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CURRENT AFFAIRS : BANKING, FINANCE & BUSINESS

Pension Fund Regulatory and Development Authority and Digital India BHASHINI Division Ink Memorandum of Understanding to Enhance Multilingual Access in Pension Services

• The Digital India BHASHa Interface for India (BHASHINI) Division (DIBD) under Ministry of Electronics and Information Technology (MeitY) and the Pension Fund Regulatory and Development Authority (PFRDA) under Ministry of Finance (MoF) signed a Memorandum of Understanding (MoU) under the initiative “BHASHINI for Seva–Sanchalan”.

Key Highlights : 

• The objective of the MoU is to enhance multilingual accessibility of pension services across India, improving inclusion and outreach.
• The initiative enables pension service access in all 22 Eighth Schedule languages, including Hindi, Bengali, Telugu, Marathi, Tamil, Urdu, and Sanskrit, expanding reach to rural, informal sector, and first-time pension savers.
• BHASHINI acts as a Digital Public Infrastructure (DPI) using APIs and Artificial Intelligence (AI) models for real-time translation and contextual language processing.
• The integration provides voice-enabled interfaces with speech-to-text and text-to-speech technologies, improving user-friendly digital pension services.
• The system is implemented through the BHASHINI Sahayogi Programme, integrating language tools into PFRDA digital platforms.
• BHASHINI (National Language Translation Mission) is an AI-driven language technology initiative under MeitY, supporting 36 Indian languages, 23 voices, and 35 international languages.
• The MoU establishes a framework for integrating translation APIs, multilingual AI models, and voice-based technologies into the pension ecosystem.
• It strengthens inclusive digital governance by ensuring language accessibility for subscribers and stakeholders across India.
• The collaboration also focuses on enriching linguistic datasets, improving the accuracy, scalability, and adaptability of AI-based language systems.
• The initiative reinforces BHASHINI as a population-scale language digital infrastructure, enabling inclusive, interoperable, and secure multilingual AI systems in governance and financial services.
• Overall, the initiative promotes digital inclusion, multilingual accessibility, and citizen-centric pension service delivery through advanced AI-driven language technology.

About PFRDA:

• Established: 2003 (Statutory status from PFRDA Act, 2013)
• Under which Ministry: Ministry of Finance, Government of India
• Headquarters: New Delhi
• Chairman: Sivasubramanian Ramann
• The Pension Fund Regulatory and Development Authority (PFRDA) is a statutory body under the Government of India, responsible for regulating, promoting, and developing the pension sector in India.

Department of Financial Services Reviews Unsatisfied CPGRAMS Complaints Against Banks and Insurers to Strengthen Ethical Governance

• The Department of Financial Services (DFS), under the chairmanship of the Secretary (Financial Services), has been conducting video conferences since 2024 with Reserve Bank of India, Insurance Regulatory and Development Authority of India, Public & Private Sector Banks, Insurance Companies, Financial Institutions, and 20 randomly selected CPGRAMS complainants.

Key Highlights : 

• Till date, 18 such meetings have been conducted, reviewing a total of 360 grievances, with the objective of assessing grievance redressal efficiency through a ‘dip-stick survey’ at the highest level.
• These meetings aim to ensure that citizens’ grievances are heard at the senior-most level, helping resolve long-pending dues and claims efficiently.
• A case of non-payment of PMSBY claim was resolved with ₹2,00,000 credited to the beneficiary’s account at Punjab National Bank (30.06.2025).
• A complaint regarding non-payment of superannuation funds by LIC was settled with ₹9,65,000 credited to the nominee (30.06.2025).
• A 90-year-old pensioner’s additional pension issue was resolved with ₹33,058 arrears credited to Bank of Maharashtra (18.07.2025).
• A case of mis-selling of insurance policies by India First Life Insurance Company Ltd was resolved by cancelling policies and refunding premiums (19.08.2025).
• A medical claim rejection by HDFC Ergo General Insurance Co. Ltd was overturned, and a claim of ₹18,53,121 was settled (24.10.2025).
• Another medical claim dispute with Star Health and Allied Insurance Co Ltd was resolved with ₹50,639 credited (27.11.2025).
• A death claim pending with Axis Max Life Insurance Company Limited was settled with ₹13,30,000 credited (31.12.2025).
• A mis-selling complaint against Canara HSBC Life Insurance Company was resolved with ₹10,00,000 credited to the complainant (31.12.2025).
• A delayed accident insurance claim by Acko General Insurance Limited was resolved with ₹5,00,000 credited (21.04.2025).
• A long-pending family pension case since 2003 was resolved with ₹14,75,299 credited and regular pension started (25.02.2026).
• A rejected insurance claim of stock hypothecated to Indian Overseas Bank was resolved with ₹3,00,000 credited (25.02.2026).
• These DFS meetings act as a corrective mechanism to fix pending and systemic issues, ensuring timely resolution of grievances.
• They also function as a preventive mechanism to reduce future complaints and improve service delivery standards.
• The initiative serves as a governance tool ensuring transparency, accountability, and compliance in the financial sector.

