Dear Readers, Daily Current Affairs Questions Quiz for SBI, IBPS, RBI, RRB, SSC Exam 2024 of 06th & 07th October 2024. Daily GK quiz online for bank & competitive exam. Here we have given the Daily Current Affairs Quiz based on the previous days Daily Current Affairs updates. Candidates preparing for IBPS, SBI, RBI, RRB, SSC Exam 2024 & other competitive exams can make use of these Current Affairs Quiz.

 

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1) Recently(oct 2024), the Reserve Bank of India (RBI) published on its website a research paper named "Status of Digital Financial Literacy in Which Island's Bottlenecks and Way Forward" under the Project Research paper?

(a) Bhavani Island

(b) Lakshadweep Island

(c) Havelock Island

(d) Great Nicobar Island

(e) Agatti Island

2) In collaboration with the Government of India, the maximum for Ways and Means Advances from October 2024 to March 2025 was determined at ₹50,000 crore. When the government uses it, what percentage of the WMA limit, the Reserve Bank of India (RBI) may commence the flotation of new market loans?

(a) 25%

(b) 50%

(c) 75%

(d) 90%

(e) 35%

3) The Visa Tokenized Asset Platform (VTAP), a platform designed to assist international banks in issuing stablecoins and tokens backed by currency, has been introduced by Visa. Which year is VTAP anticipated to launch?

(a) 2024

(b) 2029

(c) 2025

(d) 2026

(e) 2028

4) The Reserve Bank of India (RBI) has come out with ‘RBI (Credit Derivatives) Directions of which year, Draft’ as the development of the Credit Default Swap (CDS) market is sine qua non for the creation of a liquid market for corporate bonds, especially for the bonds of lower-rated issuers?

(a) 2019

(b) 2018

(c) 2020

(d) 2021

(e) 2022

5) How much crore did Prime Minister Narendra Modi spend in Washim, Maharashtra, to launch a number of agriculture and animal husbandry initiatives?

(a) Rs 23,300 crore

(b) Rs 22,300 crore

(c) Rs 20,300 crore

(d) Rs 21,300 crore

(e) Rs 25,300 crore

6) The Pradhan Mantri Ujjwala Yojana (PMUY) has received approval for its fourth expansion by the Ministry
of Petroleum and Natural Gas. This move is in response to the growing demand from households facing economic hardship. When was PMUY launched?

(a) 2014

(b) 2015

(c) 2016

(d) 2018

(e) 2019

7) In which city did Prime Minister Shri Narendra Modi deliver his speech at the Kautilya Economic Conclave?

(a) Bengaluru

(b) New Delhi

(c) Mumbai

(d) Pune

(e) Kolkata

8) Which nation will host the delegation of India to the Council of Heads of Government (CHG) meeting of the Shanghai Cooperation Organization (SCO) under the direction of External Affairs Minister (EAM) S. Jaishankar?

(a) Srilanka

(b) Japan

(c) China

(d) USA

(e) Pakistan

9) Which nation is holding an international conference with representatives of the UN and those opposed to the military administration in Myanmar?

(a) Indonesia

(b) Srilanka

(c) Bangladesh

(d) Germany

(e) Maldives

10) The GlobE Network plenary conference in Beijing saw the election of India to the 15-member steering committee. Of the 219 member authorities in the network, how many nations are members now, including India?

(a) 120

(b) 121

(c) 122

(d) 123

(e) 125

11) Which government has received fiscal help from India in the form of a one-year extension of a USD 50 million Treasury Bill?

(a) Indonesia

(b) Srilanka

(c) Bangladesh

(d) Germany

(e) Maldives

12) In which Tamil Nadu city did the Tata Electronics Limited (TEL) unit experience a serious fire?

(a) Chennai

(b) Hosur

(c) Madurai

(d) Trichy

(e) Salem

13) In May 2024, the RBI began buying back government bonds again, following a six-year hiatus. What is the estimated value of the bond buyback that the Indian government plans to undertake through a planned bond auction?

