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CURRENT AFFAIRS : BANKING & FINANCE

Reserve Bank of India tightens norms for ARCs on income recognising fee             

• As a step to curb asset reconstruction companies (ARCs) from breaching income recognition norms, the Reserve Bank of India (RBI) stated that ARCs will deduct amounts from net-owned funds while calculating the Capital Adequacy Ratio.
• They will have to deduct these amounts from the amount available for payment of dividends as well.
• After implementing Indian Accounting standards (Ind AS), some ARCs have been recognising management fees even though the fee had not been realised for more than 180 days.
• ARCs preparing financial statements as per Ind AS, will have to deduct the Management fee recognised during the planning period that remains unrealised beyond 180 days from the date of expiry of the planning period.
• They will have to reduce unrealised management fees where the net asset value of the Security Receipts has fallen below 50% of the face value.

About RBI :

• Established : 1 April 1935
• Headquarters : Mumbai, Maharashtra, India
• Governor : Shaktikanta Das
• Deputy governors : Mahesh Kumar Jain, M. Rajeshwar Rao, Michael Patra and T. Rabi Shankar

Bharti AXA Life Insurance & Unity Bank Form Bancassurance Partnership                     

• Bharti AXA Life Insurance, announced its bancassurance partnership with Unity Small Finance Bank (Unity Bank), a new-age, digital first bank for the distribution of life insurance products through the Bank’s network of 111 branches and 206 offices pan-India.
• Unity Bank’s customers will benefit from a diverse range of new-age insurance solutions offered by Bharti AXA Life.

What is Bancassurance?

• Bancassurance refers to the agreement between a bank and an insurance company through which the bank sells the insurance product of the concerned insurance company to its customers.
• This partnership arrangement can be profitable for both companies.

About Bharti AXA Life Insurance :

• Established : 2006
• MD & CEO : Parag Raja
• Bharti AXA Life Insurance is a joint venture (JV) between Paris-headquartered AXA Group and Bharti Enterprises - one of India's leading business groups with interests in Telecom, agricultural business and financial services.
• Presently, the joint venture has a 51% stake from Bharti Group and a 49% stake from AXA, in line with the regulatory framework on ownership in the Insurance sector.

About Unity Bank :

• Commenced Operations : 2021
• Headquarters : Mumbai, Maharashtra, India
• MD & CEO : Inderjit Camotra
• Chairman : Mr. Vinod Rai
• It is founded by Centrum Financial Services and BharatPe, aspires to be India's first truly digital bank.

SBI Introduced Amrit Kalash Deposit FD Scheme With Up To 7.6% Interest for Senior Citizens

• India’s largest lender State Bank of India (SBI) has launched a new retail term deposit scheme called Amrit Kalash Deposit.

About Amrit Kalash Deposit Scheme :

• The Amrit Kalash Deposit is valid for customers from 15 February to 31 March 2023.
• The scheme is launched for both domestic and Non-Resident Indian (NRI) customers
• The interest rate of regular citizens is 7.10% while the interest rate of senior citizens is 7.60%.
• The total tenure of the deposit scheme is 400 days.
• For example, if they invest Rs 1 lakh in the SBI Amrit Kalash deposit scheme, after 400 days they will receive an interest of Rs 8,600.
• A premature loan facility is also available under the SBI Amrit Kalash deposit scheme.
• There is an additional 1% return for pensioners and employees of SBI.

Other SBI fixed deposits schemes:

• SBI increased the interest rates on fixed deposits or term deposits on sums under Rs 2 crore by 5 basis points to 25 basis points.

Aditya Birla Sun Life Insurance launched ABSLI Nishchit Aayush Plan

• Aditya Birla Sun Life Insurance (ABSLI), the life insurance subsidiary of Aditya Birla Capital Limited (ABCL), has launched a new-age savings solution ABSLI Nishchit Aayush Plan.

About ABSLI Nishchit Aayush Plan :

• The Plan is a non-linked non-participating individual savings life insurance plan offering guaranteed regular income starting as early as the end of the first policy month along with a lump-sum benefit at maturity.

Key Features :

• The maximum entry age to avail ABSLI Nishchit Aayush Plan is 55 years, while the minimum age is 30 days (long term income option) and 30 years (whole life income).
• The minimum annualised premium is ₹30,000.
• Policyholders can choose from multiple premium payment term options ranging from 6, 8, 10, 12 years.

