In the IBPS RRB PO interview, questions usually cover your personal background (like “Tell me about yourself,” strengths and weaknesses, why you chose banking/RRB, and relocation), banking and finance topics (such as KYC, NPA, monetary policy, CRR/SLR, and government schemes like Mudra or PSL), and situational or behavioral questions (handling stress, teamwork, challenges, or customer issues). It evaluates not only the candidate's knowledge but also personality traits, communication skills, problem-solving ability, and decision-making aptitude. Aspirants can also expect questions on their educational qualifications, professional experiences, current affairs, HR-based scenarios, and rural banking are commonly asked to test candidates’ understanding of the sector and their suitability for rural development roles. The types of IBPS RRB PO interview questions mentioned in this article will help candidates to prepare confidently and succeed in the final selection. 

Check IBPS RRB PO Interview Preparation Tips and Strategies

What Is the IBPS RRB PO Interview?

The IBPS RRB PO interview is the final stage for selecting Probationary Officers in Regional Rural Banks. It evaluates candidates’ personality, banking knowledge, and overall suitability beyond the written exams. Questions typically cover personal background, current affairs, banking concepts (such as CRR, repo rates), and situational judgment, playing a major role in the final merit list. Conducted by a panel of 4–5 members, the interview also assesses decision-making skills and overall professional behaviour after clearing the mains exam. The interview is coordinated by the Nodal Regional Rural Bank with the assistance of NABARD and IBPS. Interviews are held at select centres. The interview carries 100 marks, with minimum qualifying marks of 40% (35% for SC/ST/OBC/PwBD). Final selection is based on an 80:20 weightage of exam and interview scores.

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How IBPS RRB PO Interview Conducted?

The IBPS RRB PO interview is conducted by a panel of bank officials to evaluate your communication skills, banking knowledge, personality, and problem-solving abilities. The 15 to 30 minute session takes place after document verification and focuses on your personal background, current affairs awareness, banking concepts, and situational judgment to determine your suitability for the Probationary Officer role in Regional Rural Banks.

• Document Verification: All original documents, including ID, mark sheets, and certificates, are checked before the interview begins.

• Panel and Interview Duration: The interview is conducted by a panel of 4 to 5 bank officials and usually lasts between 10 and 30 minutes.

• Language of the Interview: You should speak in English, but with the panel members’ permission, you may respond in Hindi or a regional language; however, clarity and effective communication remain the primary focus.

Key Areas Assessed

• Personal & Behavioural: Covers your background, hobbies, strengths and weaknesses, career goals, and how you handle pressure (e.g., managing an upset customer).

• Banking & Financial Awareness: Includes questions on current economic trends, banking policies, and general financial knowledge.

• General Awareness: Assesses your knowledge of current events, socio-economic issues, and developments in the banking sector.

• Communication and Confidence: Evaluates your ability to express ideas clearly, stay composed, and maintain a professional and positive presence.

Marks distribution

The IBPS RRB PO interview is conducted for 100 marks, with a minimum qualifying score of 40% (35% for SC/ST/OBC/PwBD candidates), and the final merit is prepared by giving 80:20 weightage to the online examination and interview scores.

IBPS RRB PO Interview Questions and Answers

Here are some of the expected and common IBPS RRB PO interview Questions and Answers that help candidates to clear the interview process of RRB PO.

1. Common Personal Interview Questions For IBPS RRB PO Interview

Q: Tell me about yourself.

Answer: Give a brief introduction, including your name, education, achievements, and relevant skills. Highlight qualities like leadership, teamwork, and communication. End with your interest in banking and IBPS PO.

Example Answer: "My name is [Your Name]. I completed my [Degree] in [Specialisation] from [University]. I am passionate about banking and finance. I have participated in leadership activities and team projects. I aim to contribute my skills as a Probationary Officer at any government bankwhere I am posted."

Q: Why do you want to join RRB as a PO?

Answer: Explain your interest in finance, serving rural communities, and contributing to the development of the public sector.

Example Answer: "Joining an RRB as a Probationary Officer allows me to combine my interest in finance with meaningful service to rural communities. I am eager to learn, contribute, and grow professionally in a role that supports financial inclusion and rural development."

Q: Why did you choose IBPS RRB PO over other exams?

Answer: Highlight the rural banking focus, career growth, and opportunity to serve local communities.

Example Answer: "I chose IBPS RRB PO because it allows me to serve rural communities and contribute to financial inclusion."

Q: What are your strengths and weaknesses?