Nippon India ETF Gold BeES Secures 6th Position Globally in Gold ETF Fund Inflows

• Nippon India ETF Gold BeES, the flagship fund of Nippon India Mutual Fund, ranked 6th globally among the top 15 gold ETFs by fund flows, as per the World Gold Council.
• The ETF recorded strong inflows of USD 1,085.2 million (≈6.6 tonnes of gold demand) as of 28 February 2026, making it the only Indian ETF in the global top 10.
• The fund holds a total of 36.2 tonnes of gold, highlighting its strong position as a leading gold investment vehicle in India.
• The ranking is based on data compiled by the World Gold Council, Bloomberg, and company filings, reflecting global ETF fund flow trends.
• The top 15 gold ETFs collectively attracted inflows of about USD 42.86 billion, corresponding to nearly 301.3 tonnes of gold demand globally.
• Global gold ETF demand remained strong, driven by increased allocation to safe-haven assets amid market uncertainty.
• Major ETFs such as SPDR Gold Shares and SPDR Gold MiniShares Trust (USA-based funds) continued to dominate global inflows due to high liquidity and strong institutional participation.
• US and China-based funds remained dominant players in the global gold ETF market, contributing significantly to overall inflows.
• India emerged as a growing contributor to the global ETF market, with increasing adoption of regulated exchange-traded gold investment instruments.
• Investors are increasingly using gold ETFs for diversification, liquidity, and inflation protection without holding physical gold.
• Nippon India ETF Gold BeES remained India’s sole representative in the global top 15 gold ETFs by inflows, strengthening India’s presence in global investment markets.

CURRENT AFFAIRS : INTERNATIONAL NEWS

United Nations Declares 2026 as International Year of the Woman Farmer to Recognise Their Role in Agriculture

• Agriculture is central to India’s economy, with 80% of rural women engaged in agriculture and allied sectors (33% as labourers, 48% as self-employed farmers).
• The United Nations has declared 2026 as the International Year of the Woman Farmer (IYWF 2026) to recognise their critical role in agriculture.
• Women farmers contribute across the entire agricultural value chain—from production to marketing—making them vital for food security, rural livelihoods, and economic growth.
• Despite their contributions, women face challenges in access to land, finance, and technology.
• India hosted the Global Conference on Women in Agri-Food Systems (GCWAS-2026) in New Delhi, focusing on gender-inclusive policies, women leadership, climate-smart agriculture, and technology-driven solutions.
• IYWF 2026 highlights the essential roles of women in agrifood systems, from production to trade, while addressing the gender gaps and promoting women’s livelihoods globally.

CURRENT AFFAIRS: NATIONAL AND STATE NEWS

Prime Minister Modi to Inaugurate Noida International Airport Phase I, Boost NCR Connectivity

• Prime Minister Narendra Modi will inaugurate Phase I of the Noida International Airport on March 28, marking a major milestone in India’s aviation and infrastructure development.
• During the visit, he will tour the terminal, formally inaugurate, and address a public gathering.

• Developed at a cost of ₹11,200 crore, the airport is one of India’s largest greenfield airport projects.
• It will serve as a major international gateway for the Delhi-NCR region and complement the Indira Gandhi International Airport, helping reduce congestion and improve passenger handling.
• In Phase I, the airport will handle 12 million passengers annually, expandable to 70 million passengers in future.
• It has a 3,900-metre runway capable of handling wide-body aircraft and features Instrument Landing System (ILS), modern airfield lighting, and 24×7 all-weather operations.
• The airport is also being developed as a cargo and logistics hub.
• The integrated cargo terminal will handle 2.5 lakh metric tonnes annually, expandable to 18 lakh metric tonnes.
• A 40-acre MRO (Maintenance, Repair, and Overhaul) facility will support aviation services and generate employment.
• The airport is designed as a net-zero emissions airport, incorporating energy-efficient systems and sustainable practices.
• Its architecture blends modern design with Indian cultural elements, inspired by ghats and havelis.
• Located along the Yamuna Expressway, it is planned as a multi-modal transport hub with road, rail, metro, and regional connectivity.
• The project will boost trade, tourism, and investment in Uttar Pradesh and the NCR region, strengthening India’s position as a global aviation and logistics hub.

