Dear Readers, Daily Current Affairs Questions Quiz for SBI, IBPS, RBI, RRB, SSC Exam 2025 of 16th August 2025. Daily GK quiz online for bank & competitive exam. Here we have given the Daily Current Affairs Quiz based on the previous days Daily Current Affairs updates. Candidates preparing for IBPS, SBI, RBI, RRB, SSC Exam 2025 & other competitive exams can make use of these Current Affairs Quiz.

 

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1) As per the report, India’s Wholesale Price Index (WPI) inflation fell to what level in July 2025, marking a two-year low?

(a) -0.58%

(b) -0.13%

(c) 2.10%

(d) 3.10%

(e) -0.50%

2) From August 15, 2025, what will be the Immediate Payment Service (IMPS) charge (excluding GST) for an online transfer between ₹1 lakh and ₹2 lakh from a State Bank of India account?

(a) ₹2

(b) ₹6

(c) ₹10

(d) ₹8

(e) ₹5

3) As per the report, BSE Index Services, a part of the BSE stock exchange, has launched the BSE India Defence Index. The constituents of the newly launched BSE India Defence Index are selected from which index?

(a) BSE Sensex

(b) BSE 500 Index

(c) BSE 100 Index

(d) BSE 1000 Index

(e) Nifty 500 Index

4) In July, which UPI app held the largest market share by processing 8.93 billion transactions worth ₹12.20 trillion?

(a) Google Pay

(b) Paytm

(c) super.money

(d) PhonePe

(e) Navi

5) Under SBI’s special personal loan scheme for Agniveers, what is the maximum loan amount offered without collateral?

(a) ₹2 lakh

(b) ₹3 lakh

(c) ₹4 lakh

(d) ₹5 lakh

(e) ₹6 lakh

6) According to an RBI report, by how much can Generative AI potentially boost banking operations in India?

(a) 28%

(b) 34%

(c) 40%

(d) 46%

(e) 50%

7) Recently, India’s first barrier-less toll collection system using multi-lane free flow (MLFF) technology is being implemented at which toll plaza?

(a) KherkiDaula Toll Plaza, Haryana

(b) Khalapur Toll Plaza, Maharashtra

(c) Choryasi Toll Plaza, Gujarat

(d) Palsit Toll Plaza, West Bengal

(e) Maduravoyal Toll Plaza, Tamil Nadu

8) From which date has National Payments Corporation of India (NPCI) directed banks and payment apps to halt all P2P UPI “collect requests” to curb fraud?

(a) October 1, 2025

(b) September 15, 2025

(c) August 1, 2025

(d) November 1, 2025

(e) December 1, 2025

9) Which Union Minister described the National Sports Governance Bill 2025 as the biggest reform in sports since Independence?

(a) Anurag Singh Thakur

(b) Kiren Rijiju

(c) Rajnath Singh

(d) Dr. Mansukh Mandaviya

(e) Amit Shah

10) Which state recorded the highest number of organ donations in India and was honoured by NOTTO during National Organ Donation Day?

(a) Tamil Nadu

(b) Kerala

(c) Maharashtra

(d) Gujarat

(e) Telangana

11) The newly launched e-Sushrut@Clinic is part of which mission’s ecosystem?

(a) National Digital Health Blueprint

(b) Digital India Mission

(c) Ayushman Bharat Digital Mission

(d) Pradhan Mantri Swasthya Suraksha Yojana

(e) RashtriyaSwasthya Bima Yojana

12) Who became the first sole champion of the Quantbox Chennai Grand Masters 2025?

(a) Jorden van Foreest

(b) Arjun Erigaisi

(c) Karthikeyan Murali

(d) Vincent Keymer

(e) Magnus Carlsen

13) What is the mascot for the first-ever Khelo India Water Sports Festival to be held at Dal Lake in August 2025?

(a) Snow Leopard

(b) Himalayan Kingfisher

(c) Black-necked Crane

(d) Hangul Deer

(e) River Dolphin

14) Who is the author of the book "The Rise of the Hitman: The Rohit Sharma Story"?

