Dear Readers, Daily Current Affairs Questions Quiz for SBI, IBPS, RBI, RRB, SSC Exam 2024 of 21st November 2024. Daily GK quiz online for bank & competitive exam. Here we have given the Daily Current Affairs Quiz based on the previous days Daily Current Affairs updates. Candidates preparing for IBPS, SBI, RBI, RRB, SSC Exam 2024 & other competitive exams can make use of these Current Affairs Quiz.

 

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1) For small and medium-sized businesses (SMEs), the Securities and Exchange Board of India (SEBI) has suggested more stringent listing rules because of worries about money laundering and inflated IPO pricing. How many crores is the minimum issue size being raised?

(a) Rs 10 crore

(b) Rs 5 crore

(c) Rs 15 crore

(d) Rs 20 crore

(e) Rs 25 crore

2) Recently, Indian travelers can now utilize their Paytm app to make seamless, cashless purchases at sites where UPI is accepted, including how many prominent spots currently?

(a) 4

(b) 5

(c) 6

(d) 7

(e) 8

3) What percentage did Sachin Bansal's finance app Navi grow from September to October 2024 to surpass Cred as the fourth-largest UPI app in India?

(a) 30%

(b) 31%

(c) 32%

(d) 33%

(e) 34%

4) As per the report, Finance Minister Nirmala Sitharaman released a ₹100 commemorative coin to commemorate the centenary of SBI's Horniman Circle Branch. This is the second commemorative coin for SBI, following the ₹100 and ₹5 coins minted during SBI's Bicentenary Year in which year?

(a) 2002

(b) 2004

(c) 2005

(d) 2006

(e) 2008

5) Recently (Nov’24), Matrimony.com, a matchmaking service, has created Weddingloans.com, a new financial technology platform geared to help couples with their wedding expenses. The portal has worked with well-known financial institutions such as IDFC, Tata Capital, and which Finance to provide a full loan solution for wedding-related expenses.

(a) Larsen & ToubroFinance

(b) Aditya Birla finance

(c) Mahindra Finance

(d) Bajaj Finserv

(e) Sakthi finance

6) Which bank and Bharat Financial Inclusion Limited, has partnered with the Agriculture and Farmers Welfare Ministry to establish an initiative to promote Farmer Producer Organizations?

(a) Federal bank

(b) IndusInd bank

(c) DBS bank

(d) RBL bank

(e) HDFC bank

7) When will the Reserve Bank of India begin extending the board's supervision of Abhyudaya Cooperative Bank Ltd. for an additional 12 months?

(a) November 22, 2024

(b) November 23, 2024

(c) November 24, 2024

(d) November 25, 2024

(e) November 26, 2024

8) The Central Public Sector Enterprises (CPSEs) capital restructuring guidelines have been updated by the Finance Ministry. What percentage of each CPSE's profit after tax (PAT) must be paid out as a minimum dividend each year?

(a) 30%

(b) 31%

(c) 32%

(d) 33%

(e) 34%

9) How many particular booklets in Santali (Ol Chik) have been developed by the Reserve Bank of India (RBI), Odisha office to raise awareness of financial literacy among the tribal population?

(a) 4

(b) 5

(c) 3

(d) 6

(e) 7

10) DP World hosted the Global Freight Summit 2024, which got underway in Dubai on November 18. The summitheld three times since 2022, brings together more than 5,000 business executives from how many nations?

(a) 150

(b) 152

(c) 155

(d) 156

(e) 158

11) While Using face recognition technology, the Indian government has started a nationwide survey to find at least 8 million Pradhan Mantri Awas Yojana-Gramin (PMAY-G) beneficiaries. In which year did the Modi government sanction the completion of an extra 20 million houses after its third term in 2024?

(a) 2026

(b) 2027

(c) 2028

(d) 2029

(e) 2030

12) Which nation's prime ministers, Giorgia Meloni and Narendra Modi of India, agreed to deepen their strategic collaboration during the G20 Summit in Rio de Janeiro?

(a) Italy

(b) France

(c) Denmark

(d) Singapore

(e) Thailand

13) Under the PM E-Drive program, the government has extended demand incentives for electric cargo three-wheelers at a discounted cost for the current fiscal year. With a maximum of Rs 25,000 per vehicle, the government intends to incentivize 1.25 lakh electric cargo three-wheelers at the new, lower rate of Rs 2,500 per kWh instead of ______ per kWh.