Benefits :

• The benefits of this plan on a long-term basis (25, 30, 35, 40 years) or whole life basis (100 – Age at entry).
• Policyholders will have maximum flexibility to customise their plans with a choice of income benefits, multiple income variants, premium payment terms, policy terms and deferment periods.

About ABSLI Limited :

• Established : Aug 04, 2000 (Commenced Operations Jan 17, 2001)
• Headquarters : Mumbai, Maharashtra, India
• MD & CEO : Kamlesh Rao
• It is a joint venture(JV) between the Aditya Birla Capital of India and the Sun Life Financial Inc. of Canada.

IMF rolls out nine-point crypto assets action plan

• The International Monetary Fund laid out a nine-point action plan for crypto assets.
• The action plan gives direction on how countries should handle crypto assets and urges them to not give legal tender to cryptocurrencies such as bitcoin.
• The following are the 9 points:

1. Safeguard monetary sovereignty and stability by strengthening monetary policy frameworks and do not grant crypto assets official currency or legal tender status.
2. Guard against excessive capital flow volatility and maintain the effectiveness of capital flow management measures.
3. Analyze and disclose fiscal risks and adopt unambiguous tax treatment of crypto assets.
4. Establish legal certainty of crypto assets and address legal risks.
5. Develop and enforce prudential, conduct, and oversight requirements for all crypto market actors.
6. Establish a joint monitoring framework across different domestic agencies and authorities.
7. Establish international collaborative arrangements to enhance supervision and enforcement of crypto asset regulations.
8. Monitor the impact of crypto assets on the stability of the international monetary system.
9. Strengthen global cooperation to develop digital infrastructures and alternative solutions for cross-border payments and finance.

Note :

• Central American country El Salvador is the first country to adopt bitcoin as legal tender in 2021.

About cryptocurrency :

• Crypto is a digital currency designed to work as a medium of exchange through a computer network.
• It is an alternative form of payment created by using encryption algorithms.
• The government of India announced a flat 30% tax on gains from cryptocurrency in the budget 2022.
• Cryptocurrencies in India are not regulated by any central authority.
• In the G20 FMCBG meeting, Finance Ministers and Central Bank Governors accepted Crypto Assets are major risks to financial stability.
• FMCBG meeting delegates took interest in the central bank digital currency (CBDC) pilot projects.

About IMF :

• Established : 27 December 1945
• Headquarters : Washington, D.C., United States
• Managing Director : Kristalina Georgieva
• Membership : 190 countries (189 UN countries and Kosovo)

RBI imposes restrictions on 5 co-operative banks                                

• The Reserve Bank of India (RBI) imposed restrictions on 5 cooperative banks due to their deteriorating financial condition.

List of 5 co-operative banks on which restrictions have been imposed

• Due to the current liquidity position of the following banks, customers will not be able to withdraw funds from their accounts.

1. HCBL Co-operative Bank, Lucknow (Uttar Pradesh)
2. Adarsh Mahila Nagari Sahakari Bank Maryadit, Aurangabad (Maharashtra)
3. Shimsha Sahakara Bank Niyamitha, Maddur, Mandya District in Karnataka

• Customers from the following banks can withdraw up to ₹5,000.

1. Uravakonda Co-operative Town Bank, Uravakonda, (Anantapur District, Andhra Pradesh)
2. Shankarrao Mohite Patil Sahakari Bank, Akluj (Maharashtra)

Key Highlights :

• The restrictions imposed on these co-operative banks will remain in effect for 6 months.
• These banks cannot grant loans and make investments without prior approval of RBI.
• These banks cannot incur any liability and transfer or dispose of any of their properties.
• The eligible depositors of all 5 cooperative banks would be entitled to receive deposit insurance claim amount of his/her deposits up to Rs 5 lakh from the Deposit Insurance and Credit Guarantee Corporation.