Jan Vishwas (Amendment of Provisions) Bill, 2026 introduced in Lok Sabha by Minister of State for Commerce and Industry

• The Minister of State for Commerce and Industry, Jitin Prasada, introduced the Jan Vishwas (Amendment of Provisions) Bill, 2026 in the Lok Sabha after receiving approval from the Union Cabinet.
• The Bill represents a significant step toward improving Ease of Doing Business and Ease of Living, while promoting a governance model based on trust and proportionate regulation.
• It proposes amendments to 784 provisions across 79 Central Acts, administered by 23 Ministries.
• Out of these, 717 provisions will be decriminalized to support business activities, while 67 provisions will be amended to enhance ease of living.
• Overall, the Bill aims to rationalize more than 1,000 offences by removing outdated and redundant provisions, thereby improving the regulatory environment.

Key Highlights:

• A key feature of the Bill is the shift from criminal penalties to civil and administrative mechanisms for minor, technical, or procedural defaults.
• This includes replacing imprisonment with monetary penalties or warnings, introducing graded enforcement with warnings for first-time violations, and rationalizing fines based on the severity of the offence.
• To ensure efficient enforcement, the Bill provides for the appointment of Adjudicating Officers and the establishment of Appellate Authorities, enabling faster case resolution and reducing the burden on courts while maintaining principles of natural justice.
• The Bill also proposes 67 amendments under the New Delhi Municipal Council Act, 1994 and the Motor Vehicles Act, 1988, focusing on simplifying procedures and improving citizen convenience in areas such as municipal taxation and vehicle compliance.
• The reforms are based on an extensive consultative process involving inter-ministerial discussions, high-level meetings under NITI Aayog, and interactions with industry bodies and civil society.
• Additionally, the Select Committee on the 2025 Bill, chaired by Tejasvi Surya, conducted 49 sittings and submitted its report on 13 March 2026.
• The Committee recommended further decriminalization across additional Central Acts.
• The 2026 Bill builds upon the earlier Jan Vishwas Act, 2023, which decriminalized 183 provisions across 42 Central Acts.
• The earlier 2025 Bill was withdrawn after review, and the updated 2026 version was introduced.

Government Directs Over ₹1.77 Lakh Crore Toward Fertilizer Subsidies in 2024-25

• The Department of Fertilizers highlighted the successful implementation of the Direct Benefit Transfer (DBT) system, along with the Government’s continued financial commitment to keeping agricultural inputs affordable for farmers.
• In the financial year 2024–25, the Government allocated and utilized ₹1,77,129.50 crore for fertilizer subsidies.
• This ensured that fertilizers were available to farmers at subsidized rates without any denial.
• The subsidy expenditure shows a declining trend from ₹1,95,420.51 crore in 2023–24 and ₹2,54,798.93 crore in 2022–23, indicating a strategic rationalization while maintaining supply security.

Nutrient Based Subsidy (NBS) Scheme:

• The Government continues to promote balanced fertilization through the Nutrient Based Subsidy (NBS) Scheme.
• Under this scheme, subsidies are provided based on the nutrient content of fertilizers, such as Nitrogen (N), Phosphorus (P), Potassium (K), and Sulphur (S).

Key highlights:

Fertilizer Consumption Trends (2020–21 to 2024–25):

The consumption pattern of major P&K fertilizers shows:

• DAP consumption fluctuated, declining overall from 119.18 LMT (2020–21) to 96.29 LMT (2024–25).
• MOP usage declined initially but slightly recovered to 22.02 LMT in 2024–25.
• NPKS fertilizers showed significant growth, reaching 149.72 LMT in 2024–25.
• SSP consumption remained relatively stable with moderate variations.

Nano Urea Production and Sales:

The Government is also promoting Nano Urea as an innovative fertilizer. State-wise data indicates:

• Production is concentrated in a few states such as Gujarat, Uttar Pradesh, and Karnataka.
• Sales have expanded across multiple states, showing gradual adoption by farmers.
• Total sales reached 201.14 lakh bottles (till February 2026), reflecting increasing acceptance.

DBT and Transparency Measures

The sale of subsidized fertilizers is carried out through Aadhaar-based authentication using Point of Sale (PoS) devices at retail outlets.