Answer: Be honest but positive. Emphasise a strength relevant to banking. For weakness, show improvement steps.

Example Answer: "My strength is analytical thinking and teamwork. I am working on improving my time management skills."

Q: What do you know about our RRB?

Answer: Show your knowledge of the bank’s history, objectives, operations, and role in rural development.

Example Answer: "I understand that your RRB was established to provide financial services to rural communities, support agricultural growth, and promote financial inclusion. I am eager to contribute to these initiatives while growing professionally within the bank."

2. Banking and Financial Awareness Questions For IBPS RRB PO Interview

Q: What is the role of RBI in the banking system?

Answer: Regulation of currency, monetary policy, credit control, and financial stability.

Example Answer: "RBI regulates money supply, implements monetary policy, issues currency, and supervises banks."

Q: What is the repo rate?

Answer: The rate at which the RBI lends to commercial banks.

Example Answer: "Currently, the repo rate is [5.25]%. It reflects efforts to balance economic growth with inflation control."

Q: What are CRR and SLR?

Answer: CRR – Cash Reserve Ratio; SLR – Statutory Liquidity Ratio.

Example Answer: "CRR is the minimum cash banks must hold with RBI. SLR is the minimum liquid assets banks must maintain."

Q: Explain NEFT, RTGS, and IMPS.

Answer: Payment systems for fund transfer.

Example Answer: "NEFT – batch fund transfer, RTGS – real-time high-value transfer, IMPS – instant mobile transfers. Choice depends on urgency, amount, and timing needs."

Q: What is financial inclusion?

Answer: Ensuring access to banking for all sections of society.

Example Answer: "Financial inclusion aims to provide basic banking services to rural and underserved populations."

3. Current Affairs Questions for RRB PO Interview For IBPS RRB PO Interview

11. Name the current RBI Governor.

Answer: [Latest RBI Governor]

Example Answer: "Sanjay Malhotra is the current RBI Governor."

12. Which scheme was launched for rural employment recently?

Answer: VB-G RAM G Act.

Example Answer: "The most significant recent initiative for rural employment is the Viksit Bharat–Guarantee for Rozgar and Ajeevika Mission (Gramin) Act, 2025, which replaces MGNREGA by raising guaranteed workdays from 100 to 125, emphasising infrastructure development and enhanced digital governance to promote sustainable rural growth, and received Presidential assent in late December 2025."

13. Which country recently chaired the G20?

Answer: [Current year G20 Chair]

Example Answer: "South Africa chaired the G20 summit in 2025."

14. Name the latest financial inclusion initiative by the Government of India.

Answer: PMJDY, and Saturation of Financial Inclusion Campaign.

Example Answer: "Although Pradhan Mantri Jan Dhan Yojana (PMJDY) continues to be the foundation, the most recent nationwide drive to deepen financial inclusion is the Saturation of Financial Inclusion Campaign, aimed at last-mile banking access, alongside initiatives such as the Mahila Samman Savings Certificate (MSSC) and the “Your Money, Your Right” campaign for reclaiming unclaimed assets, all aligned with the National Strategy for Financial Inclusion (NSFI)."

15. What are the recent RBI policies?

Answer: Repo Rate Cut, Monetary Stance, and Minimum Balance Rules.

Example Answer: "In December 2025, the RBI’s Monetary Policy Committee cut the repo rate by 25 bps to 5.25% to make borrowing cheaper. The central bank maintained a neutral monetary stance, balancing growth and inflation. Additionally, in late 2025/early 2026, RBI introduced standardised minimum balance rules for bank accounts, removing individual bank discretion to protect customers from unexpected penalties."

4. Situational and HR-Based Questions For IBPS RRB PO Interview

Q: How would you handle an irate customer at the branch?

Answer: Remain calm, listen actively, provide solutions or escalate appropriately.

Example Answer: "I would empathise, understand their issue, offer possible solutions, and escalate if needed."

Q: What will you do if you notice a colleague committing a financial error?

Answer: Report to the supervisor following bank protocol.

Example Answer: "I would immediately inform my branch manager and document the incident."

Q: How do you manage work pressure?

Answer: Prioritise tasks, stay organised, and remain calm under deadlines.

Example Answer: "I make daily plans, prioritise urgent work, and stay focused to handle pressure effectively."

Q: How would you encourage your team to meet targets?

Answer: Motivate through guidance, rewards, and support.

Example Answer: "I would set achievable goals, provide guidance, and encourage teamwork to achieve targets."

Q: How will you handle customer complaints?

Answer: Listen patiently, understand the issue, and resolve it promptly while following bank rules.

