How many phases are there for ESIC UDC?

There are two phases for ESIC UDC: a) Preliminary Exam b) Mains Exam

Is there any negative marking in the ESIC UDC Exam?

For every incorrect answer, 0.25 marks will be deducted.

How to download the ESIC UDC Result 2020?

Candidates are advised to download the result from the official website.

What is the age limit for upper-division clerks for the ESIC examination?

Minimum: 18 years Maximum: 27 years

CAIIB Rural Banking Syllabus 2025: Download PDF

May 29 2025

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CAIIB Rural Banking Syllabus 2025: The Indian Institute of Banking and Finance (IIBF) administers the CAIIB (Certified Associate of Indian Institute of Bankers) exam, which is a significant professional achievement for banking professionals. It is intended to improve managerial and decision-making abilities. Rural banking is one of the most pertinent electives, particularly for individuals employed by public sector banks in semi-urban and rural areas, cooperative banks, or regional rural banks. The rural banking paper discusses microfinance, rural development programs, rural credit institutions, priority sector lending, and India's rural financial ecosystem. We'll delve deeply into the syllabus in this blog and highlight the main points of emphasis to help you confidently ace the exam.

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CAIIB Rural Banking Syllabus 2025

Here is the CAIIB new syllabus 2025 for the Elective Paper: Rural Banking. This CAIIB syllabus 2025 pdf has 4 modules as given below:

Module A - Rural India
Module B - Financing Rural Development
Module C - Priority Sector Financing and Govt.
Module D - Problems and Prospects in Rural Banking

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CAIIB Rural Banking Syllabus 2025 - Module A - Rural India

Check here the CAIIB rural banking syllabus 2025 - Module A - Rural India:

CAIIB rural banking syllabus 2025 - Module A - Rural India
Demographic Features	Population; Literacy; Sixth Economic Census; Agriculture Census; Socio Economic Development Indicators; Health; Nutrition; Education; Rural-Urban Migration
Characteristics of Rural Society	Social Stratification; Local Institutions; National Institute of Rural Development and Panchayati Raj (NIRD & PR)
Economic Features	Agriculture; Non-Farm Activities; Gross Domestic Product and Gross Value Added; Rural Money Markets – Formal and Informal Rural Money Markets; Rural Indebtedness; Rural Poverty; Different Methods of Measuring Poverty Line; Sustainable Development Goals
Infrastructure	Infrastructure in India; Transport; Markets; Rural Electrification; Other Services
Agriculture Economy	Structure and Characteristics of Indian Agriculture; Role of Agriculture in Economic Development; Agriculture-Industry Linkage; Issues in Economic Development; Resources in Agriculture; Technical Change in Agriculture; Constraints in Agricultural Development; Emerging Issues in Agriculture; National Mission for Sustainable Agriculture (NMSA)
Rural Development Policies	Rural Development Schemes; Skill Development and Entrepreneurship Initiatives; Shyama Prasad Mukherji Rurban Mission (SPMRM); Programs for Development of Backward Areas; Power Supply to Rural India Program; Development of Dryland Farming; Soil and Water Conservation; Rural Infrastructure Development Fund; Economic Reforms; Financial Sector Reforms; Impact of Reform in Rural Economy; Reforms after 1998-99
Issues Concerning Rural Areas	Components of Rural Development; Approaches to Rural Development since Independence; Sustainable Rural Development; Necessity for Rural Development; Measures for Development; Rural Development and Rural Management; Key Issues Concerning Rural Management; Marketing Management; Importance of Agricultural Prices

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CAIIB Rural Banking Syllabus 2025 - Module B - Financing Rural Development

Check here the CAIIB rural banking syllabus 2025 - Module B - Financing Rural Development:

