How many phases are there for ESIC UDC?

There are two phases for ESIC UDC: a) Preliminary Exam b) Mains Exam

Is there any negative marking in the ESIC UDC Exam?

For every incorrect answer, 0.25 marks will be deducted.

How to download the ESIC UDC Result 2020?

Candidates are advised to download the result from the official website.

What is the age limit for upper-division clerks for the ESIC examination?

Minimum: 18 years Maximum: 27 years

CAIIB BFM Syllabus 2025: Effective Preparation Tips

May 29 2025

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CAIIB BFM Syllabus 2025: The Certified Associate of Indian Institute of Bankers (CAIIB) exam is important for banking professionals looking to enhance their knowledge and update themselves professionally. Among the three compulsory papers, Bank Financial Management (BFM) is one of the important papers as it involves technical and analytical skills. To clear the CAIIB exam, candidates need to develop a focused and strategic approach to master BFM. In this article, candidates can get to know the important topics in BFM and effective preparation tips to succeed in the examination.

Download CAIIB BFM Syllabus 2025

CAIIB BFM Syllabus 2025

This CAIIB BFM syllabus has 4 modules as given below:

Module A - International Banking
Module B - Risk Management
Module C - Treasury Management
Module D - Balance Sheet Management

Download CAIIB Syllabus 2025 - For All Papers

CAIIB BFM Syllabus 2025 - Module A - International Banking

Check here the CAIIB new syllabus 2025 for compulsory paper 2 - Module A - International Banking:

CAIIB syllabus 2025 pdf for compulsory paper 2 - Module A - International Banking
Exchange Rates and Forex Business	Foreign Exchange – Definition and Markets; Factors Determining Exchange Rates; Exchange Rate Mechanism; Foreign Exchange Dealing Room Operations; Derivative Products; RBI / FEDAI Guidelines; Foreign Exchange Arithmetic – Concepts and Examples
Liberalised Remittance Scheme (LRS) and other Remittance Facilities for Residents	Capital Account Transactions and Current Account Transactions; Key Sections under FEMA vis-à-vis Liberalized Remittance Scheme; Permissible/Non-permissible Remittances under LRS; Operational Guidelines; Remittances under LRS for Current Account Transactions; Tax Collected at Source (TCS); LRS vis-à-vis Capital Account Transactions; Reporting Requirements under LRS
Correspondent Banking and NRI Accounts	Correspondent Banking – Accounts and other Services; Nostro, Vostro and Loro Accounts; Electronic Modes of Transmission/Payment Gateways – SWIFT, CHIPS, CHAPS, RTGS, etc.; NRI Banking; NRI accounts – Rupee and Foreign Currency Accounts; Facilities to NRIs; Advances to Non-Residents against Non-Resident Deposits; Housing Loans to Non-Resident Indians
Documentary Letters of Credit	Definition of Letter of Credit; Types of Letters of Credit; Operations of Letter of Credit; UCP 600 and Important Articles; Liabilities, Responsibilities and Rights of the Parties; Documents under LC – Scrutiny, Crystallization, Follow-up for Bills under LC and Safeguards for Banks; Risks Relating to LC Transactions; Standby Letter of Credit (Similar to Guarantees); Uniform Rules for Bank-to-Bank Reimbursements (URR–725); International Standard Banking Practice – 745 (ISBP 745); Incoterms; Case Studies
Facilities for Exporters and Importers	Exchange and Trade Control Guidelines for Exporters; Facilities for Exporters;; Export Finance; Gold Card Scheme for Exporters; Export Data Processing and Monitoring System (EDPMS); Factoring and Forfaiting; Exchange and Trade Control Guidelines for Importers; Import Finance; Import Data Processing and Monitoring System (IDPMS); Trade Credit – Supplier’s Credit and Buyer’s Credit; Case Study on Export Finance
External Commercial Borrowings and Foreign Investments in India	External Commercial Borrowings – Concepts; ECBs – Other Operational Concepts; Reporting Requirements; Conversion of ECB into Equity; Foreign Investments; Key Concepts; Eligible Foreign Investors; Eligible Investee Entities; Eligible Investment Instruments; Prohibited Sectors; Rules Governing Pledge of Shares; Operational Guidelines; Snap Shot of Non-Debt Instruments (NDI) Rules; List of Documents for Obtention of Foreign Investments; List of Documents for Refund of Foreign Investments Risks in Foreign Trade – Role of ECGC Definition of Risk and Risks in International Trade; Country Risk; Export Credit Insurance in International Trade; ECGC Role and Products; ECGC Policies; ECGC’s Products for Banks; Other Aspects Relating to ECGC Policies and Guarantees; Some of the Common “To Do Points” under ECGC Policies; Claims
Role of EXIM Bank, Reserve Bank of India, Exchange Control in India – FEMA, FEDAI and Others	EXIM Bank – Role, Functions and Facilities; Reserve Bank of India – Role and Exchange Control Regulations in India; Foreign Exchange Management Act (FEMA) 1999; Role of FEDAI and FEDAI Rules; Short Notes on Other Topics: ECB and ADR/GDRs and FCCB;
International Financial Service Centres (IFSC), GIFTCity	Scope of IFSC in India; Opportunities at Gift City; Guidelines relating to setting up of IFSC Banking Units (IBUs); Role of IFSCA ; Regulatory Framework; Permissible Activities at IBUs; Relaxations for the FPI (Foreign Portfolio Investors) Entities at GIFT City
Technology in International Banking	Introduction to Digitization in International Banking – An Overview, Evolution of Technology in International Banking; Benefits and Limitations of Technology in International Banking; Digital Platforms in International Banking; FINTECH and evolution of FINTECH in International Banking; Delivery channels under FINTECH in International Banking; Sample process of International Trade Using Blockchain Technology; Challenges in FINTECH