Example Answer: "I would handle customer complaints by listening patiently, understanding the issue, providing a clear solution, escalating when needed, and following up professionally to build trust and ensure customer satisfaction."

5. Rural Banking–Related Questions For IBPS RRB PO Interview

Q: What are role of RRBs in the rural economy?

Answer: Regional Rural Banks (RRBs) support the rural economy by providing banking and credit services to small farmers, labourers, artisans, and small entrepreneurs.

Example Answer: "Regional Rural Banks (RRBs) play a vital role in the rural economy by offering easy access to banking and credit services for small and marginal farmers, agricultural labourers, artisans, and small entrepreneurs."

Q: Explain the role of NABARD in rural banking.

Answer: Provides refinance, develops agriculture, and supports rural projects.

Example Answer: "NABARD (National Bank for Agriculture and Rural Development) plays a diverse role in rural banking by functioning as a development bank, regulator, and coordinating agency, offering refinance support to rural financial institutions for agriculture and rural projects, promoting rural infrastructure development, supervising Cooperative Banks and Regional Rural Banks (RRBs), and leading innovative initiatives."

Q: What is priority sector lending?

Answer: Mandatory lending to sectors like agriculture, MSMEs, education, and housing.

Example Answer: "Banks are required to allocate a portion of their lending to priority sectors to promote inclusive growth."

Q: Name a few schemes for farmers and rural development.

Answer: PM-Kisan, Kisan Credit Card, MG-NREGA.

Example Answer: "PM-KISAN, PMFBY, Kisan Credit Card (KCC), PM-KMY, Agriculture Infrastructure Fund (AIF), etc. PM-Kisan provides direct income support to farmers, and Kisan Credit Card facilitates agricultural credit."

Q: How can RRBs help in promoting financial literacy in villages?

Answer: Conduct awareness camps, workshops, and digital banking education.

Example Answer: "RRBs organise village-level workshops on digital banking, saving habits, and government schemes to increase literacy."

Tips to Answer IBPS RRB PO Interview Questions

To succeed in the IBPS RRB PO interview, candidates should combine strong preparation with confident presentation. Know your resume thoroughly, discuss academics, projects, and experience clearly, and revise banking concepts like CRR, SLR, NPA, RBI functions, and key government schemes. Stay updated on current affairs, including banking, economic developments, Union Budget highlights, and digital banking initiatives, to demonstrate awareness, professionalism, and readiness for a role in rural banking and public service.

• Understanding Regional Rural Banks (RRBs): A solid understanding of Regional Rural Banks is vital. Be familiar with their objectives, functions, history, and role in fostering rural development. Prepare to explain why you chose specific RRBs, your preferred postings, and your readiness to adapt to rural environments.

• Effective Communication During the Interview: Focus on clear and concise communication during the interview. Maintain positive body language, good posture, and consistent eye contact to project confidence. Honesty is essential; if unsure about an answer, acknowledge it politely instead of guessing. Dress professionally, arrive early, and keep all documents well-organised.

• Preparing for Common Interview Questions: Expect common questions such as self-introduction, strengths and weaknesses, stress management, and recent banking news. Conduct mock interviews to refine answers, boost confidence, and present yourself as a capable and sincere officer committed to serving rural communities and public banking.

FAQs

Here are some of the FAQs that are listed below.

Q: What questions are asked in the IBPS RRB PO interview?

The IBPS RRB PO interview includes personal questions, banking and financial awareness, current affairs, rural banking topics, and situational questions.

Q: What is the level of the IBPS RRB PO interview?

The interview level is generally moderate compared to the SBI PO interview. However, the difficulty may vary depending on panel members, the candidate’s profile, and other factors.

Q: Are technical questions asked in the RRB PO interview?

Yes, the technical questions are asked in the RRB PO interview.

Q: Is banking knowledge compulsory?

Yes, banking knowledge is mandatory to clear the interview round.

Q: How many marks are allotted for the interview?

The IBPS RRB PO interview carries 100 marks, with minimum qualifying marks of 40% (35% for SC/ST/OBC/PwBD). Final selection is based on an 80:20 weightage of exam and interview scores.

Q: Is the interview difficult for freshers?

No, it is based on the candidate’s profile and other factors.

Q: How to prepare for IBPS RRB PO interview?

Preparing for the IBPS RRB PO interview needs solid banking basics, knowledge of RRBs and NABARD, current and regional awareness, clarity on your profile, situational skills, proper documents, professional behaviour, and mock interview practice.