CURRENT AFFAIRS: NATIONAL NEWS

Health Minister inaugurates Chintan Shivir on “Drugs: Quality regulation and Enforcement

• Chintan Shivir on “Drugs: Quality Regulation and Enforcement” was inaugurated by health minister Mansukh Mandaviya.
• The Chintan Shivir started at Kanha Shanti Vanam, 40 kilometres from Hyderabad.
• Its objective is to review processes and implementation of policies and programmes related to drug quality and enforcement in the country.
• During the meeting, ways and means for facilitating ease of doing business will also be recommended by reviewing transparency and compliance with Indian drug standards and regulatory capacities across states and centre.
• Participants will also discuss global best practices.
• Participants will also discuss the introduction of newer interventions like digital tools and clinical trial standards.
• Union Information and Broadcasting Minister Anurag Thakur along with the president of Shree Ramchandra Mission Heartfulness Daaji inaugurated International Sports Centre at the Kanha Shanti vanam, Hyderabad.

President inaugurate 14th Rashtriya Sanskriti Mahotsav at Bikaner

• 14th Rashtriya Sanskriti Mahotsav was formally inaugurated by President Droupadi Murmu.
• The 14th edition of Sanskriti Mahotsav is being held in Bikaner, Rajasthan.
• The Sanskriti Mahotsav is being organized at Dr. Karni Singh Stadium.
• It is a 9-days long festival.
• It is being organized for the first time in Rajasthan.
• The festival started on 25 February 2023.
• It will continue till 5 March 2023.
• In the festival, about one thousand well-known artists from across the country will perform.
• Sand sculpture, an exhibition based on crafts and other arts is also being organized as part of the festival.
• The festival is aimed at preserving, promoting and popularizing the rich cultural heritage of the country

Govt Plans 10 ‘Clean Plant Centres’ To Boost Fruit Yield

• In order to increase domestic production, the Center plans to establish 10 "Clean Plant Centers" as the demand for fruits like apple, avocado and blueberry has increased over time.
• These centers will be set up under the ‘Atmanirbhar Clean Plant Program’, which was announced by the Finance Minister in the Union Budget 2023-24.
• The 10 centres will be established for fruit crops like apple, walnut, almond, grapes, mango, pomegranate, etc., and will be fully funded by the Centre.
• The centres will be implemented in a PPP mode in partnership with research organisations, agriculture universities and private sector partners.
• The Clean Plant Centres will provide services of disease diagnostic, therapeutics, multiplying of plants and generation of mother plants.
• The demand for imported planting material for various fruit plants has risen sharply over the years (for example, from 21.44 lakh apple plants in 2018 to 49.57 lakh imported in 2020).
• The process of importing plants is very cumbersome, as the imported plants must be kept in quarantine for two years.
• After the establishment of the Clean Plant Centres, this period will be reduced to six months.

About Atmanirbhar Clean Plant Program:

• The Program will be launched with an outlay of 2,200 crores (in the next 7 years till 2030) to boost the availability of disease-free, quality planting material for high-value horticultural crops.
• The programme will be anchored by the National Horticulture Board (NHB) which in turn will set up Clean Plant Centers across the country and ensure the global competitiveness of the Indian horticulture sector.

Centre approves renaming of Aurangabad as Chhatrapati Sambhajinagar and Osmanabad as Dharashiv

• The Ministry of Home Affairs (MHA) has approved the renaming of Aurangabad city as “Chhatrapati Sambhajinagar” and Osmanabad city as “Dharashiv”.
• Aurangabad derives its name from the Mughal emperor Aurangzeb, while Osmanabad was named for a 20^th-century ruler of the princely state of Hyderabad.
• Chhatrapati Sambhaji, the eldest son of warrior king Chhatrapati Shivaji Maharaj, was the second ruler of the Maratha state founded by his father.
• Sambhaji Maharaj was executed on Aurangzeb's orders in 1689.
• Dharashiv, the name of a cave complex near Osmanabad, dates back to the 8th century as per some scholars.
• Approval has been given to name this city Dharashiv in his name.
• The demand to rename the two cities was first raised in 1988 by Shiv Sena founder Bal Thackeray.

CURRENT AFFAIRS : INTERNATIONAL NEWS

Italian PM Giorgia Meloni to be the chief guest at 8th Raisina Dialogue

• Italian Prime Minister (PM) Ms Giorgia Meloni will be the chief guest and keynote speaker at the 8th Raisina Dialogue.
• India Prime Minister Shri Narendra Modi will inaugurate the 8th edition of the dialogue which will be held from 2 March to 4 March 2023 in New Delhi.
• Its theme is "Provocation, Uncertainty, Turbulence: Lighthouse in the Tempest.
• The 7th Raisina Dialogue was held from 25-27 April 2022 in New Delhi.

