Dear Readers, Daily Current Affairs Questions Quiz for SBI, IBPS, RBI, RRB, SSC Exam 2026 of 28th January 2026. Daily GK quiz online for bank & competitive exam. Here we have given the Daily Current Affairs Quiz based on the previous days Daily Current Affairs updates. Candidates preparing for IBPS, SBI, RBI, RRB, SSC Exam 2026 & other competitive exams can make use of these Current Affairs Quiz.

 

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1) As of 2026, Buyforex, a wholly owned entity of EbixCash World Money, received in-principle approval to operate as a Payment Service Provider (PSP) from which authority?

(a) Reserve Bank of India (RBI)

(b) Securities and Exchange Board of India (SEBI)

(c) International Financial Services Centres Authority (IFSCA)

(d) Ministry of Finance

(e) National Payments Corporation of India (NPCI)

2) The RBI’s amended Cash Reserve Ratio (CRR) and Statutory Liquidity Ratio (SLR) reporting framework (2025) explicitly includes which of the following institutions under “other development financial institutions”?

(a) IDBI Bank

(b) EXIM Bank

(c) NABARD

(d) National Housing Bank (NHB)

(e) Regional Rural Banks

3) As of 2026, The Interest Subvention Scheme for pre- and post-shipment export credit under the Export Promotion Mission (EPM) – Niryat Prothsahan is primarily aimed at benefiting which category of exporters?

(a) MSME manufacturer and merchant exporters with IEC and Udyam registration

(b) Only service exporters

(c) All exporters with turnover above ₹250 crore

(d) Export-oriented units (EOUs) only

(e) Large corporate exporters listed on stock exchanges

4) The World Bank–assisted Jal Sanrakshit Haryana Project aims to make Haryana self-reliant in which sector?

(a) Power and renewable energy

(b) Urban housing and sanitation

(c) Rural digital connectivity

(d) Industrial infrastructure development

(e) Water resources and sustainable agriculture

5) According to Swiss Re, India is projected to be the world’s fastest-growing major insurance market during 2026–2030 with a real annual premium growth rate of:

(a) 3.1%

(b) 6.9%

(c) 6.0%

(d) 6.5%

(e) 8.5%

6) As a regulatory corrective measure following PSL compliance deficiencies, what one-time additional provision was RBI directed ICICI Bank to make?

(a) ₹1,283 crore

(b) ₹750 crore

(c) ₹1,000 crore

(d) ₹500 crore

(e) ₹1,500 crore

7) According to the Draft National Electricity Policy 2026, what is the targeted per capita electricity consumption for India by 2030?

(a) 1,460 kWh

(b) 1,800 kWh

(c) 2,000 kWh

(d) 3,000 kWh

(e) Over 4,000 kWh

8) During the 16th India–EU Summit hosted by Prime Minister Narendra Modi, the conclusion of negotiations on the India–EU Free Trade Agreement (FTA) formally ended a negotiation process that began in which year?

(a) 2000

(b) 2007

(c) 2008

(d) 2012

(e) 2016

9) As of 2026, India participated as a Partner Country at Gulfood 2026, the world’s largest annual food and beverage sourcing exhibition. Which authority is leading India’s participation at the event?

(a) Food Corporation of India (FCI)

(b) Ministry of External Affairs

(c) Agricultural and Processed Food Products Export Development Authority (APEDA)

(d) Indian Council of Agricultural Research (ICAR)

(e) National Cooperative Development Corporation (NCDC)

10) According to a World Economic Forum (WEF) White Paper, what was India’s rank among 11 countries in terms of AI investments as a share of GDP during the period 2010–2024?

(a) 5th

(b) 6th

(c) 7th

(d) 8th

(e) 9th

11) The Department of Food and Public Distribution was selected among the top six global finalists for the 2026 Franz Edelman Award for which initiative?

(a) One Nation One Ration Card

(b) Anna Darpan

(c) Integrated Food Logistics Mission

(d) Smart PDS India

(e) Anna Chakra

12) As of 2026, Sikkim Police was recently awarded the President’s Police Colour (Nishaan). With this, Sikkim became which numbered state in India to receive this honour?

(a) 10th

(b) 12th

(c) 15th

(d) 18th

(e) 20th

13) Who became the first Indian to win the Wiley Research Heroes Prize 2025 in the Impact Beyond Academia category?

