Dear Readers, Daily Current Affairs Questions Quiz for SBI, IBPS, RBI, RRB, SSC Exam 2025 of 04th October 2025. Daily GK quiz online for bank & competitive exam. Here we have given the Daily Current Affairs Quiz based on the previous days Daily Current Affairs updates. Candidates preparing for IBPS, SBI, RBI, RRB, SSC Exam 2025 & other competitive exams can make use of these Current Affairs Quiz.

 

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1) How many of the seven regulatory changes announced by the Reserve Bank of India (RBI) on September 29, 2025, will take effect immediately from October 1, 2025?

(a) Two

(b) Three

(c) Four

(d) Five

(e) Six

2) What was the net profit of the Small Industries Development Bank of India (SIDBI) in FY 2024-25, marking a 19.5% rise over the previous year?

(a) ₹4,026 crore

(b) ₹4,511 crore

(c) ₹4,811 crore

(d) ₹5,611 crore

(e) ₹3,826 crore

3) As per the news, Bank of Baroda (BoB) recently signed a Co-Lending Agreement with which NBFC to provide small borrowers easier and affordable credit for agricultural and allied activities?

(a) Bajaj Finance

(b) Tata Capital

(c) Muthoot Finance

(d) Mahindra Finance

(e) IIFL Finance

4) Recently, the Reserve Bank of India (RBI) has set up a six-member Payments Regulatory Board (PRB) to regulate payment systems, replacing which earlier body?

(a) Board for Regulation of Digital Payments (BRDP)

(b) Committee on Payment Systems and Settlement (CPSS)

(c) Board for Regulation and Supervision of Payment and Settlement Systems (BPSS)

(d) Payments Oversight Council (POC)

(e) National Payments Governance Board (NPGB)

5) The SBI Foundation launched the “SBI Platinum Jubilee Asha Scholarship 2025” with a commitment of ₹90 crore in FY26. In which year was this scholarship originally instituted?

(a) 2019

(b) 2020

(c) 2021

(d) 2022

(e) 2023

6) Which of the following health insurers had suspended cashless facilities for all 22 Max Hospitals nationwide before Tata AIG?

(a) Star Health and Niva Bupa

(b) CARE Health only

(c) HDFC health only

(d) Star Health and CARE Health

(e) Niva Bupa and CARE Health

7) What is unique about the gold-backed credit line launched by Axis Bank in collaboration with Freecharge?

(a) It charges interest on the full sanctioned limit

(b) It is accessible through UPI and interest is charged only on the amount used

(c) It is only for salaried employees

(d) It requires collateral in real estate

(e) It is exclusively for international transactions

8) Which bank leads the debit card market in India with a 24% share as of August 2025?

(a) HDFC Bank

(b) Bank of Baroda

(c) State Bank of India

(d) ICICI Bank

(e) Axis Bank

9) Where is India’s first private-sector helicopter Final Assembly Line (FAL), set up by Tata Group in partnership with Airbus, located?

(a) Vadodara, Gujarat

(b) Vemagal, Karnataka

(c) Hyderabad, Telangana

(d) Bengaluru, Karnataka

(e) Pune, Maharashtra

10) From which date will the Government of India mandate Acoustic Vehicle Alerting System (AVAS) in all electric vehicles (EVs)?

(a) October 1, 2027

(b) October 1, 2026

(c) October 1, 2028

(d) January 1, 2027

(e) January 1, 2028

11) Which model was highlighted during the Telugu Language Day 2025 celebrations in Saudi Arabia to promote social and economic empowerment?

(a) P3 Model (Public–Private–People)

(b) P4 Model (Public–Private–People Partnership)

(c) PPP Model (Public–Private Partnership)

(d) P2 Model (People–Public Partnership)

(e) None of the above

12) Prime Minister Narendra Modi released a commemorative postage stamp and coin marking the 100-year journey of the Rashtriya Swayamsevak Sangh (RSS). In which city was RSS founded in 1925 by Keshav Baliram Hedgewar?

