Pune tops the list with an AQI of 51, benefitting from good wind circulation, green mobility initiatives, and sustainable transport policies.
• Mumbai ranks second due to coastal winds from the Arabian Sea and continuous monitoring by BMC and MPCB.
• Nashik (AQI 63) maintains clean air with low industrial density and active municipal green initiatives.
• Ahmedabad (AQI 64) stands out as an industrial hub that controls emissions effectively through CNG use and pollution norms.

Detailed Explanation:

• Air pollution continues to be a major challenge in India, with many northern cities recording “Very Poor” or “Severe” Air Quality Index (AQI) levels, while several southern and northeastern cities maintain relatively clean air.
• The Air Quality Index (AQI) measures pollutants such as PM2.5, PM10, NO₂, and CO, where lower values (0–50) indicate “Good” air quality, and higher values reflect greater pollution.
• Pune tops the list with an AQI of 51, benefitting from good wind circulation, green mobility initiatives, and sustainable transport policies.
• Mumbai ranks second due to coastal winds from the Arabian Sea and continuous monitoring by BMC and MPCB.
• Nashik (AQI 63) maintains clean air with low industrial density and active municipal green initiatives.
• Ahmedabad (AQI 64) stands out as an industrial hub that controls emissions effectively through CNG use and pollution norms.
• Bhopal (AQI 64), known as the “City of Lakes,” benefits from natural greenery and balanced urban development.
• Pimpri Chinchwad (AQI 66) showcases controlled industrial emissions through strict regulatory compliance.
• Bhilai (AQI 67) reflects effective modernization of steel plants and adoption of cleaner technologies.

13) Answer: D

Short Explanation:

The Indian Air Force (IAF) has become the first non-North Atlantic Treaty Organization (NATO) country to participate in Exercise Ocean Sky 2025, a multinational air combat drill hosted by the Spanish Air Force at Gando Air Base, Canary Islands, from October 20–31, 2025.

Detailed Explanation:

The Indian Air Force (IAF) has become the first non-North Atlantic Treaty Organization (NATO) country to participate in Exercise Ocean Sky 2025, a multinational air combat drill hosted by the Spanish Air Force at Gando Air Base, Canary Islands, from October 20–31, 2025.

This marks a historic milestone in India’s defence diplomacy, highlighting India’s rise as a credible aerospace power and its growing strategic partnership with Spain and NATO countries.

Exercise Ocean Sky is an annual air combat exercise focused on advanced aerial tactics, joint mission planning, interoperability, and real-time combat training among NATO air forces.

India’s participation showcases the IAF’s ability to operate with top Western air forces in complex air combat scenarios, strengthening its global operational readiness.

14) Answer: B

Short Explanation:

On October 26, 2025, the Indian Ministry of Defence announced that INS Sutlej successfully completed a major hydrographic survey with the Mauritius Hydrographic Service, covering about 35,000 sq nautical miles, strengthening India–Mauritius maritime cooperation.

Detailed Explanation:

On October 26, 2025, the Indian Ministry of Defence announced that INS Sutlej successfully completed a major hydrographic survey with the Mauritius Hydrographic Service, covering about 35,000 sq nautical miles, strengthening India–Mauritius maritime cooperation.

The mission was conducted under the 2005 MoU on hydrographic cooperation between both nations, marking the 18th joint hydrographic mission and reflecting a long-term strategic partnership.

INS Sutlej, an advanced hydrographic survey ship, is equipped with multibeam echo sounders, side-scan sonar, and differential GPS for accurate seabed and coastal mapping.

15) Answer: C

Short Explanation:

Project Arunank of the Border Roads Organisation (BRO) celebrated its 18th Raising Day at Naharlagun, Arunachal Pradesh on October 24, 2025, marking 17 years of service.

Since its inception in 2008, Project Arunank has constructed and maintained over 696 km of roads and 1.18 km of major bridges, ensuring vital connectivity to remote and forward areas.

Detailed Explanation:

Project Arunank of the Border Roads Organisation (BRO) celebrated its 18th Raising Day at Naharlagun, Arunachal Pradesh on October 24, 2025, marking 17 years of service.

Since its inception in 2008, Project Arunank has constructed and maintained over 696 km of roads and 1.18 km of major bridges, ensuring vital connectivity to remote and forward areas.

A major achievement includes the 278 km Hapoli–Sarli–Huri Road, which was blacktopped for the first time since Independence, and the double-laning of Kimin–Potin Road.

16) Answer: A

Short Explanation:

India issued a Notice to Airmen (NOTAM) alert for a major tri-services military exercise named “Ex Trishul” to be held along the Pakistan border from October 30 to November 10, 2025.

Detailed Explanation:

India issued a Notice to Airmen (NOTAM) alert for a major tri-services military exercise named “Ex Trishul” to be held along the Pakistan border from October 30 to November 10, 2025.

The designated airspace zone for the exercise is unusually large, with restrictions up to 28,000 feet, as per satellite imagery analyzed by Damien Symon.

Ex Trishul will involve the Indian Army, Navy, and Air Force, showcasing joint operational capability and inter-service coordination.

The drill highlights India’s focus on Atmanirbharta (self-reliance) and innovation, in line with PM Modi’s JAI vision — Jointness, Atmanirbharta, Innovation.

17) Answer: B

Short Explanation:

Chief Justice of India (CJI) B.R. Gavai has recommended Justice Surya Kant, the senior-most judge of the Supreme Court, as his successor and the 53rd Chief Justice of India (CJI).