(a) Rs 25,000 crore

(b) Rs 15,000 crore

(c) Rs 20,000 crore

(d) Rs 30,000 crore

(e) Rs 35,000 crore

14) A budget of Rs 10,103 crore has been authorized by the Cabinet for the National Mission on Edible Oils. By which year is the goal to increase oilseed output from 12.7 million tonnes (MT) to 20.2 MT?

(a) 2028

(b) 2029

(c) 2030

(d) 2031

(e) 2032

15) A one-year extension for Reserve Bank of India (RBI) Deputy Governor Rajeshwar Rao, effective October 9, 2024, was agreed by the Appointments Committee of the Cabinet (ACC), which is presided over by Prime Minister (PM) Narendra Modi. When did Rao be promoted to the RBI Executive Director position?

(a) 2014

(b) 2015

(c) 2016

(d) 2018

(e) 2019

16) Which state's Pokhran Firing Ranges, home of the Defence Research and Development Organization, successfully hosted the 4th Generation Very Short Range Air Defence System flying test?

(a) Sikkim

(b) Rajasthan

(c) Gujarat

(d) Maharashtra

(e) Karnataka

17) The Gemini model, which improves Google Search and Maps, is one of the major AI efforts that Google announced at the 10th edition of its Google for India event. How many other Indian languages will Gemini Live, an AI voice chat tool, eventually cover in addition to Hindi?

(a) 7

(b) 8

(c) 9

(d) 6

(e) 10

18) World Habitat Day has been observed on the first _________in October each year since 1986.

(a) Sunday

(b) Monday

(c) Tuesday

(d) Wednesday

(e) Friday

19) Every year on _________, we celebrate World Cotton Day.

(a) October 8

(b) October 4

(c) October 5

(d) October 6

(e) October 7

20) World Cerebral Palsy Day is celebrated on ________________________ each year.

(a) October 8

(b) October 4

(c) October 5

(d) October 6

(e) October 7

Answers :

1) Answer: B

Short Explanation:

The Reserve Bank of India (RBI) placed on its website a research study titled “Status of Digital Financial Literacy in Lakshadweep Islands: Bottlenecks and Way Forward” under the Project Research Study.

Not just access but the usage of deposit accounts was higher with about 90% of the respondents reporting an operation of their accounts for the purposes of savings.

Detailed Explanation:

The Reserve Bank of India (RBI) placed on its website a research study titled “Status of Digital Financial Literacy in Lakshadweep Islands: Bottlenecks and Way Forward” under the Project Research Study.

Not just access but the usage of deposit accounts was higher with about 90% of the respondents reporting an operation of their accounts for the purposes of savings.

Though there was no gender gap in the access to bank deposit accounts, there was a considerable difference between men and women with regard to banking habits in general, and usage of deposit accounts in particular.

While about 91% of the men operated their accounts by themselves, the corresponding figure among women was 71%.

Automated Teller Machines (ATMs) were the most popularly used means of digital banking in the islands.

About 90% of the respondents in the islands had ATM cards, while 80% reported an actual usage of these cards.

Internet banking was not widely prevalent in the islands and only about 38% of the respondents used mobile banking.

2) Answer: C

Short Explanation:

The limit for Ways and Means Advances for October 2024 to March 2025 has been set at ₹50,000 crore in consultation with the Government of India.

The Reserve Bank of India (RBI) may initiate the floatation of fresh market loans when the government utilizes 75% of the WMA limit.

The RBI retains the flexibility to revise the WMA limit at any time based on the prevailing circumstances.

Detailed Explanation:

The limit for Ways and Means Advances for October 2024 to March 2025 has been set at ₹50,000 crore in consultation with the Government of India.

The Reserve Bank of India (RBI) may initiate the floatation of fresh market loans when the government utilizes 75% of the WMA limit.

The RBI retains the flexibility to revise the WMA limit at any time based on the prevailing circumstances.

WMA: Interest is charged at the Repo Rate.

Overdraft: Interest is charged at two percent above the Repo Rate.

Legal Framework: WMA is provided under Section 17(5) of the RBI Act, 1934, which allows the RBI to extend advances to the central and State/UT governments.