(a) Pune

(b) Bhopal

(c) Lucknow

(d) Nagpur

(e) Indore

13) Which district in Chhattisgarh was officially recognised as India’s first child marriage-free district?

(a) Raipur

(b) Durg

(c) Bilaspur

(d) Balod

(e) Jagdalpur

14) Which Indian state won the Global Tourism Award 2025 for promoting sustainable tourism, heritage, and culture?

(a) Kerala

(b) Rajasthan

(c) Andhra Pradesh

(d) Tamil Nadu

(e) Maharashtra

15) Which hotel was recognised as the Best 5-Star Deluxe Hotel at the Andhra Pradesh Tourism Excellence Awards 2025?

(a) ITC Grand Chola, Chennai

(b) Novotel Vijayawada Varun

(c) Taj Falaknuma Palace, Hyderabad

(d) Radisson Blu, Visakhapatnam

(e) The Leela Palace, Bengaluru

16) In which year was the Governor-General’s Bodyguard, now known as the President’s Bodyguard (PBG), originally raised?

(a) 1757

(b) 1773

(c) 1800

(d) 1857

(e) 1900

17) Who received the Tamil Nadu Scientist Award (TANSA) 2022 in Environmental Science?

(a) Dr. R. Arthur James

(b) Dr. V. K. Saraswat

(c) Dr. Tessy Thomas

(d) Dr. C. N. R. Rao

(e) Dr. K. VijayRaghavan

18) Who assumed charge as the Commandant of the College of Defence Management (CDM), Secunderabad on 1 October 2025, while succeeding Lieutenant General Harsh Chhibber?

(a) Lieutenant General Harsh Chhibber

(b) Major General Rajesh Kumar

(c) Lieutenant General Manoj Pande

(d) Major General G. Srinivas

(e) Lieutenant General Anil Kumar

19) Who assumed charge as Secretary, Department of Commerce, Ministry of Commerce & Industry?

(a) Shri Ajay Seth

(b) Shri Rajesh Agrawal

(c) Shri Sanjay Verma

(d) Shri Arvind Subramanian

(e) Shri Piyush Goyal

20) Who has been appointed as the first woman of Indian origin to chair the Global Sustainable Insurance Board under UNEP FI?

(a) Amita Chaudhury

(b) Naina Lal Kidwai

(c) Arundhati Bhattacharya

(d) Shikha Sharma

(e) Chanda Kochhar

21) Which country did INS Sutlej visit on 29 September 2025 to undertake the 18th Joint Hydrographic Survey?

(a) Mauritius

(b) Seychelles

(c) Sri Lanka

(d) Maldives

(e) Madagascar

22) When was India’s first multi-wavelength astronomy satellite, AstroSat, launched by PSLV-C30 from Sriharikota?

(a) 28 September 2014

(b) 28 September 2015

(c) 15 August 2015

(d) 26 January 2015

(e) 15 September 2015

23) Which of the following benefits is NOT explicitly mentioned as part of India’s Trade and Economic Partnership Agreement (TEPA) with European Free Trade Association (EFTA) countries?

(a) Phased tariff reductions on goods

(b) Improved market access for services and investments

(c) Pledge of USD 100 billion investment over 15 years

(d) Mandatory free movement of labor between India and EFTA

(e) Promotion of R&D collaboration and sustainable manufacturing

24) As of October 2025, what is Elon Musk’s net worth, making him the world’s richest individual according to Forbes Real-Time Billionaires tracker?

(a) USD 400.5 billion

(b) USD 450.2 billion

(c) USD 500.1 billion

(d) USD 525.3 billion

(e) USD 550.0 billion

25) Which state recorded the highest number of violent crimes and rioting cases in the Northeast in 2023?

(a) Assam

(b) Nagaland

(c) Meghalaya

(d) Tripura

(e) Manipur

26) Recently, Pandit Chhannulal Mishra, who passed away on October 2, 2025, was a legendary exponent of which musical tradition?