(a) Rs.10000

(b) Rs.15000

(c) Rs.20000

(d) Rs.5000

(e) Rs.8000

14) The nation with the rotating presidency wraps off its year-long efforts with the 19th G20 Summit. Which nation will host the 20th G20 Summit the following year?

(a) India

(b) Brazil

(c) South Africa

(d) China

(e) Russia

15) During COP29, which nation announced an ambitious plan to create the "Global Energy Efficiency Alliance"?

(a) UK

(b) USA

(c) UAE

(d) Australia

(e) Italy

16) According to a released roadmap for urban transformation in India, which state has the most female council members?

(a) Kerala

(b) TamilNadu

(c) Maharashtra

(d) Karnataka

(e) Andhra Pradesh

17) Which government has signed five memorandums of understanding (MOUs) with tech behemoths such as Microsoft, IBM, Intel, Accenture, and the BFSI consortium to train one lakh professionals in the state?

(a) Kerala

(b) TamilNadu

(c) Maharashtra

(d) Karnataka

(e) Andhra Pradesh

18) Which state is the first in India to announce a dedicated GCC (Global Capability Centers) policy?

(a) Kerala

(b) TamilNadu

(c) Maharashtra

(d) Karnataka

(e) Andhra Pradesh

19) Which edition of the India International Trade Fair (IITF) in New Delhi marked the opening of LIC of India's booth by Aditya Gupta, Executive Director (Corporate Communications)?

(a) 42nd

(b) 41st

(c) 43rd

(d) 44th

(e) 45th

20) Which multinational leader in e-commerce has revealed a major extension of its Global Selling Seller Exports and Delivery (SEND) initiative?

(a) Flipkart

(b) Alibaba

(c) Myntra

(d) Amazon

(e) Meesho

21) In 2024, India leads the world in AI app downloads, accounting for 21% of the total. India's gaming sector has also expanded significantly, with an additional _____ million new players in FY24, totaling 590 million.

(a) 21

(b) 22

(c) 23

(d) 24

(e) 25

22) According to the S&P Global Mobility Report ranked 39 Indian cities among the top 100 most polluted in the world, overtaking China's 30 cities. India ranks ____________ among the countries with the highest average PM2.5 concentrations.

(a) 2nd

(b) 3rd

(c) 4th

(d) 1st

(e) 5th

23) Which city hosts the Indian Coast Guard's 136th Offshore Security Coordination Committee conference to examine the security readiness of India's offshore installations?

(a) Bengaluru

(b) Hyderabad

(c) Chennai

(d) Kolkata

(e) Mumbai

24) Which Cricket Association has appointed Mithali Raj, a trailblazer in the sport and former captain of the Indian women's cricket team, as Mentor of Women's Cricket Operations?

(a) Kerala

(b) TamilNadu

(c) Maharashtra

(d) Karnataka

(e) Andhra Pradesh

25) When was World Television Day 2024 observed on?

(a) November 21

(b) November 17

(c) November 18

(d) November 19

(e) November 20

Answers :

1) Answer: A

Short Explanation:

The Securities and Exchange Board of India (SEBI) has proposed stricter listing regulations for small and medium enterprises (SMEs) due to concerns over misuse of funds and inflated prices in initial public offerings (IPOs).

Enhanced Eligibility Conditions: Proposed increase in minimum issue size to Rs 10 crore.

SMEs must show a minimum operating profit of Rs 3 crore in at least two of the last three financial years before filing for an IPO.

Minimum application value to be doubled to Rs 2 lakh.

Detailed Explanation:

The Securities and Exchange Board of India (SEBI) has proposed stricter listing regulations for small and medium enterprises (SMEs) due to concerns over misuse of funds and inflated prices in initial public offerings (IPOs).

The proposals include measures such as enhanced eligibility conditions, tighter corporate governance, and increased scrutiny of IPO fund usage.

Enhanced Eligibility Conditions: Proposed increase in minimum issue size to Rs 10 crore.

SMEs must show a minimum operating profit of Rs 3 crore in at least two of the last three financial years before filing for an IPO.

Minimum application value to be doubled to Rs 2 lakh.

Changes in Lock-In Requirements and Promoter Contributions: Lock-in on minimum promoter contribution (MPC) in SME IPOs proposed to be increased to 5 years.

Lock-in for promoters' holdings above MPC to be released in phases.

Restrictions on Offer for Sale (OFS):OFS limit to be restricted to 20% of the issue size.

Monitoring and Fund Usage: Appointment of monitoring agencies to ensure appropriate use of funds raised through IPOs.

2) Answer: C

Short Explanation:

One97 Communications Limited (OCL), which owns the brand Paytm, has enabled Paytm users to make UPI payments at select international locations.