(a) Dr. Randeep Guleria

(b) Dr. Chandrakant Lahariya

(c) Dr. Soumya Swaminathan

(d) Dr. Devi Shetty

(e) Dr. Balram Bhargava

14) In 2026, Drip Capital signed an MoU with the Government of Maharashtra to provide collateral-free trade finance to MSME exporters. What is the total committed amount under this agreement?

(a) ₹10,000 crore

(b) ₹7,500 crore

(c) ₹11,000 crore

(d) ₹12,500 crore

(e) ₹15,000 crore

15) Which institute did the Indian Army sign a Memorandum of Understanding (MoU) with to jointly develop a fully indigenous Artificial Intelligence system?

(a) IIT Bombay

(b) IIT Delhi

(c) IISc Bengaluru

(d) IIT Kanpur

(e) IIIT Hyderabad

16) From 21–23 January 2026, Election Commission of India (ECI) hosted the 1st India International Conference on Democracy and Election Management (IICDEM 2026) at Bharat Mandapam, New Delhi.Which country signed a Memorandum of Understanding (MoU) on Election Management with India during IICDEM 2026?

(a) South Africa

(b) Botswana

(c) Kenya

(d) Namibia

(e) Mauritius

17) The National Aeronautics and Space Administration (NASA) has rolled out its Space Launch System (SLS) rocket to the launch pad at Kennedy Space Center. Who will be the first female astronaut to embark on a lunar mission during NASA’s Artemis II flight?

(a) Peggy Whitson

(b) Christina Koch

(c) Sunita Williams

(d) Jessica Meir

(e) Sally Ride

18) As of 2026, Zoho Corporation recently launched a new ERP platform primarily targeting which segment of businesses in India?

(a) Small and Medium Enterprises (SMEs)

(b) Government-owned enterprises

(c) Large multinational corporations

(d) Startups in the IT sector only

(e) Export-oriented units (EOUs)

19) As of 2026, Japan recently restarted Reactor No. 6 at which nuclear power plant, the world’s largest by installed capacity?

(a) Fukushima Daiichi Nuclear Power Plant

(b) Genkai Nuclear Power Plant

(c) Kashiwazaki-Kariwa Nuclear Power Plant

(d) Hamaoka Nuclear Power Plant

(e) Tokai Nuclear Power Plant

20) Who became the first batter to score a century in Women’s Premier League (WPL) history during WPL 2026?

(a) Smriti Mandhana

(b) Harmanpreet Kaur

(c) Shafali Verma

(d) Jemimah Rodrigues

(e) Nat Sciver-Brunt

21) In 2026, Veteran journalist Mark Tully, who passed away at the age of 90, was popularly known by which title during his tenure at the BBC?

(a) The Eye of India

(b) South Asia Watch

(c) The Indian Correspondent

(d) Voice of India

(e) BBC India Chief

22) In 2026, Inderjit Singh Bindra, former BCCI President, had the Punjab Cricket Association Stadium in Mohali renamed in his honour. What is the new name of the stadium?

(a) Mohali Cricket Arena

(b) I S Bindra Stadium

(c) Punjab Premier Stadium

(d) Bindra Cricket Complex

(e) Mohali International Stadium

23) The 56th Annual Meeting of the World Economic Forum (WEF) was held from 19–23 January 2026 at Davos-Klosters, Switzerland. Which Indian company was included in the WEF MINDS programme for successfully applying AI in real-world use cases?

(a) Tech Mahindra

(b) TCS

(c) Wipro

(d) Infosys

(e) HCL Technologies

24) As of 2026, NASA’s Space Launch System (SLS) rocket, rolled out at Kennedy Space Center for the first crewed lunar fly-around mission in over 50 years, has a height of 322 feet and the mission is planned for how many days?

(a) 7 days

(b) 10 days

(c) 14 days

(d) 21 days

(e) 30 days

25) What is the expected annual growth rate of health insurance in India during 2026–2030?

(a) 6.0%

(b) 6.5%

(c) 6.8%

(d) 7.1%

(e) 7.2%

Answers :

1) Answer: C

Short Explanation:

EbixCash World Money, a flagship subsidiary of Eraaya Lifespaces Limited, announced that its wholly owned entity Buyforex received in-principle approval for Payment Service Provider (PSP) authorisation.