(a) Hindustani Classical Music

(b) Carnatic Classical Music

(c) Sufi Music

(d) Folk Music of Rajasthan

(e) Ghazal Singing

27) What is the theme for World Animal Day 2025, celebrated on 4th October?

(a) Protect Wildlife, Protect Earth

(b) Save Animals, Save the Planet!

(c) Animals are Friends

(d) Preserve Nature, Preserve Life

(e) Compassion for All Creatures

28) Recently, AstroSat, India’s first multi-wavelength astronomy satellite, was launched on 28 September 2015 by PSLV-C30 from Sriharikota. How many Indian universities have used AstroSat data to foster a new generation of astronomers?

(a) 100

(b) 120

(c) 175

(d) 150

(e) 132

29) Where is the headquarters of the UNEP Finance Initiative (UNEP FI), which launched the Principles for Sustainable Insurance (PSI)?

(a) New York, USA

(b) Geneva, Switzerland

(c) London, UK

(d) Paris, France

(e) Nairobi, Kenya

30) Which bank holds the largest share in India’s credit card market as of 2025?

(a) SBI Card

(b) ICICI Bank

(c) Axis Bank

(d) HDFC Bank

(e) Bank of Baroda

Answers :

1) Answer: B

On September 29, 2025, the Reserve Bank of India (RBI) announced seven regulatory changes to improve policy rate transmission, ease gold loan norms, and relax large exposure rules.

Out of these changes, three will take effect from October 1, 2025, while four are draft proposals open for public feedback until October 20, 2025.

Under the revised guidelines on interest rates, banks can now reduce spread components on floating-rate loans even before the 3-year lock-in period, helping accelerate policy rate transmission and reduce borrowers’ EMIs/interest burden.

Banks may offer borrowers the option to switch to fixed-rate loans at reset points, but it is no longer mandatory.

The RBI amended Basel III capital regulations, raising the eligible limit for Perpetual Debt Instruments (PDIs) issued in foreign currency or rupee-denominated overseas bonds, enhancing flexibility for banks to raise Tier-1 capital.

2) Answer: C

Small Industries Development Bank of India (SIDBI) reported a net profit of Rs 4,811 crore in FY 2024-25, marking a 19.5% rise and an all-time high.

In FY 2023-24, SIDBI’s net profit was Rs 4,026 crore.

SIDBI’s balance sheet crossed Rs 5.6 lakh crore during FY 2024-25.

The bank’s total income reached Rs 38,511 crore, up 20.6% compared to the previous year.

SIDBI maintained strong asset quality, with Gross NPA at 0.04% and Net NPA at nil as of March 31, 2025.

3) Answer: E

Bank of Baroda (BoB) has signed a Co-Lending Agreement with IIFL Finance, an NBFC.

The collaboration aims to provide small borrowers with faster, easier, and more affordable credit for agricultural and allied activities.

Under the agreement, IIFL Finance will originate and service gold loans, while BoB will participate in funding, with joint underwriting by both parties.

4) Answer: C

The Reserve Bank of India (RBI) established a new six-member Payments Regulatory Board (PRB) to regulate and supervise India’s payment systems, replacing the Board for Regulation and Supervision of Payment and Settlement Systems (BPSS).

The PRB derives its authority from the Payment and Settlement Systems Act, 2007, which grants RBI the power to regulate payment and settlement systems in India.

The PRB is a distinct entity supported by the Department of Payment and Settlement Systems (DPSS), which now reports directly to it, ensuring a more autonomous and robust regulatory framework.

5) Answer: D

SBI Foundation, the CSR arm of State Bank of India (SBI), has launched the SBI Platinum Jubilee Asha Scholarship 2025 with a commitment of ₹90 crore in FY26.

The scholarship, instituted in 2022, will empower 23,230 meritorious students from humble and underprivileged backgrounds across India, making higher education accessible.