Key Highlights :

• Prime Minister of Italy Ms Giorgia Meloni will be on a 2 day visit to India.
• She will be accompanied by Deputy Prime Minister and Foreign Minister Antonio Tajani and a high-powered business delegation.
• During the visit, a business roundtable will be held on March 2, 2023.
• It will be co-chaired by Antonio Tajan and Minister for Commerce and Industry Piyush Goyal.
• India and Italy are celebrating 75 years of establishment of diplomatic relations this year.
• The last prime ministerial visit from Italy to India took place in October 2018.
• Ms. Meloni will visit India again in September, 2023 for the G20 summit.

About Raisina Dialogue :

• The Raisina Dialogue is India’s premier foreign policy conference on geopolitics and geoeconomics committed to addressing the most challenging issues facing the global community.
• It is a multilateral conference held annually in New Delhi, India.
• The conference is hosted by the Observer Research Foundation (ORF), an independent think tank, in collaboration with the Ministry of External Affairs of India.
• The first Raisina Dialogue was held from 1–3 March 2016.

About ORF :

• Established : 5 September 1990
• Headquarters : New Delhi, Delhi, India
• ORF is an independent, nonpartisan think tank that conducts policy research on good governance, foreign policy, and sustainable economic development for India.

About Italy :

• President : Sergio Mattarella
• Prime Minister : Giorgia Meloni
• Capital : Rome
• Currency : Euro

Japan To Provide Loans Worth Rs 2,288 Crore For 2 Projects In India                                       

• Japan will provide loans worth Rs 2,288 crore to India for the Mumbai Trans-Harbour Link Project in Maharashtra and a Super-Specialty Cancer and Research Centre in
• Japan has approved JPY 30.755 billion or about Rs 1,728 crore for the project in Maharashtra and JPY 9.918 billion or around Rs 560 crore for developing the centre in Mizoram.

About the Projects :

• Mumbai Trans-Harbour Link Project aims to improve connectivity in Mumbai Metropolitan Region by connecting Mumbai with Navi Mumbai, thereby contributing to the mitigation of traffic congestion and promoting regional economic development.
• This is a tranche-III loan for the project.
• The project for the centre in Mizoram aims to improve access to cancer prevention, detection, and treatment as well as human resource development and research that support cancer control systems.
• This will contribute to achieving universal health coverage through strengthening the healthcare system of cancer in Mizoram.

About Japan :

• Prime Minister : Fumio Kishida
• Capital : Tokyo
• Currency : Japanese yen

CURRENT AFFAIRS : STATE NEWS

Kerala Temple Introduces Mechanical Elephant For Performing Rituals                              

• In first, the Irinjadappilly Sri Krishna Temple in Kerala's Thrissur district used a mechanical, life-like elephant for performing rituals.
• For the first time, a Kerala temple used a ‘robotic elephant’ for performing rituals.
• This was followed by a call taken by the temple to never keep or hire elephants or any other animals for rituals, festivities, or any other purpose, so People for Ethical Treatment of Animals (PETA) India came up with the robotic elephant.

Key Highlights :

• The name of the elephant was Raman.
• The 11-foot-tall robotic elephant is made up of an iron frame and rubber coating weighing 800kg.
• It has 5 powerful electric motors.
• This initiative will support the rehabilitation of captive elephants.
• This robot has been donated to Irinjadappilly Sree Krishna Temple in Thrissur district by PETA India.
• The robotic elephant can carry 5 persons at a time and the mahout.
• The mechanised elephant was made by a group of artists in Thrissur.
• The ‘elephant’ has been named ‘Irinjadappilly Raman’ and the ‘Nadayiruthal’ ceremony was conducted with the help of the robot.
• The ‘Nadayiruthal’ ceremony is a ritual offered by elephants to the deity in Kerala temples.

About PETA India :

• Launched : 2000
• It is a Mumbai-based Non-Governmental Organisation (NGO) working to end the abusive treatment of animals.
• PETA mostly works in the areas where the animals suffer the most like laboratories, entertainment businesses, etc.

