Dear Readers, Daily Current Affairs Questions Quiz for SBI, IBPS, RBI, RRB, SSC Exam 2025 of 25th October 2025. Daily GK quiz online for bank & competitive exam. Here we have given the Daily Current Affairs Quiz based on the previous days Daily Current Affairs updates. Candidates preparing for IBPS, SBI, RBI, RRB, SSC Exam 2025 & other competitive exams can make use of these Current Affairs Quiz.

 

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1) Which of the following statements about RBI’s HaRBInger 2025 hackathon is incorrect?

(a) The theme is “Secure Banking: Powered by Identity, Integrity, and Inclusivity.”

(b) Participants must be at least 18 years old and legally able to enter into contracts.

(c) Winners for each problem statement will receive ₹40 lakh, and runners-up ₹20 lakh.

(d) The hackathon is exclusively for banking employees in India.

(e) A special prize of ₹20 lakh will be awarded to the best all-woman team.

2) From which date has the RBI proposed mandating a Unique Transaction Identifier (UTI) for Over-the-Counter (OTC) derivatives in India?

(a) January 1, 2026

(b) April 1, 2026

(c) July 1, 2026

(d) October 1, 2025

(e) December 1, 2025

3) For how long has Securities and Exchange Board of India (SEBI) barred First Overseas Capital Limited (FOCL) from accessing the securities market?

(a) 6 months

(b) 1 year

(c) 2 years

(d) 3 years

(e) 5 years

4) What requirement is SEBI proposing to ease Non-Resident Indian (NRI) clients during re-KYC or digital on boarding?

(a) Submission of PAN card

(b) Geo-tagging to verify physical presence in India

(c) Filing annual tax returns

(d) Investment limits in mutual funds

(e) Aadhaar authentication

5) What valuation framework has Pension Fund Regulatory and Development Authority (PFRDA) proposed for long-dated Government Securities under NPS and APY?

(a) Market-only valuation

(b) Accrual and fair market valuation

(c) Historical cost valuation

(d) Equity-linked valuation

(e) Nominal value valuation

6) By when will International Financial Services Centres Authority (IFSCA) issue video-based KYC guidelines for on boarding Non-Resident Indian (NRI) customers?

(a) September 2025

(b) October 2025

(c) November 2025

(d) December 2025

(e) January 2026

7) Which of the following is true about Exchange Earners’ Foreign Currency (EEFC) accounts?

(a) They can be held as Savings Accounts and earn interest.

(b) Only exporters are eligible to open EEFC accounts.

(c) They can be held only as Current Accounts and no interest is payable.

(d) Foreign exchange earnings cannot be credited fully.

(e) Funds in the account can never be converted into rupees.

8) What is the capacity of Adani Power’s Godda Ultra Super Critical Thermal Plant in Jharkhand?

(a) 1,600 MW

(b) 1,200 MW

(c) 1,400 MW

(d) 2,000 MW

(e) 2,400 MW

9) As per the report, India has been re-elected as Vice-Chairperson of the COP10 Bureau under which international convention?

(a) United Nations Framework Convention on Climate Change (UNFCCC)

(b) International Convention against Doping in Sport

(c) UNESCO World Heritage Convention

(d) Convention on Biological Diversity

(e) International Labour Organization (ILO) Convention

10) The launch of Online National Drug Licensing System (ONDLS) developed by the Central Drugs Standard Control Organisation (CDSCO) was triggered by child deaths caused by cough syrups contaminated with which toxic substance?

(a) Methanol

(b) Benzene

(c) Ethylene Glycol

(d) Acetone

(e) Diethylene Glycol (DEG)

11) How many beaches from Maharashtra have received the international Blue Flag certification recently?

(a) 3

(b) 4

(c) 5

(d) 6

(e) 7

12) What is the estimated length of Kerala’s first underwater tunnel connecting Vypin and Fort Kochi?