The approval was granted by the International Financial Services Centres Authority (IFSCA), enabling the company to operate as a regulated PSP from GIFT IFSC (Gujarat International Finance Tec-City).

Detailed Explanation:

EbixCash World Money, a flagship subsidiary of Eraaya Lifespaces Limited, announced that its wholly owned entity Buyforex received in-principle approval for Payment Service Provider (PSP) authorisation.

The approval was granted by the International Financial Services Centres Authority (IFSCA), enabling the company to operate as a regulated PSP from GIFT IFSC (Gujarat International Finance Tec-City).

Buyforex has become the first Authorised Dealer Category-II (AD-II) group entity to receive this specific authorization at the international financial hub.

Under this in-principle approval, Buyforex is authorized to undertake four key payment services: Account issuance, E-money issuance, Merchant acquisition, and Cross-border fund transfers.

2) Answer: D

Short Explanation:

The Reserve Bank of India (RBI) issued amendment directions for Cash Reserve Ratio (CRR) and Statutory Liquidity Ratio (SLR) applicable to commercial banks, updating the 2025 directions.

RBI added a reference to “other development financial institutions” in the CRR–SLR rules, as defined under the RBI Act, 1934.

Reporting formats have been updated to clearly include institutions like National Housing Bank (NHB), SIDBI, and NaBFID, replacing older references such as IDBI.

Detailed Explanation:

The Reserve Bank of India (RBI) issued amendment directions for Cash Reserve Ratio (CRR) and Statutory Liquidity Ratio (SLR) applicable to commercial banks, updating the 2025 directions.

The amendments came into immediate effect and are based on recent changes in banking laws and regulations made in 2025.

RBI added a reference to “other development financial institutions” in the CRR–SLR rules, as defined under the RBI Act, 1934.

Reporting formats have been updated to clearly include institutions like National Housing Bank (NHB), SIDBI, and NaBFID, replacing older references such as IDBI.

The amendments are procedural and clarificatory only and do not change the existing CRR or SLR rates for banks.

3) Answer: A

Short Explanation:

The Government of India has launched an Interest Subvention Scheme for pre- and post-shipment export credit under the Export Promotion Mission (EPM) – Niryat Prothsahan, on a pilot basis.

Eligible beneficiaries are MSME manufacturer exporters and merchant exporters holding a valid Importer Exporter Code (IEC) and Udyam Registration Number (URM).

Detailed Explanation:

The Government of India has launched an Interest Subvention Scheme for pre- and post-shipment export credit under the Export Promotion Mission (EPM) – Niryat Prothsahan, on a pilot basis.

The objective of the scheme is to reduce the cost of rupee export credit and improve access to export finance for MSME exporters.

Eligible lending institutions include all Scheduled Commercial Banks (excluding RRBs), Primary Urban Co-operative Banks, State Co-operative Banks, and All-India Financial Institutions.

Eligible beneficiaries are MSME manufacturer exporters and merchant exporters holding a valid Importer Exporter Code (IEC) and Udyam Registration Number (URM).

Eligibility of exports is determined based on tariff lines specified at the six-digit level of the Harmonised System of Nomenclature (HSN).

4) Answer: E

Short Explanation:

The World Bank has approved ₹5,700 crore in technical and financial assistance for Haryana under the Jal Sanrakshit Haryana Project, aiming to make the state self-reliant in the water sector.

The funds will be disbursed in phases from 2026 to 2032 for canal restoration, micro-irrigation, groundwater recharge, and sustainable agriculture.

Out of 1,570 major canals, 892 canals have been restored over the past 20 years, and 678 canals are planned for restoration in the next five years.

Detailed Explanation:

The World Bank has approved ₹5,700 crore in technical and financial assistance for Haryana under the Jal Sanrakshit Haryana Project, aiming to make the state self-reliant in the water sector.

The funds will be disbursed in phases from 2026 to 2032 for canal restoration, micro-irrigation, groundwater recharge, and sustainable agriculture.

Out of 1,570 major canals, 892 canals have been restored over the past 20 years, and 678 canals are planned for restoration in the next five years.

Restoration of major canals includes 115 canals with World Bank assistance (₹2,325 crore), 284 canals through the state budget (₹2,230 crore), and 279 canals via NABARD (₹2,880 crore).

Out of 15,562 minor canals under the Micro Irrigation & Command Area Development Authority (MICADA), 4,487 minor canals have been restored, and 1,961 minor canals are planned for restoration.