The program covers students from Class 9 up to postgraduate programmes, offering financial assistance ranging from ₹15,000 to ₹20,00,000 annually per student till course completion.

6) Answer: A

Tata AIG became the fourth health insurer to suspend cashless facilities at Max Hospitals, following Star Health, Niva Bupa, and Care Health.

Star Health and Niva Bupa had suspended cashless facilities for all 22 Max Hospitals nationwide, while CARE Health had limited suspension to Max Hospitals in Delhi NCR.

7) Answer: B

Axis Bank, in collaboration with Freecharge, has introduced India’s first gold-backed credit line accessible through UPI, designed for MSMEs, self-employed individuals, and merchants.

The product allows customers to leverage gold holdings for instant, flexible credit and digital overdraft facilities.

Interest is charged only on the amount used, not the full sanctioned limit.

8) Answer: C

The State Bank of India (SBI) leads the debit card market with a 24% share as of August 2025.

Bank of Baroda (BoB) holds 9%, while Canara Bank, Union Bank, and HDFC Bank have 6% each.

Axis Bank and Punjab National Bank (PNB) each hold 4% of the debit card market.

HDFC Bank dominates the credit card market with a 22% share, followed by SBI Card (19%), ICICI Bank (16%), and Axis Bank (14%).

Axis Bank and HDFC Bank showed the highest YoY growth in debit cards at around 11–12% and 7–8%, respectively.

9) Answer: B

The Tata Group, in partnership with Airbus, is launching India’s first private-sector helicopter Final Assembly Line (FAL) at Vemagal, Karnataka to manufacture the Airbus H125 helicopter.

The facility will assemble, test, and deliver both civil and military variants, addressing domestic and South Asian export markets, with deliveries expected from early 2027.

The project stems from the Airbus–Tata agreement announced in January 2024 during the Republic Day visit of French President Emmanuel Macron and is Airbus’ second major manufacturing venture in India after the C295 military aircraft facility in Vadodara, Gujarat.

10) Answer: A

The Government of India (GoI) will mandate Acoustic Vehicle Alerting System (AVAS) in all Electric Vehicles (EVs) from October 1, 2027 to enhance pedestrian safety.

The Ministry of Road Transport and Highways (MoRTH) has proposed the rule for electric cars, buses, and trucks.

Implementation Timeline: New EV models from October 1, 2026; all existing models from October 1, 2027.

Systems must comply with Automotive Industry Standard (AIS)-173 for uniform sound audibility.

Covered vehicles include Category M vehicles (passenger cars and buses) and Category N vehicles (trucks and goods carriers).

11) Answer: B

Telugu Language Day 2025 was celebrated in Saudi Arabia through a P4 model awareness programme, uniting over 2,000 attendees including Non-Resident Indians (NRIs) to promote culture and social empowerment.

The event was organised by the Saudi Arabia Telugu Association (SATA) in collaboration with the TDP NRI Committee.

The programme focused on the P4 model (Public–Private–People Partnership), promoted by the Andhra Pradesh Government, highlighting social and economic empowerment initiatives.

12) Answer: D

Prime MinisterNarendra Modi released a commemorative postage stamp and coin marking the 100-year journey of RSS.

Founded:1925, Nagpur by Keshav Baliram Hedgewar.

Nature:Volunteer-based organisation promoting discipline, cultural awareness, and national service.

Vision: Rooted in Dharma, aiming for Sarvangeena Unnati (all-round development) of India).

Historical Significance: Emerged as a people-nurtured movement for national reconstruction in response to centuries of foreign rule.

13) Answer: D

Balod district, Chhattisgarh, officially recognised as India’s first child marriage-free district under the “Child Marriage Free India” campaign launched on 27 August 2024.

Zero cases reported over the past two years; all 436 gram panchayats and 9 urban bodies certified after verification.

Government Recognition: CM Vishnu Deo Sai announced the goal to make Chhattisgarh child marriage-free by 2028-29; WCD Minister Laxmi Rajwade emphasised the role of society-government collaboration.

