Daily Current Affairs Quiz - 15th & 16th Sep 2024

Dear Readers, Daily Current Affairs Questions Quiz for SBI, IBPS, RBI, RRB, SSC Exam 2024 of 15th & 16th Sep 2024. Daily GK quiz online for bank & competitive exam. Here we have given the Daily Current Affairs Quiz based on the previous days Daily Current Affairs updates. Candidates preparing for IBPS, SBI, RBI, RRB, SSC Exam 2024 & other competitive exams can make use of these Current Affairs Quiz.

 

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1) Recently, the SBI aims to raise up to ₹7,500 crore by issuing a second tranche of Tier-II bonds. How many years does the bond maturity term last?

(a) 10years

(b) 12years

(c) 15years

(d) 18years

(e) 20years


2)
How many phygital branches is the Bank of Baroda (BoB) aiming to open nationwide as a trial project?

(a) 5

(b) 4

(c) 6

(d) 7

(e) 8


3)
The cost-to-income (C/I) ratio of State Bank of India (SBI) climbed substantially to what percentage in FY24 from 56.2% in FY23 as a result of greater personnel expenses?

(a) 40%

(b) 50%

(c) 60%

(d) 30%

(e) 70%


4) An
India's outbound foreign direct investment (FDI) pledges increased by $1 billion to $3.21 billion in August 2024 from _______ billion in August 2023, according to figures from the Reserve Bank of India (RBI).

(a) $2.28b

(b) $2.25b

(c) $2.27b

(d) $2.29b

(e) $2.30b


5)
What percentage of Indian Railway Catering and Tourism Corporation (IRCTC) did Life Insurance Corporation of India (LIC) acquire?

(a) 9.2%

(b) 9.1%

(c) 9.3%

(d) 9.4%

(e) 9.5%


6)
Under PMAY-Grameen, PM Modi would provide financial support to 20 million rural homes. Where were these recent events being held?

(a) Odisha

(b) Gujarat

(c) Jharkhand

(d) Sikkim

(e) Karnataka


7)
At the third Board meeting, which ministry unveiled two brand-new online portals, such as the Jan Sunwai Portal and the ERP Portal?

(a) Home Affairs

(b) Commerce & Industry

(c) Finance

(d) MSME

(e) Agriculture


8)
How many lakh crore infrastructure projects does PM Modi's government approve in a hundred days. The government's significant infrastructure investments are expected to propel the construction sector's predicted 12–15% growth in FY25?

(a) ₹3 lakh crore

(b) ₹1 lakh crore

(c) ₹2 lakh crore

(d) ₹5 lakh crore

(e) ₹4 lakh crore


9)
In order to support African response efforts, the World Health Organization authorizes the first mpox vaccine. Which company produces the vaccine?

(a) Bavarian Nordic A/S

(b) Serum Institute

(c) Bharat Biotech

(d) Chiron Behring

(e) Zydus Lifecycle


10)
In an effort to "free the nation from colonial imprints," Union Home Minister Amit Shah said that Port Blair, the capital of the Andaman and Nicobar Islands, would now be known as "Sri Vijaya Puram." How many unidentified islands were given names in honor of Param Vir Chakra recipients in 2023?

(a) 19

(b) 18

(c) 17

(d) 21

(e) 23


11) Recently,
Bangalore-based athleisure sportswear start-up Agilitas Sports has acquired an undisclosed strategic investment from Spring Marketing Capital. In which year was Agilitas Sports founded?

(a) 2021

(b) 2022

(c) 2023

(d) 2019

(e) 2018


12) Recently the
Nehal Vora has been reappointed as Central Depository Services India's (CSDL) managing director and CEO. Where is the headquarters of Central Depository Services India (CDSL) located?

(a) Mumbai

(b) Chennai

(c) Kolkata

(d) Bengaluru

(e) New Delhi


13)
Which organization together with the Indian Navy successfully performs back-to-back test firings of surface-to-air missiles over a two-day period in India?