 About Kerala :

• Chief minister: Pinarayi Vijayan
• Governor: Arif Mohammad Khan
• Capital : Thiruvananthapuram
• National Parks : Eravikulam National Park, Silent Valley National Park
• Wildlife Sanctuaries : Chinnar Wildlife Sanctuary, Kumarakom Bird Sanctuary, Periyar Wildlife Sanctuary

CURRENT AFFAIRS : APPOINTMENTS & RESIGNATIONS

NASA Appoints Dr Nicola Fox to Lead Agency’s first woman Science Directorate                                          

• The National Aeronautics and Space Administration (NASA) has picked a longtime solar scientist who heads its heliophysics division, Dr Nicola Fox to become the S. space agency’s science chief – the first woman named to serve in the role.
• This will be the first time that a woman has led the space agency’s science division.
• Fox will succeed Mr Thomas Zurbuchen, a Swiss-American astrophysicist who had led the directorate since 2016 & he retired in December 2022.
• Sandra Connelly, formerly Zurbuchen’s deputy, has been leading the directorate in an acting capacity.

Roles & Responsibilities :

• Fox will lead NASA’s science directorate, a unit with an annual budget of roughly $7 billion that oversees some of the agency’s best-known programs from the robotic hunts for past life on Mars to exploring distant galaxies with the James Webb Space Telescope.

About Nicola Fox :

• Fox was born in Hitchin, England.
• In 2018,she was appointed as the head of the agency’s Heliophysics Division.
• She was the lead scientist for the Parker Solar Probe mission studying the sun.
• She served as the Science and Operations Coordinator for the International Solar-Terrestrial Physics Science Initiative
• She will also oversee a NASA study group formed in 2022 to help the U.S. military detect and characterize UFOs, or so-called Unidentified Aerial Phenomena - mysterious objects that the White House and Pentagon officials see as threats to U.S. airspace.

Awards & Honors :

• In 2021, she received the Carl Sagan Memorial Award from the American Astronautical Society for her contributions to the field of heliophysics.

About NASA :

• Founded : July 29, 1958
• Headquarters : Washington, D.C, United States
• Administrator : Bill Nelson

CURRENT AFFAIRS: AWARDS AND HONOUR

Indian-Origin MIT Professor Hari Balakrishnan Awarded Marconi Prize

• The 2023 Marconi Prize has been awarded to Hari Balakrishnan, the Fujitsu Professor of Computer Science and Artificial Intelligence in the Department of Electrical Engineering and Computer Science at Massachusetts Institute of Technology (MIT).
• He is also the founder of Cambridge Mobile Telematics (CMT).
• The Marconi Prize is the flagship award of the Marconi Society, given annually to innovators who have made significant contributions to increasing digital inclusivity through the advancement of information and communications technology.

Previous winners of the Marconi Prize

• Sir Tim Berners-Lee, Google co-founder Sergey Brin, and sci-fi author Arthur C. Clarke.
• Balakrishnan received his B.Tech degree from IIT Madras and his PhD from the University of California at Berkeley.
• His graduate work at Berkeley won the 1998 ACM Doctoral Dissertation Award.

CURRENT AFFAIRS : DEFENCE NEWS

India to get civil aviation research centre by the end of 2023

• The Civil Aviation Research Organisation, (CARO), a facility with advanced simulators being established in Hyderabad, will become fully operational by the end of 2023.
• It will have labs to analyse cyber security threats, and facilitate aviation data management.

About CARO :

• CARO, which is being established on a 20-acre plot within the Begumpet airport at a cost of ₹13 crore, will offer solutions in key areas in the civilian aviation sector in India.
• Its foundation stone was laid by Suresh Prabhu, the then civil aviation minister, in July 2018, and was originally scheduled to be operational by May 2022.
• A research facility is functioning in a limited way at Begumpet airport with employees of the Airports Authority of India (AAI)

Aim :

• To promote in-house and collaborative research to cater AAI’s needs through the establishment of a world-class research infrastructure with advanced simulators and laboratory facilities.

CURRENT AFFAIRS: MOUS AND AGREEMENT

Ministry of Rural Development and Meesho Sign MoU to Onboard Rural Women as Online Sellers

• The Ministry of Rural Development and Meesho, one of India’s major online marketplaces, signed a memorandum of understanding (MoU) to drive digital inclusion of all women registered under State Rural Livelihood Missions (SRLMs) and enable them to sell online.
• The partnership will give impetus to Meesho’s ongoing efforts to onboard rural women entrepreneurs in various states and enable them to launch and grow their businesses online.
• Over the last few months, Meesho has tied up with several government-run self-help groups (SHGs), such as Sanjeevini, Karnataka State Rural Livelihood Mission, and UMEED, Jammu and Kashmir Rural Livelihoods Mission.
• Meesho will now work with the central government to facilitate this digitisation at scale, organising rural women as community institutions, ensuring their financial inclusion and helping them with market access.

