Dear aspirants, the total and minimum qualifying IOB LBO interview marks will be decided by the bank as per the official notification. The final selection weightage for the IOB LBO will be determined by the Online Exam and Personal Interview, using a ratio of 80:20. The Indian Overseas Bank (IBO) Local Bank Officer Interview (LBO) plays a crucial role in the selection process. Candidates who clear the Online Examination followed by the Language Proficiency Test (LPT) will proceed to the Personal Interview. The final merit list of the candidates will be based on the combined final score of candidates will be arrived at based on scores obtained by the candidates in the Online Examination and Personal Interview. Applicants who do not secure the minimum qualifying marks in the Personal Interview will be disqualified for selection. Candidates should produce all the necessary documents mentioned in the official notification at the time of the interview. This interview may assess candidates' academic and job knowledge, power of expression, clarity of thought, leadership qualities, extracurricular activities, etc. This page deals with the complete details of the IOB LBO interview marks 2025, dress code, important preparation tips, etc. For any queries, kindly visit the FAQs listed below.

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Indian Overseas Bank Local Bank Officer Interview Marks 2025

As per the official IOB LBO notification, the IOB LBO Interview, both total and minimum qualifying marks, will be decided by the Bank. There is other information regarding the IOB LBO interview. They are:

• Merit list of candidates based on the marks obtained by them in the online examination will be prepared in descending order for the respective categories, and they should have qualified in the LPT.

• Candidates securing minimum qualifying marks in the online examination & LPT (wherever applicable) shall be called for a Personal Interview. 

• The weightage ratio of the Online Exam and the Personal Interview will be in the ratio of 80:20, respectively.

• The combined final score of candidates shall be arrived at based on scores obtained by the candidates in the Online Examination and Personal Interview.

• Selection will be made from the top-ranked candidates in the merit list prepared on a state-wise and category-wise.

Check the IOB LBO Interview Marks

IOB LBO Interview Dress Code

Attire for Male Candidates for Interviews

• A full-sleeve shirt should be neatly tucked (avoid party wear or designer wear).

• Belt (No trendy belts).

• Formal Pants.

• Black or Brown Formal Shoes ( Stay away from shoes, canvas, and slippers).

• The clean-shaven look is a must.

Check the IOB LBO Interview Documents To Carry

Attire for Female Candidates for Interviews

• Cotton Salwar will give you an elegant look. Dupattas/shawls are compulsory for salwars.

• No leggings & Jeans.

• Flat sandals or cut shoes are perfectly okay.

• Heels can be used, but they should be medium.

• Wear only minimal Jewellery.

IOB LBO Interview Preparation Tips 2025

After clearing the Online Examination, followed by the Language Proficiency Test (LPT), the next major step in the Indian Overseas Bank Local Bank Officer recruitment is the interview. Review and follow the important tips and strategies provided by our expert below to successfully ace the IOB LBO interview 2025.

• To succeed in the IOB LBO interview, combine strong communication skills with a clear understanding of basic banking concepts and customer service responsibilities.

• Show your adaptability, problem-solving approach, and passion for serving customers and promoting financial inclusion.

• Start by learning about Indian Overseas Bank’s history, branch network, products, and values. Demonstrating awareness of the bank’s mission and local presence reflects your commitment.

• Understand the responsibilities of a Local Bank Officer, such as deposit mobilisation, customer relationship management, KYC compliance, and promoting digital banking services.

• Brush up on basic banking terms like savings accounts, fixed deposits, loans, priority sector lending, and digital services like UPI, NEFT, and IMPS.

• Review your resume thoroughly and be ready to explain your academic background, projects, extracurricular activities, and achievements.

• Avoid giving incorrect details, as questions are often based on what you mention in your resume.

• Prepare for HR questions like “Tell me about yourself” and “Why should we hire you?” Keep answers clear, structured, and confident.

• Stay updated on current banking trends, RBI financial inclusion initiatives, government schemes and social security schemes.

• Finally, practice mock interviews, improve body language, and maintain a calm and positive attitude on the interview day.

Check the IOB LBO Interview Dress Code

Key Points About the Final Selection of the IOB LBO Interview 2025

The key points to be noted before the IOB Local Bank Officer are:

• Candidates must necessarily produce the relevant documents in original and a photocopy in support of their identity and eligibility pertaining to category, nationality, age, educational qualifications, experience certificates, etc., at the time of the Personal Interview.

• To claim age relaxation, candidates should submit a copy of the necessary/requisite certificate(s) at the time of the Personal Interview.

• Candidates shortlisted for the Personal Interview will be required to qualify the Language Proficiency test, failing which they will not be allowed to appear for the Personal Interview, and thus their candidature will not be considered for further selection process.

• Non-submission of requisite documents by the candidate at the time of the Personal Interview will debar his/ her candidature from further participation in the recruitment process.

• The Personal Interview will be held at any Centre(s) across India, as desired by the Bank (Physical or Online Mode through video conference), and the same will be advised in the Personal Interview call letters.

• Request for a change in Personal Interview dates shall not be entertained.

• Bank reserves the right to change/add/cancel the date, time, centre, or venue of the Personal Interview.

• The venue, time & date for the Personal Interview will be informed to the shortlisted candidates in the Personal Interview call letter. 

• During the interview process, if a candidate is found guilty of any of the following offenses; such as: using unfair means during the selection process, impersonating or procuring impersonation, misbehaving in the personal interview, taking documents away from the venue, or engaging in any irregular or improper means related to their candidature, including canvassing for support; they may face serious consequences.

• Such actions cannot lead only to criminal prosecution but also result in disqualification from the current selection process.

• Furthermore, the candidate may be permanently or temporarily debarred from participating in any examinations or recruitment activities conducted by the Bank.

FAQs

Q: What is the weightage of the Online Exam and Personal Interview in the IOB LBO selection process?

The weightage ratio for the Online Examination and the Personal Interview is 80:20, respectively.

Q: How is the final selection for the IOB LBO post determined?

The final selection is based on the combined performance of candidates in the Online Examination and the Personal Interview, in the ratio of 80:20, subject to qualifying in all stages and meeting the eligibility criteria.

Q: What documents are required during the IOB LBO Personal Interview?

Candidates must produce original and photocopies of identity proof, category certificates, nationality proof, age proof, educational qualifications, and other eligibility documents.

Q: Can the date or venue of the IOB LBO Personal Interview be changed on request?

No, requests for changes in the interview date, time, or venue will not be entertained by the bank.