To ensure transparency:

• A monthly purchase limit of 50 bags per farmer is fixed
• A seasonal cap of 300 bags per farmer is enforced
• The PoS system displays past purchases to help farmers track their usage

Measures to Prevent Malpractices:

To curb hoarding, diversion, and black marketing:

• Fertilizers are classified as essential commodities under the Essential Commodities Act, 1955
• They are regulated under the Fertilizer Control Order, 1985

Government Notifies TV Rating Policy (TRP) 2026 to Strengthen Transparency, Accountability and Credibility of Television Audience Measurement in India

• The Ministry of Information & Broadcasting released the TV Ratings Policy 2026, introducing comprehensive guidelines to regulate television audience measurement in India.
• The policy establishes clear standards for the registration, functioning, audit, and oversight of TV rating agencies, with the objective of ensuring transparency, independence, and accountability.

Key Highlights:

1. Ease of Entry Norms
   The minimum net worth requirement for registering as a TV rating agency has been reduced from ₹20 crore to ₹5 crore, making it easier for new players to enter the market.
2. Anti-Conflict Measures
   To ensure neutrality, at least 50% of the Board of Directors must be independent directors with no links to broadcasters, advertisers, or advertising agencies.
   Additionally, rating agencies are prohibited from undertaking consultancy roles that may create conflicts of interest.
3. Enhanced Sample Size and Data Representation
   Agencies must expand their measurement system to cover:

• 80,000 metered homes within 18 months (6 months for existing agencies)
• Eventually, 1,20,000 homes

The measurement system must be technology-neutral, covering data from Cable TV, DTH, OTT platforms, and Connected TVs. Data must be collected from all TV screens within selected households.

4. Transparency and Privacy
   Agencies are required to publish their methodology and anonymized data on their websites.
   They must also comply with the Digital Personal Data Protection Act, 2023 to ensure the protection of viewer data and privacy.
5. Accountability and Audit Mechanism
   A dual-audit system has been introduced:

• Quarterly internal audits
• Annual independent external audits

Additionally, the Ministry will establish an Audit and Oversight Team for regular inspections.

6. Grievance Redressal System
   Each agency must:

• Appoint a Nodal Officer to resolve complaints within 10 days
• Establish an Appellate Authority for handling escalated cases

7. Landing Page Restrictions and Disclosure
   Viewership generated from landing pages will not be counted in ratings.
   However, landing pages may be used for marketing purposes, and broadcasters must disclose such placements to rating agencies.
8. Compliance and Penalties
   The policy introduces graded penalties for violations, ranging from temporary suspension of ratings to cancellation of registration in case of repeated non-compliance.
9. Publication of Viewership Data
   TV distribution platforms and OTT platforms are allowed to publish viewership data on their websites without requiring registration under these guidelines.

CURRENT AFFAIRS: RANKING & REPORTS

Prime Minister Modi Remains Most Popular Global Leader: US-based data analytics firm Morning Consult

• Narendra Modi remains the world’s most popular global leader with an approval rating of 68%, according to a survey by Morning Consult.
• The survey, conducted between 2–8 March 2026, is based on a rolling 7-day average of adult responses across countries.
• He recorded a disapproval rating of 26%, while 6% respondents were undecided.
• Switzerland’s President Guy Parmelin ranked second (62%), followed by South Korea’s Lee Jae-myung at third (62%).

Other top leaders include:

• Andrej Babis (57%)
• Javier Milei (56%)
• Sanae Takaichi (56%)
• Mark Carney (55%)
• Among major global leaders:

• Donald Trump → 39%
• Keir Starmer → 24%
• Friedrich Merz → 20%
• Emmanuel Macron → 17%

 Recent News:

• Prime Minister Narendra Modi received several prestigious international honors, including the Speaker of the Knesset Medal from Israel (Feb 2026), the Order of Mubarak Al Kabeer from Kuwait (Feb 2026), and the "Great Honor Nishan of Ethiopia" (Dec 2025).

 CURRENT AFFAIRS: AWARDS & RECOGNITION

Balakrishna Honoured With Lifetime Achievement Award At International Film Festival of Delhi 2026

• Veteran Telugu actor Nandamuri Balakrishna was honoured with the Lifetime Achievement Award at the International Film Festival of Delhi 2026, recognising his 50-year contribution to Indian cinema.

• The award ceremony was held at Bharat Mandapam, a key venue for international events.
• Balakrishna was recognised for completing 50 years in cinema, highlighting his versatility, strong screen presence, and contribution to Telugu cinema.
• The award was presented by Rekha Gupta in the presence of film personalities and dignitaries.
• During the festival, his film Bhagavanth Kesari, directed by Anil Ravipudi, was screened.
• The film had earlier won the Best Telugu Film award at the 71st National Film Awards.
• Balakrishna was also awarded the Padma Bhushan in 2025, India’s third-highest civilian honour.
• He credited his success to his father N. T. Rama Rao, known for his role in social reform and public life.