Purpose of WMA: WMA serves as a temporary liquidity arrangement for governments to borrow money for up to 90 days to manage liquidity mismatches between revenue inflows and expenditure outflows.

3) Answer: C

Short Explanation:

Visa has launched the Visa Tokenized Asset Platform (VTAP), a platform aimed at helping global banks issue stablecoins and fiat-backed tokens.

VTAP is expected to go live in 2025 and aims to support banks in utilizing blockchain technology for stablecoin issuance and token management.

Detailed Explanation:

Visa has launched the Visa Tokenized Asset Platform (VTAP), a platform aimed at helping global banks issue stablecoins and fiat-backed tokens.

VTAP is expected to go live in 2025 and aims to support banks in utilizing blockchain technology for stablecoin issuance and token management.

BBVA's Pilot Testing: Spanish bank BBVA has been testing Visa's platform for a year and plans a pilot on the Ethereum blockchain in 2025.

Stablecoin Characteristics: Stablecoins, typically pegged to stable assets like the US dollar, have gained traction as they provide a bridge between traditional finance and cryptocurrencies with less price volatility than other cryptocurrencies like Bitcoin or Ether.

Visa's Competitors: Other financial technology companies like PayPal (with PYUSD) and Stripe have already entered the stablecoin space, allowing merchants to accept stablecoin payments for online transactions.

4) Answer: D

Short Explanation:

The Reserve Bank of India (RBI) has come up with ‘RBI (Credit Derivatives) Directions, 2021 – Draft’ as the development of the Credit Default Swap (CDS) market is sine qua non for the development of a liquid market for corporate bonds, especially for the bonds of lower-rated issuers.

CDS is a credit derivative contract in which one counterparty (protection seller) commits to compensate the other counterparty (protection buyer) for the loss in the value of an underlying debt instrument resulting from a credit event with respect to a reference entity.

Detailed Explanation:

The Reserve Bank of India (RBI) has come up with ‘RBI (Credit Derivatives) Directions, 2021 – Draft’ as the development of the Credit Default Swap (CDS) market is sine qua non for the development of a liquid market for corporate bonds, especially for the bonds of lower-rated issuers.

CDS is a credit derivative contract in which one counterparty (protection seller) commits to compensate the other counterparty (protection buyer) for the loss in the value of an underlying debt instrument resulting from a credit event with respect to a reference entity.

CDS is a tool to transfer and manage credit risk in an effective manner through redistribution of risk.

The RBI will allow only single-name CDS contracts.

Market-makers – entities which can buy and sell protection from/to users and other market-makers in order to provide liquidity to the market – will include Scheduled Commercial Banks (except Small Finance Banks, Payment Banks, Local Area Banks and Regional Rural Banks) and NBFCs, including HFCs, and SPDs with minimum net owned funds of ₹500 crore.

They will also include Export-Import Bank of India, National Bank of Agriculture and Rural Development, National Housing Bank and Small Industries Development Bank of India.

5) Answer: A

Short Explanation:

Detailed Explanation:

Prime Minister Narendra Modi visited Washim, Maharashtra, to inaugurate a series of agriculture and animal husbandry initiatives totalling Rs 23,300 crore.

PM-KISAN Samman Nidhi (18th Instalment):

Rs 20,000 crore disbursed to approximately 9.4 crore farmers across India.

This brings the total disbursement under the scheme to around Rs 3.45 lakh crore.

NaMo Shetkari Mahasanman Nidhi Yojana:

The 5th instalment of the scheme was launched, disbursing Rs 2,000 crore to beneficiaries.

Agriculture Infrastructure Fund (AIF):

Over 7,500 projects worth more than Rs 1,920 crore were inaugurated.

These projects include custom hiring centres, warehouses, primary processing units, cold storage, and post-harvest management facilities.

Farmer Producer Organizations (FPOs):

The launch of 9,200 FPOs with a collective turnover of Rs 1,300 crore.

Unified Genomic Chip for Cattle & Sex-Sorted Semen Technology:

Introduction of the GAUCHIP for indigenous cattle and MAHISHCHIP for buffaloes.