(a) R. Kaushik

(b) Sharda Ugra

(c) Boria Majumdar

(d) Gulu Ezekiel

(e) Ayaz Memon

15) Who authored the biography "M.S. Swaminathan: The Man Who Fed India"?

(a) Gurcharan Das

(b) R. Kaushik

(c) Priyambada Jayakumar

(d) S. Gurumurthy

(e) Shobha Warrier

16) Who is the author of the book “The Conscience Network”?

(a) Ramachandra Guha

(b) Sugata Srinivasaraju

(c) Gurcharan Das

(d) Arundhati Roy

(e) Shashi Tharoor

17) Which astronaut, the first person to journey to the Moon twice without landing, commanded the Apollo 13 mission and recently passed away at age 97?

(a) Neil Armstrong

(b) Buzz Aldrin

(c) Michael Collins

(d) Jim Lovell

(e) Alan Bean

18) What is the per-transaction limit for Immediate Payment Service (IMPS) for all channels except SMS and IVR?

(a) ₹2 lakh

(b) ₹1 lakh

(c) ₹4 lakh

(d) ₹3 lakh

(e) ₹5 lakh

19) Until which date is SBI offering a flat 10.50% interest rate on personal loans to all Defence personnel?

(a) August 31, 2025

(b) September 30, 2025

(c) October 31, 2025

(d) November 30, 2025

(e) December 31, 2025

20) What is the current maximum amount a UPI user can collect per transaction using the “UPI collect” feature?

(a) ₹2,000

(b) ₹1,500

(c) ₹2,500

(d) ₹5,000

(e) ₹10,000

Answers :

1) Answer: A

Short Explanation:

India's Wholesale Price Index (WPI) inflation fell to a two-year low of -0.58% in July 2025.

This is the second consecutive month that WPI inflation has been in negative territory.

Detailed Explanation:

India's Wholesale Price Index (WPI) inflation fell to a two-year low of -0.58% in July 2025.

This is the second consecutive month that WPI inflation has been in negative territory.

For context, the WPI stood at -0.13% in June and 2.10% in July 2024.

The WPI tracks factory-gate prices of goods sold in bulk, in contrast to the Consumer Price Index (CPI), which measures retail prices paid by households.

The base year for the WPI is 2011-12. The index is divided into three main groups: primary articles, fuel and power, and manufactured products.

The Reserve Bank of India (RBI) has projected CPI inflation at 3.1% for 2025-26.

2) Answer: B

Short Explanation:

State Bank of India (SBI) has revised its charges for Immediate Payment Service (IMPS) fund transfers, effective from August 15, 2025.

The fee structure for online transfers is:

₹25,001 to ₹1 lakh: ₹2 + GST

₹1 lakh to ₹2 lakh: ₹6 + GST

₹2 lakh to ₹5 lakh: ₹10 + GST

Detailed Explanation:

State Bank of India (SBI) has revised its charges for Immediate Payment Service (IMPS) fund transfers, effective from August 15, 2025.

The new charges apply only to online IMPS transfers above ₹25,000.

The charges for transfers made through bank branches remain unchanged.

Online transactions exceeding ₹25,000 will now incur nominal charges ranging from ₹2 to ₹10, plus Goods and Services Tax (GST).

The fee structure for online transfers is:

₹25,001 to ₹1 lakh: ₹2 + GST

₹1 lakh to ₹2 lakh: ₹6 + GST

₹2 lakh to ₹5 lakh: ₹10 + GST

Salary package account holders and certain accounts like those for government departments and statutory bodies will continue to have a full waiver on these charges.

The revised service charges for corporate customers will take effect from September 8, 2025.

3) Answer: D

Short Explanation:

BSE Index Services, a part of the BSE stock exchange, has launched the BSE India Defence Index.

The index is designed to track the performance of stocks within the Indian defence sector.

The constituents of the new index are selected from the BSE 1000 Index.

Detailed Explanation:

BSE Index Services, a part of the BSE stock exchange, has launched the BSE India Defence Index.

The index is designed to track the performance of stocks within the Indian defence sector.

The constituents of the new index are selected from the BSE 1000 Index.

It will be reconstituted semi-annually, in June and December.