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BFM CAIIB Syllabus 2025 - Module B - Risk Management

Check here the CAIIB BFM syllabus 2025 for compulsory paper 2 - Module B - Risk Management:

CAIIB BFM syllabus 2025 pdf for compulsory paper 2 - Module B - Risk Management
Risk and Basic Risk Management Framework	What is Risk?, Linkages among Risk, Capital and Return; Why Risk Management?; Basic Risk Management Framework
Risks in Banking Business	Risk Identification in Banking Business; The Banking Book; The Trading Book; Off-Balance Sheet Exposures; Banking Risks – Definitions
Risk Regulations in Banking Industry	Regulation of Banking Industries – Necessities and Goals; The Need for Risk-based Regulation in a Changed World Environment; Basel I: The Basel Capital Accord; 1996 Amendment to Include Market Risk; Basel II Accord – Need and Goals; Basel II Accord; Towards Basel III; Capital Charge for Credit Risk; Credit Risk Mitigation; Capital Charge for Market Risk; Capital Charge for Operational Risk; Pillar 2 – Supervisory Review Process; Pillar 3 – Market Discipline; Capital Conservation Buffer; Leverage Ratio; Countercyclical Capital Buffer; Systemically Important Financial Institutions (SIFIs); Risk Based Supervision (RBS)
Market Risk	Market Risk – Concept; Market Risk in Banks; Market Risk Management Framework; Organisation Structure; Risk Identification; Risk Measurement; Risk Monitoring and Control; Risk Reporting; Managing Trading Liquidity; Risk Mitigation
Credit Risk	General; Credit Risk Management Framework; Organisation Structure; Risk Identification; Risk Measurement; Credit Risk Control and Monitoring; Credit Risk Policies and Guidelines at Transaction Level; Credit Control and Monitoring at Portfolio Level; Active Credit Portfolio Management; Controlling Credit Risk through Loan Review Mechanism (LRM); Credit Risk Mitigation; Securitisation; Credit Derivatives (CDs)
Operational Risk and Integrated Risk Management	Operational Risk – General; Operational Risk – Classification; Operational Risk Classification by Event Type – Definitions; Operational Risk Management Practices; Management Overview and Organisational Structure; Processes and Framework; Risk Monitoring and Control Practices; Operational Risk Qualification; Operational Risk Mitigation; Scenario Analysis; Integrated Risk Management; The Necessity of Integrated Risk Management; Integrated Risk Management – Challenges; Integrated Risk Management – Approach
Liquidity Risk Management	Liquidity Risk Management – Need & Importance; Potential Liquidity Risk Drivers; Types of Liquidity Risk; Principles for Sound Liquidity Risk Management; Governance of Liquidity Risk Management; Liquidity Risk Management Policy, Strategies and Practices; Management of Liquidity Risk; Ratios in respect of Liquidity Risk Management; Stress Testing; Contingency Funding Plan; Overseas Operations of the Indian Banks’ Branches and Subsidiaries and Branches of Foreign Banks in India; Broad Norms in Respect Of Liquidity Management; Liquidity Across Currencies; Management Information System; Reporting to the Reserve Bank of India; Internal Controls
Basel III Framework on Liquidity Standards	Liquidity Coverage Ratio; Liquidity Risk Monitoring Tools; Net Stable Funding Ratio