5) Answer: B

Short Explanation:

According to Swiss Re, India’s insurance premiums are projected to grow at a real annual rate of 6.9% during 2026–2030, making India the fastest-growing major insurance market globally.

Detailed Explanation:

According to Swiss Re, India’s insurance premiums are projected to grow at a real annual rate of 6.9% during 2026–2030, making India the fastest-growing major insurance market globally.

India’s insurance growth rate is significantly higher than China (~4%) and the United States (~2%), highlighting India’s relative strength in insurance expansion.

The growth represents a strong rebound from slower growth of only 3.1% in 2025, as the market adjusted to new regulations.

In life insurance, India is the second-largest market among emerging economies, with expected annual growth of 6.8% over the next 5 years, driven by widening distribution networks.

6) Answer: A

Short Explanation:

The Reserve Bank of India (RBI) flagged deficiencies in Priority Sector Lending (PSL) compliance at HDFC Bank and ICICI Bank during its annual supervisory review, mainly due to misclassification of agricultural loans.

RBI directed ICICI Bank to make a one-time additional provision of ₹1,283 crore and HDFC Bank to provide ₹500 crore as a regulatory corrective measure, despite no immediate asset quality stress.

Detailed Explanation:

The Reserve Bank of India (RBI) flagged deficiencies in Priority Sector Lending (PSL) compliance at HDFC Bank and ICICI Bank during its annual supervisory review, mainly due to misclassification of agricultural loans.

RBI directed ICICI Bank to make a one-time additional provision of ₹1,283 crore and HDFC Bank to provide ₹500 crore as a regulatory corrective measure, despite no immediate asset quality stress.

The regulator found parts of the agriculture loan portfolios exceeded the prescribed “scale of finance” limits, indicating loans used for non-farm purposes were still classified as agricultural PSL.

7) Answer: C

Short Explanation:

The Ministry of Power has released the Draft National Electricity Policy 2026 to transform India’s power sector in line with the vision of Viksit Bharat at 2047.

The draft policy targets per capita electricity consumption of 2,000 kilowatt hours by 2030 and over 4,000 kilowatt hours by 2047.

Detailed Explanation:

The Ministry of Power has released the Draft National Electricity Policy 2026 to transform India’s power sector in line with the vision of Viksit Bharat at 2047.

The draft policy targets per capita electricity consumption of 2,000 kilowatt hours by 2030 and over 4,000 kilowatt hours by 2047.

Per capita electricity consumption in India stood at 1,460 kilowatt hours during 2024–25.

The policy aligns with India’s climate commitments, including the target of reducing emissions intensity by 45 per cent by 2030.

The Draft National Electricity Policy 2026 provides a comprehensive blueprint for a future-ready, financially viable, and environmentally sustainable power sector.

8) Answer: B

Short Explanation:

India and the European Union announced the conclusion of negotiations on the India–EU Free Trade Agreement during the 16th India–EU Summit hosted by Prime Minister Narendra Modi.

The announcement formally ended a negotiation process that began in 2007, making it a major diplomatic and economic breakthrough.

Detailed Explanation:

India and the European Union announced the conclusion of negotiations on the India–EU Free Trade Agreement during the 16th India–EU Summit hosted by Prime Minister Narendra Modi.

The announcement formally ended a negotiation process that began in 2007, making it a major diplomatic and economic breakthrough.

The India–EU Free Trade Agreement is a comprehensive trade pact aimed at reducing tariffs, easing market access, and boosting trade in goods, services, and investments.

India and the European Union together account for around 25% of global GDP and nearly one-third of global trade, making this one of the largest trade agreements in the world.

9) Answer: C

Short Explanation:

India has participated as a Partner Country at Gulfood 2026, the world’s largest annual food and beverage sourcing exhibition, marking its first-ever partner role in the event’s 31-year history.

India’s participation is being led by the Agricultural and Processed Food Products Export Development Authority, under the Ministry of Commerce and Industry.

Detailed Explanation:

India has participated as a Partner Country at Gulfood 2026, the world’s largest annual food and beverage sourcing exhibition, marking its first-ever partner role in the event’s 31-year history.

The participation highlights India’s rising global agri-food presence and strengthening economic and trade ties with the Gulf region, especially the United Arab Emirates.

India’s participation is being led by the Agricultural and Processed Food Products Export Development Authority, under the Ministry of Commerce and Industry.