Indian travellers can now use their Paytm app to make seamless, cashless payments at destinations where UPI is accepted, including 6 popular spots in the UAE, Singapore, France, Mauritius, Bhutan, and Nepal.

Detailed Explanation:

One97 Communications Limited (OCL), which owns the brand Paytm, has enabled Paytm users to make UPI payments at select international locations.

Indian travellers can now use their Paytm app to make seamless, cashless payments at destinations where UPI is accepted, including 6 popular spots in the UAE, Singapore, France, Mauritius, Bhutan, and Nepal.

This enhancement allows users to conveniently pay for all use cases including shopping, dining, and local experiences abroad using UPI through their Paytm app.

Travellers can choose a usage period from 1 to 90 days based on their trip and can deactivate the service anytime to ensure payments are only made when intended.

3) Answer: B

Short Explanation:

Navi, a fintech app owned by Sachin Bansal, grew 31% in October 2024 compared to September, overtaking Cred to become the fourth-largest UPI app in India.

Navi registered 158 million UPI transactions in October, up from 120 million in September.

Detailed Explanation:

Navi, a fintech app owned by Sachin Bansal, grew 31% in October 2024 compared to September, overtaking Cred to become the fourth-largest UPI app in India.

Navi registered 158 million UPI transactions in October, up from 120 million in September.

Cred’s Performance:Cred, led by Kunal Shah, saw a rise in transactions from 140 million in September to 152 million in October.

Cred holds approximately 1% market share in UPI transactions, similar to Navi.

Flipkart’s super.moneyApp:Flipkart's fintech app, super.money, doubled its transactions in October, reaching 50 million.

It holds around 0.3% market share in UPI payments, showing significant growth.

UPI Market Share Breakdown (October 2024):

PhonePe: 47.67% market share (dominates UPI transactions).

Google Pay: 37.39% market share.

Paytm: 7.02% market share.

Navi and Cred each hold around 1% market share.

PhonePe and Google Pay together account for approximately 85% of UPI transactions as of October 2024.

4) Answer: D

Short Explanation:

Finance Minister Nirmala Sitharaman unveiled a specially minted ₹100 commemorative coin to mark the centenary of SBI's Horniman Circle Branch.

Along with the coin, the 5th edition of "The Evolution of the State Bank of India" was released, covering the transformative period between 1981 and 1996 in SBI's history.

Historical Context:This is the second commemorative coin issued for SBI, following the ₹100 and ₹5 coins released during the Bicentenary Year of SBI in 2006.

Detailed Explanation:

Finance Minister Nirmala Sitharaman unveiled a specially minted ₹100 commemorative coin to mark the centenary of SBI's Horniman Circle Branch.

Along with the coin, the 5th edition of "The Evolution of the State Bank of India" was released, covering the transformative period between 1981 and 1996 in SBI's history.

SBI's Expansion:From having 100 branches after the 1920 amalgamation, SBI has expanded to over 22,640 branches. It plans to add 500 more branches in FY 2025.

Commemorative Coin Details:The ₹100 coin is the 19th commemorative coin of 2024, minted by the India Government Mint, Mumbai.

The metal composition of the coin includes 50% Silver, 40% Copper, 5% Nickel, and 5% Zinc.

The coin weighs 35 grams and has a diameter of 44 mm, with 200 serrations along the edge.

Design of the Coin:The face of the coin features the Lion Capitol of Ashoka Pillar at the center, with the inscription "सत्यमेवजयते" below it.

The left side bears the word "भारत" in Devanagari script, and the right side shows "INDIA" in English, along with the Rupee symbol “₹” and the denomination “100”.

Historical Context:This is the second commemorative coin issued for SBI, following the ₹100 and ₹5 coins released during the Bicentenary Year of SBI in 2006.

5) Answer: A

Short Explanation:

Matchmaking service provider Matrimony.com has launched a new financial technology platform, Weddingloans.com, designed to provide financial assistance for marriages.

The platform has partnered with prominent financial institutions such as IDFC, Tata Capital, and Larsen & Toubro Finance to offer a comprehensive loan solution for wedding-related expenses.

Detailed Explanation:

Matchmaking service provider Matrimony.com has launched a new financial technology platform, Weddingloans.com, designed to provide financial assistance for marriages.

The platform has partnered with prominent financial institutions such as IDFC, Tata Capital, and Larsen & Toubro Finance to offer a comprehensive loan solution for wedding-related expenses.