The technology will enable the identification of high-quality bulls early and provide sex-sorted semen at lower costs for farmers, reducing semen costs by around Rs 200 per dose.

Solar Parks:

Five solar parks with a total capacity of 19 MW were inaugurated under the Mukhyamantri Saur Krushi Vahini Yojana 2.0.

6) Answer: C

Short Explanation:

The Ministry of Petroleum and Natural Gas has approved the fourth expansion of the Pradhan Mantri Ujjwala Yojana (PMUY), addressing the increasing demand from economically disadvantaged households.

This expansion is crucial as over 2.6 million pending applications are yet to be covered under the scheme.

LPG Penetration Increase: Since the launch of PMUY in May 2016, LPG penetration has significantly increased from 62% in 2016 to near saturation levels.

Detailed Explanation:

The Ministry of Petroleum and Natural Gas has approved the fourth expansion of the Pradhan Mantri Ujjwala Yojana (PMUY), addressing the increasing demand from economically disadvantaged households.

This expansion is crucial as over 2.6 million pending applications are yet to be covered under the scheme.

LPG Penetration Increase: Since the launch of PMUY in May 2016, LPG penetration has significantly increased from 62% in 2016 to near saturation levels.

Pending Applications: Despite this growth, more than 2.6 million applications are pending, primarily from economically distressed backgrounds.

Fourth Expansion: The government has approved this expansion to include more households still in need of clean cooking fuel.

7) Answer: B

Short Explanation:

The Prime Minister, Shri Narendra Modi addressed the Kautilya Economic Conclave in New Delhi.

Themes: Financing the green transition, geo-economic fragmentation, and resilience principles.

Addressed during ongoing global conflicts, underscoring their significance for energy security and the global economy.

Emphasized India's role as a beacon of trust and confidence in uncertain times.

Declared India as the fastest-growing major economy, now ranked fifth-largest by GDP.

Noted India's leadership in global FinTech adoption, internet usage, and being the second-largest mobile manufacturer.

Highlighted India's young demographic and its third-largest pool of scientists and technicians worldwide.

Detailed Explanation:

The Prime Minister, Shri Narendra Modi addressed the Kautilya Economic Conclave in New Delhi.

Themes: Financing the green transition, geo-economic fragmentation, and resilience principles.

Addressed during ongoing global conflicts, underscoring their significance for energy security and the global economy.

Emphasized India's role as a beacon of trust and confidence in uncertain times.

Declared India as the fastest-growing major economy, now ranked fifth-largest by GDP.

Noted India's leadership in global FinTech adoption, internet usage, and being the second-largest mobile manufacturer.

Highlighted India's young demographic and its third-largest pool of scientists and technicians worldwide.

Advocated the government’s mantra of Reform, Perform, and Transform.

Noted the successful re-election after 60 years, reflecting public confidence in transformative policies.

Announced decisions exceeding Rs 15 trillion in the first three months of the third term, including mega infrastructure projects and housing initiatives.

8) Answer: E

Short Explanation:

External Affairs Minister (EAM) S. Jaishankar will lead India's delegation to the Shanghai Cooperation Organisation’s (SCO) Council of Heads of Government (CHG) meeting in Islamabad, Pakistan on October 15-16, 2024.

It will be the first visit to Pakistan by an Indian EAM in 9 years; the last visit was by Sushma Swaraj in 2015 for the Heart of Asia Ministerial Conference on Afghanistan that was held in Islamabad on December 8-9, 2015.

Detailed Explanation:

External Affairs Minister (EAM) S. Jaishankar will lead India's delegation to the Shanghai Cooperation Organisation’s (SCO) Council of Heads of Government (CHG) meeting in Islamabad, Pakistan on October 15-16, 2024.

It will be the first visit to Pakistan by an Indian EAM in 9 years; the last visit was by Sushma Swaraj in 2015 for the Heart of Asia Ministerial Conference on Afghanistan that was held in Islamabad on December 8-9, 2015.

Pakistan's Role:Pakistan is the current rotating chair of the Shanghai Cooperation Organisation (SCO) CHG and has extended invitations to all member states, including Indian Prime Minister Narendra Modi.