14) Answer: C

The Andhra Pradesh Tourism Department won the Global Tourism Award 2025 for its outstanding initiatives in promoting Andhra Pradesh as a top tourist destination.

The award was received by tourism consultant Nishitha Goyal at a ceremony in New Delhi.

Key achievements include:

Development of new tourism circuits showcasing heritage and natural attractions.

Promotion of eco-friendly and community-based tourism projects.

Implementation of digital tourism campaigns targeting global audiences.

Showcasing cultural festivals, crafts, and spiritual heritage internationally.

15) Answer: B

Novotel Vijayawada Varun has been recognised as the Best 5-Star Deluxe Hotel at the Andhra Pradesh Tourism Excellence Awards 2025.

The award was presented by Chief Minister N. Chandrababu Naidu. Manish Pathak, Hotel Manager, received the award and dedicated it to the hotel’s team.

The hotel is Vijayawada’s first and only international 5-star deluxe property, featuring 233 rooms with world-class amenities, exceptional dining options, and versatile event spaces for weddings, conferences, and MICE tourism (Meetings, Incentives, Conferences, Exhibitions).

16) Answer: B

President Droupadi Murmu presented the Diamond Jubilee Silver Trumpet and Trumpet Banner to the President’s Bodyguard (PBG) at Rashtrapati Bhavan, marking 75 years since its designation in 1950.

PBG, the oldest regiment of the Indian Army, was raised in 1773 at Banaras (Varanasi) by Governor-General Warren Hastings as Governor-General’s Bodyguard (later Viceroy’s Bodyguard), originally with 50 cavalry troopers.

Renamed President’s Bodyguard on 27 January 1950; first Silver Trumpet and Banner presented in 1957 by President Dr. Rajendra Prasad.

17) Answer: A

Dr. R. Arthur James, Professor and Chairman of the Department of Marine Science, Bharathidasan University (BDU), received the Tamil Nadu Scientist Award (TANSA) 2022 in Environmental Science.

Award Institution: Tamil Nadu State Council for Science and Technology (TANSA), one of the highest recognitions for scientists in the state.

Award Ceremony:

Held at Resource Centre for Tribal Development, Udhagamandalam.

Includes cash prize of ₹50,000 and a citation.

18) Answer: D

Major General G. Srinivas was assumed charge as the Commandant of the College of Defence Management (CDM), Secunderabad on October 1, 2025.

He succeeded Lieutenant General Harsh Chhibber, who was elevated as Director General Information Systems.

19) Answer: B

Shri Rajesh Agrawal, IAS (1994 Batch) has assumed charge as Secretary, Department of Commerce, Ministry of Commerce & Industry in New Delhi.

He is an accomplished administrator with 30 years of experience in governance, policy making, and implementation across skilling, HR development, apprenticeship, power, fertilizer, agriculture, and MSMEs.

20) Answer: A

Amita Chaudhury has been appointed as the first woman of Indian origin to chair the Global Sustainable Insurance Board under the UNEP Finance Initiative (UNEP FI).

She will serve as Chair of the Board for UNEP FI’s Principles for Sustainable Insurance (PSI), which aims to promote sustainable insurance practices worldwide.

Amita Chaudhury has over 20 years of global leadership experience across Singapore, London, and India, with senior roles in Unilever and other companies.

21) Answer: A

INS Sutlej, a specialised hydrographic survey vessel of the Indian Navy, arrived at Port Louis, Mauritius on 29 September 2025 to undertake the 18th Joint Hydrographic Survey.

The mission is conducted under a bilateral MoU on Hydrography, signed during the 14th Joint Committee Meeting on Hydrography earlier this year.

The current survey mission will cover an extensive area of 35,000 square nautical miles.

22) Answer: B

AstroSat, India’s first multi-wavelength astronomy satellite, was launched on 28 September 2015 by PSLV-C30 from Sriharikota, with a lift-off mass of 1515 kg into a 650 km orbit.

