The JAIIB PPB (Principles & Practices of Banking) is one of the four compulsory papers in the JAIIB examination conducted by the Indian Institute of Banking & Finance (IIBF). This paper has 4 modules: General Banking Operations, Functions of Banks, Banking Technology, and Ethics in Banks & Financial Institutions. This page covers the JAIIB PPB Important Topics 2026, and it includes the most important module-wise topics, high-priority chapters, and current banking technology topics. Candidates should revise this before the exam

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JAIIB PPB Modules 2026

The JAIIB PPB consists of 4 modules. It is listed below and also has the Important topics for each module.

The Syllabus for Paper II - Principles & Practices of Banking (PPB) is:

1. Module A: General Banking Operations.

2. Module B: Functions of Banks.

3. Module C: Banking Technology.

4. Module D: Ethics in Banks and Financial Institutions.

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JAIIB PPB Important Modules 2026: Module-Wise

Module A: General Banking Operations

• Banker-Customer Relationship

• AML & KYC Guidelines

• Operational Aspects of KYC

• Opening Accounts of Various Types of Customers

• Operational Aspects of Deposit Accounts

• Negotiable Instruments

• Payment and Collection of Cheques

• Customer Service

• Financial Inclusion and Financial Literacy

• Grievance Redressal

• RBI Integrated Ombudsman Scheme

• NRI Accounts

• FEMA

• Banking Laws and Regulations

Module B: Functions of Banks

• Principles of Lending

• Types of Borrowers

• Types of Credit Facilities

• Fund-Based and Non-Fund-Based Facilities

• Credit Appraisal

• Working Capital

• Term Loans

• Securities and Charges

• Types of Collaterals

• Modes of Charging Securities

• NPA and Stressed Assets

• Recovery of Bank Dues

• SARFAESI

• DRT

• IBC

• Priority Sector Advances

• Agricultural Finance

• MSME Finance

• Government-Sponsored Schemes

• Self-Help Groups

• Financial Inclusion

Module C: Banking Technology

• Essentials of Bank Computerisation

• Core Banking Solutions

• Operational Aspects of CBS

• Alternative Delivery Channels

• Digital Banking

• Data Communication Networks

• Electronic Funds Transfer Systems

• Digital Payment Systems

• NPCI

• Cyber Crimes

• Fraud Risk Management

• Security Considerations

• Technology Adoption in Banking

• FinTech

• RegTech

• SupTech

• e-RUPI

• Account Aggregators

• Open Banking

• Emerging Technology Trends

Module D: Ethics in Banks & Financial Institutions

• Banking Ethics

• Business Ethics

• Ethical Decision-Making

• Conflict of Interest

• Insider Trading

• Whistleblowing

• Data Privacy

• Information Security

• Workplace Ethics

• Ethical Issues in Banking

Current Banking Topics to Revise for JAIIB PPB 2026

Candidates must stay updated on the latest developments in the banking and financial sector. Current trends apart from the syllabus. The questions may also be based on recent changes in banking regulations, digital banking, payment systems, cybersecurity, financial inclusion, and other important developments. So active banking employees can revise regularly for the latest banking updates and PPB topics to improve their exam preparation.

• Digital payments

• NPCI products

• e-RUPI

• FinTech

• RegTech

• SupTech

• Cybersecurity

• Digital banking

• Financial inclusion

• KYC/AML updates

• Customer protection

• Lending and recovery developments

• Priority Sector Lending updates

• MSME banking developments

JAIIB Examination 2026 - Important Dates

Here you can check the previous year's important dates for the JAIIB examination 2026 (November Cycle).

FAQs

Q: What are the most Important Topics for JAIIB PPB 2026?

The most important topics include KYC and AML, banker-customer relationship, deposit accounts, lending, credit appraisal, NPA, recovery of bank dues, priority sector lending, digital banking, payment systems, cybersecurity, and banking ethics.

Q: Does JAIIB PPB include digital banking and cybersecurity?

Yes. The 2026 syllabus includes CBS, digital banking, electronic funds transfer, digital payments, cybercrimes, fraud risk management and security considerations.

Q: Which modules carry the highest weightage?

Focus on Module A and Module B, it carries the most marks, approximately 60 to 70.

Q: What are the passing criteria for the PPB paper?

To pass the JAIIB exam, you need to score at least 50 marks out of 100 in each paper. However, if you appear for and clear all four papers in a single attempt, you can qualify with at least 45 marks in an individual paper, provided your overall aggregate score across all four papers is 50% or more.

Q: Is there any official chapter-wise weightage for JAIIB PPB?

No.IIBF does not provide a guarantee of chapter-wise question weightage. Candidates should prepare the complete syllabus and prioritise important topics for revision.