Dear Readers, get to know the daily current affairs today covering all the National & International Events provided here in this article. Current Affairs is an important topic in various competitive exams like IBPS/SBI/PO/Clerk and other competitive exams. To score better in this section, be updated with the daily happenings. Check the Daily Current Affairs August 2023 updates here. Revision is very important in remembering current affairs. Candidates after learning the Daily current affairs August 22 2023, can test their knowledge by attempting Current Affairs Quiz provided with answers. Daily current affairs August 22 2023 covers current affairs from International & National news, Important Days, State News, Banking & Economy, Business News, Appointments & Resignation, Awards & Honour, Books & Authors, Sports News, etc.,

Candidates can also download the Daily current affairs August 22 2023 in PDF format. The Current Affairs section plays a major role in determining your success in the examination. This section needs knowledge of the questions asked. So, Practice Daily current affairs today provided here on a daily basis. In the general awareness section, current affairs and static GK questions will be asked. Check out the daily current affairs August 22 2023 provided here with newes and explanations. Candidates should analyse the explanations provided along with answers. It helps them remember the news easily. Read the Daily current affairs August 22 2023 provided here topic-wise covering all the important news updates. Here we have analysed and classified the topics in Daily current affairs.

Comprehensive topics for Daily current affairs today are provided here. Candidates should make sure to learn all the topics provided here in Daily current affairs today consistently. Check your knowledge by attempting the daily and monthly current affairs quizzes. The key to remembering things easily is revising it regularly. We provide daily current affairs August 2023 covering all the days in this month. Learn the Daily current affairs August 22 2023 provided here. Candidates can also download the PDF and revise it frequently. Attempt and analyse the mocks regularly to score better in this section. We provide static GK pdfs on a monthly basis covering all the important static takeaways of that month. Cover the entire daily current affairs August 2023 and attempt monthly quizzes. We provide Daily current affairs August 22 2023 in English and Hindi. Candidates can prepare Daily current affairs August 22 2023 covering all the important topics. Ace the GA section, by revising Daily current affairs today adequately.

Download Free Daily Current Affairs PDF of 22nd August 2023

Get More: Static GK Pdfs

CURRENT AFFAIRS : BANKING & FINANCE

RBI asks banks to provide individual borrowers option to switch from floating to fixed interest rate

• The Reserve Bank of India (RBI) has instructed regulated entities, including banks and Non Banking Finance Companies (NBFCs), to offer personal loan borrowers the choice to switch from a floating interest rate to a fixed rate when resetting interest rates.
• The move is expected to enhance borrower flexibility and align with changing financial conditions.
• In a circular on ‘Reset of floating interest rate on equated monthly instalments (EMI) based personal loans the RBI stated the borrowers will also be given the choice to opt for enhancement in EMI or elongation of the tenor.
• RBI has set a deadline for banks and lenders to implement these personal loan instructions by December 31, 2023.
• Both existing and new loans will need to follow these instructions.

Key Highlights :

• Personal loans will have both categories of fixed and floating interest rates.
• The borrowers should be provided an option to switch over to a fixed rate according to the board-approved policy of regulated entities.
• The number of times a borrower will be allowed to switch during the tenor of the loan should be specified in the policy.
• As per the RBI definition, personal loans are the loans given to individuals and consist of consumer credit, education loan, loans given for the creation or enhancement of immovable assets (such as housing loans), and loans given for investment in financial assets (shares and debentures).

What is Floating Interest Rates ?

• A floating interest rate is an interest rate that changes periodically.
• The rate of interest moves up and down, or "floats," reflecting economic or financial market conditions.
• A floating interest rate can also be referred to as an adjustable or variable interest rate because it can vary over the term of a debt obligation.
• A floating interest rate uses a reference rate as the base
• In order to arrive at the floating rate, a spread (or margin) is added to the reference rate.
• Floating Interest Rate = Base Rate + Spread
• These rates can be adjusted on a quarterly, half-yearly, or annual basis.

About RBI :

• Established : 1 April 1935
• Headquarters : Mumbai, Maharashtra, India
• Governor : Shaktikanta Das
• Deputy governors : Mahesh Kumar Jain,M. Rajeshwar Rao, Michael Patra and T. Rabi Shankar

YES Bank introduces new mobile banking app 'iris' to transform mobile banking experience for consumers

• Private lender YES Bank introduced its state-of-the-art mobile banking application named 'iris' with an aim to redefine digital banking for its customers.