(a) 1.5 km

(b) 2 km

(c) 2.75 km

(d) 3.5 km

(e) 4 km

13) In news, Tuvalu has become which numbered State Member of the International Union for Conservation of Nature (IUCN)?

(a) 85th

(b) 88th

(c) 90th

(d) 92nd

(e) 95th

14) Who led the Indian delegation at the 14th India–Bhutan Meeting on Border Management and Security?

(a) Rajnath Singh

(b) Dr. Rajendra Kumar

(c) Amit Shah

(d) Ajit Doval

(e) Sashastra Seema Bal Chief

15) Which neglected tropical disease (NTD) has Fiji eliminated as a public health problem, as validated by WHO?

(a) Trachoma

(b) Lymphatic Filariasis

(c) Leprosy

(d) Guinea Worm Disease

(e) Onchocerciasis

16) In news, Sunil Amrith won the 2025 British Academy Book Prize for which book?

(a) The Climate Chronicles

(b) The Burning Earth: An Environmental History of the Last 500 Years

(c) Earth and Humanity: Goddess Bhumi of 10,000 years

(d) Global Environmental Challenges

(e) The History of Ecology

17) In news, Ayodhya Sets Two Guinness World Records During Deepotsav 2025. How many priests and devotees participated in the Maa Saryu Aarti during Deepotsav 2025, setting a Guinness World Record?

(a) 1,500

(b) 1,828

(c) 3,000

(d) 2,500

(e) 2,128

18) Which of the following is included in the framework under the DPIIT–Kotak Mahindra Bank collaboration for startups?

(a) Customized banking solutions

(b) Credit and funding opportunities

(c) Digital and payment infrastructure

(d) Capacity-building programs

(e) All of the above

19) In Oct’25, which private company has Department for Promotion of Industry and Internal Trade (DPIIT) signed an MoU with to strengthen India’s startup and innovation ecosystem?

(a) Kotak Mahindra Bank Ltd

(b) Primus Partners Pvt Ltd

(c) Infosys Ltd

(d) TCS Ltd

(e) Reliance Industries Ltd

20) Who has taken charge as the new full-time Member Secretary of the Commission for Air Quality Management (CAQM) in NCR and adjoining areas?

(a) Shri Arvind Kumar Nautiyal

(b) Shri Achyut Ghatak

(c) Shri Rajendra Kumar

(d) Shri Tarun Kumar Pithode

(e) Shri V. Kamakoti

Answers :

1) Answer: D

Short Explanation:

The Reserve Bank of India (RBI) has launched a global hackathon “HaRBInger 2025 – Innovation for Transformation” to promote secure, innovative, and user-centric financial solutions.

Eligible participants include individuals, teams, or entities aged 18 and above who can legally enter into a contractual agreement.

Detailed Explanation:

The Reserve Bank of India (RBI) has launched a global hackathon “HaRBInger 2025 – Innovation for Transformation” to promote secure, innovative, and user-centric financial solutions.

The theme of HaRBInger 2025 is “Secure Banking: Powered by Identity, Integrity, and Inclusivity.”

Participants will develop solutions under three problem statements:

‘Tokenised KYC’

‘Offline CBDC’

‘Enhancing Trust’

Eligible participants include individuals, teams, or entities aged 18 and above who can legally enter into a contractual agreement.

A hackathon is an event where participants collaborate to develop innovative solutions to given challenges.

The winner for each problem statement will receive ₹40 lakh, and the runner-up will get ₹20 lakh.

A special prize of ₹20 lakh will be awarded to the best all-woman team across all problem statements.

Each shortlisted team for the solution development phase will receive a ₹5 lakh stipend for prototype development.

2) Answer: B

Short Explanation:

The Reserve Bank of India (RBI) has proposed mandating a Unique Transaction Identifier (UTI) for all transactions in Over-the-Counter (OTC) markets for rupee interest rate and foreign currency derivatives starting April 1, 2026.