India-Pakistan Relations Context:The visit comes at a time of strained India-Pakistan relations, particularly since the abrogation of Article 370 in Jammu and Kashmir in August 2019, and the Pulwama terror attack and Balakot airstrikes earlier in 2019.

No Bilateral Meetings Planned:Jaishankar’s trip is focused on the SCO's regional cooperation agenda, with no bilateral meetings with Pakistan confirmed.

Background on Past Visits:Sushma Swaraj’s visit in 2015 led to discussions with then Prime Minister Nawaz Sharif and the announcement of a Comprehensive Bilateral Dialogue between India and Pakistan.

9) Answer: A

Short Explanation:

Indonesia is hosting an international meeting with the United Nations and opponents of Myanmar's military regime.

Participants include the United Nations (UN), the Association of Southeast Asian Nations (ASEAN), the European Union (EU), and Myanmar's shadow National Unity Government (NUG).

Detailed Explanation:

Indonesia is hosting an international meeting with the United Nations and opponents of Myanmar's military regime.

Participants include the United Nations (UN), the Association of Southeast Asian Nations (ASEAN), the European Union (EU), and Myanmar's shadow National Unity Government (NUG).

The meeting is set against the backdrop of a severe crisis in Myanmar, stemming from the military's crackdown on pro-democracy protests following the coup in 2021.

This meeting reflects a regional attempt to seek solutions as previous peace initiatives have failed to yield results.

The meeting comes just days away from a summit in Laos of leaders of the 10-member Association of Southeast Asian Nations (ASEAN), whose peace plan for Myanmar, drawn up three years ago, has so far failed despite repeated calls for dialogue.

10) Answer: B

Short Explanation:

India has been elected to the 15-member steering committee of the GlobE Network during a plenary session in Beijing.

Officially launched on June 3, 2021, during the UN General Assembly Special Session against Corruption.

The network currently has 121 member countries and 219 member authorities, with India being a member.

Detailed Explanation:

India has been elected to the 15-member steering committee of the GlobE Network during a plenary session in Beijing.

The Global Operational Network of Anti-Corruption Law Enforcement Authorities (GlobE Network) was launched under the G20 framework to address international corruption and financial crimes.

Officially launched on June 3, 2021, during the UN General Assembly Special Session against Corruption.

The network currently has 121 member countries and 219 member authorities, with India being a member.

India’s Participation in the Network:India's Central Bureau of Investigation (CBI) and Enforcement Directorate (ED) are part of the GlobE Network.

The Ministry of Home Affairs (MHA) acts as India's central authority for the network.

11) Answer: E

Short Explanation:

India has extended budgetary support to the Maldives government in the form of a rollover of the USD 50 million Treasury Bill for another year at the Maldivian government’s request.

Detailed Explanation:

India has extended budgetary support to the Maldives government in the form of a rollover of the USD 50 million Treasury Bill for another year at the Maldivian government’s request.

This is the second rollover granted by the Indian government this year.

Earlier in May 2024, SBI had similarly subscribed a USD 50 mn T-bills under the same mechanism, again on the request of the Government of Maldives.

Maldives is India’s key maritime neighbour and an important partner under India’s ‘Neighbourhood First’ policy and Vision SAGAR i.e. Security and Growth for All in the Region.

12) Answer: B

Short Explanation:

A significant fire broke out at the Tata Electronics Limited (TEL) facility in Hosur, Tamil Nadu.

The fire caused substantial disruption to the facility's operations, which are vital for assembling components for Apple’s iPhone.

Detailed Explanation:

A significant fire broke out at the Tata Electronics Limited (TEL) facility in Hosur, Tamil Nadu.

The fire caused substantial disruption to the facility's operations, which are vital for assembling components for Apple’s iPhone.

Fire-fighting teams were deployed to control the blaze, but the extent of damage and specific production units affected remain unclear.

The Tata Electronics unit in Hosur is a critical supplier for Apple, specializing in precision components for iPhones.

The Hosur facility is an essential part of Tata Group’s broader strategy to expand in the electronics manufacturing sector.