About 'iris' :

• 'Iris' is a comprehensive financial platform co-created with valued customer feedback.
• The app is designed to serve both existing and new customers.
• It offers a comprehensive range of features, granting access to more than 100 functionalities through a single platform.

Key features :

• Savings account: Users can open a savings account effortlessly in real-time through the app.
• Credit cards: Users can apply for a YES Bank credit card and choose from the wide range of card options offered by the bank.
• Loan in seconds: Access to YES Bank's bouquet of lending products with quick approvals on the app itself.
• Deposits: Recurring and fixed deposits can be booked through the app on the go.
• Easy payments: Multiple digital modes can be availed for making seamless and hassle-free payments on the app.
• Investments: Access to a wide range of investment options that can be customised based on individual risk appetite and financial goals.
• Insurance: Users can choose from a range of insurance services integrated into the iris by the YES Bank app.
• It also ensures the safety of the customers' financial data by incorporating best-in-class safety features like biometric authentication, SIM binding as well as a two-factor verification.

About YES Bank :

• Established : 2004
• Headquarters : Mumbai, Maharashtra
• MD & CEO : Prashant Kumar
• Tagline : Experience our Expertise

CURRENT AFFAIRS: NATIONAL NEWS

Department of Animal Husbandry & Dairying will receive 25 million USD grant under Pandemic Fund for strengthening Animal Health System of India

• The G20 Pandemic Fund has sanctioned a $25 million proposal from the Department of Animal Husbandry & Dairying, Ministry of Fisheries, Animal Husbandry & Dairying (DAHD) in India.
• The proposal centers on "Animal Health Security Strengthening in India for Pandemic Preparedness and Response."
• The devastating consequences of the COVID-19 pandemic have underscored the critical need for collaborative action to establish robust One Health systems and allocate additional resources for pandemic prevention, preparedness, and response.
• This initiative reflects the global recognition of the interconnection between human, animal, and environmental health. By adopting a One Health approach, nations aim to minimize the impact of future pandemics and foster a more resilient and collaborative global health system.
• Animal-Origin Emergencies: The World Health Organization (WHO) has identified that 5 out of the 6 declared international public health emergencies originated from animals. This highlights the necessity of adopting a One Health approach that emphasizes animal health security as an integral aspect of pandemic preparedness and response (PPR).
• Fund's Objective: Established under Indonesia’s G20 Presidency, the Pandemic Fund focuses on bolstering pandemic prevention, preparedness, and response capabilities at global, regional, and national levels. Its emphasis is on low- and middle-income countries.
• Global Response: The Pandemic Fund received an overwhelming response, with approximately 350 Expressions of Interest (EoI) and 180 complete proposals in its initial call for funding. However, the requested grant amounts exceeded the fund's initial allocation of $338 million, reaching over $2.5 billion.
• Grants and Allocation: On July 20, 2023, the Pandemic Fund's Governing Board approved 19 grants in its first round of funding distribution. These grants aim to enhance pandemic resilience across 37 countries in six regions.

India's Proposal:

• India's proposal centers on various critical interventions:
• Strengthening and integrating disease surveillance and early warning systems.
• Upgrading and expanding the laboratory network.
• Enhancing interoperable data systems and building capacity for data analytics to aid risk analysis and communication.
• Strengthening health security for transboundary animal diseases.
• Enhancing India's involvement in regional cooperation through cross-border collaboration.