AstroSat has completed 10 years in orbit (2025) and continues to deliver new and exciting results in astrophysics research.

AstroSat observes the universe in ultraviolet, visible, and X-ray bands, making it a versatile space observatory for studying cosmic phenomena.

AstroSat solved a 20-year-old puzzle involving a red giant star emitting both UV and infrared light at the start of its mission.

23) Answer: D

India will implement its first Free Trade Agreement (FTA) with a European bloc through the Trade and Economic Partnership Agreement (TEPA) with European Free Trade Association (EFTA) countries—Switzerland, Norway, Iceland, and Liechtenstein—from October 1, 2025.

Announced by Union Minister of Commerce and Industry Piyush Goyal, the agreement aims to enhance trade, investment, technology transfer, and skills development between India and EFTA nations.

Trade and Market Access: TEPA provides phased tariff reductions on goods and improved market access for services, investments, and intellectual property rights (IPR).

Investment Commitment: EFTA countries have pledged USD 100 billion over 15 years, expected to generate approximately 1 million jobs in India.

Strategic Importance:

India’s first FTA with a European bloc, strengthening ties with advanced economies.

Supports Indian exports in pharmaceuticals, textiles, gems and jewellery, auto components, and chemicals.

Facilitates deeper integration into European supply chains, particularly in pharma, engineering, and clean technology sectors.

Expansion into high-value European markets, R&D collaboration, start-up funding, and promotion of sustainable manufacturing.

24) Answer: C

According to Forbes Real-Time Billionaires tracker (October 2025), Elon Musk, CEO of Tesla, Space Exploration Technologies (SpaceX), and xAI, has officially achieved a net worth of USD 500.1 billion, becoming the world’s richest individual.

He is USD 150 billion ahead of Larry Ellison, co-founder of Oracle. Musk had previously crossed the USD 400 billion milestone in December 2024.

His wealth surge is mainly driven by Tesla, SpaceX, and xAI.

25) Answer: E

Manipur recorded the highest number of violent crimes and rioting cases in the Northeast in 2023, according to the National Crime Records Bureau (NCRB).

The surge in crime was largely due to the May 2023 ethnic clashes between Meiteis of Imphal Valley and tribal Kuki communities, resulting in 260+ deaths and displacement of thousands, creating a law-and-order crisis.

26) Answer: A

Pandit Chhannulal Mishra, a legendary figure in Hindustani classical music, passed away at the age of 89 in Mirzapur on October 2, 2025, coinciding with Dussehra.

He was regarded as the spiritual voice of the Banaras Gharana, symbolizing tradition, devotion, and purity in Indian classical music.

Born in 1936 in Hariharpur village, Azamgarh (Uttar Pradesh), he was introduced to music by his father Pandit Badri Prasad Mishra.

27) Answer: B

World Animal Day is celebrated on 4th October of every year.

This day is observed to raise awareness about the welfare standards of the animals.

The theme for World Animal Day 2025 is "Save Animals, Save the Planet!".

28) Answer: E

AstroSat is a collaborative project of ISRO, Indian research institutions, and international partners like Canada and the UK.

AstroSat has a registered user base of ∼3400 scientists from 57 countries, including the US, Afghanistan, and Angola.

In India, 132 universities have used AstroSat data, fostering a new generation of astronomers.

Initially designed for 5 years, AstroSat has exceeded its life span and all five scientific payloads are still working satisfactorily.

29) Answer: B

The UNEP FI Principles for Sustainable Insurance (PSI) were launched at the 2012 UN Conference on Sustainable Development, providing a global framework for the insurance industry to address environmental, social, and governance (ESG) risks and opportunities.

The UNEP Finance Initiative (UNEP FI) is headquartered in Geneva.

30) Answer: D

The State Bank of India (SBI) leads the debit card market with a 24% share as of August 2025.

HDFC Bank dominates the credit card market with a 22% share, followed by SBI Card (19%), ICICI Bank (16%), and Axis Bank (14%).