Gulfood 2026 is being held at two venues for the first time, namely the Dubai World Trade Centre and the Dubai Exhibition Centre at Expo City Dubai.

The Indian Pavilion, spread across 1,434 square metres, showcases India’s agricultural diversity, food processing capacity, and export readiness.

10) Answer: D

Short Explanation:

The 56th Annual Meeting of the World Economic Forum (WEF) was held from 19–23 January 2026 at Davos-Klosters, Switzerland under the theme “A Spirit of Dialogue.”

The Indian delegation was led by Union Minister Ashwini Vaishnaw, representing the Ministry of Electronics and Information Technology (MeitY) and the Ministry of Railways (MoR).

According to a WEF White Paper, India ranked 8th among 11 countries in AI investments as a share of GDP (2010–2024), with investments estimated at 1.2%–1.8% of 2024 GDP.

Detailed Explanation:

The 56th Annual Meeting of the World Economic Forum (WEF) was held from 19–23 January 2026 at Davos-Klosters, Switzerland under the theme “A Spirit of Dialogue.”

The Indian delegation was led by Union Minister Ashwini Vaishnaw, representing the Ministry of Electronics and Information Technology (MeitY) and the Ministry of Railways (MoR).

The WEF released the “Chief Economists’ Outlook – January 2026”, which stated that 53% of Chief Economists expect global economic conditions to weaken in 2026, an improvement from 72% in September 2025.

WEF launched the AI report “Proof Over Promise: Insights on Real-World AI Adoption from 2025 MINDS Organization” in collaboration with Accenture.

Tech Mahindra Limited was included in the WEF MINDS programme list for organizations successfully applying AI in real-world use cases.

According to a WEF White Paper, India ranked 8th among 11 countries in AI investments as a share of GDP (2010–2024), with investments estimated at 1.2%–1.8% of 2024 GDP.

11) Answer: E

Short Explanation:

The Department of Food and Public Distribution has been selected among the top six global finalists for the 2026 Franz Edelman Award for its initiative Anna Chakra.

Detailed Explanation:

The Department of Food and Public Distribution has been selected among the top six global finalists for the 2026 Franz Edelman Award for its initiative Anna Chakra.

The Franz Edelman Award is widely regarded as the Nobel Prize of Operations Research and Analytics, recognising the world’s most impactful and high-value applications of advanced analytics.

Anna Chakra is an operations research based decision support solution aimed at strengthening India’s Public Distribution System by optimising state-specific food grain logistics.

12) Answer: C

Short Explanation:

Sikkim Police has been awarded the President’s Police Colour (Nishaan) for its outstanding service, professionalism, and dedication to duty.

With this honour, Sikkim becomes the 15th state in India and the 3rd state from the North-East to receive this prestigious recognition since Independence.

Detailed Explanation:

Sikkim Police has been awarded the President’s Police Colour (Nishaan) for its outstanding service, professionalism, and dedication to duty.

With this honour, Sikkim becomes the 15th state in India and the 3rd state from the North-East to receive this prestigious recognition since Independence.

The President’s Police Colour Award, popularly known as the Nishaan, is a ceremonial honour granted to police forces for exceptional service, bravery, discipline, and professionalism.

The award is symbolised by a flag and insignia, which is worn on the left sleeve of the police uniform.

13) Answer: B

Short Explanation:

Dr. Chandrakant Lahariya, an Indian doctor and public health expert, has won the Wiley Research Heroes Prize 2025.

He became the first Indian to receive this global honour in the Impact Beyond Academia category.

Detailed Explanation:

Dr. Chandrakant Lahariya, an Indian doctor and public health expert, has won the Wiley Research Heroes Prize 2025.

He became the first Indian to receive this global honour in the Impact Beyond Academia category.

The award recognises researchers whose work is inclusive, innovative, and impactful, ensuring research influences public policy and real-world outcomes beyond academic publications.

The 2025 edition of the prize received over 2,000 nominations globally, from which only five researchers were selected.

14) Answer: A

Drip Capital has signed a Memorandum of Understanding with the Government of Maharashtra to expand access to trade finance for micro, small and medium enterprises engaged in exports.

The Memorandum of Understanding was signed on the sidelines of the World Economic Forum Annual Meeting held in Davos on January 22, 2026.