(a) HAL

(b) DRDO

(c) Indian Army

(d) CSIR

(e) NTRO


14)
Which planet is the focus of the joint European Space Agency (ESA) and Japan Aerospace Exploration Agency (JAXA) mission, BepiColombo?

(a) Venus

(b) Mercury

(c) Saturn

(d) Mars

(e) Earth


15) For the fiscal year 2024–25, the Food Ministry and the Food Corporation of India (FCI) inked a Memorandum of Understanding (MoU) aimed at improving the effectiveness and transparency of foodgrain distribution and procurement processes. When was FCI founded?

(a) 1966

(b) 1962

(c) 1963

(d) 1964

(e) 1965


16)
Which version of the India-US Defense Acceleration Ecosystem Summit, INDUS-X, was held in Silicon Valley starting on September 9?

(a) 1st

(b) 2nd

(c) 3rd

(d) 4th

(e) 5th


17) According to the
ISMA Enters into Memorandums of Understanding to Promote Sustainable Bioenergy Solutions with PRAJ Industries and TERI. What percentage of SAF should be blended with aviation turbine fuel by India by 2027, according to the collaboration's expectations?

(a) 1%

(b) 2%

(c) 3%

(d) 4%

(e) 5%


18)
Which nation's Ministry of Economic Development and Trade has inked a memorandum of understanding (MoU) with the People's Bank of China (PBoC) to enhance trade and investment?

(a) Maldives

(b) Denmark

(c) Singapore

(d) Denmark

(e) Russia


19)
The 'Food Delivery in Trains' service is being launched by Zomato in collaboration with IRCTC. Since the relationship began, how many stations have received 10 lakh orders from the service, which is presently available in 88 cities?

(a) 50

(b) 60

(c) 80

(d) 100

(e) 120


20) Which of the following pair is incorrect?

(a) National Engineers Day - September 15

(b) International Day of Democracy - September 16

(c) World Ozone Day - September 15

(d) Only A

(e) Only B & C


Answers :

1) Answer: C

Short Explanation:

The State Bank of India (SBI) plans to raise up to ₹7,500 crore through the issuance of a second tranche of Tier-II bonds.

Bond Details: The bonds have a maturity period of 15 years.

The issuance includes a base size of ₹4,000 crore with an additional greenshoe option of ₹3,500 crore.

Detailed Explanation:

The State Bank of India (SBI) plans to raise up to ₹7,500 crore through the issuance of a second tranche of Tier-II bonds.

Bond Details: The bonds have a maturity period of 15 years.

The issuance includes a base size of ₹4,000 crore with an additional greenshoe option of ₹3,500 crore.

Previous Issuance: In August 2024, SBI raised ₹7,500 crore through its first Basel III-compliant Tier-II bond issuance, which had a coupon rate of 7.42%.

Credit Rating: The bonds are rated "AAA" by ICRA and India Ratings and Research, indicating high credit quality.

Year-to-Date Fundraising: For the current financial year, SBI has raised ₹20,000 crore through two tranches of infrastructure bonds.

Tier-II Bonds Characteristics: Tier-II bonds are a part of a bank's borrowing structure.


2) Answer: D

Short Explanation:

Bank of Baroda (BoB) is planning to launch 7 phygital branches as a pilot project across the country.

These branches integrate self-service and assisted service models.

The first phygital branch was opened at Horniman Circle, Mumbai in July.

The second branch was inaugurated at Vile Parle, Mumbai, and another branch at Chanda Nagar, Hyderabad.

Detailed Explanation:

Bank of Baroda (BoB) is planning to launch 7 phygital branches as a pilot project across the country.

These branches integrate self-service and assisted service models.

The first phygital branch was opened at Horniman Circle, Mumbai in July.

The second branch was inaugurated at Vile Parle, Mumbai, and another branch at Chanda Nagar, Hyderabad.