13) Answer: A

Short Explanation:

The Government of India has announced a bond buyback worth Rs 25,000 crore through a bond auction scheduled.

The Reserve Bank of India (RBI) will oversee the auction process.

The buyback will target specific bonds that are nearing maturity in 2025 and early 2026.

Detailed Explanation:

The Government of India has announced a bond buyback worth Rs 25,000 crore through a bond auction scheduled.

The Reserve Bank of India (RBI) will oversee the auction process.

The buyback will target specific bonds that are nearing maturity in 2025 and early 2026.

Bonds to be Bought Back:

7.72% bond maturing on May 25, 2025

5.22% bond maturing on June 15, 2025

8.20% bond maturing on September 24, 2025

5.15% bond maturing on November 9, 2025

7.59% bond maturing on January 11, 2026

Purpose of Bond Buybacks: The government undertakes bond buybacks to:

Reduce its liabilities

Strengthen fiscal position

Improve its debt profile

Inject liquidity into the banking system

Smooth out future debt repayment obligations

14) Answer: D

Short Explanation:

The Cabinet has approved a Rs 10,103 crore budget for the National Mission on Edible Oils.

Target to boost oilseed production from 12.7 million tonnes (MT) to 20.2 MT by 2031.

Increase domestic edible oil requirement coverage to 72% by 2031, up from 57%.

Detailed Explanation:

The Cabinet has approved a Rs 10,103 crore budget for the National Mission on Edible Oils.

Target to boost oilseed production from 12.7 million tonnes (MT) to 20.2 MT by 2031.

Increase domestic edible oil requirement coverage to 72% by 2031, up from 57%.

Focus on Key Oilseeds: The mission emphasizes increasing production of:

Rapeseed-mustard

Groundnut

Soybean

Sunflower

Sesamum

Area Expansion: Oilseed cultivation area will expand from 29 million hectares (MH) to 33 MH.

Production Increase Targets:

Projected rise in oilseed production from 39 MT (2022-23) to 69.7 MT by 2030-31.

Support for Farmers: Under the Pradhan Mantri Annadata Aay Sanrakshan Abhiyan (PM-AASHA), the government will purchase oilseeds at a minimum support price (MSP) and implement price support and deficiency payment schemes.

15) Answer: C

Short Explanation:

The Appointments Committee of the Cabinet (ACC), chaired by Prime Minister (PM) Narendra Modi, approved a one-year extension for Reserve Bank of India (RBI) Deputy Governor Rajeshwar Rao from October 9, 2024. 

This is Rao's second one-year extension, with the first being granted in October 2023.

His original appointment as Deputy Governor was in October 2020 for a three-year term.

Rao was elevated to the position of RBI Executive Director in November 2016.

Detailed Explanation:

The Appointments Committee of the Cabinet (ACC), chaired by Prime Minister (PM) Narendra Modi, approved a one-year extension for Reserve Bank of India (RBI) Deputy Governor Rajeshwar Rao from October 9, 2024. 

This is Rao's second one-year extension, with the first being granted in October 2023.

His original appointment as Deputy Governor was in October 2020 for a three-year term.

Rao was elevated to the position of RBI Executive Director in November 2016.

He joined the central bank in 1984 and holds an MBA from the University of Cochin.

Rao has served in various capacities, including overseeing the Risk Monitoring Department, acting as a banking ombudsman, and working in RBI's regional offices in Ahmedabad, Hyderabad, Chennai, and New Delhi.

16) Answer: B

Short Explanation:

The Defence Research and Development Organisation (DRDO) successfully conducted three flight-tests of the 4th Generation, technically advanced miniaturised Very Short Range Air Defence System (VSHORADS) at the Pokhran Field Firing Ranges in Rajasthan on October 03 & 04, 2024.

The tests were carried out against high-speed target, demonstrating very critical parameters of maximum range and maximum altitude interception.

Detailed Explanation:

The Defence Research and Development Organisation (DRDO) successfully conducted three flight-tests of the 4th Generation, technically advanced miniaturised Very Short Range Air Defence System (VSHORADS) at the Pokhran Field Firing Ranges in Rajasthan on October 03 & 04, 2024.