Shri Nitin Gadkari  to launch the Bharat New Car Assessment Programme (Bharat NCAP)

• Union Minister of Road Transport and Highways, Shri Nitin Gadkari, will unveil the much-anticipated Bharat New Car Assessment Programme (Bharat NCAP).
• This initiative marks a significant stride in the Indian Government's commitment to enhancing road safety by elevating the safety standards of motor vehicles weighing up to 3.5 tonnes.
• The launch of Bharat NCAP signals the Indian Government 's commitment to safeguarding road users and fostering a culture of vehicle safety.
• By empowering consumers with information and incentivizing manufacturers to raise safety standards, the program aims to enhance road safety while bolstering India's automotive industry's global presence.
• Program Objective: The primary objective of Bharat NCAP is to offer car customers a tool to assess and compare the crash safety of various motor vehicles available in the market.
• Voluntary Participation: Car manufacturers can voluntarily subject their vehicles to testing based on the Automotive Industry Standard (AIS) 197. These tests will evaluate vehicle performance in terms of crash safety. Based on the performance of vehicles in the tests, they will be assigned star ratings for Adult Occupants (AOP) and Child Occupants (COP) safety.
• Informed Purchasing: Potential car buyers can use these star ratings as a reference to make informed decisions when comparing the safety standards of different vehicles.
• Impact on Demand: The program is anticipated to drive the demand for safer cars, prompting manufacturers to align with customer preferences for enhanced safety features.
• Global Competitiveness: By adhering to high safety standards, Indian cars will become more competitive in the global market, potentially boosting the export potential of Indian car manufacturers.
• Cultivating Safety-Conscious Market: This initiative is expected to contribute to the development of a safety-conscious car market in India, prioritizing the well-being of vehicle occupants.

Three-day National Thematic Workshop on Localization of (LSDGs) Sustainable Development Goals in Panchayats begins in Srinagar

• Ministry of Panchayat Raj, Government of India, in close collaboration with Panchayati Raj & Rural Development Department, Government of Jammu & Kashmir, is organizing the National Workshop on Localization of Sustainable Development Goals in Gram Pa nchayats through Adopting Thematic Approaches on Theme 8: Panchayat with Good Governance during 21-23 August 2023 in Srinagar J&K.
• The Union Rural Development & Panchayati Raj Minister Shri Giriraj Singh will inaugurate the three-day Workshop, in the august presence of Lt. Governor of Jammu & Kashmir Shri Manoj Sinha and Union Minister of State for Panchayati Raj Shri Kapil Moreshwar Patil.
• The National Workshop will be inaugurated in the presence of Shri Sunil Kumar, Secretary, Ministry of Panchayati Raj, Shri Arun Kumar Mehta, Chief Secretary, Government of Jammu & Kashmir, Dr. Chandra Shekhar Kumar, Additional Secretary, MoPR, Smt. Mandeep Kaur, Commissioner & Secretary, RD&PR Deptt. Government of Jammu & Kashmir, Shri Vikas Anand, Joint Secretary, MoPR, Dr. Bijaya Kumar Behera, Economic Adviser, MoPR and other distinguished dignitaries and local public representatives.
• A host of Senior Officers of the Government of India and State Governments, representatives of United Nations / International agencies and around 1000 elected representatives of Panchayati Raj Institutions from across the country are also expected to grace the occasion.
• ‘Meri Panchayat Mobile app’ developed by the Ministry of Panchayati Raj and Meri Panchayat Mobile App, Operating Guidelines of NCBF, Service-level Benchmarks, Self-Assessments and Model Contract will be released during the inaugural session of the National Workshop.

CURRENT AFFAIRS: STATE NEWS

Chairman KVIC inaugurates several KVI activities in Tamil Nadu

• Shri Manoj Kumar, Chairman of the Khadi and Village Industries Commission (KVIC), inaugurated multiple Khadi and Village Industries (KVI) initiatives during his visit to Tamil Nadu.
• He engaged directly with Khadi workers, fostering a close r connection with their work.
• This visit and interaction not only strengthened the relationship between the Chairman and the artisans but also underscored the significant impact that KVIC's initiatives are making in uplifting rural communities through employment generation, skill development, and sustainable practices.
• Khadi Karigar Sammelan: On August 19, 2023, at SITRA, Coimbatore, Shri Manoj Kumar presided over a Khadi Karigar Sammelan. He conveyed his appreciation for the warm hospitality and care shown by the people of Tamil Nadu during his visit.
• Interaction Platform: The event was more than just a Khadi Karigar Sammelan; it was an opportunity for a heartfelt interaction ("Man Ki Baat") between Shri Manoj Kumar and rural artisans. This dialogue emphasized the importance of Khadi in combating poverty, unemployment, and hunger while contributing to rural development and women's empowerment.
• Recognition and Awards: The Chairman recognized the exemplary efforts of high-performing spinners and weavers by presenting them with certificates and momentum awards.
• Skill Enhancement: Additionally, around 40 artisans specializing in Wood Craft, who had successfully completed the Training Programme on Waste Wood Craft, were provided with tool kits and equipment. This training was attended by 800 rural artisans.
• Khadi's Role: The Chairman reiterated that Khadi plays a pivotal role in rural development, addressing poverty and unemployment, and empowering women.