Video Contact Centre: Allows customers to connect with the bank's contact center through video calls for non-financial services.

Self-Service Kiosk: Equipped with tablets for services such as PAN updation, account statements, and TDS certificates.

Service Areas: Includes exclusive service areas and universal service counters staffed by branch executives to assist with customer needs.


3) Answer: C

Short Explanation:

State Bank of India’s (SBI’s) cost-to-income (C/I) ratio sharply increased to 60% in FY24 from 56.2% in FY23 due to higher employee expenses.

S&P Global Ratings forecasts that SBI’s C/I ratio will normalize to 54-55% over the next two years as the bank improves operating efficiency and leverages digital platforms.

Provision for Wage Arrears:SBI made a total provision of ₹15,877.09 crore for wage arrears due for revision from November 2022.

Detailed Explanation:

State Bank of India’s (SBI’s) cost-to-income (C/I) ratio sharply increased to 60% in FY24 from 56.2% in FY23 due to higher employee expenses.

S&P Global Ratings forecasts that SBI’s C/I ratio will normalize to 54-55% over the next two years as the bank improves operating efficiency and leverages digital platforms.

Provision for Wage Arrears:SBI made a total provision of ₹15,877.09 crore for wage arrears due for revision from November 2022.

Capitalization and Risk Ratios:SBI's capital base is noted as weaker compared to peers.

The risk-adjusted capital (RAC) ratio is expected to stay moderate at 5.5-6.0% over the next two years, compared to 5.9% as of March 31, 2024.

Asset Quality:S&P forecasts that SBI’s asset quality will remain stable, with weak loans (NPA + restructured loans) staying at 2.5-3.0% of total loans over the next 12-18 months.

SBI's credit cost is expected to remain under 1% due to low asset quality risks.

Credit Rating:S&P Global has affirmed SBI’s issuer credit rating at “BBB-/Positive.”


4) Answer: D

Short Explanation:

According to Reserve Bank of India (RBI) data, India's outward foreign direct investment (FDI) commitments rose by $1 billion to $3.21 billion in August 2024, up from $2.29 billion in August 2023.

Sequential Growth: Outbound FDI commitments increased from $3 billion in July 2024.

Three Components: Outward FDI commitments are classified into three categories: equity, loans, and guarantees.

Detailed Explanation:

According to Reserve Bank of India (RBI) data, India's outward foreign direct investment (FDI) commitments rose by $1 billion to $3.21 billion in August 2024, up from $2.29 billion in August 2023.

Sequential Growth: Outbound FDI commitments increased from $3 billion in July 2024.

Three Components: Outward FDI commitments are classified into three categories: equity, loans, and guarantees.

Equity Commitments: Equity commitments more than doubled to $1.14 billion in August 2024, from $458.01 million in August 2023.

However, they were down from $1.98 billion in July 2024.

Debt Commitments: Debt commitments rose marginally to $687.73 million in August 2024, up from $509.44 million in August 2023, and much higher than $311.83 million in July 2024.

Guarantees: Guarantees for overseas units remained stable at $1.37 billion in August 2024, compared to $1.32 billion in August 2023, and nearly doubled from $713.5 million in July 2024.


5) Answer: C

Life Insurance Corporation of India (LIC) increased its stake in Indian Railway Catering and Tourism Corporation (IRCTC) to approximately 9.3%.

LIC's stake in IRCTC grew by 2.02% between December 16, 2022, and September 11, 2024, through open market purchases.


6) Answer: C

Short Explanation:

Prime Minister Narendra Modi will initiate the release of the first instalment of central financial assistance under the Pradhan Mantri Awas Yojana – Grameen (PMAY-G) over the coming days.

The events will commence in Jharkhand on September 15, where PM Modi will distribute approval letters to 20,000 beneficiaries.

The functions will culminate on PM Modi's birthday, September 17, marking a significant event in his tenure.