CURRENT AFFAIRS : ACQUISITIONS & MERGERS

Reserve Bank of India Approves Avenir Investment’s Acquisition of Controlling Stake in Sammaan Capital

• The Reserve Bank of India (RBI) has approved Avenir Investment RSC Limited’s acquisition of a controlling stake in Sammaan Capital Limited (formerly Indiabulls Housing Finance Limited).
• The approval also includes Sammaan Finserve Limited (formerly Indiabulls Commercial Credit Limited), covering the indirect change in control of the subsidiary arising from the transaction.
• The RBI has waived the mandatory public notice requirement, facilitating a faster execution of the deal.
• Avenir Investment RSC Ltd, owned by International Holding Company PJSC (Abu Dhabi), will invest approximately ₹8,850 crore through a preferential allotment of shares.
• Post-investment, Avenir will hold around 41.23% stake in Sammaan Capital, strengthening its ownership and control position.
• If the open offer is fully subscribed, Avenir’s stake could increase to approximately 63.36%, giving it a majority controlling interest.
• While RBI approval has been secured, approval from the Securities and Exchange Board of India (SEBI) is still pending, and the company is working to complete the regulatory process.
• The transaction represents a significant foreign investment in India’s financial services sector, enhancing capital infusion and growth potential of Sammaan Capital. 

Competition Commission of India Approves Acquisition of Stake in Groww Asset Management by State Street Global Advisors Inc.

• The Competition Commission of India (CCI) approved the acquisition of shareholding in Groww Asset Management Limited by State Street Global Advisors.
• The transaction involves State Street Global Advisors, Inc. (Acquirer) acquiring stake in Groww Asset Management Limited (Target).
• State Street Global Advisors is a subsidiary of State Street Corporation (SSC) and operates under the “State Street Investment Management” brand, which is the asset management arm of SSC.
• The Target company is a wholly owned subsidiary of Billionbrains Garage Ventures Limited, which manages Groww Mutual Fund (Groww MF) schemes.
• Through Groww MF, the Target offers a diversified range of mutual fund schemes, including equity funds, hybrid funds, debt funds, and exchange traded funds (ETFs).

CURRENT AFFAIRS : DEFENCE NEWS

Ministry of Defence Signs ₹858 Crore Deals for Tunguska Air Defence Missile System and P-8I Aircraft Depot-Level Inspection

• The Ministry of Defence (MoD) signed two contracts worth ₹858 crore in New Delhi, aimed at strengthening India’s defence capabilities and maintenance infrastructure.
• A contract worth ₹445 crore was signed with JSC Rosoboronexport, Russia for the procurement of the Tunguska Air Defence Missile System for the Indian Army in the presence of Defence Secretary Shri Rajesh Kumar Singh.
• The Tunguska Air Defence Missile System will enhance India’s multi-layered air defence capabilities, providing protection against aerial threats such as aircraft, drones, and cruise missiles.
• The agreement will further strengthen the Indo-Russian strategic defence partnership, highlighting continued defence cooperation between India and Russia.
• Another contract worth ₹413 crore was signed with Boeing India Defense Private Ltd for the Inspection (Depot Level) of P-8I Long-Range Maritime Reconnaissance Aircraft of the Indian Navy.
• This contract falls under the ‘Buy Indian’ category with 100% indigenous content, promoting self-reliance in defence maintenance and operations.
• The agreement will enable Depot-level maintenance of the P-8I fleet within India at an in-country MRO (Maintenance, Repair, and Overhaul) facility, reducing dependence on foreign support.
• The initiative aligns with the Government’s vision of Aatmanirbhar Bharat and Make in India, strengthening domestic defence manufacturing and maintenance ecosystem.
• These procurements and maintenance agreements will significantly boost operational readiness, defence preparedness, and maritime surveillance capabilities of India.

About Ministry of Defence:

• Cabinet Minister: Rajnath Singh
• Minister of State (MoS): Sanjay Seth

CURRENT AFFAIRS : APPOINTMENTS & RESIGNATIONS

Sadhvi Niranjan Jyoti Takes Charge as National Commission for Backward Classes Chairperson

• Sadhvi Niranjan Jyoti has assumed charge as Chairperson of the National Commission for Backward Classes (NCBC).
• Mrs. Kiran Umesh Mahalle has assumed charge as Member of NCBC.
• Sadhvi Niranjan Jyoti is a former Member of Parliament and has served as Union Minister of State in the Ministries of Rural Development and Consumer Affairs, Food & Public Distribution.
• She has been actively involved in social and community development, particularly for the upliftment of weaker and marginalized sections, strengthening her governance and public service experience.
• Her experience is expected to enhance the effective functioning and mandate of NCBC in promoting welfare and protection of backward classes.
• Mrs. Kiran Umesh Mahalle is an experienced public representative with strong involvement in social and organizational work.
• She has served as Mayor of the Municipal Corporation, Amravati, and held several key public positions in governance and administration.
• She has actively contributed to women empowerment, social welfare initiatives, and grassroots governance, reflecting her commitment to inclusive development.
• Her association with cooperative and social institutions highlights her dedication towards community development and social upliftment.
• The appointments aim to strengthen the NCBC’s mandate for welfare, protection, and socio-economic development of Backward Classes across India.