Under the agreement, Drip Capital has committed to disburse Indian Rupees 10,000 crore in collateral-free trade finance to Maharashtra-based micro, small and medium enterprise exporters.

The commitment covers a five-year period from 2026 to 2031.

15) Answer: C

Short Explanation:

The Indian Army (IA) signed a Memorandum of Understanding (MoU) with the Indian Institute of Science (IISc), Bengaluru (Karnataka) to jointly develop a fully indigenous Artificial Intelligence (AI) system.

Detailed Explanation:

The Indian Army (IA) signed a Memorandum of Understanding (MoU) with the Indian Institute of Science (IISc), Bengaluru (Karnataka) to jointly develop a fully indigenous Artificial Intelligence (AI) system.

The objective of the MoU is to address emerging challenges in digital information and modern warfare through advanced AI-based solutions.

The AI system will be developed through collaborative research, innovation, and field-oriented testing, ensuring alignment with the operational requirements of the armed forces.

16) Answer: D

Short Explanation:

Election Commission of India (ECI) hosted the 1st India International Conference on Democracy and Election Management (IICDEM 2026) at Bharat Mandapam, New Delhi from 21–23 January 2026.

Theme of IICDEM 2026: “Democracy for an inclusive, peaceful, resilient, and sustainable world”.

India and Namibia signed a Memorandum of Understanding (MoU) on Election Management on the sidelines of IICDEM 2026.

Detailed Explanation:

Election Commission of India (ECI) hosted the 1st India International Conference on Democracy and Election Management (IICDEM 2026) at Bharat Mandapam, New Delhi from 21–23 January 2026.

Theme of IICDEM 2026: “Democracy for an inclusive, peaceful, resilient, and sustainable world”.

ECI launched ECINET (Election Commission of India Network) during IICDEM 2026 on 22 January 2026.

ECINET is the world's largest electoral service platform, integrating 40+ apps (like cVIGIL and Suvidha) and available in English and all 22 Scheduled Languages of India.

India and Namibia signed a Memorandum of Understanding (MoU) on Election Management on the sidelines of IICDEM 2026.

17) Answer: B

Short Explanation:

The National Aeronautics and Space Administration (NASA) has rolled out its Space Launch System (SLS) rocket to the launch pad at Kennedy Space Center, marking a major milestone in lunar exploration.

The mission will include four astronauts: three from NASA – Reid Wiseman, Victor Glover, and Christina Koch – and one Canadian astronaut, Jeremy Hansen.

Christina Koch, holder of the record for the longest single spaceflight by a woman (328 days), will be the first female astronaut to embark on a lunar mission.

Detailed Explanation:

The National Aeronautics and Space Administration (NASA) has rolled out its Space Launch System (SLS) rocket to the launch pad at Kennedy Space Center, marking a major milestone in lunar exploration.

The 322-foot-tall SLS rocket will carry out the first crewed lunar fly-around mission in over 50 years, taking astronauts around the Moon and back on a 10-day journey.

The mission will include four astronauts: three from NASA – Reid Wiseman, Victor Glover, and Christina Koch – and one Canadian astronaut, Jeremy Hansen.

Christina Koch, holder of the record for the longest single spaceflight by a woman (328 days), will be the first female astronaut to embark on a lunar mission.

If launched successfully in the February 2026 window, this mission will mark humanity’s first journey to the Moon since 1972, paving the way for long-term lunar exploration.

18) Answer: A

Short Explanation:

Zoho Corporation has launched a new Enterprise Resource Planning (ERP) platform, targeting India’s small and medium enterprises (SMEs).

The new ERP platform is designed to be affordable, easy-to-deploy, and less consultant-dependent, addressing the underserved SME market.

Detailed Explanation:

Zoho Corporation has launched a new Enterprise Resource Planning (ERP) platform, targeting India’s small and medium enterprises (SMEs).

The new ERP platform is designed to be affordable, easy-to-deploy, and less consultant-dependent, addressing the underserved SME market.

Zoho’s ERP aims to overcome traditional adoption challenges such as high costs, long implementation cycles, and heavy reliance on consultants.

The ERP systems remain critical for enterprise operations, but smaller firms in India have limited adoption.

The ERP platform will initially be rolled out in India, leveraging rapid formalisation and digitisation of businesses, before being introduced in global markets.

19) Answer: C

Short Explanation:

Japan has restarted Reactor No. 6 at the Kashiwazaki-Kariwa Nuclear Power Plant, marking a major step in its gradual return to nuclear energy.