CAIIB rural banking syllabus - Module B - Financing Rural Development
Regulation of Rural Financial Services	Overall Set Up of Rural Financial Institutions (RFIs); Function and Policies of RBI in Rural Banking; Role and Functions of NABARD; Lead Bank Scheme
Rural Credit Institutions	Cooperative Credit System; Regional Rural Banks; Commercial Banks and Rural Financing; Other Financial Institutions Catering to Rural Areas; Initiatives for Augmenting Credit Flow; Role of Information and Communication Technologies in Rural Banking; Rural Development Banking – Initiatives for Inclusive Growth; Rural Insurance and Micro Insurance; Micro Finance Institutions; Concept of Business Facilitators and Business Correspondents in Rural Banking
Financing Agriculture and Allied Activities	Crop Loans – Production Credit; Features of Kisan Credit Card Scheme; Basic Features of NABARD Refinance Support to Cooperative Banks and RRBs for Crop Production activities; Bank’s Role in Provision of Relief in Areas Affected by Natural Calamities; Term-Loans for Agriculture and Allied Activities; Features of Major Sectors for which Opportunities are Available for Provision of term Credit by Banks; Advance against Gold Ornaments
Financing Rural Non-Farm Sector	Rural Non-Farm Sector – Facilitative Set Up, Importance, Structure and Growth, Strength and Issues Concerning the Sector; Promotion of Traditional Industries; Raw Material Supply – Arrangements; Marketing Assistance; Institutional Finance; Technology Development and Training
SME Finance	Definition of SME; Importance of the sector to the Indian Economy; Arrangements for provision of credit to the MSME sector; Appraisal of MSME loan proposals – techniques and Requirement assessment of Projects for term loans; SIDBI’s assistance to the MSME Sector and its development role; Policy prescriptions of RBI for the growth of MSME Sector; Initiatives taken by GOI for the development of MSME Sector; Problems faced by MSMEs; Delayed Payments to Micro and Small Enterprises under the Micro Small and Medium Enterprises Development (MSMED) Act, 2006; Performance and Credit Rating Scheme (PCRS); Framework for Revival and Rehabilitation of MSMEs
Concepts of Project, Aspects of Project Formulation & Appraisal & Model Bankable Projects	Aspects of Project Preparation; The Project Cycle; Minor Irrigation Schemes; Lift Irrigation; Financing Micro Irrigation Structures; Land Development Schemes; Farm Mechanization; Financing Plantation and Horticulture; Dairy Development Schemes; Poultry Farming; Sheep Breeding; Goat Rearing; Pisciculture; Bee Keeping; Financing Rural Godowns; Financing Sericulture; Financing Mushroom Cultivation

CAIIB Rural Banking Syllabus 2025 - Module C - Priority Sector Financing and Govt.

Check here the CAIIB new syllabus 2025 - Module C - Priority Sector Financing and Govt.:

CAIIB syllabus 2025 - Module C - Priority Sector Financing and Govt.
INITIATIVES Priority Sector Lending	Evolution of Priority Sector Lending; Guidelines on Priority Sector Lending – Categories; NonAchievement of Priority Sector Targets; Common Guidelines for Priority Sector Loans; Priority Sector Credit Achievement
Poverty Alleviation Programs	Poverty Assessment and Way Forward; Initiatives of the Government – Features of the Schemes Implemented for Poverty Reduction; Welfare Schemes
Rural Housing and Education Loans	Rural Housing an Introduction; Pradhan Mantri Awas Yojana (Grameen); Education Loan
Initiatives of R.BI under Financial Inclusion & Financial Education Programs and implementation of various Poverty Reduction Programs	National Strategy for Financial Inclusion; National Strategy for Financial Education; Direct Benefit Transfer; Guidelines Issued by RBI under NRLM/NULM; Relief Measures by Banks in areas Affected by Natural Calamity-RBI Guidelines to Banks; Credit Facilities to SCs/STs; Credit Facilities to Minority Communities; Poverty Alleviation/Employment Generation Programs

CAIIB Rural Banking Syllabus 2025 - Module D - Problems and Prospects in Rural Banking

Check here the CAIIB Rural banking syllabus 2025 - Module D - Problems and Prospects in Rural Banking:

CAIIB new syllabus 2025 - Module D - Problems and Prospects in Rural Banking
Role of Banking – Emerging Trends in Rural Banking Characteristics of Rural Society	Present Scenario; Areas of Concern and Actions Pursued; Present Focus on Banking in Rural Areas; Inclusive Banking Activities
Role of Technology in Financial Inclusion and Rural Development	Transformational Role of Digital Technologies; Technology for Adoption of Improved Agricultural Practices; Scope for Using Digital Technology for Growth in Agriculture; Modern Management of Agriculture – Possible Technological Components; Benefits of Usage of Technology in Agriculture for the Society and the Nation; Common IOT Devices/Equipment in Agriculture for Agri-Solutions; Technology and Value Chain Operations; Progress of IOT in World Agriculture; Progress of IOT in Indian Agriculture; Other Initiatives for Development of Rural Areas; Financial Technology in Financial Inclusion Space
Financing Poor as Bankable Opportunities: Micro Credit and Self Help Groups	Microcredit Delivery Models; SHG-Bank Linkage Program (SBLP) Approach; Micro Finance Institutions (MFIs); Role of NABARD as Microfinance Facilitator; SIDBI & Micro Credit; Initiatives by RBI and GOI

FAQs

Q. How many modules are there in the CAIIB rural banking syllabus 2025?

CAIIB rural banking syllabus contains 4 modules.

Q. In the CAIIB exam, rural banking is a compulsory paper or an elective paper?

Rural banking is an elective paper in CAIIB.

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