Detailed Explanation:

The Reserve Bank of India (RBI) has proposed mandating a Unique Transaction Identifier (UTI) for all transactions in Over-the-Counter (OTC) markets for rupee interest rate and foreign currency derivatives starting April 1, 2026.

A draft circular titled ‘UTI for OTC Derivative Transactions in India’ has been released by the RBI to seek stakeholder comments by November 14, 2025.

OTC derivatives refer to contracts traded directly between parties rather than on a regulated exchange.

The UTI will have a maximum of 52 characters, consisting of the Legal Entity Identifier (LEI) of the generating entity followed by a unique identifier, ensuring uniqueness throughout the transaction’s lifecycle.

3) Answer: C

Short Explanation:

The Securities and Exchange Board of India (SEBI) has barred First Overseas Capital Limited (FOCL) from accessing the securities market for two years for violating regulatory norms.

FOCL is prohibited from taking new merchant banking mandates, including IPOs and corporate advisory, during this two-year period.

Detailed Explanation:

The Securities and Exchange Board of India (SEBI) has barred First Overseas Capital Limited (FOCL) from accessing the securities market for two years for violating regulatory norms.

FOCL is prohibited from taking new merchant banking mandates, including IPOs and corporate advisory, during this two-year period.

The company has been fined ₹20 lakh for multiple regulatory violations.

SEBI found that FOCL exceeded its underwriting limit, failed to maintain adequate net worth, and accepted public deposits to meet underwriting obligations.

FOCL was non-compliant with capital adequacy norms since FY2018–19 and achieved the required ₹5 crore net worth only after a Securities Appellate Tribunal (SAT) directive in December 2024.

4) Answer: B

Short Explanation:

The Securities and Exchange Board of India (SEBI) has proposed easing the geo-tagging requirement for Non-Resident Indian (NRI) clients during re-KYC or digital onboarding/V-CIP (Video Client Identification Process).

Currently, intermediaries must verify physical presence in India using geo-tagging during KYC or re-KYC.

Detailed Explanation:

The Securities and Exchange Board of India (SEBI) has proposed easing the geo-tagging requirement for Non-Resident Indian (NRI) clients during re-KYC or digital onboarding/V-CIP (Video Client Identification Process).

The proposal aims to relax the need for NRI clients to be physically present in India during KYC verification.

The move follows stakeholder requests to make compliance simpler for overseas investors.

Currently, intermediaries must verify physical presence in India using geo-tagging during KYC or re-KYC.

5) Answer: B

Short Explanation:

The Pension Fund Regulatory and Development Authority (PFRDA) released a consultation paper titled ‘Alignment of Valuation Guidelines with the Core Objectives of Long-only Funds when Investing in Government Securities and Calculation of Net Asset Value (NAV)’.

The paper proposes a dual valuation framework — ‘accrual’ and ‘fair market’ — for long-dated Government Securities held under NPS and APY.

Detailed Explanation:

The Pension Fund Regulatory and Development Authority (PFRDA) released a consultation paper titled ‘Alignment of Valuation Guidelines with the Core Objectives of Long-only Funds when Investing in Government Securities and Calculation of Net Asset Value (NAV)’.

The objective is to enhance transparency in pension wealth accumulation for subscribers while ensuring long-term financial stability and economic relevance.

The paper proposes a dual valuation framework — ‘accrual’ and ‘fair market’ — for long-dated Government Securities held under NPS and APY.

This initiative aims to align pension fund investments with long-term capital formation, promoting funding for productive and long-gestation infrastructure projects.

6) Answer: C

Short Explanation:

The International Financial Services Centres Authority (IFSCA) will issue video-based KYC guidelines for onboarding Non-Resident Indian (NRI) customers by November 2025.

Detailed Explanation:

The International Financial Services Centres Authority (IFSCA) will issue video-based KYC guidelines for onboarding Non-Resident Indian (NRI) customers by November 2025.