CURRENT AFFAIRS: BUSINESS NEWS

Foreign Investors pump in over Rs 13,000 crores into Indian capital markets so far in August

• Foreign Investors pumped over 13,000 crore rupees into the Indian capital markets so far in August.
• Investment Details: In August 2023, foreign portfolio investors (FPIs) invested a total of 13,040 crore rupees in the Indian capital markets.
• Equity Investment: FPIs allocated 8,394 crore rupees to Indian equities during this period, showcasing a positive net inflow into the equity market.
• Debt Market Interest: Additionally, FPIs put in 4,646 crore rupees in the Indian debt market, indicating interest in fixed-income securities.
• Consistent Positive Trend: This marks the sixth consecutive month of positive net inflows, underlining sustained foreign investor confidence in India.
• Recent Months' Investments: Over the last three months, FPIs invested substantially: 46,618 crore rupees in July, 47,148 crore rupees in June, and 43,838 crore rupees in May.

CURRENT AFFAIRS: DEFENCE NEWS

Indian Naval Ship INS Visakhapatnam docks at Al-Shuwaikh Port as part of three-day stay in Kuwait

• Indian Naval Ship INS Visakhapatnam docked at Al-Shuwaikh Port as part of a three-day stay in Kuwait.
• This visit not only enhances naval ties but also reinforces cultural and people-to-people connections between India and Kuwait.
• The engagement showcases mutual respect and collaboration.
• Purpose of Visit: Indian Naval Ship INS Visakhapatnam recently docked at Al-Shuwaikh Port in Kuwait for a three-day stay, fostering naval cooperation between India and Kuwait.
• Bilateral Cooperation: The visit is a significant step in enhancing the navy-to-navy cooperation between the two countries, reflecting a strengthening partnership.
• Community Engagement: The visit provides an opportunity for interactions between the Indian community in Kuwait and the ship's crew. Ship tours and crew engagements are expected to create a positive atmosphere during the stay.
• Ambassador's Visit: Ambassador of India to Kuwait, Adarsh Swaika, visited the ship and was briefed about its operations and advanced systems by Rear Admiral McCarthy and Captain Rao.
• Yoga Session: An organized Yoga session by the Indian embassy for the ship's crew promoted peace and harmony. The crew embraced this calming practice and expressed gratitude for its role in well-being and unity.

CURRENT AFFAIRS: SCIENCE AND TECHNOLOGY

Russia’s Moon mission fails after Luna-25 crashes into moon

• Russia’s Moon mission ended in failure after its spacecraft, Luna-25 spun out of control and crashed into the moon.
• The Russian space agency Roscosmos said, that a preliminary analysis of the Luna 25 mission suggests that a deviation between the actual and calculated parameters of the propulsion manoeuvre led to the spacecraft transitioning into an unintended orbit, resulting in its collision with the lunar surface and subsequent loss.
• Roscosmos said, in accordance with the Luna-25 flight programme, an impulse was provided to form its pre-landing elliptical orbit.
• At about 14:57 Moscow time, communication with the Luna-25 apparatus was interrupted.
• The measures taken on yesterday and today to search for the device and get in contact with it did not produce any results.
• A specially formed interdepartmental commission will deal with the issues of clarifying the reasons for the loss of the Moon.