Platform Features:The platform aims to offer more than just wedding loans; it will provide financial advice and guidance to help customers make the right decisions for their financial well-being.

It aims to simplify the process of wedding planning, budgeting, and execution.

Loan Structure:Wedding loans offered through the platform are unsecured personal loans provided as a lump sum, with the option for couples to repay the loan in fixed instalments over time.

6) Answer: B

Short Explanation:

IndusInd Bank Limited (IBL) and Bharat Financial Inclusion Limited (BFIL) have partnered with the Ministry of Agriculture and Farmers Welfare to launch the Bharat Sanjeevani Krishi Utthan initiative.

Geographic Coverage:The initiative will be implemented across 11 states:

Andhra Pradesh, Bihar, Jharkhand, Karnataka, Madhya Pradesh, Maharashtra, Odisha, Rajasthan, Telangana, Uttar Pradesh, West Bengal.

Detailed Explanation:

IndusInd Bank Limited (IBL) and Bharat Financial Inclusion Limited (BFIL) have partnered with the Ministry of Agriculture and Farmers Welfare to launch the Bharat Sanjeevani Krishi Utthan initiative.

Objective of the Initiative:Supports the government’s flagship program, "Formation and Promotion of 10,000 Farmer Producer Organizations (FPOs)".

Role of FPOs:FPOs help farmers:

Enhance bargaining power.

Leverage economies of scale.

Reduce cost of production.

Increase farmers' income through aggregation of agricultural produce.

Geographic Coverage:The initiative will be implemented across 11 states:

Andhra Pradesh, Bihar, Jharkhand, Karnataka, Madhya Pradesh, Maharashtra, Odisha, Rajasthan, Telangana, Uttar Pradesh, West Bengal.

7) Answer: C

Short Explanation:

The Reserve Bank of India (RBI) has exercised its powers under Section 36AAA and Section 56 of the Banking Regulation Act, 1949 (as applicable to Co-operative Societies) to take action against the governance issues at Abhyudaya Cooperative Bank Limited.

Extension of Supersession: The RBI has extended the period of supersession for another 12 months, effective from November 24, 2024, in the public interest.

Detailed Explanation:

The Reserve Bank of India (RBI) has exercised its powers under Section 36AAA and Section 56 of the Banking Regulation Act, 1949 (as applicable to Co-operative Societies) to take action against the governance issues at Abhyudaya Cooperative Bank Limited.

Supersession of Board: The RBI superseded the Board of Directors of Abhyudaya Cooperative Bank Ltd., Mumbai, due to poor governance standards, starting from November 24, 2023.

Extension of Supersession: The RBI has extended the period of supersession for another 12 months, effective from November 24, 2024, in the public interest.

Administrator and Advisors: Shri Satya Prakash Pathak will continue as the Administrator of the bank.

8) Answer: A

Short Explanation:

The Finance Ministry has come out with revised guidelines regarding capital restructuring of Central Public Sector Enterprises (CPSEs).

Minimum Dividend Payout: Every CPSE must pay a minimum annual dividend of 30% of its Profit After Tax (PAT) or 4% of its net worth, whichever is higher, subject to existing legal provisions.

Detailed Explanation:

The Finance Ministry has come out with revised guidelines regarding capital restructuring of Central Public Sector Enterprises (CPSEs).

These “include norms related to dividend payout, split of shares, buyback, and issuance or bonus of shares among others.

Minimum Dividend Payout: Every CPSE must pay a minimum annual dividend of 30% of its Profit After Tax (PAT) or 4% of its net worth, whichever is higher, subject to existing legal provisions.

Specific Guidelines for CPSE NBFCs: CPSEs in the financial sector, such as Non-Banking Financial Companies (NBFCs), are required to pay a minimum annual dividend of 30% of PAT or 5% of net worth, whichever is higher.

9) Answer: B

Short Explanation:

To create financial literacy awareness among the tribal population, the Reserve Bank of India (RBI), Odisha office has prepared five specific booklets in Santali (Ol Chik) language.

In addition to Odisha, the booklets will be distributed in states like Jharkhand, Bihar, West Bengal, Assam, and Tripura, where there is a significant Santali-speaking population.

Detailed Explanation:

To create financial literacy awareness among the tribal population, the Reserve Bank of India (RBI), Odisha office has prepared five specific booklets in Santali (Ol Chik) language.

These booklets were created as part of the RBI's celebrations marking 90 years of its operations in India.

The RBI has prepared the booklets for school children, farmers, entrepreneurs, self-help groups and senior citizens with the aim to create awareness about financial products and services, good financial practices, digital and consumer protection.