The move aligns with Finance Minister Nirmala Sitharaman’s directive to make the KYC process more efficient and flexible under the Financial Stability and Development Council (FSDC) framework.

Once implemented, NRIs can open deposit and investment accounts digitally, eliminating the need for paper-based applications.

IFSCA, in collaboration with UIDAI and the Reserve Bank of India (RBI), is developing an unassisted face authentication system to enable remote KYC completion for NRIs from abroad, such as San Francisco or Dubai.

7) Answer: C

Short Explanation:

Exchange Earners’ Foreign Currency (EEFC) Account is an account maintained in foreign currency with an Authorised Dealer Category-I bank to allow foreign exchange earners, including exporters, to credit 100% of their foreign exchange earnings without converting them into rupees, thereby reducing transaction costs.

The EEFC account can be held only as a Current Account, and no interest is payable on these accounts.

Detailed Explanation:

Exchange Earners’ Foreign Currency (EEFC) Account is an account maintained in foreign currency with an Authorised Dealer Category-I bank to allow foreign exchange earners, including exporters, to credit 100% of their foreign exchange earnings without converting them into rupees, thereby reducing transaction costs.

All resident foreign exchange earners, such as individuals and companies, are eligible to open EEFC accounts.

The EEFC account can be held only as a Current Account, and no interest is payable on these accounts.

100% of foreign exchange earnings can be credited to the EEFC account, provided that the accruals in the account during a month are converted into rupees on or before the last day of the following month after adjusting for approved purposes.

8) Answer: A

Short Explanation:

The Government of India has approved the connection of Adani Power’s Godda Ultra Super Critical Thermal Plant (1,600 MW) in Jharkhand to the national electricity grid, allowing it to supply power domestically in addition to exports to Bangladesh.

Detailed Explanation:

The Government of India has approved the connection of Adani Power’s Godda Ultra Super Critical Thermal Plant (1,600 MW) in Jharkhand to the national electricity grid, allowing it to supply power domestically in addition to exports to Bangladesh.

The Godda plant, a coal-based ultra supercritical thermal power station, was originally commissioned solely for export to Bangladesh under a long-term agreement.

The plant will connect via a Line-In Line-Out (LILO) arrangement on the Kahalgaon–Maithon B 400 kV transmission line, under Section 164 of the Electricity Act, 2003, covering 56 villages across Godda and Poreyahat tehsils.

The approval is valid for 25 years, subject to clearances from Railways, Civil Aviation, Highways, Defence, local authorities, wildlife, and environment regulators.

9) Answer: B

Short Explanation:

India has been re-elected as Vice-Chairperson of the COP10 Bureau under the International Convention against Doping in Sport during the 10th Session of COP10 held at UNESCO Headquarters, Paris.

Detailed Explanation:

India has been re-elected as Vice-Chairperson of the COP10 Bureau under the International Convention against Doping in Sport during the 10th Session of COP10 held at UNESCO Headquarters, Paris.

The session marked the 20th anniversary of the Convention, the world’s only legally binding international framework to eliminate doping in sports.

India’s delegation was led by Hari Ranjan Rao, Secretary (Sports) and Anant Kumar, Director General of NADA, engaging with 190+ State Parties and representatives from IOC, WADA, and African Union.

10) Answer: E

Short Explanation:

In response to fatal child deaths linked to toxic cough syrups, India has launched the Online National Drug Licensing System (ONDLS), developed by the Central Drugs Standard Control Organisation (CDSCO).

The initiative was triggered by multiple child deaths in Madhya Pradesh caused by diethylene glycol (DEG)-contaminated cough syrups, exposing serious gaps in quality control and ingredient traceability.

Detailed Explanation:

In response to fatal child deaths linked to toxic cough syrups, India has launched the Online National Drug Licensing System (ONDLS), developed by the Central Drugs Standard Control Organisation (CDSCO).

The system enables real-time tracking of high-risk pharmaceutical solvents, ensuring that only verified and safe ingredients are used in medicine manufacturing.