Indian Navy submarine, INS Vagir to reach Fremantle, Australia

• The Indian Navy submarine, INS Vagir, a Kalvari-class submarine, has embarked on an extended-range deployment that began in June 2023.
• It is scheduled to reach Fremantle, Australia.
• This deployment not only highlights the naval prowess and operational proficiency of the Indian Navy but also strengthens the collaboration and partnership between India and Australia in the maritime doma
• Commissioning and Base: INS Vagir, the fifth submarine of the Kalvari class, was commissioned into the Indian Navy in January 2023. Its home base is Mumbai.
• Australia Engagement: During its stay in Australia, INS Vagir will engage in various exercises with units of the Royal Australian Navy (RAN) on the West Coast of Australia.
• Ongoing Exercises: Currently, Indian Naval ships and aircraft are participating in Exercise MALABAR 23 (11th-21st August) and AUSINDEX 23 (22nd-24th August) on the East coast of Australia.
• Anti-Submarine Exercises: The deployment includes basic, intermediate, and advanced-level Anti-Submarine exercises. These exercises are designed to enhance anti-submarine warfare capabilities and coordination.
• Collaborative Exercises: INS Vagir is set to exercise with an RAN submarine and Indian Naval P8i aircraft during its deployment. These joint exercises further strengthen cooperation between the Indian Navy and the Royal Australian Navy.
• Showcasing Capability: This extended-range deployment is the 67th maiden deployment of an Indian Navy submarine to Australia. It underscores the Indian Navy's capacity and professional expertise to undertake sustained operations at significant distances from its base port for extended periods.

CURRENT AFFAIRS: MOUS AND AGREEMENT

MoU between IREDA and the Ministry of New and Renewable Energy:

• The Indian Renewable Energy Development Agency (IREDA), categorized as a Mini Ratna (Category – I) enterprise under the Ministry of New and Renewable Energy, Government of India, has entered into a performance-based Memorandum of Understanding (MoU) with the Ministry of New and Renewable Energy.
• The MoU is aligned with guidelines issued by the Department of Public Enterprises, Ministry of Finance.
• It lays out strategic targets that IREDA aims to accomplish during the fiscal years 2023-24 and 2024-25.
• This MoU signifies the commitment of IREDA and the Government of India to advance the development and implementation of renewable energy projects in the country.
• The specified targets and performance parameters underscore the drive towards achieving sustainable growth in the renewable energy sector.
• Revenue Targets: In line with the MoU, the Government of India has set ambitious Revenue from Operations targets for IREDA: ₹4,350 crores for the financial year 2023-24 and ₹5,220 crores for 2024-25.
• Previous Achievement: It's noteworthy that IREDA had achieved a Revenue from Operations of ₹3,482 crores in the previous fiscal year, surpassing the targeted figure of ₹3,361 crores.
• Performance Parameters: The MoU also outlines various key performance parameters, including Return on Net Worth, Return on Capital Employed, NPA to Total Loans Ratio, Asset Turnover Ratio, and Earnings per Share.
• Signing Event: The MoU was officially signed by Shri Bhupinder Singh Bhalla, Secretary of MNRE, and Shri Pradip Kumar Das, Chairperson & Managing Director (CMD) of IREDA. The signing took place at Atal Akshay Urja Bhawan in New Delhi on August 21, 2023. Senior officials from both MNRE and IREDA were present on this occasion.

CURRENT AFFAIRS: RANKING AND INDEX

India's Performance at the 16th International Olympiad on Astronomy and Astrophysics (IOAA):

• India secured the second rank at the 16th International Olympiad on Astronomy and Astrophysics (IOAA) held in Chorzów, Poland from August 10 to 20, 2023.
• This achievement showcases the exceptional talent and knowledge of Indian students in the field of astronomy and astrophysics on an international stage.
• Their success not only reflects their dedication but also underscores India's commitment to fostering scientific excellence.
• Medal Tally: The Indian team earned a remarkable four Gold medals and one Silver medal at the competition.
• Leadership: The United Kingdom clinched the first position with five Gold medals, putting India in a commendable second place.
• Global Participation: A total of 236 students from 50 countries took part in the Olympiad, collectively amassing 27 Gold, 41 Silver, and 50 Bronze medals in various categories.
• Indian Awardees: The Gold medalists from India include Rajdeep Mishra from Kota, Rajasthan; Koduru Tejeswar from Kurnool, Andhra Pradesh; Md. Sahil Akhtar from Kolkata, West Bengal; and Akarsh Raj Sahay from Nagpur, Maharashtra. Sainavaneet Mukund from Bangalore, Karnataka, secured a Silver medal.
• Team Leaders: The Indian team was led by Prof. Surhud More from IUCAA, Pune, and Pritesh Ranadive from HBCSE-TIFR, Mumbai.