About Meesho

• Founders: Sanjeev Barnwal, Vidit Aatrey.

CURRENT AFFAIRS: SPORTS NEWS

Australia Beat South Africa To Win 6th T20 WC Title

• Australia won the ICC Women's Twenty20 World Cup 2023 title.
• Australia defeated South Africa by 19 runs in the final match played in Cape Town.
• Chasing a target of 157 runs for the win, the South African team could manage only 137 runs at the loss of six wickets in the stipulated 20 overs.
• Australia has lifted the ICC Women's Twenty20 World Cup trophy for the sixth time.
• Australia's previous victories came in 2010, 2012, 2014, 2018 and 2020.
• Beth Mooney has won the Player of the Match.
• Ashleigh Gardner has won the Player of the Tournament.
• International Cricket Council organises the event, with the first edition held in England in 2009.
• Bangladesh would host the 2024 tournament and England would host the 2026 tournament.

LeBron James surpasses Kareem Abdul-Jabbar’s NBA all-time scoring record

• LeBron James has confirmed his status as one of the most dominant NBA players in history after passing Kareem Abdul-Jabbar’s all-time scoring record.
• The 38-year-old passed Abdul-Jabbar’s mark of 38,387 points.
• But while Abdul-Jabbar took 1,560 games to record his total, James set his record in just over 1,400 appearances.
• Michael Jordan has the most points per game in NBA history with 30.1.
• James is fifth on that list with 27.1, just behind another active player, Kevin Durant (27.3).

CURRENT AFFAIRS: BOOKS AND AUTHOR

A New book ‘COACHING BEYOND: My Days with the Indian Cricket Team’ authored by R. Kaushik & R. Sridhar

• A book titled ‘COACHING BEYOND: My Days with the Indian Cricket Team’ authored by R. Kaushik & R. Sridhar.
• The book primarily reflects on R. Sridhar’s seven-year coaching tenure with the Indian cricket team as its fielding coach
• The book is not technical but anecdotal, providing an insider's account of the rise and rise of Indian cricket
• The book covers Virat Kohli's journey, Rishabh Pant's development and the team's progression towards the number one Test ranking.
• Kaushik has been a cricket writer for more than three decades.
• Since starting his career with Newstime in Hyderabad, he has worked with Deccan Herald and Wisden India in Bengaluru.
• He is the co-author of V.V.S Laxman’s autobiography, 281 And Beyond as well as Gundappa Vishwanath’s autobiography, Wrist Assured.

Publications Division showcases its treasure of books and journals at the New Delhi World Book Fair 2023

• The 'World Book Fair' in New Delhi is being organized from the 25th of feb to the 5th of march at Pragati Maidan, New Delhi.
• Education Minister Dharmendra Pradhan has inaugurated the fair
• France has been designated as the Guest of Honor country at the World Book Fair.
• The theme of the 'International Book Fair' to be held in New Delhi for 2023 is "Elixir of Freedom", to celebrate and remember 75 years of India and its glorious past in honour of the 75th anniversary of India's independence.
• The fair is organized by the National Book Trust, India, an autonomous organization under the Ministry of Education, Government of India in collaboration with India Trade Promotion Organisation.

CURRENT AFFAIRS: IMPORTANT DAYS

World Wildlife Day: 3rd March

• World Wildlife day 2023 is celebrated on March 3rd, 2023.
• World Wildlife Day 2023 theme is "Partnerships for wildlife conservation.".
• This aims to draw attention to the conservation of some of the most severely endangered species of Wild animals and plants.
• It commemorates the day of the signature of the Convention on International Trade in endangered species of wild fauna and flora.
• Thailand proposed World Wildlife Day in the General Assembly of the UN on December 20, 2013, to create awareness among people about Worlds’ Wild animals and plants.
• The United Nations General Assembly (UNGA) declared March 3, at its 68th session the day of the adoption of the Convention on International Trade in Endangered Species of Wild Fauna and Flora (CITES).