In addition to Odisha, the booklets will be distributed in states like Jharkhand, Bihar, West Bengal, Assam, and Tripura, where there is a significant Santali-speaking population.

10) Answer: C

Short Explanation:

The Global Freight Summit 2024 commenced on November 18 in Dubai, hosted by DP World. Marking its third edition since 2022, the summit brings together over 5,000 industry leaders from 155 countries.

Themed “Acting to Reach the Opportunities of Tomorrow”, the event focuses on future-ready strategies in global trade and logistics.

Detailed Explanation:

The Global Freight Summit 2024 commenced on November 18 in Dubai, hosted by DP World. Marking its third edition since 2022, the summit brings together over 5,000 industry leaders from 155 countries.

Themed “Acting to Reach the Opportunities of Tomorrow”, the event focuses on future-ready strategies in global trade and logistics.

Use of AI and blockchain to streamline business processes and enhance efficiency.

Addressing challenges in implementing digital solutions in logistics and freight management.

Exploring eco-friendly shipping practices to meet growing environmental demands.

Discussions on sustainable strategies to reduce carbon footprints in global logistics.

11) Answer: D

Short Explanation:

The Indian government has initiated a nationwide survey using face-recognition tools to identify at least 8 million beneficiaries for the Pradhan Mantri Awas Yojana-Gramin (PMAY-G).

Launched in 2016, PMAY-G has sanctioned 29.5 million houses, of which 27 million have been constructed.

Following the Modi government’s third term in 2024, an additional 20 million houses were approved for completion by 2029.

Detailed Explanation:

The Indian government has initiated a nationwide survey using face-recognition tools to identify at least 8 million beneficiaries for the Pradhan Mantri Awas Yojana-Gramin (PMAY-G).

This marks a significant step in fulfilling the target of providing 20 million rural houses over the next five years, with 3.8 million units slated for completion in 2024-25.

Beneficiaries can conduct their own surveys using the Awaassoft mobile application, designed specifically to ensure ease of use.

One-time access per mobile device prevents duplication and ensures accurate data collection.

Face-recognition tools will verify beneficiaries and streamline the identification process.

The survey prioritizes first-time beneficiaries, ensuring equitable access.

Launched in 2016, PMAY-G has sanctioned 29.5 million houses, of which 27 million have been constructed.

Following the Modi government’s third term in 2024, an additional 20 million houses were approved for completion by 2029.

12) Answer: A

Short Explanation:

At the G20 Summit in Rio de Janeiro, Prime Ministers Narendra Modi of India and Giorgia Meloni of Italy have decided to further strengthen their strategic partnership.

Detailed Explanation:

At the G20 Summit in Rio de Janeiro, Prime Ministers Narendra Modi of India and Giorgia Meloni of Italy have decided to further strengthen their strategic partnership.

This includes a series of focused, time-bound initiatives to enhance cooperation across key sectors.

The joint plan covers various dimensions, ranging from political dialogue to space exploration and energy transition.

I. Political Dialogue

II. Economic Cooperation and Investments

III. Connectivity

IV. Science, Technology, IT, Innovation, and Start-ups

V. Space Sector

VI. Energy Transition

VII. Defence Cooperation

VIII. Security Cooperation

IX. Migration and Mobility

X. Culture, Academic, and People-to-People Exchanges

13) Answer: D

Short Explanation:

The government has extended demand incentives for electric cargo three-wheelers under the PM E-Drive scheme at a reduced rate for the current financial year.

The incentive subsidy for electric cargo three-wheelers under the scheme for 2025-26 was exhausted earlier this month.

As a result, the incentive will now apply to 1.25 lakh units for the 2025-26 period, with a reduced subsidy rate of Rs 2,500 per kWh (down from Rs 5,000), capped at Rs 25,000 per vehicle.

Detailed Explanation:

The government has extended demand incentives for electric cargo three-wheelers under the PM E-Drive scheme at a reduced rate for the current financial year.

The incentive subsidy for electric cargo three-wheelers under the scheme for 2025-26 was exhausted earlier this month.

As a result, the incentive will now apply to 1.25 lakh units for the 2025-26 period, with a reduced subsidy rate of Rs 2,500 per kWh (down from Rs 5,000), capped at Rs 25,000 per vehicle.

The original target for 2024-25 was to incentivize 80,546 units, a goal achieved by the first week of November.

The subsidy for this year’s target was Rs 5,000 per kWh, capped at Rs 50,000 per vehicle.