About National Commission for Backward Classes : 

• Formed : 14 August 1993
• Headquarters : New Delhi, India
• It is a constitutional body under the Ministry of Social Justice and Empowerment, Government of India. 
• It was originally a statutory body established in 1993 through the National Commission for Backward Classes Act of 1993.

About Ministry of Social Justice & Empowerment : 

• Cabinet Minister : Virendra Kumar Khatik
• Minister of State : Ramdas Athawale, B. L. Verma

CURRENT AFFAIRS : SCIENCE & TECHNOLOGY

National Aeronautics and Space Administration Drops Lunar Gateway Plan, to Build $20 Billion Moon Surface Base Under Artemis Program

• The National Aeronautics and Space Administration (NASA) has scrapped its Lunar Gateway space station plan, which was intended to orbit the Moon, and will instead construct a $20 billion lunar surface base, marking a major strategic shift in the Artemis Program.
• NASA chief Jared Isaacman announced the changes, emphasizing a step-by-step approach, similar to the Apollo Program, to reduce risks and build operational capability.
• NASA unveiled plans for a nuclear-powered Mars mission, with a spacecraft named “Space Reactor 1 Freedom” planned for launch before 2028, featuring advanced nuclear electric propulsion and deploying helicopters on Mars.
• The Artemis Program timeline targets landing astronauts on the Moon by 2028.

About NASA : 

• The National Aeronautics and Space Administration (NASA) is an independent agency of the U.S. federal government, responsible for the United States’ civil space program, and was founded on 29 July 1958 in the United States.

National Commission for Women Partners with Truecaller to Strengthen Women’s Digital Safety Awareness in India

• The National Commission for Women (NCW) has collaborated with Truecaller, a global communications platform, to launch a nationwide Women’s Digital Safety Awareness Initiative in India.

Key Highlights : 

• The collaboration was formally announced at an event held at Sushma Swaraj Bhawan, aiming to strengthen women’s online safety and digital awareness.
• The initiative focuses on creating a structured framework to raise awareness about digital risks faced by women and improve access to institutional redressal mechanisms, including the NCW 24×7 helpline.
• Under this partnership, NCW and Truecaller launched “TrueCyberSakhi: A Digital Safety Toolkit, Created for Her”, designed to enhance digital safety awareness and informed online participation.
• The toolkit includes interactive modules, quizzes, and self-assessment tools to educate users about online threats such as spam, phishing, impersonation, harassment, and financial fraud.
• It also provides practical guidelines, do’s and don’ts, and best practices for ensuring safe digital communication and behavior.
• A key feature of the initiative is highlighting the NCW 24×7 helpline, guiding women on how and when to seek institutional support in cases of digital harm.
• Truecaller has verified the NCW helpline number on its Government Directory Service (GDS) to improve trust, authenticity, and visibility of official support channels.
• This verification helps users identify the genuine helpline, reducing risks of fraud, impersonation, and misinformation, ensuring faster access to assistance.
• The initiative is supported by a coordinated digital and social media awareness campaign to promote women’s online safety and responsible digital participation.

About National Commission for Women : 

• The National Commission for Women (NCW) is an autonomous statutory body established under the NCW Act, 1990 (formed in 1992).
• NCW is mandated to protect and promote women’s rights, review legal safeguards, recommend policy reforms, and address complaints related to women’s issues.
• Overall, the initiative strengthens digital empowerment of women, promotes safe internet usage, and enhances access to grievance redressal mechanisms through technology-enabled awareness tools.