Detailed Explanation:

Prime Minister Narendra Modi will initiate the release of the first instalment of central financial assistance under the Pradhan Mantri Awas Yojana – Grameen (PMAY-G) over the coming days.

The scheme aims to build 20 million new houses in rural areas over the next five years, in addition to the 26 million homes already constructed in the last decade.

The events will commence in Jharkhand on September 15, where PM Modi will distribute approval letters to 20,000 beneficiaries.

The functions will culminate on PM Modi's birthday, September 17, marking a significant event in his tenure.

After Jharkhand, PM Modi will visit Gujarat, where Rs 93 crore will be distributed to 31,000 beneficiaries. Additionally, he will participate in the ‘Griha Pravesh’ (housewarming) ceremony for 35,000 newly completed rural homes in the state.


7) Answer: B

Short Explanation:

Union Commerce and Industry Minister Piyush Goyal introduced two new online portals during the third Board of Trade meeting.

Jan Sunwai Portal: An online platform designed to provide information and services, including grievance redressal.

Enterprise Resource Planning (ERP) Portal by Export Credit Guarantee Corporation (ECGC): Alongside the SMILE-ERP system, the ECGC portal offers services related to claims, policies, and grievance redressal, ensuring smoother interactions with exporters. It also includes a videoconferencing facility.

Detailed Explanation:

Union Commerce and Industry Minister Piyush Goyal introduced two new online portals during the third Board of Trade meeting.

These portals aim to ensure timely and transparent service delivery and reduce the need for physical visits to Commerce Ministry offices.

Jan Sunwai Portal: An online platform designed to provide information and services, including grievance redressal.

This portal features an on-demand videoconferencing facility for addressing trade and industry issues. Scheduled interactions will also be available, allowing stakeholders to connect with Ministry offices without physical visits.

Enterprise Resource Planning (ERP) Portal by Export Credit Guarantee Corporation (ECGC): Alongside the SMILE-ERP system, the ECGC portal offers services related to claims, policies, and grievance redressal, ensuring smoother interactions with exporters. It also includes a videoconferencing facility.


8) Answer: A

Short Explanation:

The Prime Minister Narendra Modi-led government has approved infrastructure projects worth₹3 lakh crore in the first 100 days of its third term.

The government aims to invest ₹15 lakh crore in infrastructure to drive progress and development, with a vision for India to become a developed nation by 2047.

Detailed Explanation:

The Prime Minister Narendra Modi-led government has approved infrastructure projects worth₹3 lakh crore in the first 100 days of its third term.

The government aims to invest ₹15 lakh crore in infrastructure to drive progress and development, with a vision for India to become a developed nation by 2047.

PM Modi laid the foundation stone for the Vadhvan Port project in Maharashtra’s Palghar district, valued at ₹76,000 crore.

Ministry of Roads, Transport, and Highways (MoRTH): The budgetary allocation has increased more than 8 times over the past decade to ₹2.7 lakh crore for fiscal year 2025, reflecting a 22% compound annual growth rate.

Airport Infrastructure: The government has committed ₹55,000 crore to ₹60,000 crore for new greenfield airports, brownfield development, and expansions under the Airports Authority of India (AAI). In FY24, new terminal buildings at 21 airports have boosted passenger handling capacity by approximately 62 million passengers per annum.

The construction sector is projected to grow by 12-15% in FY25, driven by the government’s substantial infrastructure investments.


9) Answer: A

Short Explanation:

The World Health Organization (WHO) granted its first authorisation for a mpox vaccine for use in adults, marking a critical step in combating the disease, particularly in Africa.

The vaccine is produced by Bavarian Nordic A/S, and its pre-qualification allows global health agencies like GAVI and UNICEF to purchase it.

Vaccination Details: The approved vaccine is administered in a two-dose regimen to individuals aged 18 and above.

Detailed Explanation:

The World Health Organization (WHO) granted its first authorisation for a mpox vaccine for use in adults, marking a critical step in combating the disease, particularly in Africa.