CAIIB BFM Syllabus 2025 - Module C - Treasury Management

Check here the CAIIB new syllabus 2025 for compulsory paper 2 - Module C - Treasury Management:

CAIIB syllabus 2025 pdf for compulsory paper 2 - Module C - Treasury Management
Introduction to Treasury Management	The Concept; Functions of Integrated Treasury; The Process of Globalisation; Evolving Role of Treasury as Profit Centre; Organisation of Treasury
Treasury Products	Products of Foreign Exchange Markets; Money Market Products; Securities Market Products; Domestic and Global Markets
International Equity and Debt Products	Regulatory Environment; Global Depository Receipts; Indian Depository Receipts; External Commercial Borrowings; Trade Credits; Rupee Denominated Bonds
Funding and Regulatory Aspects	Reserve Assets: CRR and SLR; The Liquidity Adjustment Facility (LAF); Payment and Settlement Systems
Treasury Risk Management	Supervision and Control of Treasury; Market Risk and Credit Risk; Risk Measures: VaR and Duration; Use of Derivatives in Risk Management
Derivative Products	Derivatives and the Treasury; OTC and Exchange Traded Products; Forwards, Options, Futures and Swaps; Interest Rate and Currency Swaps; Developments in Indian Markets and RBI Guidelines on Risk Exposure
Treasury and Asset-Liability Management	Meaning of Asset-Liability Management (ALM), Liquidity Risk and Interest Rate Risk, Role of treasury in ALM, Use of derivatives in ALM, Credit risks and Credit Derivatives, Transfer pricing, Policy Environment

CAIIB BFM Syllabus 2025 - Module D - Balance Sheet Management

Check here the CAIIB syllabus 2025 for compulsory paper 2 - Module D - Balance Sheet Management:

CAIIB Revised syllabus 2025 pdf for compulsory paper 2 - Module D - Balance Sheet Management
Components of Assets and Liabilities in Bank’s Balance Sheet and their Management	Components of a Bank’s Balance Sheet; What is Asset Liability Management?; Significance of Asset Liability Management; Purpose and Objectives of Asset Liability Management; ALM as Co-ordinated Balance Sheet Management
Capital Adequacy – Basel Norms	Scope of Application; Pillar-1 – Minimum Capital Requirements; Pillar 2- Supervisory Review Process; Pillar 3 – Market Discipline;
Asset Classification and Provisioning Norms	Asset Classification; Provisioning Norms
Liquidity Management	Definition; Dimensions and Role of Liquidity Risk Management; Measuring and Managing Liquidity Risk
Interest Rate Risk Management	Essentials of Interest Rate Risk; Sources of Interest Rate Risk; Effects of Interest Rate Risk; Measurement of Interest Rate Risk; Interest Rate Risk Measurement Techniques; Strategies for Controlling Interest Rate Risk; Controls and Supervision of Interest Rate Risk Management; Sound Interest Rate Risk Management Practices; RBI’s Draft Guidelines on Interest Rate Risk in Banking Book
RAROC and Profit Planning	Profit Planning; Risk Aggregation and Capital Allocation; Economic Capital and RAROC

CAIIB BFM Preparation Tips 2025

Cracking BFM is all about consistent preparation and focused practice. Here's how you can make your preparation more effective:

1. Understand the Syllabus and Key Topics

It's critical to comprehend each module in its entirety and recognize its main points. Give modules that are more important on the test more time. Focusing on key topics that are repeatedly asked in the previous year exams is essential to score good marks in the exam.

2. Practice Numerical Questions

BFM includes several calculation-based questions, especially in Forex and Risk Management. Practice good number of numericals daily to gain confidence.

3. Use Mock Tests and MCQs

Frequent practice exams aid in your familiarization with the format of the test. Try to complete good number of full-length mocks, and after each, evaluate your errors.

4. Revise with Short Notes

The secret to remembering what you've learnt is revision. Set aside the final couple weeks prior to the test to study. Take brief notes on important terminologies, formulas, and RBI circular updates. The final revision will benefit from these.

5. Remain Motivated and Consistent

Consistent effort is necessary to prepare for BFM. Maintain your motivation, monitor your development, and concentrate on finishing each lesson with a solid conceptual understanding.

FAQ

Q. Can I find the CAIIB BFM syllabus 2025 free pdf?

Yes. Candidates can download the CAIIB BFM syllabus 2025 free pdf provided in this article.

Q. Where can I get the effective preparation strategy for CAIIB BFM exam 2025?

Candidates can get to know how to prepare effectively for CAIIB BFM exam through the strategy provided here.

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