IBPS PO Salary After 5 Years: Check Salary Structure, Maximum Pay After 3, 5, 10, and 20 Years Details
Jun 28 2025
Understanding the IBPS PO salary after 5 years is essential for aspirants planning a long-term career in banking. An IBPS PO not only enjoys a stable income but also benefits from steady salary growth, timely promotions, and attractive allowances. After joining, an IBPS PO starts with a basic pay of Rs. 36,000, but within 5 years, this amount increases significantly due to annual increments, performance-based appraisals, and promotions.
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By the end of 5 years, most POs are promoted to the Scale II Officer (Manager) position, with a revised basic pay and increased gross salary.
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Including Dearness Allowance (DA), House Rent Allowance (HRA), City Compensatory Allowance (CCA), and other benefits, the total gross salary for an IBPS PO after five years is estimated to be between Rs. 60,000/- and Rs. 65,000/-.
In this article, we provide a detailed breakdown of the IBPS PO salary structure after 5 years, including promotions, pay scale revisions, and allowance growth. Whether you're curious about career progression or financial stability, knowing your potential earnings can motivate you to aim higher. For any queries, kindly visit the FAQs listed below.
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IBPS PO Salary After 11th Bipartite Settlement
Here we have added the details of the IBPS PO Basic Pay 2025 and the other allowances provided along with the IBPS PO Salary after the 11th bipartite settlement. Rs. 36,000/- This table depicts the revised IBPS PO Salary after the 11th bipartite settlement.
IBPS PO Salary After 11th Bipartite Settlement |
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IBPS PO Salary 2025 |
Amount |
Basic Pay | Rs. 36,000 |
Special Allowance | Rs. 5,904 |
Dearness Allowance | Rs. 8,593.20 |
CCA | Rs. 1,400 |
Learning Allowance | Rs. 600 |
DA Others | Rs. 1,552.50 |
Housing Rent Allowance | Rs. 3,240 |
Gross Salary | Rs. 57,289.70 |
Deduction (Tax & NPS) | Rs. 4,659.32 |
Net Salary | Rs. 52,630.38 |
IBPS PO Salary 2025: Allowances And Perks
Here we have added the details of the IBPS PO Salary 2025 allowances and perks.
IBPS PO Allowances And Perks Details | |
IBPS PO Basic Pay | Rs 36,000/- ( Increment in 4 stages) |
House Rent Allowances | 7%-9% of the basic pay |
Dearness Allowance | 23.87% of the Basic Pay (Varies based on inflation rates) |
City Compensatory Allowance (CCA) | 3% or 4%(depending on the place of posting) |
Special Allowance | 7.75% of the basic pay |
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IBPS PO Salary After 5 Years
The IBPS PO Salary after 5 years, as per the current figures, shall be around Rs. 47,587.81 as there are annual increments after each year in the Basic Salary of Rs. 980/-. Along with the additional allowances, up to Rs. 10,000 /- to Rs. 15,000/- can be obtained. Hence, the gross amount IBPS PO Salary After 5 years shall be around Rs. 60,000/- to Rs. 65,000/-.
IBPS PO Career Growth
Based on their performance, experience, and knowledge, the probationary officers will get career growth.
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Middle Manager – Middle Management Grade Scale 2
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Senior Manager – Middle Management Grade Scale 3
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Chief Manager – Senior Management Grade Scale 4
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Assistant General Manager – Senior Management Grade Scale 5
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Deputy General Manager – Top Management Grade Scale 6
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General Manager – Top Management Grade Scale 7
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Executive Director
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Chairman and Managing Director
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IBPS PO Promotion Details
The IBPS PO Promotion details are tabulated below.
IBPS PO Promotion Channels |
MMGS II (Middle Management Grade Scale-II) |
MMGS II (Middle Management Grade Scale III) |
SMGS IV (Senior Management Grade Scale IV) |
SMGS V (Senior Management Grade Scale V) |
FAQs
Q. What is the basic salary of an IBPS PO after 5 years?
After 5 years of service, an IBPS PO’s basic pay typically increases to around Rs. 42,000 to Rs. 45,000, depending on increments and promotion status.
Q: What is the total gross salary of an IBPS PO after 5 years?
Including allowances like DA, HRA, and CCA, the gross salary ranges between Rs. 60,000 and Rs. 65,000 per month.
Q: Will I get promoted within 5 years as an IBPS PO?
Yes! Most POs are promoted to Scale II (Manager level) within 5 years, based on performance, internal exams, and seniority.
Q: Do salary increments happen every year?
Absolutely. IBPS POs receive annual increments as per the salary slab structure, along with periodic revisions from wage settlements.
Q: What allowances are added to the basic pay after 5 years?
Common allowances include Dearness Allowance (DA), House Rent Allowance (HRA), City Compensatory Allowance (CCA), Special Allowance, and medical and travel benefits.
Q: Can my location affect my salary after 5 years?
Yes. HRA and CCA vary depending on whether you are posted in a metro, urban, or rural area, which can impact your overall take-home pay.
Q: Is there any additional benefit apart from salary?
Yes! Benefits include Leased accommodation or HRA, contribution to pension fund, insurance, loan concessions, and opportunities for foreign postings.
Q: How does career growth impact salary in the long term?
With each promotion or scale upgrade, your salary sees a significant jump. A PO can rise to senior managerial roles like AGM, DGM, or even GM over time with strong performance.
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