The vaccine is produced by Bavarian Nordic A/S, and its pre-qualification allows global health agencies like GAVI and UNICEF to purchase it.

Vaccination Details: The approved vaccine is administered in a two-dose regimen to individuals aged 18 and above.

It is also authorized for use in infants, children, and adolescents in outbreak settings where the benefits outweigh the risks, though it is not currently licensed for those under 18 years old.

Current Situation: The Africa Centre for Disease Control and Prevention (Africa CDC) reported that nearly 70% of mpox cases in Congo, the country most affected, are among children under 15 years old, who also account for 85% of deaths.


10) Answer: D

Short Explanation:

Union Home Minister Amit Shah announced the renaming of Port Blair, the capital of Andaman & Nicobar Islands to “Sri Vijaya Puram” as a move to “free the nation from colonial imprints.”

The renaming is aimed at removing colonial legacies associated with the original name, Port Blair, which was named after British naval surveyor Archibald Blair.

In 2023, 21 unnamed islands were named after Param Vir Chakra awardees.

Detailed Explanation:

Union Home Minister Amit Shah announced the renaming of Port Blair, the capital of Andaman & Nicobar Islands to “Sri Vijaya Puram” as a move to “free the nation from colonial imprints.”

The renaming is aimed at removing colonial legacies associated with the original name, Port Blair, which was named after British naval surveyor Archibald Blair.

Historical Background:Port Blair was originally named Port Cornwallis after Commodore William Cornwallis and later renamed Port Blair.

Previous Renaming Initiatives:In a move to honor Netaji Subhash Chandra Bose, three islands in the Andaman and Nicobar Islands were renamed: Ross Island to Subhash Chandra Bose Dweep, Neil Island to Shaheed Dweep, and Havelock Island to Swaraj Dweep.

In 2023, 21 unnamed islands were named after Param Vir Chakra awardees.

New Name Significance: The name “Sri Vijaya Puram” symbolizes the victory achieved in the struggle for Indian independence.


11) Answer: C

Short Explanation:

Bengaluru-based athleisure sportswear start-up Agilitas Sports has received an undisclosed strategic investment from Spring Marketing Capital.

The investment aims to help Agilitas Sports scale its operations and become a category-defining leader in the sportswear industry.

Agilitas Sports was founded in 2023 by former Puma India managing director Ganguly, alongside Atul Bajaj and Amit Prabhu.

Detailed Explanation:

Bengaluru-based athleisure sportswear start-up Agilitas Sports has received an undisclosed strategic investment from Spring Marketing Capital.

The investment aims to help Agilitas Sports scale its operations and become a category-defining leader in the sportswear industry.

Agilitas Sports was founded in 2023 by former Puma India managing director Ganguly, alongside Atul Bajaj and Amit Prabhu.

The company has already raised over Rs 530 crore across two funding rounds from Convergent Finance LLP, Nexus Venture Partners, and individual investors.

Agilitas Sports recently acquired Mochiko Shoes Pvt Ltd., a leading sports footwear manufacturer in India.


12) Answer: A

Short Explanation:

Nehal Vora has been reappointed as the Managing Director (MD) and Chief Executive Officer (CEO) of Central Depository Services India (CDSL) for a second five-year term, from September 18, 2024, to September 17, 2029.

About CDSL :

Founded : February 1999

Headquarters : Mumbai, Maharashtra, India

Detailed Explanation:

Nehal Vora has been reappointed as the Managing Director (MD) and Chief Executive Officer (CEO) of Central Depository Services India (CDSL) for a second five-year term, from September 18, 2024, to September 17, 2029.

About CDSL :

Founded : February 1999

Headquarters : Mumbai, Maharashtra, India

CDSL manages more than 130 million demat accounts, making it a leading player in India's depository system.

CDSL is India’s only listed depository and aims to provide secure, reliable, and affordable depository services to market participants.