The Kashiwazaki-Kariwa Nuclear Power Plant, located northwest of Tokyo, is the world’s largest nuclear power station by installed capacity.

Detailed Explanation:

Japan has restarted Reactor No. 6 at the Kashiwazaki-Kariwa Nuclear Power Plant, marking a major step in its gradual return to nuclear energy.

The Kashiwazaki-Kariwa Nuclear Power Plant, located northwest of Tokyo, is the world’s largest nuclear power station by installed capacity.

The restart comes nearly 15 years after the 2011 Fukushima nuclear disaster, which had forced Japan to shut down all nuclear reactors due to safety concerns.

Japan had planned to increase nuclear power’s share to around 50% by 2030, but safety reviews and public opposition had slowed the progress.

20) Answer: E

Short Explanation:

Nat Sciver-Brunt became the first batter to score a century in Women’s Premier League history during WPL 2026.

Detailed Explanation:

Nat Sciver-Brunt became the first batter to score a century in Women’s Premier League history during WPL 2026.

She achieved the feat while playing for Mumbai Indians against Royal Challengers Bengaluru at Kotambi Stadium, Vadodara.

The historic knock came in Match 16 of WPL 2026, where she scored an unbeaten 100 off 57 balls.

She came in to bat early after Mumbai Indians lost their first wicket at just 16 runs and anchored the innings with composure.

21) Answer: D

Veteran journalist, author, and broadcaster Mark Tully passed away in Delhi at the age of 90.

He was born in 1935 in Calcutta (Kolkata) during the British Raj and spent most of his life in India, earning the title “voice of India” by the BBC.

Tully joined the BBC in the 1960s and served as its New Delhi Bureau Chief for 22 years, covering South Asia extensively.

22) Answer: B

Short Explanation:

Inderjit Singh Bindra, former BCCI President, passed away in Delhi at the age of 84.

He is widely credited with laying the foundation of modern cricket infrastructure in Punjab.

Detailed Explanation:

Inderjit Singh Bindra, former BCCI President, passed away in Delhi at the age of 84.

He is widely credited with laying the foundation of modern cricket infrastructure in Punjab.

Bindra served as BCCI President from 1993 to 1996 and as President of Punjab Cricket Association (PCA) for 36 years, from 1978 to 2014.

In 2015, the PCA Stadium in Mohali was renamed I S Bindra Stadium in recognition of his contribution as an administrator.

23) Answer: A

Short Explanation:

The 56th Annual Meeting of the World Economic Forum (WEF) was held from 19–23 January 2026 at Davos-Klosters, Switzerland under the theme “A Spirit of Dialogue.”

Tech Mahindra Limited was included in the WEF MINDS programme list for organizations successfully applying AI in real-world use cases.

Detailed Explanation:

The 56th Annual Meeting of the World Economic Forum (WEF) was held from 19–23 January 2026 at Davos-Klosters, Switzerland under the theme “A Spirit of Dialogue.”

The Indian delegation was led by Union Minister Ashwini Vaishnaw, representing the Ministry of Electronics and Information Technology (MeitY) and the Ministry of Railways (MoR).

The WEF released the “Chief Economists’ Outlook – January 2026”, which stated that 53% of Chief Economists expect global economic conditions to weaken in 2026, an improvement from 72% in September 2025.

WEF launched the AI report “Proof Over Promise: Insights on Real-World AI Adoption from 2025 MINDS Organization” in collaboration with Accenture.

Tech Mahindra Limited was included in the WEF MINDS programme list for organizations successfully applying AI in real-world use cases.

24) Answer: B

The National Aeronautics and Space Administration (NASA) has rolled out its Space Launch System (SLS) rocket to the launch pad at Kennedy Space Center, marking a major milestone in lunar exploration.

The 322-foot-tall SLS rocket will carry out the first crewed lunar fly-around mission in over 50 years, taking astronauts around the Moon and back on a 10-day journey.

25) Answer: E

In life insurance, India is the second-largest market among emerging economies, with expected annual growth of 6.8% over the next 5 years, driven by widening distribution networks.

The non-life insurance market faces near-term challenges due to regulatory shifts and medical inflation, but growth is expected to recover in the medium term.

Health insurance is expected to grow at an average 7.2% per year during 2026–2030.