CURRENT AFFAIRS: SPORTS NEWS

Indian Men's Cricket team for upcoming Asia Cup 2023 announced, Rohit Sharma to lead the team

• The Indian Men's Cricket team for the Asia Cup 2023 has been announced with Rohit Sharma as captain and Hardik Pandya as Vice Captain.
• The team is well-rounded with a mix of batsmen, all-rounders, spinners, and fast bowlers.
• Players like Shubman Gill, Shreyas Iyer, KL Rahul, and Ishan Kishan provide batting depth.
• Axar Patel, Kuldeep Yadav, and Shardul Thakur add to the bowling options.
• The squad includes a balanced mix of experienced players and emerging talents.

Key Players:

• Rohit Sharma (Captain): Known for his explosive batting, Rohit's leadership and experience will play a pivotal role in the team's performance.
• Hardik Pandya (Vice Captain): A versatile all-rounder, Hardik's batting and bowling skills make him a valuable asset for the team's success.
• Virat Kohli: An experienced campaigner and former captain, Kohli's consistent performance will be crucial in strengthening the team's middle order.
• Suryakumar Yadav: A rising star with aggressive batting, Suryakumar's inclusion adds depth and firepower to the batting lineup.
• Jasprit Bumrah: The lead fast bowler, Bumrah's ability to take wickets and control the pace will be crucial in crucial match situations.
• Ravindra Jadeja: An all-rounder known for his spin bowling and lower-order batting, Jadeja's contribution will be vital in various match scenarios.

R Praggnanandhaa first Indian after Viswanathan Anand to reach the semifinals of the FIDE World Cup

• R Praggnanandhaa, the first Indian after Viswanathan Anand to reach the semifinals of the FIDE World Cup, drew against his higher-ranked opponent Fabiano Caruana, in Baku, Azerbaijan.
• This achievement reflects Praggnanandhaa's exceptional skill and potential in the world of chess.

Magnus Carlsen's Victory:

• Magnus Carlsen, a former world champion, won his game against Nijat Abasov in the FIDE World Cup semifinals.
• Carlsen's victory demonstrates his continued dominance and skill in the world of chess.
• His success in a competitive field reinforces his reputation as one of the strongest players in modern chess history.

Indian Representation in Quarterfinals:

• Four Indian players reached the quarterfinals of the FIDE World Cup.
• Among them, R Praggnanandhaa is the only Indian player who has progressed to the semifinals.
• This highlights Praggnanandhaa's exceptional performance and underscores his potential to make a mark in international chess.

Women's Final:

• The women's final of the FIDE World Cup featured Aleksandra Goryachkina of Russia and Nurgyul Salimova of Bulgaria.
• The first game of the final ended in a draw after 33 moves.
• This indicates a closely contested match and sets the stage for an exciting conclusion to the women's championship.

FIFA Women World Cup: Spain defeat England 1-0 to become world champions

• In Football, Spain made history by defeating England 1-Nil to lift the FIFA Women's World Cup title in Syndey on for the first time.
• Captain Olga Carmona's wonderful strike in the 29th minute proved to be the winner.
• England was dominant in their approach but Spain's brilliant effort did not let them equalize as inch closer towards victory.
• Spain's national football team, also known as La Roja became only the second country, after Germany, to win both the Men’s and Women’s World Cups.
• The Spanish team triumphed against the reigning European champion and pre-match favourite in spite of the disputes and divisions which has clouded the national team throughout the tournament, making this achievement extraordinary.

India’s Anahat Singh clinches gold in Asian Junior Squash

• India’s Anahat Singh clinched the gold medal in the U-17 category of the Asian Junior Squash Individual Championships, held in Dalian, China from August 16-20.
• The 15-year-old Anahat defeated Hong Kong’s Ena Kwong 3-1 in the final on 20th August 2023 to win the gold medal.
• She had beaten Malaysian players Doyce Lee and Whitney Isabelle Wilson in the quarterfinal and semifinal, respectively.
• Last year in Thailand, the Delhi-based Anahat had won her first gold medal of this event.
• The Indian player shot to prominence in 2019 when she won the U-11 title during the British Junior Open Squash and by winning the U-13 title in the Dutch Junior Open Squash.
• Earlier this year, Anahat emerged winner in the U-15 category of the British Junior Open Squash, beating Sohaila Hazem of Egypt in the final.