13) Answer: B

Short Explanation:

India successfully test-fired the Vertical Launch Short Range Surface to Air Missile (VLSRSAM) on two consecutive days, September 12 and 13, 2024, from the Integrated Test Range (ITR) at Chandipur, Odisha.

The tests were conducted by the Defence Research and Development Organisation (DRDO) in collaboration with the Indian Navy.

Detailed Explanation:

India successfully test-fired the Vertical Launch Short Range Surface to Air Missile (VLSRSAM) on two consecutive days, September 12 and 13, 2024, from the Integrated Test Range (ITR) at Chandipur, Odisha.

The tests were conducted by the Defence Research and Development Organisation (DRDO) in collaboration with the Indian Navy.

The tests mark a critical achievement in India’s defence capabilities.

Target Interception: The VLSRSAM system successfully intercepted high-speed, low-altitude aerial targets simulating sea-skimming threats—one of the most challenging for naval platforms.

Purpose and Capability: The VLSRSAM system is designed to neutralize various airborne threats at close ranges, including aircraft, helicopters, drones, and incoming missiles.


14) Answer: B

Short Explanation:

BepiColombo is a joint mission between the European Space Agency (ESA) and the Japan Aerospace Exploration Agency (JAXA) aimed at studying Mercury.

Launch Date:The spacecraft was launched on October 20, 2018.

Detailed Explanation:

BepiColombo is a joint mission between the European Space Agency (ESA) and the Japan Aerospace Exploration Agency (JAXA) aimed at studying Mercury.

BepiColombo made its closest approach to Mercury, capturing detailed black-and-white images of the planet’s surface.

Mission Purpose:The mission aims to study Mercury's surface, composition, magnetic field, and its interaction with the solar environment.

Historical Context:Named after Giuseppe "Bepi" Colombo, an Italian mathematician and engineer known for his contributions to the understanding of Mercury's orbit.

Launch Date:The spacecraft was launched on October 20, 2018.


15)
Answer: E

Short Explanation:

The Food Ministry and the Food Corporation of India (FCI) signed a Memorandum of Understanding (MoU) for the 2024-25 fiscal year, focused on enhancing the efficiency and accountability of foodgrain procurement and distribution operations.

Established in 1965, the FCI is responsible for the procurement, storage, transport, and distribution of food grains.

Detailed Explanation:

The Food Ministry and the Food Corporation of India (FCI) signed a Memorandum of Understanding (MoU) for the 2024-25 fiscal year, focused on enhancing the efficiency and accountability of foodgrain procurement and distribution operations.

The MoU outlines specific performance metrics for FCI depots, such as capacity utilization, operational losses, and security measures.

It also emphasizes the modernisation of processes and better management of public funds in food security operations.

The initiative reinforces the government's commitment to improving the Public Distribution System (PDS), ensuring the efficient use of food subsidy funds.

Established in 1965, the FCI is responsible for the procurement, storage, transport, and distribution of food grains.

The corporation operates solely on central government food subsidies, with no independent revenue stream.


16) Answer: C

Short Explanation:

A Memorandum of Understanding (MoU) was signed between the US Department of Defence’s Defence Innovation Unit (DIU) and India’s iDEX (Innovations for Defence Excellence) of the Ministry of Defence's Defence Innovation Organization (DIO) at the INDUS-X Summit in California.

The third edition of the INDUS-X (India-U.S. Defence Acceleration Ecosystem) Summit took place in Silicon Valley from September 9.

Detailed Explanation:

A Memorandum of Understanding (MoU) was signed between the US Department of Defence’s Defence Innovation Unit (DIU) and India’s iDEX (Innovations for Defence Excellence) of the Ministry of Defence's Defence Innovation Organization (DIO) at the INDUS-X Summit in California.

The agreement aims to expand cooperation in defence innovation, providing militaries access to cutting-edge technologies.

The MoU focuses on increasing cooperation in defence innovation and facilitating industry, research, and investment partnerships between both countries.