World Hearing Day: 3rd March

• World Hearing Day is announced to be celebrated on March 3rd, 2023
• World Hearing Day 2023 Theme is “Ear and hearing care for all! Let's make it a reality.”
• On World Hearing Day 2023, WHO will focus on the importance of safe listening as a means of maintaining good hearing across the life course.
• It is possible to have good hearing across the life course through ear and hearing care.
• In the late 1816’s Laurent Clerc helps to establish the earliest-recorded permanent institution for deaf students in the U. S.
• In 1870 Hearing educators eliminate sign language and agreed to embrace oral teaching at the Second International Congress on Deaf Education in Milan, Italy.
• World Health Organisation (WHO) create a holiday to raise awareness to avoid deafness in 2007 and the holiday was renamed from International Ear Careday to World hearing day in 2016.

Daily CA One-Liner: Mar 3

• As a step to curb asset reconstruction companies (ARCs) from breaching income recognition norms, the Reserve Bank of India (RBI) stated that ARCs will deduct amounts from net-owned funds while calculating the Capital Adequacy Ratio.
• Bharti AXA Life Insurance, announced its bancassurance partnership with Unity Small Finance Bank (Unity Bank), a new-age, digital first bank for the distribution of life insurance products through the Bank’s network of 111 branches and 206 offices pan-India.
• India’s largest lender State Bank of India (SBI) has launched a new retail term deposit scheme called Amrit Kalash Deposit.
• Aditya Birla Sun Life Insurance (ABSLI), the life insurance subsidiary of Aditya Birla Capital Limited (ABCL), has launched a new-age savings solution ABSLI Nishchit Aayush Plan.
• The International Monetary Fund laid out a nine-point action plan for crypto assets.
• The Reserve Bank of India (RBI) imposed restrictions on 5 cooperative banks due to their deteriorating financial condition.
• Italian Prime Minister (PM) Ms Giorgia Meloni will be the chief guest and keynote speaker at the 8th Raisina Dialogue.
• Japan will provide loans worth Rs 2,288 crore to India for the Mumbai Trans-Harbour Link Project in Maharashtra and a Super-Specialty Cancer and Research Centre in
• In first, the Irinjadappilly Sri Krishna Temple in Kerala's Thrissur district used a mechanical, life-like elephant for performing rituals.
• The National Aeronautics and Space Administration (NASA) has picked a longtime solar scientist who heads its heliophysics division, Dr Nicola Fox to become the S. space agency’s science chief – the first woman named to serve in the role.
• The Civil Aviation Research Organisation, (CARO), a facility with advanced simulators being established in Hyderabad, will become fully operational by the end of 2023.
• Chintan Shivir on “Drugs: Quality Regulation and Enforcement” was inaugurated by health minister Mansukh Mandaviya
• 14th Rashtriya Sanskriti Mahotsav was formally inaugurated by President Droupadi Murmu
• In order to increase domestic production, the Center plans to establish 10 "Clean Plant Centers" as the demand for fruits like apple, avocado and blueberry has increased over time
• The Ministry of Home Affairs (MHA) has approved the renaming of Aurangabad city as “Chhatrapati Sambhajinagar” and the Osmanabad cit y as “Dharashiv”.
• The 2023 Marconi Prize has been awarded to Hari Balakrishnan, the Fujitsu Professor of Computer Science and Artificial Intelligence in the Department of Electrical Engineering and Computer Science at Massachusetts Institute of Technology (MIT)
• The Ministry of Rural Development and Meesho, one of India’s major online marketplaces, signed a memorandum of understanding (MoU) to drive digital inclusion of all women registered under State Rural Livelihood Missions (SRLMs) and enable them to sell online
• Australia won the ICC Women's Twenty20 World Cup 2023 title
• LeBron James has confirmed his status as one of the most dominant NBA players in history after passing Kareem Abdul-Jabbar’s all-time scoring record
• A book titled ‘COACHING BEYOND: My Days with the Indian Cricket Team’ authored by R. Kaushik & R. Sridhar
• The 'World Book Fair' in New Delhi is being organized from the 25th of feb to the 5th of march at Pragati Maidan, New Delhi
• World Wildlife day 2023 is celebrated on March 3rd, 2023.
• World Hearing Day is announced to be celebrated on March 3rd