Lionel Messi continues his golden run in United States football & shines again for Inter Miami

• Lionel Messi, After leading his country to its third FIFA World Cup title last year, Lionel Messi shone again for Inter Miami, finding the net in a tense penalty shootout against Nashville SC and helping his team clinch their maiden Leagues Cup title.
• With this, Messi continued his golden run in United States football.
• Not only has he scored his 10th goal for the US club in seven matches but also has not lost a single match that he has featured in for his new club.
• The goal that helped his club clinch its maiden Leagues Cup title was Messi's 37th goal in a Cup final in his career.
• In the 23rd minute, Messi put his side in an advantage, dribbling by two defenders and launching the ball from the edge of the box into the top-left corner of the goal to the delight of his fans.
• With this, Messi continued his golden run in United States football.
• Not only has he scored his 10th goal for the US club in seven matches but also hasn't lost a single match that he has featured in for his new club.

Daily CA One-Liner: August 22

• The Reserve Bank of India (RBI) has instructed regulated entities, including banks and Non Banking Finance Companies (NBFCs), to offer personal loan borrowers the choice to switch from a floating interest rate to a fixed rate when resetting interest rates.
• Private lender YES Bank introduced its state-of-the-art mobile banking application named 'iris' with an aim to redefine digital banking for its customers.
• The G20 Pandemic Fund has sanctioned a $25 million proposal from the Department of Animal Husbandry & Dairying, Ministry of Fisheries, Animal Husbandry & Dairying (DAHD) in India
• Union Minister of Road Transport and Highways, Shri Nitin Gadkari, will unveil the much-anticipated Bharat New Car Assessment Programme
• Ministry of Panchayat Raj, Government of India, in close collaboration with Panchayati Raj & Rural Development Department, Government of Jammu & Kashmir, is organizing the National Workshop on Localization of Sustainable Development Goals in Gram Pa nchayats through Adopting Thematic Approaches on Theme 8: Panchayat with Good Governance during 21-23 August 2023 in Srinagar J&K.
• Shri Manoj Kumar, Chairman of the Khadi and Village Industries Commission (KVIC), inaugurated multiple Khadi and Village Industries (KVI) initiatives during his visit to Tamil Nadu.
• Foreign Investors pumped over 13,000 crore rupees into the Indian capital markets so far in August.
• Indian Naval Ship INS Visakhapatnam docked at Al-Shuwaikh Port as part of a three-day stay in Kuwait.
• Russia’s Moon mission ended in failure after its spacecraft, Luna-25 spun out of control and crashed into the moon.
• The Indian Navy submarine, INS Vagir, a Kalvari-class submarine, has embarked on an extended-range deployment that began in June 2023.
• The Indian Renewable Energy Development Agency (IREDA), categorized as a Mini Ratna (Category – I) enterprise under the Ministry of New and Renewable Energy, Government of India, has entered into a performance-based Memorandum of Understanding (MoU) with the Ministry of New and Renewable Energy.
• India secured the second rank at the 16th International Olympiad on Astronomy and Astrophysics (IOAA) held in Chorzów, Poland from August 10 to 20, 2023.
• The Indian Men's Cricket team for the Asia Cup 2023 has been announced with Rohit Sharma as captain and Hardik Pandya as Vice Captain.
• R Praggnanandhaa, the first Indian after Viswanathan Anand to reach the semifinals of the FIDE World Cup, drew against his higher-ranked opponent Fabiano Caruana, in Baku, Azerbaijan.
• In Football, Spain made history by defeating England 1-Nil to lift the FIFA Women's World Cup title in Syndey on for the first time.
• India’s Anahat Singh clinched the gold medal in the U-17 category of the Asian Junior Squash Individual Championships, held in Dalian, China.
• Lionel Messi, After leading his country to its third FIFA World Cup title last year, Lionel Messi shone again for Inter Miami, finding the net in a tense penalty shootout against Nashville SC and helping his team clinch their maiden Leagues Cup title