The third edition of the INDUS-X (India-U.S. Defence Acceleration Ecosystem) Summit took place in Silicon Valley from September 9.

The Summit was co-hosted by the U.S.-India Strategic Partnership Forum (USISPF) and Stanford University.


17) Answer: A

Short Explanation:

Indian Sugar & Bio Energy Manufacturers Association (ISMA) has signed Memoranda of Understanding (MoUs) with The Energy and Resources Institute (TERI) and PRAJ Industries.

The collaboration is expected to catalyse India's commitment to blending 1% SAF with Aviation Turbine Fuel by 2027 and 5% by 2030, in line with the CORSIA mandates of the International Civil Aviation Organisation (ICAO).

Detailed Explanation:

Indian Sugar & Bio Energy Manufacturers Association (ISMA) has signed Memoranda of Understanding (MoUs) with The Energy and Resources Institute (TERI) and PRAJ Industries.

The focus is on advancing sustainable bioenergy solutions including Sustainable Aviation Fuel (SAF), bio-ethanol, bio-gas, green bio-hydrogen, and green methanol.

Deepak Ballani, ISMA’s Director-General, highlighted that this collaboration will leverage TERI’s research and policy expertise and PRAJ’s technology solutions to overcome environmental challenges and foster a robust bioenergy ecosystem.

The partnership aims to support India’s bio-economy and low-carbon energy infrastructure by promoting knowledge sharing, policy advocacy, and capacity building.

The collaboration is expected to catalyse India's commitment to blending 1% SAF with Aviation Turbine Fuel by 2027 and 5% by 2030, in line with the CORSIA mandates of the International Civil Aviation Organisation (ICAO).


18) Answer: A

Short Explanation:

China, as the largest bilateral lender to the Maldives, has been in talks with the Maldivian government regarding its debt.

The Maldives owes $1.37 billion to China and $124 million to India in loans, according to World Bank Data.

Detailed Explanation:

China's central bank, the People's Bank of China (PBoC), has signed a memorandum of understanding (MoU) with the Maldivian Ministry of Economic Development and Trade to strengthen trade and investment.

The agreement aims to promote local currency settlement for current account transactions and direct investment, with no further details provided by PBoC.

China, as the largest bilateral lender to the Maldives, has been in talks with the Maldivian government regarding its debt.

The Maldives owes $1.37 billion to China and $124 million to India in loans, according to World Bank Data.


19) Answer: D

Short Explanation:

Zomato has announced its collaboration with Indian Railway Catering and Tourism Corporation (IRCTC) to introduce 'Zomato - Food Delivery in Trains'. This service aims to enhance the train travel experience by allowing passengers to enjoy a variety of dishes from their seats.

The service is currently operational across 88 cities and has delivered 10 lakh orders across 100 stations since the partnership began.

Detailed Explanation:

Zomato has announced its collaboration with Indian Railway Catering and Tourism Corporation (IRCTC) to introduce 'Zomato - Food Delivery in Trains'. This service aims to enhance the train travel experience by allowing passengers to enjoy a variety of dishes from their seats.

The service is currently operational across 88 cities and has delivered 10 lakh orders across 100 stations since the partnership began.

Zomato tracks train timings to adjust delivery schedules in case of delays, ensuring timely service even during schedule changes.


20) Answer: E

Every year 15th September is celebrated as National Engineers Day in India.

National Engineers Day is celebrated on 15th September in India, in order to pay tribute to our Indian engineer and Bharat Ratna Sir Mokshagundam Viswesvaraya on his birthday.

In the year of 1968, the Government of India announced that Sir M. Visvesvaraya’s birth anniversary was celebrated as Engineers Day in India.

The International Day of Democracy is observed every year on the 15th of September.

The first International Day of Democracy was observed in the year of 2008.

Every year World Ozone Day is observed on 16 September.

The theme for this year is “Montreal Protocol: Advancing Climate Actions”.

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