IIT Ropar’s Annam.AI to Establish Weather Intelligence Network

• ANNAM.AI, a Government of India-supported Centre of Excellence at IIT Ropar, has launched an initiative to deploy 100 AI-based weather stations across Punjab by 30 March 2026.
• The initiative begins with Punjab as the first implementation hub, marking the start of a scalable national weather intelligence network.
• These AI-powered weather stations will provide hyperlocal, real-time weather data to farmers free of cost, improving agricultural decision-making.
• The system helps farmers make better decisions related to sowing, irrigation, and crop protection, thereby enhancing farm productivity and climate resilience.
• ANNAM.AI is developed as a digital public good supported by the Ministry of Education to promote data-driven agriculture in India.
• The initiative is being implemented by IIT Ropar’s Centre of Excellence in AI for Agriculture (ANNAM.AI) to build a scalable agricultural AI ecosystem.
• The project aims to reduce climate-related risks and support precision farming practices across the country.
• The initiative is part of a phased rollout model, with future expansion planned in states such as Haryana, Uttar Pradesh, Kerala, Odisha, Bihar, Jammu & Kashmir, Himachal Pradesh, and Maharashtra.
• By providing real-time weather intelligence at no cost, the system strengthens farm-level planning and risk management.
• Overall, ANNAM.AI initiative at IIT Ropar promotes AI-driven agriculture, climate-smart farming, and digital transformation of the agriculture sector in India.

CURRENT AFFAIRS : SUMMITS & CONFERENCES

6th BRICS Chamber of Commerce and Industry Women Empowerment Summit Held in New Delhi 

• The 6th BRICS Chamber of Commerce and Industry Women Empowerment (BRICS CCI WE) Summit was held from 21 to 23 March 2026 in New Delhi, Delhi.
• The summit brings together member nations of BRICS (Brazil, Russia, India, China, South Africa) to promote women empowerment, leadership, and entrepreneurship.
• The theme of the 2026 BRICS CCI WE Summit was “Women in Innovation, Science Leadership, Innovation & Entrepreneurship (WISE) – Inspiring Change, Shaping Tomorrow.”
• The summit focused on strengthening the role of women in science, innovation, leadership, and entrepreneurship (WISE) to drive inclusive global development.
• The event was organised by the BRICS CCI Women Empowerment (WE) vertical with support from the BRICS Women Business Alliance (BRICS WBA).
• A key highlight of the summit was the unveiling of Mission ShakthiSAT by Meenakshi Lekhi, former Minister of State for External Affairs and Global Chair of the initiative.
• The initiative Mission ShakthiSAT reflects efforts to promote women’s participation in space, science, and advanced technology domains.
• The summit also recognized contributions to arts and culture, where veteran actress Shabana Azmi was honoured with the BRICS CCI WE Trailblazer: Living Legend Award.
• She received the award for “50 Years of Excellence in Indian Cinema,” highlighting her contribution to the Indian film industry and cultural excellence.
• The BRICS CCI WE Summit serves as a platform for promoting global collaboration on women empowerment, innovation, and entrepreneurship across BRICS nations.

CURRENT AFFAIRS : APPS & PORTALS

National Housing Bank Launches Gruh Sugam Portal to Digitalise Home Loan Access for Defence and Government Personnel

• The National Housing Bank (NHB), the apex housing finance institution in India, has launched the Gruh Sugam Portal to simplify and digitise access to home loans for defence personnel, paramilitary forces, and government employees.

Key Highlights : 

• The portal aims to promote affordable housing, enhance financial inclusion, and accelerate digital lending adoption, especially for personnel posted in remote and inaccessible areas.
• The Gruh Sugam Portal is designed as a seamless and transparent digital platform to strengthen the housing finance ecosystem in India.
• It enables users to explore, compare, and apply for housing loans from multiple lending institutions through a unified digital marketplace.
• Defence, paramilitary, and government employees can apply for loans digitally through their administrative units, eliminating the need for physical visits to banks or financial institutions.
• The system allows government entities to register employees, who can submit minimal data to initiate the loan process, which is then shared with registered lenders.
• Lending institutions provide competitive loan offers, enabling applicants to compare and choose the best option, improving transparency and efficiency.
• The portal includes features such as grievance redressal mechanisms and an online chat facility for quick resolution of queries.
• The initiative significantly improves access to home loans for personnel in remote locations, promoting home ownership and financial accessibility.
• The portal enhances ease of doing digital lending business, reduces processing time, and strengthens consumer protection in housing finance.
• The initiative supports NHB’s mission of building a cost-effective, affordable, and sustainable housing finance system in India.
• Overall, the Gruh Sugam Portal strengthens digital lending, transparency, and financial inclusion in the housing finance sector of India.

 CURRENT AFFAIRS: SPORTS NEWS

Olympic women's sport limited to biological females

• International Olympic Committee (IOC) to restrict women’s category to biological females from 2028 Olympics (Los Angeles).
• Decision announced under IOC President Kirsty Coventry.
• Introduction of “once-in-a-lifetime sex test” for eligibility.
• Test based on SRY gene detection (Y chromosome marker).
• Transgender women and most DSD athletes (with male puberty) → not eligible for female category.
• Exception: Athletes with Complete Androgen Insensitivity Syndrome (CAIS).