This index can be used for passive investment strategies like ETFs and Index Funds to gauge the overall performance of the defence sector.

BSE Index Services MD &CEO : Ashutosh Singh

4) Answer: D

Short Explanation:

PhonePe led the market by processing 8.93 billion UPI transactions with a value of ₹12.20 trillion, giving it a 45.88% market share.

Google Pay was the second-largest player, handling 6.92 billion transactions worth ₹8.91 trillion and holding a 35.56% market share.

The combined market share of PhonePe and Google Pay was 81.44%.

Paytm processed 1.36 billion transactions valued at ₹1.43 trillion, securing a 7.02% market share.

Detailed Explanation:

PhonePe led the market by processing 8.93 billion UPI transactions with a value of ₹12.20 trillion, giving it a 45.88% market share.

Google Pay was the second-largest player, handling 6.92 billion transactions worth ₹8.91 trillion and holding a 35.56% market share.

The combined market share of PhonePe and Google Pay was 81.44%.

Paytm processed 1.36 billion transactions valued at ₹1.43 trillion, securing a 7.02% market share.

According to NPCI data, the total value of UPI transactions in July was ₹25.08 lakh crore, a 4.3% increase from the ₹24.04 lakh crore recorded in the previous month.

Other notable third-party app providers (TPAPs) included Navi (444.06 million transactions) and super.money (252.85 million transactions).

Overall, UPI recorded a new high of 19.46 billion transactions, with a total value of ₹25.08 trillion in July

5) Answer: C

Short Explanation:

State Bank of India (SBI) has launched a special personal loan scheme specifically for Agniveers.

The scheme was introduced to mark India's 79th Independence Day.

Under the scheme, Agniveers who have a salary account with SBI can get loans of up to ₹4 lakh.

Detailed Explanation:

State Bank of India (SBI) has launched a special personal loan scheme specifically for Agniveers.

The scheme was introduced to mark India's 79th Independence Day.

Under the scheme, Agniveers who have a salary account with SBI can get loans of up to ₹4 lakh.

These loans are offered without any collateral and with a complete waiver of processing fees.

The repayment tenure for the loan is aligned with the duration of the Agnipath scheme.

SBI is also offering a flat interest rate of 10.50% on personal loans to all Defence personnel until September 30, 2025.

6) Answer: D

Short Explanation:

According to an RBI report, Generative Artificial Intelligence (AI) has the potential to boost banking operations in India by up to 46%.

Detailed Explanation:

According to an RBI report, Generative Artificial Intelligence (AI) has the potential to boost banking operations in India by up to 46%.

The central bank noted that AI can help banks better understand customer behavior, improve efficiency, and offer more personalized services at scale.

Globally, GenAI adoption in financial services is growing rapidly and is projected to exceed ₹1.02 lakh crore by 2033, with an annual growth rate of 28-34%.

The RBI highlighted that the proper use of AI can make banking more efficient, inclusive, and customer-friendly, which will drive strong growth in the sector.

7) Answer: C

Short Explanation:

ICICI Bank will manage the online payment services for India’s first barrier-less toll collection system.

This system is being implemented at the Choryasi Toll Plaza on the NH-48 in Gujarat.

The project is an initiative by the National Highways Authority of India (NHAI) to modernize road infrastructure.

Detailed Explanation:

ICICI Bank will manage the online payment services for India’s first barrier-less toll collection system.

This system is being implemented at the Choryasi Toll Plaza on the NH-48 in Gujarat.

The project is an initiative by the National Highways Authority of India (NHAI) to modernize road infrastructure.

The system uses multi-lane free flow (MLFF) technology, which includes RFID scanners and AI-based automatic number plate recognition (ANPR) cameras to collect tolls.

The goal is to eliminate traditional toll booths and enable seamless, contactless payments without requiring vehicles to slow down.

ICICI Bank will process all digital transactions as per the mandate from NHAI, and only banks are eligible to bid for such projects.

8) Answer: A

The National Payments Corporation of India (NPCI) has directed banks and payment apps to halt all peer-to-peer (P2P) Unified Payments Interface (UPI) "collect requests" from October 1 to curb frauds.