The initiative was triggered by multiple child deaths in Madhya Pradesh caused by diethylene glycol (DEG)-contaminated cough syrups, exposing serious gaps in quality control and ingredient traceability.

DEG, a highly toxic industrial solvent, has caused several mass poisoning incidents in India since the 1970s, prompting the World Health Organization (WHO) and Indian authorities to demand stricter oversight.

11) Answer: C

Short Explanation:

In a significant achievement for eco-tourism, five beaches from Maharashtra have received the international Blue Flag certification, marking a milestone for India’s sustainable coastal development efforts.

Detailed Explanation:

In a significant achievement for eco-tourism, five beaches from Maharashtra have received the international Blue Flag certification, marking a milestone for India’s sustainable coastal development efforts.

The announcement was made by Maharashtra Women and Child Development Minister Aditi Tatkare, highlighting the state’s focus on promoting clean, safe, and environmentally responsible tourism.

The five newly certified beaches are:

Shrivardhan Beach – Raigad district

Nagaon Beach – Raigad district

Parnaka Beach – Palghar district

Guhagar Beach – Ratnagiri district

Ladghar Beach – Ratnagiri district

12) Answer: C

Short Explanation:

Kerala is set to construct its first underwater tunnel connecting Vypin and Fort Kochi as part of the state’s coastal highway development project.

The tunnel will be 2.75 km long (1.75 km bored tunnel + 1 km cut-and-cover) with a twin-tube structure for separate directions.

Detailed Explanation:

Kerala is set to construct its first underwater tunnel connecting Vypin and Fort Kochi as part of the state’s coastal highway development project.

The project will reduce the current 16 km road distance to a 3 km sub-sea journey beneath the Arabian Sea, greatly improving connectivity in Kochi — one of India’s busiest port cities.

It will be developed by the Kerala Rail Development Corporation Limited (KRDCL) at an estimated cost of ₹2,672 crore.

The tunnel will be 2.75 km long (1.75 km bored tunnel + 1 km cut-and-cover) with a twin-tube structure for separate directions.

It will have an outer diameter of 12.5 m, inner width of 11.25 m, and will run 35 metres below sea level.

13) Answer: C

Short Explanation:

Tuvalu has officially become the 90th State Member of the International Union for Conservation of Nature (IUCN) after formally endorsing the IUCN Statutes.

Detailed Explanation:

Tuvalu has officially become the 90th State Member of the International Union for Conservation of Nature (IUCN) after formally endorsing the IUCN Statutes.

The Ministry of Environment of Tuvalu will act as the official liaison with the IUCN Secretariat, strengthening its commitment to global biodiversity conservation and sustainable development.

Tuvalu comprises nine atolls and low-lying islands with a total land area of 26 sq. km, but an Exclusive Economic Zone (EEZ) of around 900,000 sq. km, rich in marine biodiversity, coral reefs, and fisheries.

14) Answer: B

Short Explanation:

The 14th India–Bhutan Meeting on Border Management and Security was held in Thimphu, Bhutan, from October 16–17, 2025.

The Indian delegation was led by Dr. Rajendra Kumar, Secretary, Department of Border Management, Ministry of Home Affairs.

Detailed Explanation:

The 14th India–Bhutan Meeting on Border Management and Security was held in Thimphu, Bhutan, from October 16–17, 2025.

The Indian delegation was led by Dr. Rajendra Kumar, Secretary, Department of Border Management, Ministry of Home Affairs.

The Bhutanese side was headed by Mr. Sonam Wangyel, Secretary, Ministry of Home Affairs.

The Indian delegation included representatives from Sashastra Seema Bal (SSB), Land Ports Authority of India, Department of Telecommunications, Narcotics Control Bureau, Survey of India, Customs, and officials from Assam, West Bengal, Sikkim, and Arunachal Pradesh.