Ineligible athletes can compete in:

• Male category
• Mixed category
• Open category
• Earlier system → eligibility decided by individual sports federations (often via testosterone limits).
• New rule → uniform global IOC policy.
• Based on 18-month scientific review.
• IOC finding: Male biology gives advantage in strength, endurance, power sports.
• Test methods: saliva / cheek swab / blood sample.

Policy:

• Not retrospective
• Applies only once
• Not applicable to grassroots sports

Issue linked to past controversies:

• Caster Semenya (DSD case)
• Laurel Hubbard (trans athlete)

About IOC:

• Founded: 1894
• Headquarters: Lausanne, Switzerland
• President: Kirsty Coventry

Daily CA One- Liner: March 28

• The Digital India BHASHa Interface for India (BHASHINI) Division (DIBD) under Ministry of Electronics and Information Technology (MeitY) and the Pension Fund Regulatory and Development Authority (PFRDA) under Ministry of Finance (MoF) signed a Memorandum of Understanding (MoU) under the initiative “BHASHINI for Seva–Sanchalan”.
• The Department of Financial Services (DFS), under the chairmanship of the Secretary (Financial Services), has been conducting video conferences since 2024 with Reserve Bank of India, Insurance Regulatory and Development Authority of India, Public & Private Sector Banks, Insurance Companies, Financial Institutions, and 20 randomly selected CPGRAMS complainants.
• Nippon India ETF Gold BeES, the flagship fund of Nippon India Mutual Fund, ranked 6th globally among the top 15 gold ETFs by fund flows, as per the World Gold Council.
• Agriculture is central to India’s economy, with 80% of rural women engaged in agriculture and allied sectors (33% as labourers, 48% as self-employed farmers).
• The Reserve Bank of India (RBI) has approved Avenir Investment RSC Ltd’s acquisition of a controlling stake in Sammaan Capital Limited (formerly Indiabulls Housing Finance Limited).
• The Competition Commission of India (CCI) approved the acquisition of shareholding in Groww Asset Management Limited by State Street Global Advisors.
• The Ministry of Defence (MoD) signed two contracts worth ₹858 crore in New Delhi, aimed at strengthening India’s defence capabilities and maintenance infrastructure.
• Sadhvi Niranjan Jyoti has assumed charge as Chairperson of the National Commission for Backward Classes (NCBC).
• The National Aeronautics and Space Administration (NASA) has scrapped its Lunar Gateway space station plan, which was intended to orbit the Moon, and will instead construct a $20 billion lunar surface base, marking a major strategic shift in the Artemis Program.
• The National Commission for Women (NCW) has collaborated with Truecaller, a global communications platform, to launch a nationwide Women’s Digital Safety Awareness Initiative in India.
• ANNAM.AI, a Government of India-supported Centre of Excellence at IIT Ropar, has launched an initiative to deploy 100 AI-based weather stations across Punjab by 30 March 2026.
• The 6th BRICS Chamber of Commerce and Industry Women Empowerment (BRICS CCI WE) Summit was held from 21 to 23 March 2026 in New Delhi, Delhi.
• The National Housing Bank (NHB), the apex housing finance institution in India, has launched the Gruh Sugam Portal to simplify and digitise access to home loans for defence personnel, paramilitary forces, and government employees.
• Prime Minister Narendra Modi will inaugurate Phase I of the Noida International Airport on March 28, marking a major milestone in India’s aviation and infrastructure development.
• The Minister of State for Commerce and Industry, Jitin Prasada, introduced the Jan Vishwas (Amendment of Provisions) Bill, 2026 in the Lok Sabha after receiving approval from the Union Cabinet.
• The Department of Fertilizers highlighted the successful implementation of the Direct Benefit Transfer (DBT) system, along with the Government’s continued financial commitment to keeping agricultural inputs affordable for farmers.
• The Ministry of Information & Broadcasting released the TV Ratings Policy 2026, introducing comprehensive guidelines to regulate television audience measurement in India.
• Narendra Modi remains the world’s most popular global leader with an approval rating of 68%, according to a survey by Morning Consult.

• Veteran Telugu actor Nandamuri Balakrishna was honoured with the Lifetime Achievement Award at the International Film Festival of Delhi 2026, recognising his 50-year contribution to Indian cinema.

• International Olympic Committee (IOC) to restrict women’s category to biological females from 2028 Olympics (Los Angeles).