FY 2026 Target: The government plans to incentivize 1.25 lakh electric cargo three-wheelers at the new, reduced rate of Rs 2,500 per kWh, with a cap of Rs 25,000 per vehicle.

14) Answer: C

Short Explanation:

The G20 Summit marks the conclusion of the year-long work of the country holding the rotating presidency.

The summit is scheduled for November 18-19, 2024, in Rio de Janeiro, Brazil.

The theme for the 2024 G20 Summit is "Building a just and sustainable world."

The 20th edition of the G20 Summit will be hosted by South Africa next year.

Detailed Explanation:

The G20 Summit marks the conclusion of the year-long work of the country holding the rotating presidency.

The summit is scheduled for November 18-19, 2024, in Rio de Janeiro, Brazil.

Leaders of the 19 member countries, along with representatives from the African Union and the European Union, will attend.

Brazilian President Luiz Inácio Lula da Silva is hosting the summit, and world leaders including Prime Minister Narendra Modi, US President Joe Biden, and China's President Xi Jinping will participate.

The theme for the 2024 G20 Summit is "Building a just and sustainable world."

The 20th edition of the G20 Summit will be hosted by South Africa next year.

15) Answer: C

Short Explanation:

The UAE has unveiled an ambitious initiative to establish the “Global Energy Efficiency Alliance” during COP29, hosted in Azerbaijan.

The alliance aims to double global energy efficiency rates by 2030 and significantly reduce carbon emissions.

Leadership Role of UAE: The UAE will lead the alliance by:

Sharing expertise in energy efficiency.

Promoting knowledge transfer.

Building partnership models with the private sector.

Detailed Explanation:

The UAE has unveiled an ambitious initiative to establish the “Global Energy Efficiency Alliance” during COP29, hosted in Azerbaijan.

The alliance aims to double global energy efficiency rates by 2030 and significantly reduce carbon emissions.

Leadership Role of UAE: The UAE will lead the alliance by:

Sharing expertise in energy efficiency.

Promoting knowledge transfer.

Building partnership models with the private sector.

Functions of the Alliance: Support emission reductions and sustainable use of natural resources through: Knowledge sharing, Capacity building, and Standardization efforts.

Focus on Public-Private Partnerships (PPPs): Encourages strategic public-private partnerships and investments in energy efficiency initiatives.

Special Focus on Africa: Assistance to African nations in:

Energy sustainability progress.

Developing financing options and technological solutions to meet their energy needs.

Significance: Aims to foster global collaboration to meet the 2030 energy efficiency goals and address the challenges of climate change effectively.

16) Answer: B

Short Explanation:

Around 46% of the councillors in India are women, and in 19 out of 21 capital cities that have active urban local bodies, including Patna, Shimla, Ranchi and Bhubaneswar, the figure goes well over 60%.

According to a roadmap on urban transformation in India released, among the States, Tamil Nadu has the highest number of women councillors.

Detailed Explanation:

Around 46% of the councillors in India are women, and in 19 out of 21 capital cities that have active urban local bodies, including Patna, Shimla, Ranchi and Bhubaneswar, the figure goes well over 60%.

According to a roadmap on urban transformation in India released, among the States, Tamil Nadu has the highest number of women councillors.

Other top states in the top 10 include:

Rajasthan

Madhya Pradesh

Maharashtra

Andhra Pradesh

Karnataka

Uttar Pradesh

Kerala

Bihar

Chhattisgarh

50% Women's Reservation:17 States have legislated for 50% women’s reservation in urban local bodies, surpassing the constitutional minimum of 33%.

Urban Transformation Roadmap:The "Roadmap for India’s CitySystems Reforms" was released by Janaagraha, a non-profit organization focused on governance in Indian cities.

17) Answer: D

Short Explanation:

Karnataka government has signed 5 memorandum of understandings (MOUs)with tech giants including Microsoft, IBM, Intel, Accenture, and the BFSI consortium to skill 1 lakh professionals in the state.

The government plans to establish three dedicated Global Innovation Districts in Bengaluru, Mysuru, and Belagavi, with Bengaluru's district located near Kempegowda International Airport.

Detailed Explanation:

Karnataka government has signed 5 memorandum of understandings (MOUs)with tech giants including Microsoft, IBM, Intel, Accenture, and the BFSI consortium to skill 1 lakh professionals in the state.

The government plans to establish three dedicated Global Innovation Districts in Bengaluru, Mysuru, and Belagavi, with Bengaluru's district located near Kempegowda International Airport.