15) Answer: A

Short Explanation:

Fiji has been validated by the World Health Organization (WHO) for eliminating trachoma as a public health problem, marking a major public health achievement.

Detailed Explanation:

Fiji has been validated by the World Health Organization (WHO) for eliminating trachoma as a public health problem, marking a major public health achievement.

Trachoma, a neglected tropical disease (NTD) and the world’s leading infectious cause of blindness, no longer poses a public health threat in Fiji.

Trachoma is the first NTD eliminated in Fiji, making it the 26th country to eliminate trachoma as a public health problem and the 58th country globally to eliminate at least one NTD.

On October 8, 2024, the WHO declared that India has also eliminated trachoma as a public health problem.

16) Answer: B

Sunil Amrith, an Indian-origin historian, has won the 2025 British Academy Book Prize for his book “The Burning Earth: An Environmental History of the Last 500 Years.”

The award carries a cash prize of £25,000 and honours exceptional non-fiction work in the humanities and social sciences, recognising research that deepens public understanding of global issues.

17) Answer: E

Short Explanation:

The records were achieved for:

Most Oil Lamps Lit Simultaneously – 26,17,215 diyas illuminated along the banks of the Saryu River, verified by drone imaging and certified by Guinness World Records.

Largest Aarti Participation – 2,128 priests and devotees performed Maa Saryu Aarti together with precise coordination and ritual discipline.

Detailed Explanation:

Ayodhya celebrated Deepotsav 2025 with unparalleled grandeur, lighting over 26 lakh oil lamps and earning two Guinness World Records, reaffirming its status as a global centre of faith and culture.

The records were achieved for:

Most Oil Lamps Lit Simultaneously – 26,17,215 diyas illuminated along the banks of the Saryu River, verified by drone imaging and certified by Guinness World Records.

Largest Aarti Participation – 2,128 priests and devotees performed Maa Saryu Aarti together with precise coordination and ritual discipline.

18) Answer: E

Short Explanation:

The partnership seeks to create a comprehensive framework enabling startups to access:

Customized banking solutions

Credit and funding opportunities

Digital and payment infrastructure

Capacity-building programs

Detailed Explanation:

The Department for Promotion of Industry and Internal Trade (DPIIT), under the Ministry of Commerce and Industry, Government of India, signed a Memorandum of Understanding (MoU) with Kotak Mahindra Bank Ltd.

The collaboration aims to enhance financial and non-financial support for startups across India.

The partnership seeks to create a comprehensive framework enabling startups to access:

Customized banking solutions

Credit and funding opportunities

Digital and payment infrastructure

Capacity-building programs

19) Answer: B

The Department for Promotion of Industry and Internal Trade (DPIIT), under the Ministry of Commerce and Industry, has signed a Memorandum of Understanding (MoU) with Primus Partners Pvt Ltd.

The partnership aims to enhance collaboration towards strengthening India’s startup and innovation ecosystem.

The MoU focuses on supporting early-stage and growth-stage product startups through:

Structured capacity-building interventions

Expert mentorship

Market access initiatives

Policy awareness drives

Facilitation of technology integration

20) Answer: D

Short Explanation:

Shri Tarun Kumar Pithode, a 2009-batch IAS officer of the Madhya Pradesh cadre, has taken charge as the new full-time Member Secretary of the Commission for Air Quality Management (CAQM) in NCR and adjoining areas.

Detailed Explanation:

Shri Tarun Kumar Pithode, a 2009-batch IAS officer of the Madhya Pradesh cadre, has taken charge as the new full-time Member Secretary of the Commission for Air Quality Management (CAQM) in NCR and adjoining areas.

Prior to this, he served as Joint Secretary in the Union Ministry of Environment, Forest and Climate Change.

Shri Pithode has been appointed for a tenure of five years, up to September 8, 2029, or until further orders, whichever is earlier.

He succeeds Shri Arvind Kumar Nautiyal, IRSME (1992 batch), in this key position.