Detailed Explanation:

Chief Justice of India (CJI) B.R. Gavai has recommended Justice Surya Kant, the senior-most judge of the Supreme Court, as his successor and the 53rd Chief Justice of India (CJI).

The recommendation was made on October 27, 2025, following a communication from the Union Government on October 23, 2025, initiating the appointment process.

Chief Justice Gavai is set to retire on November 23, 2025, and Justice Surya Kant is expected to take oath immediately after his retirement.

18) Answer: C

Short Explanation:

Justice Prathiba M. Singh of the Delhi High Court has been appointed Chair of the WIPO Advisory Board of Judges for the 2025–27 term, marking a first for India and the Asian region.

Detailed Explanation:

Justice Prathiba M. Singh of the Delhi High Court has been appointed Chair of the WIPO Advisory Board of Judges for the 2025–27 term, marking a first for India and the Asian region.

WIPO (World Intellectual Property Organization), a UN specialised agency, promotes and protects intellectual property (IP) worldwide; its Advisory Board of Judges guides WIPO’s engagement with judiciaries globally.

19) Answer: A

Short Explanation:

China has achieved a major milestone in rail transport with its CR450 high-speed train, which set a world record speed of 453 km/h during testing, surpassing all existing global high-speed rail records.

Detailed Explanation:

China has achieved a major milestone in rail transport with its CR450 high-speed train, which set a world record speed of 453 km/h during testing, surpassing all existing global high-speed rail records.

The CR450 is designed for the Shanghai–Chengdu corridor and will begin commercial service in 2026 with an operating speed of 400 km/h, making it the fastest passenger train in the world.

The record-breaking test was conducted under the supervision of the China State Railway Group, where the train accelerated to 350 km/h in just 4 minutes and 40 seconds, about 100 seconds faster than the CR400 Fuxing, China’s earlier flagship model.

20) Answer: D

Short Explanation:

The Anusandhan National Research Foundation (ANRF), in collaboration with ICMR and the Gates Foundation, has launched the Mission for Advancement in High-Impact Areas (MAHA)-Medical Technology (महा MedTech) to strengthen India’s MedTech ecosystem.

Detailed Explanation:

The Anusandhan National Research Foundation (ANRF), in collaboration with ICMR and the Gates Foundation, has launched the Mission for Advancement in High-Impact Areas (MAHA)-Medical Technology (महा MedTech) to strengthen India’s MedTech ecosystem.

The mission focuses on accelerating indigenous MedTech innovation, reducing import dependence, and ensuring affordable and equitable access to advanced healthcare technologies.

It will provide milestone-linked funding support ranging from ₹5–25 crore per project, and up to ₹50 crore in exceptional cases, targeting academic institutions, R&D organizations, startups, MSMEs, hospitals, and industry collaborations.

21) Answer: C

Short Explanation:

• FIFA President Gianni Infantino announced the launch of the FIFA ASEAN Cup during the 47th ASEAN Summit held in Kuala Lumpur.

Detailed Explanation:

• FIFA President Gianni Infantino announced the launch of the FIFA ASEAN Cup during the 47th ASEAN Summit held in Kuala Lumpur.
• The tournament aims to enhance football standards across Southeast Asia and foster regional unity and youth development.
• The initiative marks a historic collaboration between FIFA and ASEAN, following the success of the FIFA Arab Cup model.

22) Answer: A

Short Explanation:

• India began observing Vigilance Awareness Week 2025 from 27^thOctober 2025 to 2^rdNovember 2025, with the theme “Vigilance – Our Shared Responsibility.”
• The observance is held annually in the last week of October to commemorate the birth anniversary of Sardar Vallabhbhai Patel (31 October).

Detailed Explanation:

• India began observing Vigilance Awareness Week 2025 from 27^thOctober 2025 to 2^rdNovember 2025, with the theme “Vigilance – Our Shared Responsibility.”
• The observance is held annually in the last week of October to commemorate the birth anniversary of Sardar Vallabhbhai Patel (31 October).
• The initiative promotes integrity, accountability, and ethical conduct in public life, involving ministries, departments, PSUs, banks, educational institutions, and civil society.
• The Central Vigilance Commission (CVC), established under the CVC Act, 2003, plays a crucial role in advising the government, investigating complaints, and recommending systemic reforms.
• The week coincides with Sardar Vallabhbhai Patel’s birth anniversary, observed as Rashtriya Ekta Diwas (National Unity Day), honoring his values of integrity and unity.

23) Answer: B

UDGAM (Unclaimed Deposits – Gateway to Access inforMation) is an online portal developed by the Reserve Bank of India (RBI) to allow registered users to search unclaimed deposits or accounts across multiple banks in one place in a centralised manner.

Each unclaimed account or deposit transferred to the DEA Fund is assigned an Unclaimed Deposit Reference Number (UDRN), a unique identifier generated by banks’ Core Banking Solution (CBS).

24) Answer: E

BSBDA-Small Accounts (Simplified KYC)

The BSBDA follows standard KYC/AML norms under the PML Act, though accounts may be opened using simplified KYC, in which case they are classified as BSBDA-Small Accounts.

BSBDA-Small Accounts are subject to specific limits:

Total credits not to exceed ₹1 lakh per year.

Maximum balance not to exceed ₹50,000 at any time.

Total debits (withdrawals/transfers) limited to ₹10,000 per month.

Foreign remittances are not permitted until full KYC is completed.

Such accounts are valid for 12 months, extendable by another 12 months upon application for an Officially Valid Document (OVD).

25) Answer: E

Maharashtra approves labour law changes raising daily work hours, overtime limits, and easing registration norms to attract investment and safeguard workers’ rights.