This district will be part of the larger knowledge, well-being, and innovation city (KWIN) initiative, which aims to make Bengaluru a global hub for innovation and research.

Karnataka is a global leader in sectors like gaming, ammunition, visual effects (VFX), and comics, showcasing both creative and technology-driven industries.

The state leads India in patent applications and has the highest intellectual property (IP) per capita.

18) Answer: D

Short Explanation:

Karnataka is the first state in India to unveil a dedicated GCC (Global Capability Centers) policy.

The policy aims to establish 500 new GCCs by 2029, with the goal of generating 3.5 lakh jobs and $50 billion in economic output.

The Nipuna Karnataka programme aims to skill 100,000 individuals in cutting-edge technologies.

Detailed Explanation:

Karnataka is the first state in India to unveil a dedicated GCC (Global Capability Centers) policy.

The policy aims to establish 500 new GCCs by 2029, with the goal of generating 3.5 lakh jobs and $50 billion in economic output.

The Nipuna Karnataka programme aims to skill 100,000 individuals in cutting-edge technologies.

Centre of Excellence in AI:Karnataka is setting up a Centre of Excellence in AI in collaboration with IIT Alumni Center, Bangalore, to boost advanced R&D and start-up innovation.

‘Beyond Bengaluru’ Initiative:The policy focuses on promoting GCC development in tier-2 and tier-3 cities such as Mysuru, Mangaluru, Shivamogga, and Hubballi-Dharwad.

5,000 jobs are expected to be created in Bengaluru, with an additional 1,000 jobs in other cities.

GCC Market Size and Bengaluru's Contribution:India’s GCC market is valued at $64.6 billion, with over 2,975 GCCs in the country.

Bengaluru hosts over 875 GCCs, contributing more than a third of the market size (approximately $22.2 billion).

30% of India’s GCCs and 35% of the workforce are based in Bengaluru.

19) Answer: C

Short Explanation:

Aditya Gupta, Executive Director (Corporate Communications) of LIC of India, inaugurated the corporation's stall at the 43rd India International Trade Fair (IITF) in New Delhi.

Joining him were J.P.S. Bajaj, Zonal Manager (Northern Zone), and other senior officials.

Detailed Explanation:

Aditya Gupta, Executive Director (Corporate Communications) of LIC of India, inaugurated the corporation's stall at the 43rd India International Trade Fair (IITF) in New Delhi.

Joining him were J.P.S. Bajaj, Zonal Manager (Northern Zone), and other senior officials.

Detailed information about LIC’s diverse insurance offerings tailored to evolving customer needs.

Guidance on becoming a LIC agent, highlighting potential benefits and career growth.

Showcasing tools like the "LIC Mitra" virtual assistant, which provides policyholders with easy access to policy information and services.

Demonstrations of paperless services under Operation DIVE (Digital, Innovative, Value-Added Experience), reinforcing LIC’s commitment to digital transformation.

20) Answer: D

Short Explanation:

Amazon, the global e-commerce leader, has announced a significant expansion of its Global Selling Seller Exports and Delivery (SEND) program.

This initiative is tailored to simplify cross-border shipping for Indian exporters, enhancing their access to international markets.

Detailed Explanation:

Amazon, the global e-commerce leader, has announced a significant expansion of its Global Selling Seller Exports and Delivery (SEND) program.

This initiative is tailored to simplify cross-border shipping for Indian exporters, enhancing their access to international markets.

Inclusion of three additional carriers to bolster air and ocean freight services.

Enhanced connectivity to key markets, including the US, UK, and Germany.

Access to cost-effective bulk storage solutions for Indian exporters.

Streamlined inventory management for better efficiency in fulfilling international orders.

A comprehensive dashboard guiding exporters through complex compliance requirements.

Designed to simplify processes related to overseas shipping and regulatory adherence.

21) Answer: C

Short Explanation:

India has emerged as the global leader in the number of artificial intelligence (AI) app downloads in 2024, comprising 21% of global downloads.

India’s gaming market has also witnessed substantial growth, with an additional 23 million new gamers in FY24, bringing the total to 590 million gamers. India remains the world’s second-largest market for mobile gaming downloads.

Detailed Explanation:

India has emerged as the global leader in the number of artificial intelligence (AI) app downloads in 2024, comprising 21% of global downloads.

According to a blog post from Google Play, nearly 1,000 apps and games in India now incorporate AI, reflecting the country's growing digital and technological influence.

Five out of seven winners in the Best of Play 2024 India apps list were developed by Indian companies, showcasing the country’s local innovation in the tech space.