The tests were carried out against high-speed target, demonstrating very critical parameters of maximum range and maximum altitude interception.

VSHORADS is a Man Portable Air Defence System (MANPADS) designed and developed indigenously by Research Centre Imarat (RCI), Hyderabad, Telangana in collaboration with other DRDO laboratories and DcPPs.

It is intended to replace the legacy Igla systems in the Indian Army.

Although small volumes of Igla-S were procured under emergency procurement, this indigenous system is critical for India's defence needs.

17) Answer: B

Short Explanation:

At the 10th edition of its Google for India event, Google unveiled several significant AI initiatives, including the Gemini model, which enhances Google Search and Maps.

The AI voice chat feature, Gemini Live, is being introduced in Hindi, with plans to add support for eight additional Indian languages: Bengali, Gujarati, Kannada, Malayalam, Marathi, Telugu, Tamil, and Urdu.

Detailed Explanation:

At the 10th edition of its Google for India event, Google unveiled several significant AI initiatives, including the Gemini model, which enhances Google Search and Maps.

The AI voice chat feature, Gemini Live, is being introduced in Hindi, with plans to add support for eight additional Indian languages: Bengali, Gujarati, Kannada, Malayalam, Marathi, Telugu, Tamil, and Urdu.

Gemini Mobile App: The Gemini app assists Indian users in various tasks, including academic support and creative inspiration, and offers services in users' preferred languages.

Voice Interaction Popularity: Over 40% of Gemini's Indian language users are utilizing voice interactions, reflecting a growing trend in voice-assisted technology.

New Engineering Center: Google will establish a Google Safety Engineering Center (GSEC) in India, expected to be operational by 2025.

18) Answer: B

Short Explanation:

World Habitat Day is observed on the first Monday of October of every year. This year World Habitat Day is celebrated on the 7th of October.

Since 1986, World Habitat Day has been celebrated on the First Monday of October of every year.

Detailed Explanation:

World Habitat Day is observed on the first Monday of October of every year. This year World Habitat Day is celebrated on the 7th of October.

In 1985, The UN General Assembly adopted resolution 40/202 and established World Habitat Day on the first Monday of October.

Since 1986, World Habitat Day has been celebrated on the First Monday of October of every year.

This day is a global observance day, so every year it is held in different countries along with some specific theme.

It was first celebrated in Nairobi, Kenya in the year of 1986 along with the theme “Shelter is my right”.

19) Answer: E

Short Explanation:

World Cotton Day is observed on 7th October of every year.

The theme of World Cotton Day is, 'Cotton for Good'

Detailed Explanation:

World Cotton Day is observed on 7th October of every year.

The theme of World Cotton Day is, 'Cotton for Good'

In 2019, The four Cotton producers namely Benin, Burkina Faso, Chad and Mali initiated the World Trade Organisation about the World Cotton Day on October 7.

The first World Cotton Day was celebrated on 7th October 2019 and it was hosted by the World Trade Organization.

WTO Secretariat and secretariats of the United Nations Food and Agriculture Organisation collaborate and conduct the event.

20) Answer: D

Short Explanation:

Every year 6th October is observed as a World Cerebral Palsy Day.

This year's theme, ‘#UniquelyCP’, celebrates the uniqueness of the cerebral palsy community - their interests, passions, and identities - showing that they are not solely defined by their disability.

Detailed Explanation:

Every year 6th October is observed as a World Cerebral Palsy Day.

This year's theme, ‘#UniquelyCP’, celebrates the uniqueness of the cerebral palsy community - their interests, passions, and identities - showing that they are not solely defined by their disability.

In 1853, Dr. John Little recognized and studied Cerebral Palsy.

Around 1861, he presented his research to the Obstetrical Society of London and he provided the first definition of Cerebral Palsy.

Dr. Little said that Cerebral Palsy may occur at birth due to difficult labour.

Dr. Sigmund Freud was the first person who stated that Cerebral Palsy may be caused by abnormal development before birth.