The “UPI collect” feature allows users to request money from another UPI user by sending a payment request through their UPI app.

At present, the maximum amount a UPI user can collect per transaction is ₹2,000.

The number of successful P2P credit transactions is capped at 50 a day.

9) Answer: D

Short Explanation:

Parliament passed the National Sports Governance Bill 2025 and National Anti-Doping (Amendment) Bill 2025, hailed as landmark reforms for sports governance and athlete protection.

Union Sports Minister Dr. Mansukh Mandaviya termed the Bill the biggest reform in sports since Independence.

Detailed Explanation:

Parliament passed the National Sports Governance Bill 2025 and National Anti-Doping (Amendment) Bill 2025, hailed as landmark reforms for sports governance and athlete protection.

Union Sports Minister Dr. Mansukh Mandaviya termed the Bill the biggest reform in sports since Independence.

The National Sports Governance Bill seeks to transform India’s sports administration through the establishment of New Bodies:

National Olympic Committee

National Paralympic Committee

National and Regional Sports Federations for designated sports

Anti-Doping (Amendment) Bill aims to strengthen governance, speed up dispute resolution, enhance collaboration with WADA, and raise athlete awareness about doping regulations.

10) Answer: E

Short Explanation:

Telangana recorded the highest number of organ donations in India and was recognised during National Organ Donation Day in Delhi.

Union Health Minister J.P. Nadda presented the award to representatives of Telangana’s Jeevandan programme.

As per the Union Health Ministry, Telangana’s organ donation rate in 2024 was 4.88 per 10 lakh population, compared to the national average of 0.8 per 10 lakh population.

Detailed Explanation:

Telangana recorded the highest number of organ donations in India and was recognised during National Organ Donation Day in Delhi.

Union Health Minister J.P. Nadda presented the award to representatives of Telangana’s Jeevandan programme.

As per the Union Health Ministry, Telangana’s organ donation rate in 2024 was 4.88 per 10 lakh population, compared to the national average of 0.8 per 10 lakh population.

National Organ and Tissue Transplant Organisation (NOTTO) honoured Telangana for this achievement.

Telangana adopted the Transplantation of Human Organs and Tissues Act (THOTA) to ensure equitable access to organs irrespective of financial status.

Organ transplant surgeries are provided free of cost under the Aarogyasri scheme.

11) Answer: C

Short Explanation:

National Health Authority (NHA) and Centre for Development of Advanced Computing (C-DAC) signed an MoU to roll out e-Sushrut@Clinic in the presence of Union Health Secretary Smt. Punya Salila Srivastava.

Part of the Ayushman Bharat Digital Mission (ABDM) ecosystem, launched in September 2021 to create an integrated digital health infrastructure and bridge gaps among healthcare stakeholders through digital highways.

Detailed Explanation:

National Health Authority (NHA) and Centre for Development of Advanced Computing (C-DAC) signed an MoU to roll out e-Sushrut@Clinic in the presence of Union Health Secretary Smt. Punya Salila Srivastava.

e-Sushrut@Clinic is a lightweight, cloud-based Hospital Management Information System (HMIS) designed for outpatient clinics, especially small and medium healthcare providers.

Part of the Ayushman Bharat Digital Mission (ABDM) ecosystem, launched in September 2021 to create an integrated digital health infrastructure and bridge gaps among healthcare stakeholders through digital highways.

Many AIIMS hospitals already use C-DAC’s systems; e-Sushrut@Clinic is a lighter version of flagship e-Sushrut HMIS, currently in use at 17 AIIMS and over 4000 health facilities nationwide.

12) Answer: D

Short Explanation:

Vincent Keymer clinched the Quantbox Chennai Grand Masters 2025 title with one round to spare, becoming the first sole champion in the event’s history.

The 20-year-old secured the title after drawing with Dutch GM Jorden van Foreest, with other results confirming his victory.

Detailed Explanation:

Vincent Keymer clinched the Quantbox Chennai Grand Masters 2025 title with one round to spare, becoming the first sole champion in the event’s history.

The 20-year-old secured the title after drawing with Dutch GM Jorden van Foreest, with other results confirming his victory.