Hey Alle'sAlle - Your AI Fashion Stylist won the Best App of the Year title, offering personalized fashion advice based on various parameters like occasion, body type, and facial features. It also secured the Best for Fun award.

Headlyne was awarded Best for Personal Growth, utilizing AI to deliver personalized news tailored to individual preferences, highlighting the growing integration of AI in daily life.

Sony LIV: Sports & Entertainment won the Best for Large Screens award for providing an immersive viewing experience on large devices like tablets and smart TVs.

India’s gaming market has also witnessed substantial growth, with an additional 23 million new gamers in FY24, bringing the total to 590 million gamers. India remains the world’s second-largest market for mobile gaming downloads.

22) Answer: B

Short Explanation:

According to the S&P Global Mobility Report, 39 Indian cities have made it to the top 100 most polluted cities worldwide, surpassing China’s 30 cities.

India ranks third in countries with the highest average PM2.5 concentrations, following Bangladesh and Pakistan.

China, ranked 19th, demonstrates progress in reducing air pollution compared to its South Asian counterparts.

Detailed Explanation:

According to the S&P Global Mobility Report, 39 Indian cities have made it to the top 100 most polluted cities worldwide, surpassing China’s 30 cities.

Delhi continues to grapple with hazardous air quality, with AQI levels frequently exceeding 500, indicating dangerous pollution levels.

In 2023, Delhi was ranked as the most polluted capital city globally by IQAir, with Beijing (China) ranking 18th.

Beyond India, Pakistan ranks third on the list with seven cities, followed by Bangladesh (5 cities) and Nepal (2 cities).

Over 53% of the top 100 polluted cities are located in the Indian subcontinent, underscoring the region’s shared environmental challenges.

India ranks third in countries with the highest average PM2.5 concentrations, following Bangladesh and Pakistan.

China, ranked 19th, demonstrates progress in reducing air pollution compared to its South Asian counterparts.

23) Answer: B

Short Explanation:

Indian Coast Guard (ICG) conducted the 136th Offshore Security Coordination Committee (OSCC) meeting at Hyderabad, Telangana on November 19, 2024, to review the preparedness and effectiveness of the security of India's offshore installations.

The OSCC was formed in 1978 to enhance the security of India's offshore assets.

Detailed Explanation:

Indian Coast Guard (ICG) conducted the 136th Offshore Security Coordination Committee (OSCC) meeting at Hyderabad, Telangana on November 19, 2024, to review the preparedness and effectiveness of the security of India's offshore installations.

ICG Director General Paramesh Sivamani emphasized the importance of energy security and urged all possible measures to ensure the security of offshore assets.

Participants: Key members included representatives from the Indian Coast Guard, Indian Navy, Indian Air Force, Oil and Natural Gas Corporation (ONGC), Directorate General of Hydrocarbons, and Directorate General of Shipping.

The OSCC was formed in 1978 to enhance the security of India's offshore assets.

Since its inception, OSCC has contributed to the formulation of policies and provided guidance on offshore security matters.

24) Answer: E

Short Explanation:

Mithali Raj, the former Indian women’s cricket captain and a trailblazer in the sport, has been named Mentor of Women’s Cricket Operations by the Andhra Cricket Association (ACA).

Detailed Explanation:

Mithali Raj, the former Indian women’s cricket captain and a trailblazer in the sport, has been named Mentor of Women’s Cricket Operations by the Andhra Cricket Association (ACA).

Known as one of the greatest female cricketers, Mithali’s appointment is seen as a strategic move to elevate women’s cricket in Andhra Pradesh.

Role: Mentor of Women’s Cricket Operations, Andhra Cricket Association.

Tenure: Mithali Raj has signed a three-year contract with ACA.

Objective: To scout, nurture, and mentor young cricketing talent across the state, particularly among women.

Focus Area: Developing a strong pipeline of skilled women cricketers from Andhra Pradesh.

25) Answer: A

Short Explanation:

World Television Day 2024 is observed on the 21st of November 2024.

In 1927, a 21-year-old inventor by the name of Philo Taylor Farnsworth invented the world’s first electronic television. 

Detailed Explanation:

World Television Day 2024 is observed on the 21st of November 2024.

In 1927, a 21-year-old inventor by the name of Philo Taylor Farnsworth invented the world’s first electronic television. 

On November 21 and 22 1996, the United Nations held the first World Television Forum.

UN leaders recognized that television could bring attention to conflicts, raise awareness of threats to peace and security, and sharpen focus on social and economic issues.

Television has an undoubted presence and influence on world politics.