This win pushed Keymer into the world’s Top 10 in live ratings for the first time.

In the Masters section, all Round 8 games ended in draws, keeping the battle for 2nd and 3rd place open.

Arjun Erigaisi and Karthikeyan Murali, who face each other in the final round, are among the contenders for the remaining podium spots.

13) Answer: B

Short Explanation:

Himalayan Kingfisher unveiled in Srinagar as mascot for the first-ever Khelo India Water Sports Festival (KIWSF) to be held at Dal Lake from 21–23 August 2025.

Festival is part of the expanding Khelo India calendar; follows the first-ever Khelo India Beach Games held in Diu in May 2025.

Detailed Explanation:

Himalayan Kingfisher unveiled in Srinagar as mascot for the first-ever Khelo India Water Sports Festival (KIWSF) to be held at Dal Lake from 21–23 August 2025.

Festival is part of the expanding Khelo India calendar; follows the first-ever Khelo India Beach Games held in Diu in May 2025.

Organised by Jammu & Kashmir Sports Council in collaboration with Union Ministry of Youth Affairs & Sports and Sports Authority of India (SAI).

Second Khelo India event for Jammu & Kashmir after Gulmarg hosted Khelo India Winter Games (snow events) in March 2025.

Medal events: Rowing, Canoeing, Kayaking.

Demonstration events: Water Skiing, Shikara Race, Dragon Boat Race.

14) Answer: A

"The Rise of the Hitman: The Rohit Sharma Story" is a book that chronicles the journey of Indian cricketer Rohit Sharma from his early days to his current status as a legendary player, particularly in white-ball cricket.

This was published recently by Rupa Publications

Written byR. Kaushik, the book offers a warm, personal narrative covering Rohit’s triumphs and challenges, enriched with stories from teammates, coaches, and friends.

15) Answer: C

The book "M.S. Swaminathan: The Man Who Fed India" is written by Priyambada Jayakumar and published by HarperCollins.

Launched in New Delhi, the biography is a tribute to one of India’s greatest agricultural scientists.

The book presents a deeply human and inspiring portrait of M.S. Swaminathan, the visionary who played a pivotal role in making India self-sufficient in food during the Green Revolution.

16) Answer: B

Short Explanation:

The book “The Conscience Network” is authored by Sugata Srinivasaraju, a veteran journalist and historian, and published by Penguin Random House.

Detailed Explanation:

The book “The Conscience Network” is authored by Sugata Srinivasaraju, a veteran journalist and historian, and published by Penguin Random House.

It narrates the story of a group of young Indian diaspora in the United States who actively opposed Prime Minister Indira Gandhi’s Emergency (1975–77).

The Emergency, declared in June 1975, was a period when civil liberties were suspended, press freedom was curbed, and political opponents were imprisoned.

The central focus is on Indians for Democracy (IFD), a group comprising students and professionals in the U.S. who campaigned against the Emergency.

17) Answer: D

Jim Lovell, the astronaut who commanded the Apollo 13 mission, has died at the age of 97.

He was a veteran of four spaceflights: Gemini VII, Gemini XII, Apollo 8, and Apollo 13.

The Apollo 13 mission, launched on April 11, 1970, was intended to be the third moon landing but became famous for a near-disastrous failure that was successfully averted.

Lovell holds the distinction of being the first person to journey to the Moon twice (on Apollo 8 and Apollo 13) but never actually landed on its surface.

He retired from NASA in 1973 after spending a total of 715 hours in orbit.

18) Answer: E

Immediate Payment Service (IMPS) is a real-time interbank electronic fund transfer service, available 24/7, and is managed by the National Payments Corporation of India (NPCI).

The per-transaction limit for IMPS is ₹5 lakh for all channels except SMS and IVR.

19) Answer: B

SBI is also offering a flat interest rate of 10.50% on personal loans to all Defence personnel until September 30, 2025.

20) Answer: A

The “UPI collect” feature allows users to request money from another UPI user by sending a payment request through their UPI app.

At present, the maximum amount a UPI user can collect per transaction is ₹2,000.

The number of successful P2P credit transactions is capped at 50 a day.